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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): February 15, 2024
NEW YORK COMMUNITY BANCORP, INC.
(Exact Name of Registrant as Specified in Charter)

Delaware |  | 1-31565 |  | 06-1377322
(State or Other Jurisdiction of Incorporation |  | (Commission File Number) |  | (IRS Employer Identification No.)

102 Duffy Avenue, | Hicksville, | New York | 11801
(Address of principal executive offices)

(516) 683-4100
(Registrant's telephone number, including area code)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ | Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ | Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ | Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ | Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act (17 CFR 230.405) or Rule 12b-2 of the Exchange Act (17 CFR 240.12b-2).

Emerging growth company | ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange
Act. ☐
Securities registered pursuant to Section 12(b) of the Exchange Act:

Title of each class |  | Trading symbol |  | Name of each exchange on which registered
Common stock, $0.01 par value per share |  | NYCB |  | New York Stock Exchange
Bifurcated Option Note Unit Securities SM |  | NYCB PU |  | New York Stock Exchange
Fixed-to-Floating Rate Series A Noncumulative Perpetual Preferred Stock, $0.01 par value |  | NYCB PA |  | New York Stock Exchange

Item 7.01 | Regulation FD Disclosure

New York Community Bancorp, Inc. (the “Company”) executives will discuss, among other things, the Company’s operations and performance with institutional investors at different meetings and events during the months of February and March 2024. Beginning on February 15, 2024, the Company intends to distribute and make available to investors, and to post on its website, the written presentation materials attached hereto as Exhibit 99.1.
The presentation materials are being furnished pursuant to Item 7.01 of this Current Report on Form 8-K. and the information contained therein shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that Section, nor shall it be deemed subject to the requirements of amended Item 10 of Regulation S-K, nor shall it be deemed incorporated by reference into any filing of the Company under the Securities Act of 1933, as amended, or the Exchange Act, whether made before or after the date hereof, regardless of any general incorporation language in such filing. The furnishing of this information hereby shall not be deemed an admission as to the materiality of any such information.

Item 9.01 | Financial Statements and Exhibits

(d) Exhibits
Exhibit Index

Exhibit Number |  | Description |
Exhibit 99.1 |  | Written presentation materials to be distributed and made available to investors, and posted on the Company’s website, beginning February 15, 2024
Exhibit 104 |  | Cover Page Interactive Data File (embedded within the Inline XBRL document).

SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

|  |  | NEW YORK COMMUNITY BANCORP, INC.
Dated: | February 15, 2024 |  |  |  | By: |  | /s/ Salvatore J. DiMartino
|  |  |  |  |  |  | Salvatore J. DiMartino
|  |  |  |  |  |  | Executive Vice President
|  |  |  |  |  |  | Chief of Staff to the CEO