    <SEC-DOCUMENT>0000910073-24-000188-index.html : 20241227
    <SEC-HEADER>0000910073-24-000188.hdr.sgml : 20241227
    <ACCEPTANCE-DATETIME>20241108161518
    <PRIVATE-TO-PUBLIC>
    ACCESSION NUMBER:		0000910073-24-000188
    CONFORMED SUBMISSION TYPE:	CORRESP
    PUBLIC DOCUMENT COUNT:		5
    FILED AS OF DATE:		20241108

    FILER:

    	COMPANY DATA:
    		COMPANY CONFORMED NAME:			FLAGSTAR FINANCIAL, INC.
    		CENTRAL INDEX KEY:			0000910073
    		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036]
    		ORGANIZATION NAME:           	02 Finance
    		IRS NUMBER:				061377322
    		STATE OF INCORPORATION:			DE
    		FISCAL YEAR END:			1231

    	FILING VALUES:
    		FORM TYPE:		CORRESP

    	BUSINESS ADDRESS:
    		STREET 1:		102 DUFFY AVENUE
    		CITY:			HICKSVILLE
    		STATE:			NY
    		ZIP:			11801
    		BUSINESS PHONE:		5166834100

    	MAIL ADDRESS:
    		STREET 1:		102 DUFFY AVENUE
    		CITY:			HICKSVILLE
    		STATE:			NY
    		ZIP:			11801

    	FORMER COMPANY:
    		FORMER CONFORMED NAME:	NEW YORK COMMUNITY BANCORP, INC.
    		DATE OF NAME CHANGE:	20240311

    	FORMER COMPANY:
    		FORMER CONFORMED NAME:	NEW YORK COMMUNITY BANCORP INC
    		DATE OF NAME CHANGE:	20001128

    	FORMER COMPANY:
    		FORMER CONFORMED NAME:	QUEENS COUNTY BANCORP INC
    		DATE OF NAME CHANGE:	19930802
    </SEC-HEADER>
    <DOCUMENT>
    <TYPE>CORRESP
    <SEQUENCE>1
    <FILENAME>filename1.htm
    <TEXT>
    Document 1 - file: filename1.htm

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>2
    <FILENAME>nycbresponselettertoseco001.jpg
    <TEXT>
    Document 2 - file: nycbresponselettertoseco001.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>3
    <FILENAME>nycbresponselettertoseco002.jpg
    <TEXT>
    Document 3 - file: nycbresponselettertoseco002.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>4
    <FILENAME>nycbresponselettertoseco003.jpg
    <TEXT>
    Document 4 - file: nycbresponselettertoseco003.jpg

    </DOCUMENT>
    <DOCUMENT>
    <TYPE>GRAPHIC
    <SEQUENCE>5
    <FILENAME>nycbresponselettertoseco004.jpg
    <TEXT>
    Document 5 - file: nycbresponselettertoseco004.jpg

    </DOCUMENT>
    </SEC-DOCUMENT>