XML 109 R45.htm IDEA: XBRL DOCUMENT
v3.25.0.1

Leases, Premises and Equipment (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2024
Leases [Abstract] |
Schedule of Components of Net Investment in Direct Financing Leases | The components of our gross investment in direct financing leases are shown below:
| Year Ended December 31,
(in millions) | 2024 |  | 2023
Direct financing lease - lease payments receivable | $ | 2,039 |  |  | $ | 3,187 |
Direct financing lease - unguaranteed residual assets | 285 |  |  | 321 |
Total lease payments | $ | 2,324 |  |  | $ | 3,508 |
Schedule of Components of Net Investment in Direct Financing Leases | The following table presents the remaining maturity analysis of the undiscounted lease receivables, as well as the reconciliation to the total amount of receivables recognized in the Consolidated Statements of Condition:
(in millions) | December 31, 2024
2025 | $ | 471 |
2026 | 530 |
2027 | 412 |
2028 | 270 |
2029 | 253 |
Thereafter | 388 |
Total lease payments | $ | 2,324 |
Plus: deferred origination costs | 9 |
Less: unearned income | (169) |
Less: purchase accounting adjustment | (48) |
Total lease finance receivables, net | $ | 2,116 |
Schedule of Supplemental Balance Sheet Information | Supplemental balance sheet information related to the Company’s operating lease arrangements is presented below for the following periods:
| Year Ended December 31,
(in millions, except lease term and discount rate) | 2024 |  | 2023
Operating Leases: |  |  |
Operating lease right-of-use assets | $ | 416 |  |  | $ | 426 |
Operating lease liabilities | $ | 463 |  |  | $ | 446 |
Weighted average remaining lease term | 10.7 years |  | 11.2 years
Weighted average discount rate % | 4.77 | % |  | 4.71 | %
Schedule of Lease Cost Information | Supplemental cash flow information related to the leases for the following periods:
| Year Ended December 31,
(in millions) | 2024 |  | 2023 |  | 2022
Cash paid for amounts included in the measurement of lease liabilities: |  |  |  |  |
Operating cash flows from operating leases | $ | 71 |  |  | $ | 64 |  |  | $ | 28 |
Schedule of Supplemental Balance Sheet Information |
(in millions) | December 31, 2024
Maturities of lease liabilities: |
2025 | $ | 70 |
2026 | 67 |
2027 | 60 |
2028 | 54 |
2029 | 48 |
Thereafter | 302 |
Total lease payments | $ | 601 |
Less: imputed interest | $ | (138) |
Total present value of lease liabilities | $ | 463 |
Schedule of Premises and Equipment and Estimated Useful Lives | The estimated useful lives for the principal classes of assets are as follows:
Premises and Equipment |  | Useful Lives
Buildings |  | 30
Furniture, fixtures and equipment, and building improvements |  | 13.5
Leasehold improvements |  | 10
ATMs |  | 7

X
- Definition Assets And Liabilities, Lessee + References No definition available. + Details
Name: | fbc_AssetsAndLiabilitiesLesseeTableTextBlock
Namespace Prefix: | fbc_
Data Type: | dtr-types1:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Direct Financing Lease, Net Investment In Lease Payments + References No definition available. + Details
Name: | fbc_DirectFinancingLeaseNetInvestmentInLeasePaymentsTableTextBlock
Namespace Prefix: | fbc_
Data Type: | dtr-types1:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of lessee's lease cost. Includes, but is not limited to, interest expense for finance lease, amortization of right-of-use asset for finance lease, operating lease cost, short-term lease cost, variable lease cost and sublease income. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 842 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 4 -Publisher FASB -URI https://asc.fasb.org/1943274/2147478964/842-20-50-4 + Details
Name: | us-gaap_LeaseCostTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_LeasesAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of undiscounted cash flows of lessee's operating lease liability. Includes, but is not limited to, reconciliation of undiscounted cash flows to operating lease liability recognized in statement of financial position. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 842 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147478964/842-20-50-6 + Details
Name: | us-gaap_LesseeOperatingLeaseLiabilityMaturityTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 1 -SubTopic 10 -Topic 360 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482099/360-10-50-1 + Details
Name: | us-gaap_PropertyPlantAndEquipmentTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of maturity of undiscounted cash flows to be received on annual basis for sales-type and direct financing leases receivable. Includes, but is not limited to, reconciliation to lease receivable recognized in statement of financial position. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 842 -SubTopic 30 -Name Accounting Standards Codification -Section 50 -Paragraph 10 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479773/842-30-50-10 + Details
Name: | us-gaap_SalesTypeAndDirectFinancingLeasesLeaseReceivableMaturityTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration