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v3.25.0.1

Federal, State, and Local Taxes - Deferred Tax Assets and Liabilities (Details) - USD ($) $ in Millions | Dec. 31, 2024 | Dec. 31, 2023
--- | --- | ---
Deferred Tax Assets: |  |
Allowance for credit losses on loans and leases | $ 314 | $ 253
Acquisition accounting and fair value adjustments on securities (including OTTI) | 177 | 188
Right of Use Liability | 121 | 32
Compensation and related benefit obligations | 54 | 30
Other | 38 | 22
Unrealized gains and amortization of mortgage servicing rights | 26 | 0
Accrued Expenses | 16 | 19
Net operating loss carryforwards | 12 | 8
Gross deferred tax assets | 758 | 552
Valuation allowance | (4) | (5)
Net deferred tax asset after valuation allowance | 754 | 547
Deferred Tax Liabilities: |  |
Leases | (315) | (492)
Fair value adjustments on loans | (198) | (210)
Right of Use Asset | (109) | (32)
Amortizable intangibles | (95) | (127)
Prepaid pension cost | (37) | (35)
Premises and equipment | (29) | (44)
Other | (14) | (36)
Acquisition accounting and fair value adjustments on debt | (8) | (9)
Unrealized gains and amortization of mortgage servicing rights | 0 | (79)
Gross deferred tax liabilities | (805) | (1,064)
Net deferred tax liability | $ (51) | $ (517)

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