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v3.25.2

Allowance for Credit Losses on Loans and Leases (Tables) | 6 Months Ended
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Jun. 30, 2025
Credit Loss [Abstract] |
Schedule of Activity in the Allowance for Loan and Lease Losses | The following table summarizes activity in the ACL on loans and leases for the periods indicated:
| Multi- Family |  | Commercial Real Estate(1) |  | One-to-Four Family First Mortgage |  | Commercial and Industrial |  | Other |  | Total
Three Months Ended June 30, 2025 |
Balance, beginning of period | $ | 609 |  |  | $ | 289 |  |  | $ | 37 |  |  | $ | 167 |  |  | $ | 66 |  |  | $ | 1,168 |
Charge-offs | (105) |  | (20) |  | (1) |  | (7) |  | (7) |  | (140)
Recoveries | 9 |  | 7 |  | — |  | 4 |  | 3 |  | 23
Provision for (recovery of) credit losses on loans and leases | 25 |  | 42 |  | (3) |  | (4) |  | (5) |  | 55
Balance, end of period | $ | 538 |  |  | $ | 318 |  |  | $ | 33 |  |  | $ | 160 |  |  | $ | 57 |  |  | $ | 1,106 |
Three Months Ended June 30, 2024 |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period | $ | 469 |  |  | $ | 482 |  |  | $ | 42 |  |  | $ | 157 |  |  | $ | 65 |  |  | $ | 1,215 |
Charge-offs | (76) |  | (237) |  | (1) |  | (35) |  | (5) |  | (354)
Recoveries | — |  | — |  | — |  | 4 |  | 1 |  | 5
Provision for (recovery of) credit losses on loans and leases | 225 |  | 126 |  | (1) |  | 47 |  | 5 |  | 402
Balance, end of period | $ | 618 |  |  | $ | 371 |  |  | $ | 40 |  |  | $ | 173 |  |  | $ | 66 |  |  | $ | 1,268 |
Six Months Ended June 30, 2025 |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period | $ | 639 |  |  | $ | 304 |  |  | $ | 39 |  |  | $ | 151 |  |  | $ | 68 |  |  | $ | 1,201 |
Charge-offs | (185) |  | (22) |  | (2) |  | (41) |  | (14) |  | (264)
Recoveries | 9 |  | 7 |  | — |  | 10 |  | 6 |  | 32
Provision for (recovery of) credit losses on loans and leases | 75 |  | 29 |  | (4) |  | 40 |  | (3) |  | 137
Balance, end of period | $ | 538 |  |  | $ | 318 |  |  | $ | 33 |  |  | $ | 160 |  |  | $ | 57 |  |  | $ | 1,106 |
Six Months Ended June 30, 2024 |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period | $ | 307 |  |  | $ | 402 |  |  | $ | 47 |  |  | $ | 134 |  |  | $ | 102 |  |  | $ | 992 |
Charge-offs | (87) |  | (301) |  | (1) |  | (46) |  | (10) |  | (445)
Recoveries | 1 |  | — |  | — |  | 11 |  | 2 |  | 14
Provision for (recovery of) credit losses on loans and leases | 397 |  | 270 |  | (6) |  | 74 |  | (28) |  | 707
Balance, end of period | $ | 618 |  |  | $ | 371 |  |  | $ | 40 |  |  | $ | 173 |  |  | $ | 66 |  |  | $ | 1,268 |
(1)Includes ADC loans. The following table presents additional information about the Company’s non-accrual loans at June 30, 2025:
| Non-accrual loans with no related allowance: |  | Non-accrual loans with an allowance recorded: |  | Total Non-accrual loans |  | Related Allowance |  |
Multi-family | $ | 1,781 |  |  | $ | 607 |  |  | $ | 2,388 |  |  | $ | 91 |  |  |
Commercial real estate(1) | 377 |  | 186 |  | 563 |  |  | 64 |  |
One-to-four family first mortgage | 58 |  | 23 |  | 81 |  |  | 2 |  |
Commercial and Industrial | 72 |  | 51 |  | 123 |  |  | 37 |  |
Other | — |  | 25 |  | 25 |  |  | 21 |  |
Total | $ | 2,288 |  |  | $ | 892 |  |  | $ | 3,180 |  |  | $ | 215 |  |  |
(1)Includes ADC loans. The following table presents additional information about the Company’s non-accrual loans at December 31, 2024:
| Non-accrual loans with no related allowance: |  | Non-accrual loans with an allowance recorded: |  | Total Non-accrual loans |  | Related Allowance |  |
Multi-family | $ | 1,092 |  |  | $ | 663 |  |  | $ | 1,755 |  |  | $ | 77 |  |  |
Commercial real estate(1) | 429 |  | 135 |  |  | 564 |  | 31 |  |  |
One-to-four family first mortgage | 61 |  | 9 |  | 70 |  | 1 |  |
Commercial and Industrial | 51 |  | 151 |  | 202 |  | — |  |
Other | 3 |  | 21 |  | 24 |  | 55 |  |
Total | $ | 1,636 |  |  | $ | 979 |  |  | $ | 2,615 |  |  | $ | 164 |  |  |
(1)Includes ADC loans.

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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- References No definition available. + Details
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