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Allowance for Credit Losses on Loans and Leases (Tables) | 9 Months Ended
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Sep. 30, 2025
Credit Loss [Abstract] |
Schedule of Activity in the Allowance for Loan and Lease Losses | The following table summarizes activity in the ACL on loans and leases for the periods indicated:
| Multi- Family |  | Commercial Real Estate(1) |  | One-to-Four Family First Mortgage |  | Commercial and Industrial |  | Other |  | Total
Three Months Ended September 30, 2025 |
Balance, beginning of period | $ | 538 |  |  | $ | 318 |  |  | $ | 33 |  |  | $ | 160 |  |  | $ | 57 |  |  | $ | 1,106 |
Charge-offs | (53) |  | (19) |  | (1) |  | (9) |  | (10) |  | (92)
Recoveries | 7 |  | 1 |  | — |  | 8 |  | 3 |  | 19
Provision for (recovery of) credit losses on loans and leases | 66 |  | (45) |  | 2 |  | (2) |  | 17 |  | 38
Balance, end of period | $ | 558 |  |  | $ | 255 |  |  | $ | 34 |  |  | $ | 157 |  |  | $ | 67 |  |  | $ | 1,071 |
Three Months Ended September 30, 2024 |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period | $ | 618 |  |  | $ | 371 |  |  | $ | 40 |  |  | $ | 173 |  |  | $ | 66 |  |  | $ | 1,268 |
Charge-offs | (101) |  | (114) |  | (7) |  | (33) |  | (5) |  | (260)
Recoveries | 3 |  | 6 |  | 5 |  | 5 |  | 2 |  | 21
Provision for (recovery of) credit losses on loans and leases | 104 |  | 79 |  | 4 |  | 42 |  | 6 |  | 235
Balance, end of period | $ | 624 |  |  | $ | 342 |  |  | $ | 42 |  |  | $ | 187 |  |  | $ | 69 |  |  | $ | 1,264 |
Nine Months Ended September 30, 2025 |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period | $ | 639 |  |  | $ | 304 |  |  | $ | 39 |  |  | $ | 151 |  |  | $ | 68 |  |  | $ | 1,201 |
Charge-offs | (238) |  | (41) |  | (3) |  | (50) |  | (24) |  | (356)
Recoveries | 16 |  | 8 |  | — |  | 18 |  | 9 |  | 51
Provision for (recovery of) credit losses on loans and leases | 141 |  | (16) |  | (2) |  | 38 |  | 14 |  | 175
Balance, end of period | $ | 558 |  |  | $ | 255 |  |  | $ | 34 |  |  | $ | 157 |  |  | $ | 67 |  |  | $ | 1,071 |
Nine Months Ended September 30, 2024 |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period | $ | 307 |  |  | $ | 402 |  |  | $ | 47 |  |  | $ | 134 |  |  | $ | 102 |  |  | $ | 992 |
Charge-offs | (188) |  | (415) |  | (8) |  | (79) |  | (15) |  | (705)
Recoveries | 4 |  | 6 |  | 5 |  | 16 |  | 4 |  | 35
Provision for (recovery of) credit losses on loans and leases | 501 |  | 349 |  | (2) |  | 116 |  | (22) |  | 942
Balance, end of period | $ | 624 |  |  | $ | 342 |  |  | $ | 42 |  |  | $ | 187 |  |  | $ | 69 |  |  | $ | 1,264 |
(1)Includes ADC loans. The following table presents additional information about our non-accrual loans at September 30, 2025:
| Non-accrual loans with no related allowance: |  | Non-accrual loans with an allowance recorded: |  | Total Non-Accrual loans |  | Related Allowance |  |
Multi-family | $ | 2,148 |  |  | $ | 292 |  |  | $ | 2,440 |  |  | $ | 47 |  |  |
Commercial real estate(1) | 394 |  | 157 |  | 551 |  |  | 56 |  |
One-to-four family first mortgage | 52 |  | 18 |  | 70 |  |  | 2 |  |
Commercial and Industrial | 87 |  | 67 |  | 154 |  |  | 40 |  |
Other | — |  | 26 |  | 26 |  |  | 23 |  |
Total | $ | 2,681 |  |  | $ | 560 |  |  | $ | 3,241 |  |  | $ | 168 |  |  |
(1)Includes ADC loans. The following table presents additional information about our non-accrual loans at December 31, 2024:
| Non-accrual loans with no related allowance: |  | Non-accrual loans with an allowance recorded: |  | Total Non-Accrual loans |  | Related Allowance |  |
Multi-family | $ | 1,092 |  |  | $ | 663 |  |  | $ | 1,755 |  |  | $ | 77 |  |  |
Commercial real estate(1) | 429 |  | 135 |  |  | 564 |  | 31 |  |  |
One-to-four family first mortgage | 61 |  | 9 |  | 70 |  | 1 |  |
Commercial and Industrial | 51 |  | 151 |  | 202 |  | — |  |
Other | 3 |  | 21 |  | 24 |  | 55 |  |
Total | $ | 1,636 |  |  | $ | 979 |  |  | $ | 2,615 |  |  | $ | 164 |  |  |
(1)Includes ADC loans.

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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