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Commitments and Contingencies (Tables) | 9 Months Ended
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Sep. 30, 2025
Commitments and Contingencies Disclosure [Abstract] |
Schedule of the Contractual Amount of Significant Commitments | The following table summarizes our off-balance sheet commitments to originate loans and letters of credit:
(in millions) | September 30, 2025 |  | December 31, 2024 |  |  |  |  |  |  |  |  |  |  |  |
Multi-family and Commercial real estate(1) | $ | 748 |  |  | $ | 2,478 |  |  |  |  |  |  |  |  |  |  |  |  |
One-to-four family including interest rate locks | 1,381 |  |  | 725 |  |  |  |  |  |  |  |  |  |  |  |  |
Other loan commitments | 10,396 |  |  | 9,837 |  |  |  |  |  |  |  |  |  |  |  |  |
Total loan commitments | $ | 12,525 |  |  | $ | 13,040 |  |  |  |  |  |  |  |  |  |  |  |  |
Stand-by letters of credit | 661 |  |  | 803 |  |  |  |  |  |  |  |  |  |  |  |  |
Total commitments(2) | $ | 13,186 |  |  | $ | 13,843 |  |  |  |  |  |  |  |  |  |  |  |  |
(1)Includes ADC loans. (2)The allowance for unfunded commitments is $57 million and $50 million as of September 30, 2025 and December 31, 2024, respectively, and is included in Other liabilities.

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