SEC EDGAR Submission 0001140361-25-015714

<SEC-DOCUMENT>0001140361-25-015714-index.html : 20250425
<SEC-HEADER>0001140361-25-015714.hdr.sgml : 20250425
<ACCEPTANCE-DATETIME>20250425160133
ACCESSION NUMBER:		0001140361-25-015714
CONFORMED SUBMISSION TYPE:	DEF 14A
PUBLIC DOCUMENT COUNT:		62
CONFORMED PERIOD OF REPORT:	20250604
FILED AS OF DATE:		20250425
DATE AS OF CHANGE:		20250425

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FLAGSTAR FINANCIAL, INC.
		CENTRAL INDEX KEY:			0000910073
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036]
		ORGANIZATION NAME:           	02 Finance
		EIN:				061377322
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEF 14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-31565
		FILM NUMBER:		25873651

	BUSINESS ADDRESS:	
		STREET 1:		102 DUFFY AVENUE
		CITY:			HICKSVILLE
		STATE:			NY
		ZIP:			11801
		BUSINESS PHONE:		5166834100

	MAIL ADDRESS:	
		STREET 1:		102 DUFFY AVENUE
		CITY:			HICKSVILLE
		STATE:			NY
		ZIP:			11801

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	NEW YORK COMMUNITY BANCORP, INC.
		DATE OF NAME CHANGE:	20240311

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	NEW YORK COMMUNITY BANCORP INC
		DATE OF NAME CHANGE:	20001128

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	QUEENS COUNTY BANCORP INC
		DATE OF NAME CHANGE:	19930802
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEF 14A
<SEQUENCE>1
<FILENAME>ny20044040x1_def14a.htm
<DESCRIPTION>DEF 14A
<TEXT>
Document 1 - file: ny20044040x1_def14a.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>2
<FILENAME>nycb-20250604.xsd
<DESCRIPTION>INLINE XBRL TAXONOMY EXTENSION - SCHEMA
<TEXT>
Document 2 - file: nycb-20250604.xsd

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>3
<FILENAME>nycb-20250604_def.xml
<DESCRIPTION>INLINE XBRL TAXONOMY EXTENSION - DEFINITION LINKBASE
<TEXT>
Document 3 - file: nycb-20250604_def.xml

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>4
<FILENAME>nycb-20250604_lab.xml
<DESCRIPTION>INLINE XBRL TAXONOMY EXTENSION - LABEL LINKBASE
<TEXT>
Document 4 - file: nycb-20250604_lab.xml

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>5
<FILENAME>nycb-20250604_pre.xml
<DESCRIPTION>INLINE XBRL TAXONOMY EXTENSION - PRESENTATION LINKBASE
<TEXT>
Document 5 - file: nycb-20250604_pre.xml

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>logo_flagstarnew.jpg
<TEXT>
Document 6 - file: logo_flagstarnew.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>ny20044040x1_2024performance.jpg
<TEXT>
Document 7 - file: ny20044040x1_2024performance.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>8
<FILENAME>ny20044040x1_capital.jpg
<TEXT>
Document 8 - file: ny20044040x1_capital.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>9
<FILENAME>ny20044040x1_chair.jpg
<TEXT>
Document 9 - file: ny20044040x1_chair.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>10
<FILENAME>ny20044040x1_chairx1.jpg
<TEXT>
Document 10 - file: ny20044040x1_chairx1.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>11
<FILENAME>ny20044040x1_check2.jpg
<TEXT>
Document 11 - file: ny20044040x1_check2.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>12
<FILENAME>ny20044040x1_cov.jpg
<TEXT>
Document 12 - file: ny20044040x1_cov.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>13
<FILENAME>ny20044040x1_envi.jpg
<TEXT>
Document 13 - file: ny20044040x1_envi.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
<FILENAME>ny20044040x1_govern.jpg
<TEXT>
Document 14 - file: ny20044040x1_govern.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>15
<FILENAME>ny20044040x1_icon1.jpg
<TEXT>
Document 15 - file: ny20044040x1_icon1.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>ny20044040x1_icon10.jpg
<TEXT>
Document 16 - file: ny20044040x1_icon10.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>17
<FILENAME>ny20044040x1_icon11.jpg
<TEXT>
Document 17 - file: ny20044040x1_icon11.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>18
<FILENAME>ny20044040x1_icon2.jpg
<TEXT>
Document 18 - file: ny20044040x1_icon2.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>19
<FILENAME>ny20044040x1_icon3.jpg
<TEXT>
Document 19 - file: ny20044040x1_icon3.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>20
<FILENAME>ny20044040x1_icon4.jpg
<TEXT>
Document 20 - file: ny20044040x1_icon4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>21
<FILENAME>ny20044040x1_icon5.jpg
<TEXT>
Document 21 - file: ny20044040x1_icon5.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>22
<FILENAME>ny20044040x1_icon6.jpg
<TEXT>
Document 22 - file: ny20044040x1_icon6.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>23
<FILENAME>ny20044040x1_icon7.jpg
<TEXT>
Document 23 - file: ny20044040x1_icon7.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>24
<FILENAME>ny20044040x1_icon8.jpg
<TEXT>
Document 24 - file: ny20044040x1_icon8.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>25
<FILENAME>ny20044040x1_icon9.jpg
<TEXT>
Document 25 - file: ny20044040x1_icon9.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>26
<FILENAME>ny20044040x1_member.jpg
<TEXT>
Document 26 - file: ny20044040x1_member.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>27
<FILENAME>ny20044040x1_member2.jpg
<TEXT>
Document 27 - file: ny20044040x1_member2.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>28
<FILENAME>ny20044040x1_member2x1.jpg
<TEXT>
Document 28 - file: ny20044040x1_member2x1.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>29
<FILENAME>ny20044040x1_memberx1.jpg
<TEXT>
Document 29 - file: ny20044040x1_memberx1.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>30
<FILENAME>ny20044040x1_paymix.jpg
<TEXT>
Document 30 - file: ny20044040x1_paymix.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>31
<FILENAME>ny20044040x1_social.jpg
<TEXT>
Document 31 - file: ny20044040x1_social.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>32
<FILENAME>ny20044040x999_check.jpg
<TEXT>
Document 32 - file: ny20044040x999_check.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>33
<FILENAME>ny20044040x999_checkx1.jpg
<TEXT>
Document 33 - file: ny20044040x999_checkx1.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>34
<FILENAME>ny20044040x999_mail1.jpg
<TEXT>
Document 34 - file: ny20044040x999_mail1.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>35
<FILENAME>ny20044040x999_mouse.jpg
<TEXT>
Document 35 - file: ny20044040x999_mouse.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>36
<FILENAME>ny20044040x999_phone1.jpg
<TEXT>
Document 36 - file: ny20044040x999_phone1.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>37
<FILENAME>sig_nguyenb.jpg
<TEXT>
Document 37 - file: sig_nguyenb.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>38
<FILENAME>sig_ottingjm.jpg
<TEXT>
Document 38 - file: sig_ottingjm.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>39
<FILENAME>ny20044040x1_header1.jpg
<TEXT>
Document 39 - file: ny20044040x1_header1.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>40
<FILENAME>ny20044040x1_header2.jpg
<TEXT>
Document 40 - file: ny20044040x1_header2.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>41
<FILENAME>ny20044040x1_header3.jpg
<TEXT>
Document 41 - file: ny20044040x1_header3.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>42
<FILENAME>ny20044040x1_header4.jpg
<TEXT>
Document 42 - file: ny20044040x1_header4.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>43
<FILENAME>ny20044040x1_header5.jpg
<TEXT>
Document 43 - file: ny20044040x1_header5.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>44
<FILENAME>ny20044040x1_header6.jpg
<TEXT>
Document 44 - file: ny20044040x1_header6.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>45
<FILENAME>ny20044040x1_header7.jpg
<TEXT>
Document 45 - file: ny20044040x1_header7.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>46
<FILENAME>ny20044040x1_ottingj.jpg
<TEXT>
Document 46 - file: ny20044040x1_ottingj.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>47
<FILENAME>ny20044040x1_pvp01.jpg
<TEXT>
Document 47 - file: ny20044040x1_pvp01.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>48
<FILENAME>ny20044040x1_pvp02.jpg
<TEXT>
Document 48 - file: ny20044040x1_pvp02.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>49
<FILENAME>ny20044040x1_pvp03.jpg
<TEXT>
Document 49 - file: ny20044040x1_pvp03.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>50
<FILENAME>ny20044040x1_pc01.jpg
<TEXT>
Document 50 - file: ny20044040x1_pc01.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>51
<FILENAME>ny20044040x1_pc02.jpg
<TEXT>
Document 51 - file: ny20044040x1_pc02.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>53
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
Document 53 - file: R1.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>54
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
Document 54 - file: R2.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>55
<FILENAME>R3.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
Document 55 - file: R3.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>56
<FILENAME>R4.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
Document 56 - file: R4.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>57
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
Document 57 - file: Show.js

</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>58
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
Document 58 - file: report.css

</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>60
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
Document 60 - file: FilingSummary.html

Document 60 - RAW XML: FilingSummary.xml

</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>62
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
Document 62 - file: MetaLinks.json

</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>63
<FILENAME>0001140361-25-015714-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
Document 63 - file: 0001140361-25-015714-xbrl.zip

</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>64
<FILENAME>ny20044040x1_def14a_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
Document 64 - file: ny20044040x1_def14a_htm.html

Document 64 - RAW XML: ny20044040x1_def14a_htm.xml

</DOCUMENT>
</SEC-DOCUMENT>