<SEC-DOCUMENT>0000910073-25-000118.txt : 20250808
<SEC-HEADER>0000910073-25-000118.hdr.sgml : 20250808
<ACCEPTANCE-DATETIME>20250808102820
ACCESSION NUMBER:		0000910073-25-000118
CONFORMED SUBMISSION TYPE:	13F-NT
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20250630
FILED AS OF DATE:		20250808
DATE AS OF CHANGE:		20250808
EFFECTIVENESS DATE:		20250808

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FLAGSTAR FINANCIAL, INC.
		CENTRAL INDEX KEY:			0000910073
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036]
		ORGANIZATION NAME:           	02 Finance
		EIN:				061377322
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-NT
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-10200
		FILM NUMBER:		251196666

	BUSINESS ADDRESS:	
		STREET 1:		102 DUFFY AVENUE
		CITY:			HICKSVILLE
		STATE:			NY
		ZIP:			11801
		BUSINESS PHONE:		5166834100

	MAIL ADDRESS:	
		STREET 1:		102 DUFFY AVENUE
		CITY:			HICKSVILLE
		STATE:			NY
		ZIP:			11801

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	NEW YORK COMMUNITY BANCORP, INC.
		DATE OF NAME CHANGE:	20240311

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	NEW YORK COMMUNITY BANCORP INC
		DATE OF NAME CHANGE:	20001128

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	QUEENS COUNTY BANCORP INC
		DATE OF NAME CHANGE:	19930802
</SEC-HEADER>
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          <cik>0000910073</cik>
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      <periodOfReport>06-30-2025</periodOfReport>
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      <reportCalendarOrQuarter>06-30-2025</reportCalendarOrQuarter>
      <isAmendment>false</isAmendment>
      <filingManager>
        <name>FLAGSTAR FINANCIAL, INC.</name>
        <address>
          <com:street1>102 DUFFY AVENUE</com:street1>
          <com:city>HICKSVILLE</com:city>
          <com:stateOrCountry>NY</com:stateOrCountry>
          <com:zipCode>11801</com:zipCode>
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        <otherManager>
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          <form13FFileNumber>028-21389</form13FFileNumber>
          <crdNumber>000104233</crdNumber>
          <secFileNumber>801-67767</secFileNumber>
          <name>FLAGSTAR ADVISORS INC</name>
        </otherManager>
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      <provideInfoForInstruction5>N</provideInfoForInstruction5>
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    <signatureBlock>
      <name>Bao Nguyen</name>
      <title>SEVP, General Counsel and Chief of Staff</title>
      <phone>516-402-4846</phone>
      <signature>/s/ Bao Nguyen</signature>
      <city>Hicksville</city>
      <stateOrCountry>NY</stateOrCountry>
      <signatureDate>08-08-2025</signatureDate>
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