<SEC-DOCUMENT>0000910073-25-000143-index.html : 20251017
<SEC-HEADER>0000910073-25-000143.hdr.sgml : 20251017
<ACCEPTANCE-DATETIME>20251017163947
ACCESSION NUMBER:		0000910073-25-000143
CONFORMED SUBMISSION TYPE:	8-A12B
PUBLIC DOCUMENT COUNT:		127
FILED AS OF DATE:		20251017
DATE AS OF CHANGE:		20251017

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FLAGSTAR FINANCIAL, INC.
		CENTRAL INDEX KEY:			0000910073
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED [6036]
		ORGANIZATION NAME:           	02 Finance
		EIN:				061377322
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-A12B
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-31565
		FILM NUMBER:		251401267

	BUSINESS ADDRESS:	
		STREET 1:		102 DUFFY AVENUE
		CITY:			HICKSVILLE
		STATE:			NY
		ZIP:			11801
		BUSINESS PHONE:		5166834100

	MAIL ADDRESS:	
		STREET 1:		102 DUFFY AVENUE
		CITY:			HICKSVILLE
		STATE:			NY
		ZIP:			11801

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	NEW YORK COMMUNITY BANCORP, INC.
		DATE OF NAME CHANGE:	20240311

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	NEW YORK COMMUNITY BANCORP INC
		DATE OF NAME CHANGE:	20001128

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	QUEENS COUNTY BANCORP INC
		DATE OF NAME CHANGE:	19930802
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-A12B
<SEQUENCE>1
<FILENAME>form8-axbonusunits.htm
<DESCRIPTION>8-A12B
<TEXT>
Document 1 - file: form8-axbonusunits.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-2.1 <SEQUENCE>2 <FILENAME>a21-amendedagreementandp.htm <DESCRIPTION>EX-2.1 <TEXT> Document 2 - file: a21-amendedagreementandp.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-3.1 <SEQUENCE>3 <FILENAME>a31-revisedarticlesofass.htm <DESCRIPTION>EX-3.1 <TEXT> Document 3 - file: a31-revisedarticlesofass.htm
</DOCUMENT> <DOCUMENT> <TYPE>EX-3.2 <SEQUENCE>4 <FILENAME>a32-revisedflagstarbankn.htm <DESCRIPTION>EX-3.2 <TEXT> Document 4 - file: a32-revisedflagstarbankn.htm
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>5 <FILENAME>a21-amendedagreementandp001.jpg <TEXT> Document 5 - file: a21-amendedagreementandp001.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>6 <FILENAME>a21-amendedagreementandp002.jpg <TEXT> Document 6 - file: a21-amendedagreementandp002.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>7 <FILENAME>a21-amendedagreementandp003.jpg <TEXT> Document 7 - file: a21-amendedagreementandp003.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>8 <FILENAME>a21-amendedagreementandp004.jpg <TEXT> Document 8 - file: a21-amendedagreementandp004.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>9 <FILENAME>a21-amendedagreementandp005.jpg <TEXT> Document 9 - file: a21-amendedagreementandp005.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>10 <FILENAME>a21-amendedagreementandp006.jpg <TEXT> Document 10 - file: a21-amendedagreementandp006.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>11 <FILENAME>a21-amendedagreementandp007.jpg <TEXT> Document 11 - file: a21-amendedagreementandp007.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>12 <FILENAME>a21-amendedagreementandp008.jpg <TEXT> Document 12 - file: a21-amendedagreementandp008.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>13 <FILENAME>a21-amendedagreementandp009.jpg <TEXT> Document 13 - file: a21-amendedagreementandp009.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>14 <FILENAME>a21-amendedagreementandp010.jpg <TEXT> Document 14 - file: a21-amendedagreementandp010.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>15 <FILENAME>a31-revisedarticlesofass001.jpg <TEXT> Document 15 - file: a31-revisedarticlesofass001.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>16 <FILENAME>a31-revisedarticlesofass002.jpg <TEXT> Document 16 - file: a31-revisedarticlesofass002.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>17 <FILENAME>a31-revisedarticlesofass003.jpg <TEXT> Document 17 - file: a31-revisedarticlesofass003.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>18 <FILENAME>a31-revisedarticlesofass004.jpg <TEXT> Document 18 - file: a31-revisedarticlesofass004.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>19 <FILENAME>a31-revisedarticlesofass005.jpg <TEXT> Document 19 - file: a31-revisedarticlesofass005.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>20 <FILENAME>a31-revisedarticlesofass006.jpg <TEXT> Document 20 - file: a31-revisedarticlesofass006.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>21 <FILENAME>a31-revisedarticlesofass007.jpg <TEXT> Document 21 - file: a31-revisedarticlesofass007.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>22 <FILENAME>a31-revisedarticlesofass008.jpg <TEXT> Document 22 - file: a31-revisedarticlesofass008.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>23 <FILENAME>a31-revisedarticlesofass009.jpg <TEXT> Document 23 - file: a31-revisedarticlesofass009.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>24 <FILENAME>a31-revisedarticlesofass010.jpg <TEXT> Document 24 - file: a31-revisedarticlesofass010.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>25 <FILENAME>a31-revisedarticlesofass011.jpg <TEXT> Document 25 - file: a31-revisedarticlesofass011.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>26 <FILENAME>a31-revisedarticlesofass012.jpg <TEXT> Document 26 - file: a31-revisedarticlesofass012.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>27 <FILENAME>a31-revisedarticlesofass013.jpg <TEXT> Document 27 - file: a31-revisedarticlesofass013.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>28 <FILENAME>a31-revisedarticlesofass014.jpg <TEXT> Document 28 - file: a31-revisedarticlesofass014.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>29 <FILENAME>a31-revisedarticlesofass015.jpg <TEXT> Document 29 - file: a31-revisedarticlesofass015.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>30 <FILENAME>a31-revisedarticlesofass016.jpg <TEXT> Document 30 - file: a31-revisedarticlesofass016.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>31 <FILENAME>a31-revisedarticlesofass017.jpg <TEXT> Document 31 - file: a31-revisedarticlesofass017.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>32 <FILENAME>a31-revisedarticlesofass018.jpg <TEXT> Document 32 - file: a31-revisedarticlesofass018.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>33 <FILENAME>a31-revisedarticlesofass019.jpg <TEXT> Document 33 - file: a31-revisedarticlesofass019.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>34 <FILENAME>a31-revisedarticlesofass020.jpg <TEXT> Document 34 - file: a31-revisedarticlesofass020.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>35 <FILENAME>a31-revisedarticlesofass021.jpg <TEXT> Document 35 - file: a31-revisedarticlesofass021.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>36 <FILENAME>a31-revisedarticlesofass022.jpg <TEXT> Document 36 - file: a31-revisedarticlesofass022.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>37 <FILENAME>a31-revisedarticlesofass023.jpg <TEXT> Document 37 - file: a31-revisedarticlesofass023.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>38 <FILENAME>a31-revisedarticlesofass024.jpg <TEXT> Document 38 - file: a31-revisedarticlesofass024.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>39 <FILENAME>a31-revisedarticlesofass025.jpg <TEXT> Document 39 - file: a31-revisedarticlesofass025.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>40 <FILENAME>a31-revisedarticlesofass026.jpg <TEXT> Document 40 - file: a31-revisedarticlesofass026.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>41 <FILENAME>a31-revisedarticlesofass027.jpg <TEXT> Document 41 - file: a31-revisedarticlesofass027.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>42 <FILENAME>a31-revisedarticlesofass028.jpg <TEXT> Document 42 - file: a31-revisedarticlesofass028.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>43 <FILENAME>a31-revisedarticlesofass029.jpg <TEXT> Document 43 - file: a31-revisedarticlesofass029.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>44 <FILENAME>a31-revisedarticlesofass030.jpg <TEXT> Document 44 - file: a31-revisedarticlesofass030.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>45 <FILENAME>a31-revisedarticlesofass031.jpg <TEXT> Document 45 - file: a31-revisedarticlesofass031.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>46 <FILENAME>a31-revisedarticlesofass032.jpg <TEXT> Document 46 - file: a31-revisedarticlesofass032.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>47 <FILENAME>a31-revisedarticlesofass033.jpg <TEXT> Document 47 - file: a31-revisedarticlesofass033.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>48 <FILENAME>a31-revisedarticlesofass034.jpg <TEXT> Document 48 - file: a31-revisedarticlesofass034.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>49 <FILENAME>a31-revisedarticlesofass035.jpg <TEXT> Document 49 - file: a31-revisedarticlesofass035.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>50 <FILENAME>a31-revisedarticlesofass036.jpg <TEXT> Document 50 - file: a31-revisedarticlesofass036.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>51 <FILENAME>a31-revisedarticlesofass037.jpg <TEXT> Document 51 - file: a31-revisedarticlesofass037.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>52 <FILENAME>a31-revisedarticlesofass038.jpg <TEXT> Document 52 - file: a31-revisedarticlesofass038.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>53 <FILENAME>a31-revisedarticlesofass039.jpg <TEXT> Document 53 - file: a31-revisedarticlesofass039.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>54 <FILENAME>a31-revisedarticlesofass040.jpg <TEXT> Document 54 - file: a31-revisedarticlesofass040.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>55 <FILENAME>a31-revisedarticlesofass041.jpg <TEXT> Document 55 - file: a31-revisedarticlesofass041.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>56 <FILENAME>a31-revisedarticlesofass042.jpg <TEXT> Document 56 - file: a31-revisedarticlesofass042.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>57 <FILENAME>a31-revisedarticlesofass043.jpg <TEXT> Document 57 - file: a31-revisedarticlesofass043.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>58 <FILENAME>a31-revisedarticlesofass044.jpg <TEXT> Document 58 - file: a31-revisedarticlesofass044.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>59 <FILENAME>a31-revisedarticlesofass045.jpg <TEXT> Document 59 - file: a31-revisedarticlesofass045.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>60 <FILENAME>a31-revisedarticlesofass046.jpg <TEXT> Document 60 - file: a31-revisedarticlesofass046.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>61 <FILENAME>a31-revisedarticlesofass047.jpg <TEXT> Document 61 - file: a31-revisedarticlesofass047.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>62 <FILENAME>a31-revisedarticlesofass048.jpg <TEXT> Document 62 - file: a31-revisedarticlesofass048.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>63 <FILENAME>a31-revisedarticlesofass049.jpg <TEXT> Document 63 - file: a31-revisedarticlesofass049.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>64 <FILENAME>a31-revisedarticlesofass050.jpg <TEXT> Document 64 - file: a31-revisedarticlesofass050.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>65 <FILENAME>a31-revisedarticlesofass051.jpg <TEXT> Document 65 - file: a31-revisedarticlesofass051.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>66 <FILENAME>a31-revisedarticlesofass052.jpg <TEXT> Document 66 - file: a31-revisedarticlesofass052.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>67 <FILENAME>a31-revisedarticlesofass053.jpg <TEXT> Document 67 - file: a31-revisedarticlesofass053.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>68 <FILENAME>a31-revisedarticlesofass054.jpg <TEXT> Document 68 - file: a31-revisedarticlesofass054.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>69 <FILENAME>a31-revisedarticlesofass055.jpg <TEXT> Document 69 - file: a31-revisedarticlesofass055.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>70 <FILENAME>a31-revisedarticlesofass056.jpg <TEXT> Document 70 - file: a31-revisedarticlesofass056.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>71 <FILENAME>a31-revisedarticlesofass057.jpg <TEXT> Document 71 - file: a31-revisedarticlesofass057.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>72 <FILENAME>a31-revisedarticlesofass058.jpg <TEXT> Document 72 - file: a31-revisedarticlesofass058.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>73 <FILENAME>a31-revisedarticlesofass059.jpg <TEXT> Document 73 - file: a31-revisedarticlesofass059.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>74 <FILENAME>a31-revisedarticlesofass060.jpg <TEXT> Document 74 - file: a31-revisedarticlesofass060.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>75 <FILENAME>a31-revisedarticlesofass061.jpg <TEXT> Document 75 - file: a31-revisedarticlesofass061.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>76 <FILENAME>a31-revisedarticlesofass062.jpg <TEXT> Document 76 - file: a31-revisedarticlesofass062.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>77 <FILENAME>a31-revisedarticlesofass063.jpg <TEXT> Document 77 - file: a31-revisedarticlesofass063.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>78 <FILENAME>a31-revisedarticlesofass064.jpg <TEXT> Document 78 - file: a31-revisedarticlesofass064.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>79 <FILENAME>a31-revisedarticlesofass065.jpg <TEXT> Document 79 - file: a31-revisedarticlesofass065.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>80 <FILENAME>a31-revisedarticlesofass066.jpg <TEXT> Document 80 - file: a31-revisedarticlesofass066.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>81 <FILENAME>a31-revisedarticlesofass067.jpg <TEXT> Document 81 - file: a31-revisedarticlesofass067.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>82 <FILENAME>a31-revisedarticlesofass068.jpg <TEXT> Document 82 - file: a31-revisedarticlesofass068.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>83 <FILENAME>a31-revisedarticlesofass069.jpg <TEXT> Document 83 - file: a31-revisedarticlesofass069.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>84 <FILENAME>a31-revisedarticlesofass070.jpg <TEXT> Document 84 - file: a31-revisedarticlesofass070.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>85 <FILENAME>a31-revisedarticlesofass071.jpg <TEXT> Document 85 - file: a31-revisedarticlesofass071.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>86 <FILENAME>a31-revisedarticlesofass072.jpg <TEXT> Document 86 - file: a31-revisedarticlesofass072.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>87 <FILENAME>a31-revisedarticlesofass073.jpg <TEXT> Document 87 - file: a31-revisedarticlesofass073.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>88 <FILENAME>a31-revisedarticlesofass074.jpg <TEXT> Document 88 - file: a31-revisedarticlesofass074.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>89 <FILENAME>a31-revisedarticlesofass075.jpg <TEXT> Document 89 - file: a31-revisedarticlesofass075.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>90 <FILENAME>a31-revisedarticlesofass076.jpg <TEXT> Document 90 - file: a31-revisedarticlesofass076.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>91 <FILENAME>a31-revisedarticlesofass077.jpg <TEXT> Document 91 - file: a31-revisedarticlesofass077.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>92 <FILENAME>a31-revisedarticlesofass078.jpg <TEXT> Document 92 - file: a31-revisedarticlesofass078.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>93 <FILENAME>a31-revisedarticlesofass079.jpg <TEXT> Document 93 - file: a31-revisedarticlesofass079.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>94 <FILENAME>a32-revisedflagstarbankn001.jpg <TEXT> Document 94 - file: a32-revisedflagstarbankn001.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>95 <FILENAME>a32-revisedflagstarbankn002.jpg <TEXT> Document 95 - file: a32-revisedflagstarbankn002.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>96 <FILENAME>a32-revisedflagstarbankn003.jpg <TEXT> Document 96 - file: a32-revisedflagstarbankn003.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>97 <FILENAME>a32-revisedflagstarbankn004.jpg <TEXT> Document 97 - file: a32-revisedflagstarbankn004.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>98 <FILENAME>a32-revisedflagstarbankn005.jpg <TEXT> Document 98 - file: a32-revisedflagstarbankn005.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>99 <FILENAME>a32-revisedflagstarbankn006.jpg <TEXT> Document 99 - file: a32-revisedflagstarbankn006.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>100 <FILENAME>a32-revisedflagstarbankn007.jpg <TEXT> Document 100 - file: a32-revisedflagstarbankn007.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>101 <FILENAME>a32-revisedflagstarbankn008.jpg <TEXT> Document 101 - file: a32-revisedflagstarbankn008.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>102 <FILENAME>a32-revisedflagstarbankn009.jpg <TEXT> Document 102 - file: a32-revisedflagstarbankn009.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>103 <FILENAME>a32-revisedflagstarbankn010.jpg <TEXT> Document 103 - file: a32-revisedflagstarbankn010.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>104 <FILENAME>a32-revisedflagstarbankn011.jpg <TEXT> Document 104 - file: a32-revisedflagstarbankn011.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>105 <FILENAME>a32-revisedflagstarbankn012.jpg <TEXT> Document 105 - file: a32-revisedflagstarbankn012.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>106 <FILENAME>a32-revisedflagstarbankn013.jpg <TEXT> Document 106 - file: a32-revisedflagstarbankn013.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>107 <FILENAME>a32-revisedflagstarbankn014.jpg <TEXT> Document 107 - file: a32-revisedflagstarbankn014.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>108 <FILENAME>a32-revisedflagstarbankn015.jpg <TEXT> Document 108 - file: a32-revisedflagstarbankn015.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>109 <FILENAME>a32-revisedflagstarbankn016.jpg <TEXT> Document 109 - file: a32-revisedflagstarbankn016.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>110 <FILENAME>a32-revisedflagstarbankn017.jpg <TEXT> Document 110 - file: a32-revisedflagstarbankn017.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>111 <FILENAME>a32-revisedflagstarbankn018.jpg <TEXT> Document 111 - file: a32-revisedflagstarbankn018.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>112 <FILENAME>a32-revisedflagstarbankn019.jpg <TEXT> Document 112 - file: a32-revisedflagstarbankn019.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>113 <FILENAME>a32-revisedflagstarbankn020.jpg <TEXT> Document 113 - file: a32-revisedflagstarbankn020.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>114 <FILENAME>a32-revisedflagstarbankn021.jpg <TEXT> Document 114 - file: a32-revisedflagstarbankn021.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>115 <FILENAME>a32-revisedflagstarbankn022.jpg <TEXT> Document 115 - file: a32-revisedflagstarbankn022.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>116 <FILENAME>a32-revisedflagstarbankn023.jpg <TEXT> Document 116 - file: a32-revisedflagstarbankn023.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>117 <FILENAME>a32-revisedflagstarbankn024.jpg <TEXT> Document 117 - file: a32-revisedflagstarbankn024.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>118 <FILENAME>a32-revisedflagstarbankn025.jpg <TEXT> Document 118 - file: a32-revisedflagstarbankn025.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>119 <FILENAME>a32-revisedflagstarbankn026.jpg <TEXT> Document 119 - file: a32-revisedflagstarbankn026.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>120 <FILENAME>a32-revisedflagstarbankn027.jpg <TEXT> Document 120 - file: a32-revisedflagstarbankn027.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>121 <FILENAME>a32-revisedflagstarbankn028.jpg <TEXT> Document 121 - file: a32-revisedflagstarbankn028.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>122 <FILENAME>a32-revisedflagstarbankn029.jpg <TEXT> Document 122 - file: a32-revisedflagstarbankn029.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>123 <FILENAME>a32-revisedflagstarbankn030.jpg <TEXT> Document 123 - file: a32-revisedflagstarbankn030.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>124 <FILENAME>a32-revisedflagstarbankn031.jpg <TEXT> Document 124 - file: a32-revisedflagstarbankn031.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>125 <FILENAME>a32-revisedflagstarbankn032.jpg <TEXT> Document 125 - file: a32-revisedflagstarbankn032.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>126 <FILENAME>a32-revisedflagstarbankn033.jpg <TEXT> Document 126 - file: a32-revisedflagstarbankn033.jpg
</DOCUMENT> <DOCUMENT> <TYPE>GRAPHIC <SEQUENCE>127 <FILENAME>image_0.jpg <TEXT> Document 127 - file: image_0.jpg
</DOCUMENT> </SEC-DOCUMENT>