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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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<SEC-DOCUMENT>0000230557-03-000101.txt : 20031114
<SEC-HEADER>0000230557-03-000101.hdr.sgml : 20031114
<ACCEPTANCE-DATETIME>20031114135743
ACCESSION NUMBER:		0000230557-03-000101
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20031114
ITEM INFORMATION:		Other events
FILED AS OF DATE:		20031114

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SELECTIVE INSURANCE GROUP INC
		CENTRAL INDEX KEY:			0000230557
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				222168890
		STATE OF INCORPORATION:			NJ
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-08641
		FILM NUMBER:		031002874

	BUSINESS ADDRESS:	
		STREET 1:		40 WANTAGE AVENUE
		CITY:			BRANCHVILLE
		STATE:			NJ
		ZIP:			07890
		BUSINESS PHONE:		2019483000

	MAIL ADDRESS:	
		STREET 1:		40 WANTAGE AVE
		STREET 2:		40 WANTAGE AVE
		CITY:			BRANCHVILLE
		STATE:			NJ
		ZIP:			07890

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SRI CORP
		DATE OF NAME CHANGE:	19860508
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>form8kdrp.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<html>
<head>
<title>United States</title>
</head>
<body>
<div>
<p align="center"><b><font size="3" color="black" face="Times New Roman">United States</font></b></p>

<p align="center"><b><font size="3" color="black" face="Times New Roman">Securities and Exchange Commission</font></b></p>

<p align="center"><b><font size="3" color="black" face="Times New Roman">Washington, D.C. 20549<br />
</font></b><br />
<b>Form 8-K</b></p>

<p align="center"><b><font size="3" color="black" face="Times New Roman">Current Report</font></b></p>

<p align="center"><b><font size="3" color="black" face="Times New Roman">Pursuant to Section 13 or15(d) of the Securities Exchange Act of 1934</font></b></p>

<p align="center"><b><font size="3" color="black" face="Times New Roman"></font></b></p>

<table border="0" cellspacing="0" cellpadding="0">
<tr>
<td valign="top">
<p><font size="2" color="black" face="Times New Roman">Date of Report (Date of earliest event reported)&nbsp;</font></p>
</td>
<td valign="top">
<p><b><font size="2" color="black" face="Times New Roman">November 14, 2003</font></b></p>
</td>
</tr>
</table>

<p><font size="2" color="black" face="Times New Roman"></font></p>

<table border="0" cellspacing="0" cellpadding="0">
<tr>
<td valign="top">
<p><b><font size="2" color="black" face="Times New
Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Selective
Insurance Group, Inc.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></b></p>
</td>
</tr>

<tr>
<td valign="top">
<p><font size="2" color="black" face="Times New
Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Exact
name of registrant as specified in its charter)</font></p>
</td>
</tr>
</table>

<p><font size="2" color="black" face="Times New Roman"></font></p>

<p><font size="2" color="black" face="Times New Roman"></font></p>

<table border="0" cellspacing="0" cellpadding="0" width="594">
<tr>
<td valign="top">
<p><u><font size="2" color="black" face="Times New Roman">New Jersey&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></u></p>
</td>
<td valign="top"></td>
<td valign="top">
<p><u><font size="2" color="black" face="Times New Roman">0-8641&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></u></p>
</td>
<td valign="top"></td>
<td valign="top">
<p><u><font size="2" color="black" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;22-2168890&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></u></p>
</td>
</tr>

<tr>
<td valign="top">
<p><font size="2" color="black" face="Times New Roman">(State or other jurisdiction<br />
 &nbsp; of incorporation)</font></p>
</td>
<td valign="top"></td>
<td valign="top">
<p><font size="2" color="black" face="Times New Roman">(Commission File Number)</font></p>
</td>
<td valign="top"></td>
<td valign="top">
<p><font size="2" color="black" face="Times New Roman">(IRS Employer No.)</font></p>
</td>
</tr>
</table>

<p><u><font size="2" color="black" face="Times New Roman"></font></u></p>

<table border="0" cellspacing="0" cellpadding="0">
<tr>
<td valign="top">
<p><b><font size="2" color="black" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;40 Wantage Avenue, Branchville, New Jersey
07890&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></b></p>
</td>
</tr>

<tr>
<td valign="top">
<p><font size="2" color="black" face="Times New Roman">(Address of principal executive offices)&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
(Zip Code)</font></p>
</td>
</tr>
</table>

<p><font size="2" color="black" face="Times New Roman"></font></p>

<table border="0" cellspacing="0" cellpadding="0">
<tr>
<td valign="top">
<p><font size="2" color="black" face="Times New Roman">Registrant&rsquo;s telephone number, including area code</font></p>
</td>
<td valign="top">
<p><b><u><font size="2" color="black" face="Times New Roman">&nbsp; (973) 948-3000</font></u></b></p>
</td>
</tr>

<tr height="10">
<td height="10" valign="top"></td>
<td height="10" valign="top"></td>
</tr>
</table>

<p><font size="2" color="black" face="Times New Roman"></font></p>

<table border="0" cellspacing="0" cellpadding="0">
<tr>
<td valign="top">
<p><b><font size="2" color="black" face="Times New
Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<u>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;n/a&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</u></font></b></p>
</td>
</tr>

<tr>
<td valign="top">
<p><font size="2" color="black" face="Times New Roman">(Former name or former address, if changed since last report.)</font></p>
</td>
</tr>
</table>

<p><font size="2" color="black" face="Times New Roman">Item 5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Other Events and Regulation FD Disclosure</font></p>

<p><font size="2" color="black" face="Times New Roman">Item 7 (Management&rsquo;s Discussion and Analysis of Financial Condition and Results of Operations) of our Annual Report on Form 10-K for the fiscal year ended December 31, 2002 contained the presentation of
operating income for the fiscal years ended December 31, 2002, 2001 and 2000. Operating income is a financial measure that is not presented in accordance with accounting principles generally accepted in the United States of America (&ldquo;GAAP&rdquo;).&nbsp;
Operating income differs from net income by the exclusion of realized gains or losses on investment sales, as well as net income from our discontinued software operation.&nbsp; Operating income is used as an important financial measure by management, analysts and
investors because the realization of investment gains and losses in any given period is largely discretionary as to timing and could distort the analysis of trends; however, it is not intended as a substitute for net income prepared in accordance with GAAP.&nbsp; A
reconciliation of operating income to net income is provided below.&nbsp;&nbsp;</font></p>

<p><font size="2" color="black" face="Times New Roman"></font></p>

<table border="0" cellspacing="0" cellpadding="0">
<tr>
<td valign="top"></td>
<td valign="top"></td>
<td valign="top">
<p><b><font size="2" color="black" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2002</font></b></p>
</td>
<td valign="top"></td>
<td valign="top"></td>
<td valign="top">
<p><b><font size="2" color="black" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2001</font></b></p>
</td>
<td valign="top"></td>
<td valign="top"></td>
<td valign="top">
<p><font size="3" color="black" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font> <b><font size="2">2000</font></b></p>
</td>
</tr>

<tr>
<td valign="top">
<p><font size="2" color="black" face="Times New Roman">Operating income<sup>1</sup></font></p>
</td>
<td valign="top">
<p><font size="2" color="black" face="Times New Roman">$</font></p>
</td>
<td valign="top">
<p><font size="2" color="black" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;39,997</font></p>
</td>
<td valign="top"></td>
<td valign="top"></td>
<td valign="top">
<p><font size="2" color="black" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;21,888</font></p>
</td>
<td valign="top"></td>
<td valign="top"></td>
<td valign="top">
<p><font size="2" color="black" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;23,962</font></p>
</td>
</tr>

<tr>
<td valign="top">
<p><font size="2" color="black" face="Times New Roman">Net realized gains, after-tax</font></p>
</td>
<td valign="top"></td>
<td valign="top">
<p><font size="2" color="black" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,141</font></p>
</td>
<td valign="top"></td>
<td valign="top"></td>
<td valign="top">
<p><font size="2" color="black" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4,430</font></p>
</td>
<td valign="top"></td>
<td valign="top"></td>
<td valign="top">
<p><font size="2" color="black" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2,724</font></p>
</td>
</tr>

<tr>
<td valign="top">
<p><font size="2" color="black" face="Times New Roman">(Loss) from discontinued operation</font></p>
</td>
<td valign="top"></td>
<td valign="top">
<p><u><font size="2" color="black" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(169)</font></u></p>
</td>
<td valign="top"></td>
<td valign="top"></td>
<td valign="top">
<p><u><font size="2" color="black" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(625)</font></u></p>
</td>
<td valign="top"></td>
<td valign="top"></td>
<td valign="top">
<p><u><font size="2" color="black" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(151)</font></u></p>
</td>
</tr>

<tr>
<td valign="top">
<p><font size="2" color="black" face="Times New Roman">Net income</font></p>
</td>
<td valign="top">
<p><font size="2" color="black" face="Times New Roman">$</font></p>
</td>
<td valign="top">
<p><u><font size="2" color="black" face="Times New Roman">&nbsp;&nbsp;&nbsp;41,969<br />
 &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></u></p>
</td>
<td valign="top"></td>
<td valign="top"></td>
<td valign="top">
<p><u><font size="2" color="black" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;25,693<br />
 &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></u></p>
</td>
<td valign="top"></td>
<td valign="top"></td>
<td valign="top">
<p><u><font size="2" color="black" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;26,535<br />
 &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></u></p>
</td>
</tr>
</table>

<pre>
<font size="2" face="Times New Roman">_______________</font>
</pre>

<pre>
<sup><font size="2" face="Times New Roman">1 From continuing operations.&nbsp; During May 2002, we sold all of the issued and outstanding shares of capital stock and certain software applications<br />
&nbsp; of PDA Software Services, Inc., which operations are classified as discontinued operations.&nbsp; The net income from this discontinued operation is not<br />
 included in operating income.&nbsp; We have reclassified all prior period amounts to present the operating results of PDA Software Services, Inc. as a<br />
&nbsp; discontinued operation.&nbsp;</font></sup>
</pre>

<font size="2" color="black" face="Times New Roman"><br clear="all" />
</font>

<p><font size="2" color="black" face="Times New Roman">SIGNATURES</font></p>

<p><font size="2" color="black" face="Times New Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be
signed on its behalf by the undersigned hereunto duly authorized.</font></p>

<p><font size="2" color="black" face="Times New Roman"></font></p>

<p><font size="2" color="black" face="Times New
Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<b>
SELECTIVE INSURANCE GROUP, INC</b>.</font></p>

<p><font size="2" color="black" face="Times New
Roman">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(Registrant)</font></p>

<p><font size="2" color="black" face="Times New Roman"></font></p>

<table border="0" cellspacing="0" cellpadding="0">
<tr>
<td valign="top">
<p><font size="2" color="black" face="Times New Roman">Date: November 14, 2003&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</font></p>
</td>
<td valign="top"></td>
<td valign="top">
<p><u><font size="2" color="black" face="Times New Roman">By: /s/ Michele N. Schumacher</font></u></p>
</td>
</tr>

<tr>
<td valign="top"></td>
<td valign="top"></td>
<td valign="top">
<p><font size="2" color="black" face="Times New Roman">Name:&nbsp; Michele N. Schumacher, Esq.</font></p>
</td>
</tr>

<tr>
<td valign="top"></td>
<td valign="top"></td>
<td valign="top">
<p><font size="2" color="black" face="Times New Roman">Title:&nbsp; Vice President, Corporate Counsel &amp; Corporate Governance Officer</font></p>
</td>
</tr>
</table>

<p><font size="2" color="black" face="Times New Roman"></font></p>
</div>
</body>
</html>


</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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