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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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<SEC-DOCUMENT>0000230557-04-000181.txt : 20041110
<SEC-HEADER>0000230557-04-000181.hdr.sgml : 20041110
<ACCEPTANCE-DATETIME>20041110162502
ACCESSION NUMBER:		0000230557-04-000181
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20041110
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20041110
DATE AS OF CHANGE:		20041110

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SELECTIVE INSURANCE GROUP INC
		CENTRAL INDEX KEY:			0000230557
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				222168890
		STATE OF INCORPORATION:			NJ
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-08641
		FILM NUMBER:		041133429

	BUSINESS ADDRESS:	
		STREET 1:		40 WANTAGE AVENUE
		CITY:			BRANCHVILLE
		STATE:			NJ
		ZIP:			07890
		BUSINESS PHONE:		2019483000

	MAIL ADDRESS:	
		STREET 1:		40 WANTAGE AVE
		STREET 2:		40 WANTAGE AVE
		CITY:			BRANCHVILLE
		STATE:			NJ
		ZIP:			07890

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SRI CORP
		DATE OF NAME CHANGE:	19860508
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>form8k111004.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<html>

<head>


<title>UNITED STATES</title>



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<body lang=EN-US link=blue vlink=purple style='text-justify-trim:punctuation'>

<div class=Section1>

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<p class=MsoNormal style="margin-top: 0; margin-bottom: 0"><font size=1 face="Times New Roman">&nbsp;</font></p>

<p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size=5
face="Times New Roman">UNITED
STATES</font></b></p>

<p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size=5
face="Times New Roman">SECURITIES
AND EXCHANGE COMMISSION</font></b></p>

<p class=TitleBC style='text-autospace: none; margin-top: 0; margin-bottom: 0' align="center"><b><font size=3 face="Times New Roman">Washington</font></b>, D.C. 20549</p>

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<p class=MsoNormal style="margin-top: 0; margin-bottom: 0"><font size=1 face="Times New Roman">&nbsp;</font></p>

<p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><font size=1
face="Times New Roman">&nbsp;</font></p>

<hr color="#000080">
<p style="margin-top: 0; margin-bottom: 0"><br clear=ALL>

<p class=MsoNormal style="margin-top: 0; margin-bottom: 0"><font size=1 face="Times New Roman">&nbsp;</font></p>

<p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size=4
face="Times New Roman">FORM 8-K</font></b></p>

<p class=MsoNormal style="margin-top: 0; margin-bottom: 0"><font size=1 face="Times New Roman">&nbsp;</font></p>

<p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size=2
face="Times New Roman">CURRENT
REPORT </font></b></p>

<p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size=2
face="Times New Roman">PURSUANT
TO SECTION 13 OR 15(d) OF THE</font></b></p>

<p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size=2
face="Times New Roman">SECURITIES
EXCHANGE ACT OF 1934</font></b></p>

<p class=MsoNormal style="margin-top: 0; margin-bottom: 0"><font size=1 face="Times New Roman">&nbsp;</font></p>

<p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size=2
face="Times New Roman">DATE OF
REPORT (Date of earliest event reported):&nbsp; November 10, 2004</font></b></p>

<p class=MsoNormal style="margin-top: 0; margin-bottom: 0"><font size=1 face="Times New Roman">&nbsp;</font></p>

<p class=MsoNormal style="margin-top: 0; margin-bottom: 0"><font size=1 face="Times New Roman">&nbsp;</font></p>

<p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><font size=1
face="Times New Roman">&nbsp;</font></p>

<p class=MsoNormal style="margin-top: 0; margin-bottom: 0"><font size=1 face="Times New Roman">&nbsp;</font></p>

<p class=MsoNormal style="margin-top: 0; margin-bottom: 0"><font
size=1>&nbsp;</font></p>

<p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size=5
face="Times New Roman">SELECTIVE
INSURANCE GROUP, INC.</font></b></p>

<p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><font size=1
face="Times New Roman">(Exact name of registrant
as specified in its charter)</font></p>

<p class=MsoNormal style="margin-top: 0; margin-bottom: 0"><font size=1 face="Times New Roman">&nbsp;</font></p>

<p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'>

<p style="margin-top: 0; margin-bottom: 0">

<font size=1>&nbsp;</font></p>

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face="Times New Roman">&nbsp;</font></p>

<hr color="#000080">
<p style="margin-top: 0; margin-bottom: 0"><br clear=ALL>

<table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%"
 style='width:100.0%'>
 <tr>
  <td width="40%" valign=bottom style='width:40.42%;padding:0in 0in 0in 0in'>
  <p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size=2
    face="Times New Roman">New
    Jersey</font></b></p>
  </td>
  <td width="23%" colspan=3 valign=bottom style='width:23.96%;padding:0in 0in 0in 0in'>
  <p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size=2
  face="Times New Roman">0-8641</font></b></p>
  </td>
  <td width="35%" valign=bottom style='width:35.62%;padding:0in 0in 0in 0in'>
  <p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size=2
  face="Times New Roman">22-2168890</font></b></p>
  </td>
 </tr>
 <tr>
  <td width="40%" valign=top style='width:40.42%;padding:0in 0in 0in 0in'>
  <p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><font size=1
  face="Times New Roman">(State or other
  jurisdiction of</font> <font size=1>incorporation)</font></p>
  </td>
  <td width="23%" colspan=3 valign=top style='width:23.96%;padding:0in 0in 0in 0in'>
  <p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><font size=1
  face="Times New Roman">(Commission File Number)</font></p>
  </td>
  <td width="35%" valign=bottom style='width:35.62%;padding:0in 0in 0in 0in'>
  <p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><font size=1
  face="Times New Roman">(I.R.S. Employer</font>
  <font size=1>Identification No.)</font></p>
  </td>
 </tr>
 <tr>
  <td width="50%" colspan=2 valign=top style='width:50.96%;padding:0in 0in 0in 0in'>
  <p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size=1
  face="Times New Roman">&nbsp;</font></b></p>
  </td>
  <td width="0%" valign=bottom style='width:.96%;padding:0in 0in 0in 0in'>
  <p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size=1
  face="Times New Roman">&nbsp;</font></b></p>
  </td>
  <td width="48%" colspan=2 valign=bottom style='width:48.08%;padding:0in 0in 0in 0in'>
  <p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size=1
  face="Times New Roman">&nbsp;</font></b></p>
  </td>
 </tr>
 <tr>
  <td width="50%" colspan=2 valign=top style='width:50.96%;padding:0in 0in 0in 0in'>
  <p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size=2
    face="Times New Roman">40
    Wantage Avenue</font></b><b>, Branchville   , New Jersey</b></p>
  </td>
  <td width="0%" valign=bottom style='width:.96%;padding:0in 0in 0in 0in'>
  <p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size=2
  face="Times New Roman">&nbsp;</font></b></p>
  </td>
  <td width="48%" colspan=2 valign=bottom style='width:48.08%;padding:0in 0in 0in 0in'>
  <p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size=2
  face="Times New Roman">07890</font></b></p>
  </td>
 </tr>
 <tr>
  <td width="50%" colspan=2 valign=top style='width:50.96%;padding:0in 0in 0in 0in'>
  <p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><font size=1
  face="Times New Roman">(Address of principal
  executive offices)</font></p>
  </td>
  <td width="0%" valign=bottom style='width:.96%;padding:0in 0in 0in 0in'>
  <p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><font size=2
  face="Times New Roman">&nbsp;</font></p>
  </td>
  <td width="48%" colspan=2 valign=top style='width:48.08%;padding:0in 0in 0in 0in'>
  <p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><font size=1
  face="Times New Roman">(Zip Code)</font></p>
  </td>
 </tr>
 <tr style='page-break-inside:avoid'>
  <td width="100%" colspan=5 valign=top style='width:100.0%;padding:0in 0in 0in 0in'>
  <p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size=2
  face="Times New Roman">&nbsp;</font></b></p>
  </td>
 </tr>
 <tr style='page-break-inside:avoid'>
  <td width="100%" colspan=5 valign=top style='width:100.0%;padding:0in 0in 0in 0in'>
  <p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size=2
  face="Times New Roman">(973)
  948-3000</font></b></p>
  </td>
 </tr>
 <tr style='page-break-inside:avoid'>
  <td width="100%" colspan=5 valign=top style='width:100.0%;padding:0in 0in 0in 0in'>
  <p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><font size=1
  face="Times New Roman">(Registrant's telephone
  number, including area code)</font></p>
  </td>
 </tr>
 <tr height=0>
  <td width=302 style='border:none'>
    <p style="margin-top: 0; margin-bottom: 0"></td>
  <td width=79 style='border:none'>
    <p style="margin-top: 0; margin-bottom: 0"></td>
  <td width=7 style='border:none'>
    <p style="margin-top: 0; margin-bottom: 0"></td>
  <td width=93 style='border:none'>
    <p style="margin-top: 0; margin-bottom: 0"></td>
  <td width=266 style='border:none'>
    <p style="margin-top: 0; margin-bottom: 0"></td>
 </tr>
</table>

<p align=center style='text-indent: 24.5pt; margin-left: 0in; margin-right: 0in; margin-top: 0; margin-bottom: 0'><b><font size=2 face="Times New Roman">&nbsp;</font></b></p>

<p class=MsoNormal style="margin-top: 0; margin-bottom: 0"><font size=1 face="Times New Roman">&nbsp;</font></p>

<p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size=1
face="Times New Roman">&nbsp;</font></b></p>

<table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width="100%"
 style='width:100.0%'>
 <tr>
  <td width="47%" valign=top style='width:47.48%;padding:0in 0in 0in 0in'>
  <h6 style="margin-top: 0; margin-bottom: 0" align="center"><b><font size=2 face="Times New Roman">n/a</font></b></h6>
  </td>
 </tr>
 <tr>
  <td width="47%" valign=top style='width:47.48%;padding:0in 0in 0in 0in'>
  <p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><font size=1
  face="Times New Roman">(Former name or former
  address, if changed since last report)</font></p>
  </td>
 </tr>
</table>

<p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size=1
face="Times New Roman">&nbsp;</font></b></p>

<p class=MsoNormal style="margin-top: 0; margin-bottom: 0"><font size=2 face="Times New Roman">Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:</font></p>

<p class=MsoNormal style="margin-top: 0; margin-bottom: 0"><font size=2 face="Times New Roman">&nbsp;</font></p>

<p class=MsoNormal style="margin-top: 0; margin-bottom: 0"><font size=2 face="Times New Roman">[ ] Written communications pursuant to Rule 425 under the Securities
Act (17 CFR 230.425)</font></p>

<p class=MsoNormal style="margin-top: 0; margin-bottom: 0"><font size=2 face="Times New Roman">[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)</font></p>

<p class=MsoNormal style="margin-top: 0; margin-bottom: 0"><font size=2 face="Times New Roman">[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))</font></p>

<p class=MsoNormal style="margin-top: 0; margin-bottom: 0"><font size=2 face="Times New Roman">[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))</font></p>

<p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size=1
face="Times New Roman">&nbsp;</font></b></p>

<p class=MsoNormal style="margin-top: 0; margin-bottom: 0"><font size=1 face="Times New Roman">&nbsp;</font></p>

<div style='border:none;border-top:solid #7F0000 1.0pt;padding:0in 0in 0in 0in'>

<p class=MsoNormal style='border:none;padding:0in'><font size=1
face="Times New Roman">&nbsp;</font></p>

</div>

<p class=MsoNormal><font size=1 face="Times New Roman">&nbsp;</font></p>

<font size=1 face="Times New Roman"><hr color="#000080"><br clear=all style='page-break-before:always'>
</font>

<p class=MsoNormal><font size=1 face="Times New Roman">&nbsp;</font></p>

<p class=MsoNormal><font size=1 face="Times New Roman">&nbsp;</font></p>

<table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0
 style='border-collapse:collapse'>
 <tr>
  <td width=78 valign=top style='width:58.5pt;padding:0in 0in 0in 0in'>
  <p class=MsoNormal><b><font size=2
  face="Times New Roman">Item
  8.01</font></b></p>
  </td>
  <td width=6 valign=top style='width:4.5pt;padding:0in 0in 0in 0in'>
  <p class=MsoNormal><font size=2 face="Times New Roman">&nbsp;</font></p>
  </td>
  <td width=540 valign=top style='width:405.0pt;padding:0in 0in 0in 0in'>
  <p class=MsoNormal><b><font size=2 face="Times New Roman">Other Events.</font></b></p>
  </td>
 </tr>
</table>

<p class=MsoNormal><font size=2 face="Times New Roman">&nbsp;</font></p>

<p class=MsoNormal><font size=2 face="Times New Roman">On November 10, 2004, Selective Insurance Group, Inc. issued a press
release, announcing the pricing of an offering of $50 million aggregate
principal amount of its senior notes due 2034.&nbsp; The press release is attached
hereto as Exhibit 99.1.</font></p>

<p class=MsoNormal><font size=2 face="Times New Roman">&nbsp;</font></p>

<table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0
 style='border-collapse:collapse'>
 <tr>
  <td width=78 valign=top style='width:58.5pt;padding:0in 0in 0in 0in'>
  <p class=MsoNormal><b><font size=2 face="Times New Roman">Item 9.01</font></b></p>
  </td>
  <td width=6 valign=top style='width:4.5pt;padding:0in 0in 0in 0in'>
  <p class=MsoNormal><font size=2 face="Times New Roman">&nbsp;</font></p>
  </td>
  <td width=540 valign=top style='width:405.0pt;padding:0in 0in 0in 0in'>
  <p class=MsoNormal><b><font size=2 face="Times New Roman">Financial Statements and Exhibits.</font></b></p>
  </td>
 </tr>
</table>

<p class=MsoNormal><font size=2 face="Times New Roman">&nbsp;</font></p>

<p class=MsoNormal><b><font size=2 face="Times New Roman">(c)&nbsp; Exhibits.</font></b></p>

<p class=MsoNormal><font size=2 face="Times New Roman">&nbsp;</font></p>

<p class=MsoNormal><font size=2 face="Times New Roman">99.1&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Press Release dated November 10, 2004</font></p>

<p class=MsoNormal style='text-indent:.5in'><font size=2 face="Times New Roman">&nbsp;</font></p>

<font size=1 face="Times New Roman"><hr color="#000080"><br clear=all style='page-break-before:always'>
</font>

<p class=MsoNormal style='text-indent:.5in'><font size=1 face="Times New Roman">&nbsp;</font></p>

<p class=MsoNormal><font size=1 face="Times New Roman">&nbsp;</font></p>

<div style='border:none;border-top:solid #7F0000 1.0pt;padding:0in 0in 0in 0in'>

<p class=MsoNormal style='border:none;padding:0in'><font size=1
face="Times New Roman">&nbsp;</font></p>

</div>

<p class=MsoNormal><font size=1 face="Times New Roman">&nbsp;</font></p>

<p class=MsoNormal align=center style='text-align:center'><b><font size=2
face="Times New Roman">SIGNATURES</font></b></p>

<p class=MsoNormal><font size=2 face="Times New Roman">&nbsp;</font></p>

<p class=MsoNormal style='text-indent:.5in'><font size=2 face="Times New Roman">Pursuant to the requirements of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed
on its behalf by the undersigned hereunto duly authorized.</font></p>

<p class=MsoNormal><font size=2 face="Times New Roman">&nbsp;</font></p>

<table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=606
 style='width:454.5pt;border-collapse:collapse'>
 <tr>
  <td width=282 valign=top style='width:211.5pt;padding:0in 0in 0in 0in'>
  <p class=MsoNormal><font size=2 face="Times New Roman">&nbsp;</font></p>
  </td>
  <td width=30 valign=bottom style='width:22.5pt;padding:0in 0in 0in 0in'>
  <p class=MsoNormal><font size=2 face="Times New Roman">&nbsp;</font></p>
  </td>
  <td width=294 valign=top style='width:220.5pt;padding:0in 0in 0in 0in'>
  <p class=MsoNormal><b><font size=2 face="Times New Roman">Selective
  Insurance Group, Inc.</font></b></p>
  <p class=MsoNormal><font size=2 face="Times New Roman">&nbsp;</font></p>
  </td>
 </tr>
 <tr>
  <td width=282 valign=top style='width:211.5pt;padding:0in 0in 0in 0in'>
  <p class=MsoNormal><font size=2 face="Times New Roman">Date:&nbsp; November 10, 2004</font></p>
  </td>
  <td width=30 valign=bottom style='width:22.5pt;padding:0in 0in 0in 0in'>
  <p class=MsoNormal><font size=2 face="Times New Roman">&nbsp;By:</font></p>
  </td>
  <td width=294 valign=top style='width:220.5pt;padding:0in 0in 0in 0in'>
  <p class=MsoNormal><u><font size=2 face="Times New Roman">/s/ Michele N. Schumacher&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </font></u></p>
  </td>
 </tr>
 <tr>
  <td width=282 valign=top style='width:211.5pt;padding:0in 0in 0in 0in'>
  <p class=MsoNormal><b><font size=2 face="Times New Roman">&nbsp;</font></b></p>
  </td>
  <td width=30 valign=bottom style='width:22.5pt;padding:0in 0in 0in 0in'>
  <p class=MsoNormal><font size=2 face="Times New Roman">&nbsp;</font></p>
  </td>
  <td width=294 valign=bottom style='width:220.5pt;padding:0in 0in 0in 0in'>
  <p class=MsoNormal><font size=2 face="Times New Roman">Name:&nbsp;&nbsp; Michele N. Schumacher</font></p>
  </td>
 </tr>
 <tr>
  <td width=282 valign=top style='width:211.5pt;padding:0in 0in 0in 0in'>
  <p class=MsoNormal><b><font size=2 face="Times New Roman">&nbsp;</font></b></p>
  </td>
  <td width=30 valign=bottom style='width:22.5pt;padding:0in 0in 0in 0in'>
  <p class=MsoNormal><font size=2 face="Times New Roman">&nbsp;</font></p>
  </td>
  <td width=294 valign=bottom style='width:220.5pt;padding:0in 0in 0in 0in'>
  <p class=MsoNormal style='margin-left:31.5pt;text-indent:-31.5pt'><font
  size=2 face="Times New Roman">Title:&nbsp;&nbsp;&nbsp;&nbsp; Vice
  President, Corporate Secretary &amp; Corporate Governance Officer </font></p>
  </td>
 </tr>
 <tr>
  <td width=282 valign=top style='width:211.5pt;padding:0in 0in 0in 0in'>
  <p class=MsoNormal><b><font size=2 face="Times New Roman">&nbsp;</font></b></p>
  </td>
  <td width=30 valign=bottom style='width:22.5pt;padding:0in 0in 0in 0in'>
  <p class=MsoNormal><font size=2 face="Times New Roman">&nbsp;</font></p>
  </td>
  <td width=294 valign=bottom style='width:220.5pt;padding:0in 0in 0in 0in'>
  <p class=MsoNormal><font size=2 face="Times New Roman">&nbsp;</font></p>
  </td>
 </tr>
</table>

</div>

</body>

</html>

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>2
<FILENAME>pressrel111004.htm
<DESCRIPTION>PRESS RELEASE
<TEXT>
<html>

<head>


<title>Selective Insurance </title>



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<p class=MsoBodyTextIndent>[SELECTIVE LOGO]<hr color="#000080"><br clear=ALL>
Selective Insurance <br>
  40 Wantage Avenue<br>
  Branchville, New Jersey 07890<br>
www.selective.com

<p class=MsoBodyTextIndent>&nbsp;<br>
<br>
</p>

<p class=MsoNormal style="margin-top: 0; margin-bottom: 0"><b>For release on Nov. 10,
2004 at 4:15 p.m. (EST)</b></p>

<p class=MsoNormal style="margin-top: 0; margin-bottom: 0">Media
Contact: Sharon Cooper</p>

<p class=MsoNormal style="margin-top: 0; margin-bottom: 0">973-948-1324,
sharon.cooper@selective.com</p>



<p class=MsoNormal style="margin-top: 0; margin-bottom: 0">Investor
Contact: Dale Thatcher</p>

<p class=MsoNormal style="margin-top: 0; margin-bottom: 0">973-948-1774, dale.thatcher@selective.com</p>



<p class=MsoNormal style="margin-top: 0; margin-bottom: 0">&nbsp;</p>



<p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size="4">Selective Insurance Group Announces</font></b></p>

<p class=MsoNormal align=center style='margin-top: 0; margin-bottom: 0'><b><font size="4">Pricing of Debt Offering</font></b></p>

<p class=MsoNormal align=center style='text-align:center'><b>&nbsp;</b></p>

<p class=MsoNormal>Branchville, NJ - Nov. 10, 2004 - Selective Insurance Group, Inc.
(NASDAQ:SIGI) today announced the pricing of its offering of $50 million aggregate
principal amount of 7.25%
senior notes due 2034. Selective intends to use the net
proceeds for general corporate purposes, including capital contributions to its
insurance subsidiaries, repayment of some existing outstanding debt, and share
repurchases.</p>



<p class=MsoNormal>The notes
were offered in the United States to qualified institutional buyers pursuant to
Rule 144A under the Securities Act of 1933 and institutional investors that are
accredited investors within the meaning of the Securities Act and outside the United States pursuant to Regulation S under the Securities Act. The notes have not been
registered under the Securities Act or any state securities laws and may not be
offered or sold in the United States without registration or an applicable
exemption from registration requirements.</p>



<p class=MsoNormal>This press
release is neither an offer to sell nor the solicitation of an offer to buy the
notes or any other securities and shall not constitute an offer, solicitation
or sale in any jurisdiction in which such an offer, solicitation or sale is
unlawful.</p>



<p class=MsoNormal>Selective
Insurance Group, Inc., headquartered in Branchville, New Jersey, is a holding
company for six property and casualty insurance companies that offer primary
and alternative market insurance for commercial and personal risks. The
insurance companies are rated &quot;A+&quot; (Superior) by A.M. Best. Through other
subsidiaries, the company offers medical claim management services; human
resources administration services; risk management products and services; and
flood insurance policy, administration and claim services.</p>



<p class=MsoBodyText3 style='line-height:normal'>This
press release contains certain statements that are not historical facts and are
considered forward-looking statements as defined in the Private Securities
Litigation Reform Act of 1995. You can identify forward-looking statements by
use of words such as &quot;may, will, could, would, should, expect, plan,
anticipate, target, project, intend, believe, estimate, predict, potential, pro
forma, seek, likely, or continue,&quot; or other comparable terminology. These
statements relate to our intentions, beliefs, projections, estimations or
forecasts of future events or our future financial performance and involve
known and unknown risks, uncertainties and other factors that may cause our
actual results to be materially different from those expressed or implied by
the forward-looking statements.&nbsp; These statements are only predictions and we
can give no assurance that such expectations will prove to be correct. These
risks and uncertainties include, but are not limited to:</p>



<ul style='margin-top:0in' type=disc>
 <li class=MsoNormal>The
     frequency and severity of catastrophic events, including hurricanes,
     tornadoes, windstorms, earthquakes, hail, severe winter weather, fires,
     explosions and terrorism; </li>
 <li class=MsoNormal>Adverse
     economic, market or regulatory conditions; </li>
 <li class=MsoNormal>The
     concentration of our business in a number of east coast and Midwestern
     states;</li>
 <li class=MsoNormal>The
     adequacy of our loss reserves;</li>
 <li class=MsoNormal>The cost
     and availability of reinsurance;</li>
 <li class=MsoNormal>Our
     ability to collect on reinsurance and the solvency of our reinsurers;&nbsp; </li>
 <li class=MsoNormal>Uncertainties
     related to insurance premium rate increases and business retention;</li>
 <li class=MsoNormal>Changes
     in insurance regulations that impact our ability to write and/or cease
     writing insurance policies in one or more states, particularly changes in
     New Jersey automobile insurance laws and regulations;</li>
 <li class=MsoNormal>Our
     ability to maintain favorable ratings from A.M. Best, Standard &amp;
     Poor's, Moody's and Fitch;</li>
 <li class=MsoNormal>Fluctuations
     in interest rates and the performance of the financial markets;</li>
 <li class=MsoNormal>Our entry
     into new markets and businesses; and </li>
 <li class=MsoNormal>Other
     risks and uncertainties we identify in filings with the Securities and
     Exchange Commission, including, but not limited to the Annual Report on
     Form 10-K; although we do not promise to update such forward-looking
     statements to reflect actual results or changes in assumptions or other
     factors that could affect these statements. </li>
</ul>



<p class=MsoNormal>Forward-looking
statements speak only as of the date on which they are made. We expressly
disclaim any obligation to update or revise any forward-looking statement,
whether as a result of new information, future events or otherwise.</p>



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