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Indebtedness (Tables)

12 Months Ended

Dec. 31, 2011

Indebtedness [Abstract]

Convenants in the Line of Credit

	Required as of December 31, 2011	Actual as of December 31, 2011
Consolidated net worth	$793 million	$ 1,109 million
Statutory surplus	Not less than $750 million	$ 1,063 million1
Debt-to-capitalization ratio2	Not to exceed 35%	20.3%
A.M. Best financial strength rating	Minimum of A-	A+

¹ Statutory surplus includes the effect of the MUSIC acquisition.

² Calculated in accordance with Line of Credit agreement.

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Tabular disclosure of certain conventants in the Line of Credit.

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