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Reinsurance (Tables)
9 Months Ended
Sep. 30, 2015
Reinsurance Disclosures [Abstract]  
Schedule of List Of Direct, Assumed, And Ceded Reinsurance Amounts
 
 
Quarter ended September 30,
 
Nine Months ended September 30,
($ in thousands)
 
2015
 
2014
 
2015
 
2014
Premiums written:
 
 

 
 

 
 

 
 

Direct
 
$
631,429

 
592,858

 
$
1,851,620

 
1,723,063

Assumed
 
6,099

 
5,780

 
17,140

 
19,467

Ceded
 
(92,503
)
 
(103,517
)
 
(273,514
)
 
(290,836
)
Net
 
$
545,025

 
495,121

 
$
1,595,246

 
1,451,694

Premiums earned:
 
 

 
 

 
 

 
 

Direct
 
$
590,716

 
548,734

 
$
1,728,865

 
1,630,347

Assumed
 
5,830

 
6,789

 
16,831

 
27,359

Ceded
 
(89,156
)
 
(92,884
)
 
(271,874
)
 
(274,947
)
Net
 
$
507,390

 
462,639

 
$
1,473,822

 
1,382,759

Loss and loss expense incurred:
 
 

 
 

 
 

 
 

Direct
 
$
306,635

 
304,525

 
$
935,529

 
995,581

Assumed
 
4,224

 
5,362

 
13,114

 
20,218

Ceded
 
(25,698
)
 
(38,955
)
 
(86,922
)
 
(126,526
)
Net
 
$
285,161

 
270,932

 
$
861,721

 
889,273

 
Schedule of Ceded Premiums and Losses Related to Flood Operations
Ceded premiums and losses related to our participation in the NFIP, under which 100% of our flood premiums, losses, and loss expenses are ceded to the NFIP, are as follows:
Ceded to NFIP
 
Quarter ended September 30,
 
Nine Months ended September 30,
($ in thousands)
 
2015
 
2014
 
2015
 
2014
Ceded premiums written
 
$
(62,463
)
 
(69,922
)
 
$
(178,784
)
 
(193,000
)
Ceded premiums earned
 
(58,340
)
 
(60,761
)
 
(176,119
)
 
(178,260
)
Ceded loss and loss expense incurred
 
(15,382
)
 
(14,008
)
 
(36,315
)
 
(48,099
)