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Reinsurance (Tables)
9 Months Ended
Sep. 30, 2016
Reinsurance Disclosures [Abstract]  
Schedule of List Of Direct, Assumed, And Ceded Reinsurance Amounts
 
 
Quarter ended September 30,
 
Nine Months ended September 30,
($ in thousands)
 
2016
 
2015
 
2016
 
2015
Premiums written:
 
 

 
 

 
 

 
 

Direct
 
$
669,844

 
631,429

 
$
1,981,984

 
1,851,620

Assumed
 
7,644

 
6,099

 
21,752

 
17,140

Ceded
 
(98,715
)
 
(92,503
)
 
(281,464
)
 
(273,514
)
Net
 
$
578,773

 
545,025

 
$
1,722,272

 
1,595,246

Premiums earned:
 
 

 
 

 
 

 
 

Direct
 
$
627,520

 
590,716

 
$
1,846,587

 
1,728,865

Assumed
 
7,163

 
5,830

 
20,604

 
16,831

Ceded
 
(92,254
)
 
(89,156
)
 
(270,372
)
 
(271,874
)
Net
 
$
542,429

 
507,390

 
$
1,596,819

 
1,473,822

Loss and loss expense incurred:
 
 

 
 

 
 

 
 

Direct
 
$
428,520

 
306,635

 
$
1,152,223

 
935,529

Assumed
 
5,929

 
4,224

 
18,424

 
13,114

Ceded
 
(118,191
)
 
(25,698
)
 
(258,766
)
 
(86,922
)
Net
 
$
316,258

 
285,161

 
$
911,881

 
861,721


Schedule of Ceded Premiums and Losses Related to Flood Operations

Ceded premiums and losses related to our participation in the NFIP, under which 100% of our flood premiums, losses, and loss expenses are ceded to the NFIP, are as follows:
Ceded to NFIP
 
Quarter ended September 30,
 
Nine Months ended September 30,
($ in thousands)
 
2016
 
2015
 
2016
 
2015
Ceded premiums written
 
$
(62,051
)
 
(62,463
)
 
$
(179,205
)
 
(178,784
)
Ceded premiums earned
 
(56,505
)
 
(58,340
)
 
(169,986
)
 
(176,119
)
Ceded loss and loss expense incurred
 
(99,200
)
 
(15,382
)
 
(164,179
)
 
(36,315
)