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Allowance for Uncollectible Premiums Receivable (Notes) | 9 Months Ended
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Sep. 30, 2020
Premiums Receivable [Abstract] |
Allowance for Uncollectible Premiums Receivable Note [Text Block] | Premiums Receivable The following table provides a roll forward of the allowance for credit losses on our premiums receivable balance for the periods indicated:
($ in thousands) |  | Quarter ended September 30, 2020 |  | Nine Months ended September 30, 2020
Balance at beginning of period |  | $ | 21,000 |  |  | $ | 6,400 |
Cumulative effect adjustment 1 |  | — |  |  | 1,058 |
Balance at beginning of period, as adjusted |  | $ | 21,000 |  |  | $ | 7,458 |
Current period provision for expected credit losses |  | 802 |  |  | 16,369 |
Write-offs charged against the allowance for credit losses |  | (996) |  |  | (3,272) |
Recoveries |  | 194 |  |  | 445 |
Allowance for credit losses, end of period |  | $ | 21,000 |  |  | $ | 21,000 |
1 See Note 2. "Adoption of Accounting Pronouncements" above for additional information regarding our adoption of ASU 2016-13. In Nine Months 2020, we recognized an additional allowance for credit losses of $13.5 million, net of write-offs and recoveries. We based this increase on an evaluation of the recoverability of our premiums receivable in light of (i) the billing accommodations we announced during the first quarter of 2020, and (ii) the impact of certain state regulations that provided for deferral of payments without cancellation for a period up to 90 days and increased earned but uncollected premiums. The billing accommodations included individualized payment flexibility and suspending the effect of policy cancellations, late payment notices, and late or reinstatement fees.

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- Definition The entire disclosure for allowance for credit losses on Premiums Receivable. [Text Block] + References No definition available. + Details
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- Definition Premiums Receivable [Abstract] + References No definition available. + Details
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