Exhibit 99.2














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FINANCIAL SUPPLEMENT
FOURTH QUARTER AND FULL YEAR 2021



Forward-Looking Statements

Certain statements in this report, including information incorporated by reference, are “forward-looking statements” as defined by the Private Securities Litigation Reform Act of 1995 ("PSLRA"). The PSLRA provides a safe harbor under the Securities Act of 1933 and the Securities Exchange Act of 1934 for forward-looking statements. These statements relate to our intentions, beliefs, projections, estimations, or forecasts of future events and financial performance. They involve known and unknown risks, uncertainties, and other factors that may cause our or industry actual results, activity levels, or performance to materially differ from those expressed or implied by the forward-looking statements. In some cases, you can identify forward-looking statements by words such as “may,” “will,” “could,” “would,” “should,” “expect,” “plan,” “anticipate,” “target,” “project,” “intend,” “believe,” “estimate,” “predict,” “potential,” “pro forma,” “seek,” “likely,” “continue,” or comparable terms. Our forward-looking statements are only predictions, and we can give no assurance that such expectations will prove correct. We undertake no obligation, other than as federal securities laws may require, to publicly update or revise any forward-looking statements for any reason.

Factors that could cause our actual results to differ materially from what we project, forecast, or estimate in forward-looking statements, include without limitation:
Related to COVID-19:
Governmental directives to contain or delay the spread of the COVID-19 pandemic have disrupted ordinary business commerce and impacted financial markets. These governmental actions, the extent, duration, and possible alteration based on future COVID-19-related developments that we cannot predict, could materially and adversely affect our results of operations, net investment income, financial position, and liquidity.
The amount of premium we record may be reduced and our underwriting results may be adversely impacted by (i) voluntary premium credits on in-force commercial and personal automobile policies, (ii) state insurance commissioner or other regulatory directives to implement premium-based credit in lines other than commercial and personal automobile, and we may be required to return more premium than warranted by our filed rating plans and actual loss experience, (iii) the effects of our voluntary efforts or the directives from various state insurance regulators to extend individualized payment flexibility and suspend policy cancellations, late payment notices, and late or reinstatement fees, (iv) return premiums that could be significant because our general liability and workers compensation policies provide for premium audit of revenues and payrolls, and (v) collectability of premiums, which may be impacted by policyholder financial distress and insolvency.
Our loss and loss expenses may increase, our related reserves may not be adequate, and our financial condition and liquidity may be materially impacted if litigation or changes in statutory or common law (i) require payment of COVID-19-related business interruption losses despite contrary terms, conditions, and exclusions in our policies or (ii) presume that COVID-19 is a work-related illness compensable under workers compensation policies for employees who contract the virus, regardless of whether they worked in industries defined as essential in various COVID-19-related governmental directives or interacted with the public as part of their job duties.
Our net investment income may be impacted by the significant equity and debt financial market volatility resulting from the COVID-19 pandemic and the related governmental orders because (i) financial market volatility is reflected in our alternative investments’ performance, (ii) increased spreads on fixed income securities may create mark-to-market investment valuation losses that reduce unrealized capital gains and impact GAAP equity, and (iii) net realized losses may increase if we intend to sell more securities, particularly in asset classes that are more significantly impacted by COVID-19-related governmental directives and to which the Federal Reserve Board is providing liquidity and structural support.
To varying degrees, the effect, lifting, or lapsing of COVID-19-related governmental directives in 2021 have disrupted supply chains and caused shortages of products, services, and labor. These shortages may impact our ability to attract and retain labor, including increasing attrition rates, wages, and the cost and difficulty of obtaining third-party non-U.S.-based resources.
Difficult conditions in global capital markets and the economy, including the risk of prolonged higher inflation, could increase loss costs and negatively impact investment portfolios;
Deterioration in the public debt and equity markets and private investment marketplace that could lead to investment losses and interest rate fluctuations;
Ratings downgrades on individual securities we own could affect investment values and, therefore, statutory surplus;
The adequacy of our loss reserves and loss expense reserves;
Frequency and severity of catastrophic events, including natural events such as hurricanes, tornadoes, windstorms, earthquakes, hail, severe winter weather, floods, and fires and man-made events such as criminal and terrorist acts, including cyber-attacks, explosions, and civil unrest;
Adverse market, governmental, regulatory, legal, or judicial conditions or actions;
The geographic concentration of our business in the eastern portion of the United States;
The cost, terms and conditions, and availability of reinsurance;
Our ability to collect on reinsurance and the solvency of our reinsurers;
The impact of changes in U.S. trade policies and imposition of tariffs on imports that may lead to higher than anticipated inflationary trends for our loss and loss expenses;
Uncertainties related to insurance premium rate increases and business retention;
Changes in insurance regulations that impact our ability to write and/or cease writing insurance policies in one or more states;
The effects of data privacy or cyber security laws and regulations on our operations;
Major defect or failure in our internal controls or information technology and application systems that result in harm to our brand in the marketplace, increased senior executive focus on crisis and reputational management issues and/or increased expenses, particularly if we experience a significant privacy breach;
Potential tax or federal financial regulatory reform provisions that could pose certain risks to our operations;
Our ability to maintain favorable ratings from rating agencies, including AM Best, Standard & Poor’s, Moody’s, and Fitch;
Our entry into new markets and businesses; and
Other risks and uncertainties we identify in filings with the United States Securities and Exchange Commission, including, but not limited to, our Annual Report on Form 10-K and other periodic reports.

These risk factors may not be exhaustive. We operate in a continually changing business environment, and new risk factors that we cannot predict or assess may emerge from time-to-time.

Selective’s SEC filings can be accessed through the Investors page of Selective’s website, www.Selective.com, or through the SEC’s EDGAR Database at www.sec.gov (Selective EDGAR CIK No. 0000230557).



Selective Insurance Group, Inc. & Consolidated Subsidiaries

TABLE OF CONTENTS
Page
Consolidated Financial Highlights
Consolidated Statements of Operations
Consolidated Balance Sheets
Financial Metrics
Consolidated Insurance Operations Statement of Operations
Standard Commercial Lines Statement of Operations and Supplemental Data
Standard Commercial Lines GAAP Line of Business Results
Standard Personal Lines Statement of Operations and Supplemental Data
Standard Personal Lines GAAP Line of Business Results
Excess and Surplus Lines Statement of Operations and Supplemental Data
Excess and Surplus Lines GAAP Line of Business Results
Consolidated Investment Income
Consolidated Composition of Invested Assets
Credit Quality of Invested Assets
Reconciliation of Net Income Available to Common Stockholders to Non-GAAP Operating Income and Certain Other Non-GAAP Measures
Ratings and Contact Information





Selective Insurance Group, Inc. & Consolidated Subsidiaries

CONSOLIDATED FINANCIAL HIGHLIGHTS
(Unaudited)
Quarter endedYear-to-date
Dec. 31,Sept. 30,June 30,Mar. 31,Dec. 31,Dec. 31,Dec. 31,
($ and shares in millions, except per share data)2021202120212021202020212020
For Period Ended
Gross premiums written$865.4 939.9 959.6 914.3 790.5 3,679.2 3,228.8 
Net premiums written745.4 812.9 833.2 798.2 681.5 3,189.7 2,773.1 
Change in net premiums written, from comparable prior year period%13 15 23 15 
Underwriting income, before-tax$54.1 10.9 75.9 77.7 84.1 218.6 136.3 
Net investment income earned, before-tax80.1 93.0 83.7 69.7 68.5 326.6 227.1 
Net realized and unrealized investment gains (losses), before-tax2.2 0.2 10.1 5.1 20.1 17.6 (4.2)
Net income$99.0 73.7 121.9 109.3 127.1 403.8 246.4 
Net income available to common stockholders(1)
96.7 71.4 119.6 106.8 127.1 394.5 246.4 
Non-GAAP operating income(2)
94.9 71.3 111.6 102.8 111.2 380.6 249.7 
At Period End
Total assets10,461.4 10,442.2 10,167.9 9,848.6 9,687.9 10,461.4 9,687.9 
Total invested assets8,027.0 7,859.2 7,755.4 7,559.3 7,505.6 8,027.0 7,505.6 
Stockholders' equity2,982.9 2,922.1 2,891.4 2,744.0 2,738.9 2,982.9 2,738.9 
Common stockholders' equity(3)
2,782.9 2,722.1 2,691.4 2,544.0 2,538.9 2,782.9 2,538.9 
Common shares outstanding60.2 60.1 60.1 60.0 59.9 60.2 59.9 
Per Share and Share Data
Net income available to common stockholders per common share (diluted)$1.59 1.18 1.98 1.77 2.10 6.50 4.09 
Non-GAAP operating income per common share (diluted)(2)
1.56 1.18 1.85 1.70 1.84 6.27 4.15 
Weighted average common shares outstanding (diluted)60.8 60.6 60.5 60.5 60.4 60.7 60.3 
Book value per common share$46.24 45.27 44.78 42.38 42.38 46.24 42.38 
Dividends paid per common share0.28 0.25 0.25 0.25 0.25 1.03 0.94 
Financial Ratios
Loss and loss expense ratio60.4 %65.9 56.9 57.0 54.4 60.1 61.0 
Underwriting expense ratio32.5 32.6 32.7 32.1 33.4 32.5 33.8 
Dividends to policyholders ratio0.2 0.1 0.2 0.2 0.3 0.2 0.1 
GAAP combined ratio93.1 %98.6 89.8 89.3 88.1 92.8 94.9 
Annualized return on common stockholders' equity ("ROE")14.0 10.6 18.3 16.8 20.6 14.8 10.4 
Annualized non-GAAP operating ROE(2)
13.8 10.6 17.1 16.2 18.0 14.3 10.5 
Debt to total capitalization14.5 14.6 16.0 16.7 16.7 14.5 16.7 
Net premiums written to policyholders' surplus1.33x 1.35x  1.33x  1.33x  1.30x 1.33x 1.30x
Invested assets per dollar of common stockholders' equity$2.88 2.89 2.88 2.97 2.96 2.88 2.96 
(1)
Net income available to common stockholders is net income reduced by preferred stock dividends.
(2)
Non-GAAP measure. Refer to Page 15 for definition.
(3)
Excludes equity related to preferred stock.
Page 1


Selective Insurance Group, Inc. & Consolidated Subsidiaries

CONSOLIDATED STATEMENTS OF OPERATIONS
(Unaudited)
Quarter endedYear-to-date
Dec. 31,Sept. 30,June 30,Mar. 31,Dec. 31,Dec. 31,Dec. 31,
($ and shares in millions, except per share data)2021202120212021202020212020
Revenues
Net premiums earned$784.5 767.2 740.5 725.0 704.9 3,017.3 2,681.8 
Net investment income earned80.193.0 83.7 69.7 68.5 326.6 227.1 
Net realized and unrealized gains (losses) 2.2 0.2 10.1 5.1 20.1 17.6 (4.2)
Other income2.8 4.6 6.2 4.1 4.9 17.7 17.6 
Total revenues869.7 865.0 840.5 803.9 798.4 3,379.2 2,922.3 
Expenses
Loss and loss expense incurred473.7505.3 421.6 413.4 383.7 1,814.0 1,635.8 
Amortization of deferred policy acquisition costs162.2160.9 154.4 149.1 144.5 626.5 560.3 
Other insurance expenses97.494.8 94.9 88.9 97.5 375.9 366.9 
Interest expense7.27.2 7.4 7.4 7.5 29.2 30.8 
Corporate expenses5.44.3 9.1 9.6 6.1 28.3 25.4 
Total expenses745.9772.4 687.3 668.3 639.4 2,873.9 2,619.3 
Income before federal income tax123.892.6 153.2 135.6 159.0 505.3 303.0 
Federal income tax expense24.9 18.9 31.3 26.4 32.0 101.5 56.6 
Net Income99.073.7 121.9 109.3 127.1 403.8 246.4 
Preferred stock dividends2.32.3 2.3 2.5 — 9.4 — 
Net income available to common stockholders96.771.4119.6106.8127.1394.5246.4
Net realized and unrealized investment (gains) losses, after tax(1)
(1.8)(0.1)(7.9)(4.0)(15.9)(13.9)3.3 
Non-GAAP operating income(2)
$94.9 71.3 111.6 102.8 111.2 380.6 249.7 
Weighted average common shares outstanding (diluted)60.860.6 60.5 60.5 60.4 60.7 60.3 
Net income available to common stockholders per common share (diluted)$1.59 1.18 1.98 1.77 2.10 6.50 4.09 
Non-GAAP operating income per common share (diluted)(2)
$1.56 1.18 1.85 1.70 1.84 6.27 4.15 
(1)
Amounts are provided to reconcile net income available to common stockholders to non-GAAP operating income.
(2)
Non-GAAP measure. Refer to Page 15 for definition.
Note: Amounts may not foot due to rounding.
Page 2


Selective Insurance Group, Inc. & Consolidated Subsidiaries

CONSOLIDATED BALANCE SHEETS
(Unaudited)
Dec. 31,Sept. 30,June 30,Mar. 31,Dec. 31,
($ in millions, except per share data)20212021202120212020
ASSETS
Investments
Fixed income securities, held-to-maturity, net of allowance for credit losses$28.8 25.3 27.0 24.3 16.8 
Fixed income securities, available-for-sale, at fair value, net of allowance for credit losses6,710.0 6,677.1 6,626.4 6,521.6 6,455.9 
Commercial mortgage loans, net of allowance for credit losses95.8 84.0 72.0 61.1 46.3 
Equity securities, at fair value335.5 324.2 348.3 324.3 310.4 
Short-term investments447.9 355.9 351.2 337.8 409.9 
Other investments409.0 392.8 330.5 290.2 266.3 
Total investments8,027.0 7,859.2 7,755.4 7,559.3 7,505.6 
Cash0.5 0.5 0.5 0.5 0.4 
Restricted cash44.6 34.3 8.8 8.4 14.8 
Accrued investment income48.2 46.1 46.1 46.1 45.0 
Premiums receivable, net of allowance for credit losses945.2 984.8 988.0 895.2 836.0 
Reinsurance recoverable, net of allowance for credit losses600.1 686.2 596.9 580.9 587.5 
Prepaid reinsurance premiums183.0 188.0 177.7 168.6 170.5 
Current federal income tax0.8 1.2 — — — 
Property and equipment, net of accumulated depreciation and amortization82.1 75.0 75.1 76.1 77.7 
Deferred policy acquisition costs326.9 334.0 323.2 302.7 288.6 
Goodwill7.8 7.8 7.8 7.8 7.8 
Other assets195.2 225.0 188.5 203.1 153.9 
Total assets$10,461.4 10,442.2 10,167.9 9,848.6 9,687.9 
LIABILITIES AND STOCKHOLDERS' EQUITY
Liabilities
Reserve for loss and loss expense$4,580.9 4,610.3 4,437.3 4,360.2 4,260.4 
Unearned premiums1,803.2 1,847.3 1,791.3 1,689.5 1,618.3 
Long-term debt506.1 500.9 550.9 550.9 550.7 
Current federal income tax— — 18.3 42.0 14.0 
Deferred federal income tax13.4 3.2 0.1 2.3 27.1 
Accrued salaries and benefits121.1 113.7 103.4 83.7 114.9 
Other liabilities453.9 444.6 375.3 376.0 363.7 
Total liabilities$7,478.5 7,520.1 7,276.5 7,104.6 6,949.0 
Stockholders' Equity
Preferred stock of $0 par value per share$200.0 200.0 200.0 200.0 200.0 
Common stock of $2 par value per share208.9 208.8 208.7 208.6 208.1 
Additional paid-in capital464.3 458.1 454.5 446.4 439.0 
Retained earnings2,603.5 2,523.8 2,467.6 2,363.2 2,271.5 
Accumulated other comprehensive income115.1 140.2 169.4 134.6 220.2 
Treasury stock, at cost(608.9)(608.9)(608.8)(608.7)(599.9)
Total stockholders' equity$2,982.9 2,922.1 2,891.4 2,744.0 2,738.9 
Commitments and contingencies
Total liabilities and stockholders' equity$10,461.4 10,442.2 10,167.9 9,848.6 9,687.9 
Note: Amounts may not foot due to rounding.
Page 3


Selective Insurance Group, Inc. & Consolidated Subsidiaries
FINANCIAL METRICS
(Unaudited)
Quarter endedYear-to-date
Dec. 31,Sept. 30,June 30,Mar. 31,Dec. 31,Dec. 31,Dec. 31,
($ and shares in millions, except per share data)2021202120212021202020212020
Book value per common share
Common stockholders' equity$2,782.9 2,722.1 2,691.4 2,544.0 2,538.9 2,782.9 2,538.9 
Common shares issued and outstanding, at period end60.2 60.1 60.1 60.0 59.9 60.2 59.9 
Book value per common share$46.24 45.27 44.78 42.38 42.38 46.24 42.38 
Book value per common share excluding unrealized gain or loss on fixed income securities43.23 41.56 40.56 38.73 37.29 43.23 37.29 
Financial results (after-tax)
Underwriting income42.7 8.6 60.0 61.4 66.4 172.7 107.7 
Net investment income64.5 74.7 67.4 56.3 55.5 263.0 184.6 
Interest expense and preferred stock dividends(8.0)(8.0)(8.1)(8.3)(5.9)(32.4)(24.4)
Corporate expense(4.3)(4.0)(7.6)(6.7)(4.7)(22.7)(18.3)
Net realized and unrealized investment gains (losses)1.8 0.1 7.9 4.0 15.9 13.9 (3.3)
Total after-tax net income available to common stockholders96.7 71.4 119.6 106.8 127.1 394.5 246.4 
Return on average equity
Insurance segments6.2 %1.3 9.2 9.7 10.8 6.5 4.6 
Net investment income9.4 11.0 10.3 8.9 9.0 9.9 7.8 
Interest expense and preferred stock dividends(1.2)(1.2)(1.2)(1.3)(1.0)(1.2)(1.0)
Corporate expense(0.6)(0.5)(1.2)(1.1)(0.8)(0.9)(0.9)
Net realized and unrealized investment gains (losses) 0.2 — 1.2 0.6 2.6 0.5 (0.1)
Annualized ROE14.0 10.6 18.3 16.8 20.6 14.8 10.4 
Net realized and unrealized (gains) losses(1)
(0.2)— (1.2)(0.6)(2.6)(0.5)0.1 
Annualized Non-GAAP Operating ROE(2)
13.8 %10.6 17.1 16.2 18.0 14.3 10.5 
Debt and total capitalization
Notes payable:
1.61% Borrowings from FHLBNY$— — 25.0 25.0 25.0 — 25.0 
1.56% Borrowings from FHLBNY— — 25.0 25.0 25.0 — 25.0 
3.03% Borrowings from FHLBI60.0 60.0 60.0 60.0 60.0 60.0 60.0 
7.25% Senior Notes49.8 49.8 49.8 49.8 49.7 49.8 49.7 
6.70% Senior Notes99.2 99.2 99.2 99.2 99.2 99.2 99.2 
5.375% Senior Notes291.6 291.5 291.5 291.4 291.3 291.6 291.3 
Finance Lease Obligations5.4 0.4 0.5 0.6 0.5 5.4 0.5 
Total debt506.1 500.9 550.9 550.9 550.7 506.1 550.7 
Stockholders' equity2,982.9 2,922.1 2,891.4 2,744.0 2,738.9 2,982.9 2,738.9 
Total capitalization$3,488.9 3,423.0 3,442.2 3,294.9 3,289.6 3,488.9 3,289.6 
Ratio of debt to total capitalization14.5 %14.6 16.0 16.7 16.7 14.5 16.7 
Policyholders' surplus$2,391.0 2,319.6 2,275.4 2,204.7 2,124.7 2,391.0 2,124.7 
(1)
Amounts are provided to reconcile annualized ROE to annualized non-GAAP operating ROE.
(2)
Non-GAAP measure. Refer to Page 15 for definition.
Note: Amounts may not foot due to rounding.
Page 4


Selective Insurance Group, Inc. & Consolidated Subsidiaries

CONSOLIDATED INSURANCE OPERATIONS
STATEMENT OF OPERATIONS
(Unaudited)
Quarter endedYear-to-date
Dec. 31,Sept. 30,June 30,Mar. 31,Dec. 31,Dec. 31,Dec. 31,
($ in millions)2021202120212021202020212020
Underwriting results
Net premiums written$745.4 812.9 833.2 798.2 681.5 3,189.7 2,773.1 
Change in net premiums written, from comparable prior year period%13 15 23 15 
Net premiums earned$784.5 767.2 740.5 725.0 704.9 3,017.3 2,681.8 
Losses and loss expenses incurred473.7 505.3 421.6 413.4 383.7 1,814.0 1,635.8 
Net underwriting expenses incurred255.1 250.0 241.8 232.6 235.3 979.5 905.8 
Dividends to policyholders1.7 1.0 1.2 1.2 1.8 5.1 3.8 
GAAP underwriting income$54.1 10.9 75.9 77.7 84.1 218.6 136.3 
Net catastrophe losses$35.3 76.3 22.6 29.9 19.5 164.2 215.4 
(Favorable) prior year casualty reserve development(15.0)(14.0)(17.0)(35.0)(35.0)(81.0)(85.0)
Underwriting ratios
Loss and loss expense ratio60.4 %65.9 56.9 57.0 54.4 60.1 61.0 
Underwriting expense ratio32.5 32.6 32.7 32.1 33.4 32.5 33.8 
Dividends to policyholders ratio0.2 0.1 0.2 0.2 0.3 0.2 0.1 
Combined ratio93.1 %98.6 89.8 89.3 88.1 92.8 94.9 
Net catastrophe losses4.5 pts10.0 3.1 4.1 2.8 5.4 8.0 
(Favorable) prior year casualty reserve development(1.9)pts(1.8)(2.3)(4.8)(5.0)(2.7)(3.2)
Combined ratio before net catastrophe losses88.6 %88.6 86.7 85.2 85.3 87.4 86.9 
Combined ratio before net catastrophe losses and prior year casualty development90.5 90.4 89.0 90.0 90.3 90.1 90.1 
Other Statistics
Non-catastrophe property loss and loss expenses$125.2 123.7 107.3 115.6 114.5 471.7 410.0 
Non-catastrophe property loss and loss expenses16.0 pts16.1 14.5 15.9 16.2 15.6 15.3 
Direct new business$151.2 168.3 173.3 155.6 136.1 648.5 579.7 
Renewal pure price increases4.7%4.9 5.1 5.2 4.8 4.9 4.3 
Note: Amounts may not foot due to rounding.

Page 5


Selective Insurance Group, Inc. & Consolidated Subsidiaries

STANDARD COMMERCIAL LINES
STATEMENT OF OPERATIONS AND SUPPLEMENTAL DATA
(Unaudited)
Quarter endedYear-to-date
Dec. 31,Sept. 30,June 30,Mar. 31,Dec. 31,Dec. 31,Dec. 31,
($ in millions)2021202120212021202020212020
Underwriting results
Net premiums written$597.7 652.6 677.1 665.6 551.1 2,593.0 2,230.6 
Change in net premiums written, from comparable prior year period%13 16 28 10 16 
Net premiums earned$635.4 619.6 599.8 589.1 567.5 2,443.9 2,143.2 
Losses and loss expenses incurred378.6 393.5 329.8 324.9 295.4 1,426.8 1,245.6 
Net underwriting expenses incurred211.3 207.6 200.8 193.6 195.2 813.4 742.0 
Dividends to policyholders1.7 1.0 1.2 1.2 1.8 5.1 3.8 
GAAP underwriting income$43.7 17.4 67.9 69.5 75.2 198.6 151.7 
Net catastrophe losses$26.8 50.0 11.3 16.1 7.1 104.1 117.8 
(Favorable) prior year casualty reserve development(15.0)(14.0)(15.0)(30.0)(35.0)(74.0)(85.0)
Underwriting ratios
Loss and loss expense ratio59.5 %63.5 55.0 55.1 52.1 58.4 58.1 
Underwriting expense ratio33.3 33.5 33.5 32.9 34.4 33.3 34.6 
Dividends to policyholders ratio0.3 0.2 0.2 0.2 0.3 0.2 0.2 
Combined ratio93.1 %97.2 88.7 88.2 86.8 91.9 92.9 
Net catastrophe losses4.2 pts8.1 1.9 2.7 1.3 4.3 5.5 
(Favorable) prior year casualty reserve development(2.4)(2.3)(2.5)(5.1)(6.2)(3.0)(4.0)
Combined ratio before net catastrophe losses88.9 %89.1 86.8 85.5 85.5 87.6 87.4 
Combined ratio before net catastrophe losses and prior year casualty development91.3 91.4 89.3 90.6 91.7 90.6 91.4 
Other Statistics
Non-catastrophe property loss and loss expenses$92.3 90.1 74.6 83.6 80.5 340.7 296.2 
Non-catastrophe property loss and loss expenses14.5 pts14.5 12.4 14.2 14.2 13.9 13.8 
Direct new business$104.4 122.3 128.7 114.5 96.8 469.9 421.1 
Renewal pure price increases5.0 %5.3 5.5 5.5 5.1 5.3 4.4 
Retention86 %86 85 86 86 85 85 
Note: Amounts may not foot due to rounding.

Page 6


Selective Insurance Group, Inc. & Consolidated Subsidiaries

STANDARD COMMERCIAL LINES
GAAP LINE OF BUSINESS RESULTS
(Unaudited)
Quarter ended December 31, 2021Quarter ended December 31, 2020
CommercialWorkersGeneralCommercialCommercialWorkersGeneralCommercial
($ in millions)PropertyCompensationLiabilityAutoBOPBondsOtherTotalPropertyCompensationLiabilityAutoBOPBondsOtherTotal
Net premiums written$112.8 67.9 194.8 173.7 33.4 9.1 6.0 597.7 99.8 71.0 177.5 160.0 30.3 7.1 5.5 551.1 
Net premiums earned115.5 75.6 210.4 188.9 29.7 9.3 6.0 635.4 100.8 73.9 184.7 166.0 28.1 8.7 5.4 567.5 
Loss and loss expense ratio62.6 %26.4 55.0 78.9 62.8 30.0 (0.2)59.5 47.0 39.5 47.7 66.3 61.0 40.6 0.1 52.1 
Underwriting expense ratio37.8 27.5 32.6 30.4 40.8 59.7 52.7 33.3 39.3 28.4 34.4 31.9 39.7 53.8 41.4 34.4 
Dividend ratio0.4 1.2 0.1 0.1 — — — 0.3 0.3 1.5 0.1 0.1 — — 0.1 0.3 
Combined ratio100.8 %55.1 87.7 109.4 103.6 89.7 52.5 93.1 86.6 69.4 82.2 98.3 100.7 94.4 41.6 86.8 
Underwriting income (loss)$(0.9)33.9 25.8 (17.8)(1.1)1.0 2.9 43.7 13.5 22.6 32.9 2.8 (0.2)0.5 3.1 75.2 
Year-to-Date December 31, 2021Year-to-Date December 31, 2020
CommercialWorkersGeneralCommercialCommercialWorkersGeneralCommercial
($ in millions)PropertyCompensationLiabilityAutoBOPBondsOtherTotalPropertyCompensationLiabilityAutoBOPBondsOtherTotal
Net premiums written$470.0 317.0 859.3 767.7 116.4 38.1 24.4 2,593.0 413.2 270.2 716.1 658.9 114.6 35.9 21.8 2,230.6 
Net premiums earned436.4 306.4 807.2 724.4 110.6 35.8 23.1 2,443.9 388.1 278.1 694.0 615.2 110.2 36.7 20.9 2,143.2 
Loss and loss expense ratio60.0 %46.6 51.4 72.3 65.9 30.4 — 58.4 66.7 45.2 50.4 67.4 74.8 39.1 0.2 58.1 
Underwriting expense ratio37.5 26.6 33.2 30.9 39.3 59.2 50.3 33.3 38.7 28.3 34.7 33.1 37.0 54.9 38.5 34.6 
Dividend ratio0.1 1.2 0.1 — — — — 0.2 0.1 1.0 — — — — — 0.2 
Combined ratio97.6 %74.4 84.7 103.2 105.2 89.6 50.3 91.9 105.5 74.5 85.1 100.5 111.8 94.0 38.7 92.9 
Underwriting income (loss)$10.5 78.5 123.5 (23.3)(5.8)3.7 11.5 198.6 (21.3)70.9 103.3 (3.1)(13.0)2.2 12.8 151.7 
Note: Amounts may not foot due to rounding.

Page 7


Selective Insurance Group, Inc. & Consolidated Subsidiaries

STANDARD PERSONAL LINES
STATEMENT OF OPERATIONS AND SUPPLEMENTAL DATA
(Unaudited)
Quarter endedYear-to-date
Dec. 31,Sept. 30,June 30,Mar. 31,Dec. 31,Dec. 31,Dec. 31,
($ in millions)2021202120212021202020212020
Underwriting results
Net premiums written$70.4 78.2 78.6 65.1 69.7 292.3 295.2 
Change in net premiums written, from comparable prior year period%(2)— (4)(2)(1)(3)
Net premiums earned$73.1 73.4 73.3 73.8 75.4 293.6 299.1 
Losses and loss expenses incurred51.8 65.1 48.0 47.2 51.1 212.1 233.3 
Net underwriting expenses incurred19.5 19.4 19.7 19.0 19.5 77.5 81.4 
GAAP underwriting income (loss)$1.8 (11.1)5.6 7.7 4.8 4.0 (15.5)
Net catastrophe losses$7.3 19.5 5.0 5.6 11.2 37.4 77.5 
Prior year casualty reserve development— — — — — — — 
Underwriting ratios
Loss and loss expense ratio71.0 %88.8 65.5 63.9 67.8 72.2 78.0 
Underwriting expense ratio26.6 26.4 26.8 25.7 25.8 26.4 27.2 
Combined ratio97.6 %115.2 92.3 89.6 93.6 98.6 105.2 
Net catastrophe losses9.9 pts26.7 6.8 7.6 14.8 12.7 25.9 
Prior year casualty reserve development— — — — — — — 
Combined ratio before net catastrophe losses87.7 %88.5 85.5 82.0 78.8 85.9 79.3 
Combined ratio before net catastrophe losses and prior year casualty development87.7 88.5 85.5 82.0 78.8 85.9 79.3 
Other Statistics
Non-catastrophe property loss and loss expenses$26.1 28.7 24.9 23.1 25.4 102.8 86.0 
Non-catastrophe property loss and loss expenses35.7 pts39.1 34.0 31.3 33.7 35.0 28.7 
Direct new business$9.9 10.2 10.9 9.8 10.9 40.9 44.7 
Renewal pure price increases1.1 %1.2 1.1 0.8 1.1 1.0 2.5 
Retention83 %84 84 83 84 82 83 
Note: Amounts may not foot due to rounding.

Page 8



Selective Insurance Group, Inc. & Consolidated Subsidiaries

STANDARD PERSONAL LINES
GAAP LINE OF BUSINESS RESULTS
(Unaudited)
Quarter ended December 31, 2021Quarter ended December 31, 2020
PersonalPersonal
($ in millions)AutoHomeownersOtherTotalAutoHomeownersOtherTotal
Net premiums written$36.8 31.2 2.4 70.4 37.7 29.4 2.5 69.7 
Net premiums earned40.0 30.7 2.3 73.1 41.9 30.9 2.6 75.4 
Loss and loss expense ratio76.3 %67.5 23.4 71.0 59.4 81.6 40.6 67.8 
Underwriting expense ratio30.1 31.4 (95.5)26.6 29.9 30.8 (98.2)25.8 
Combined ratio106.4 %98.9 (72.1)97.6 89.3 112.4 (57.6)93.6 
Underwriting income (loss)$(2.6)0.3 4.0 1.8 4.5 (3.8)4.2 4.8 
Year-to-Date December 31, 2021Year-to-Date December 31, 2020
PersonalPersonal
($ in millions)AutoHomeownersOtherTotalAutoHomeownersOtherTotal
Net premiums written$159.6 124.3 8.4 292.3 163.0 123.4 8.8 295.2 
Net premiums earned163.0 122.5 8.0 293.6 165.0 125.4 8.7 299.1 
Loss and loss expense ratio71.8 %77.1 5.9 72.2 61.9 101.3 46.2 78.0 
Underwriting expense ratio30.2 30.7 (116.0)26.4 32.2 31.2 (124.1)27.2 
Combined ratio102.0 %107.8 (110.1)98.6 94.1 132.5 (77.9)105.2 
Underwriting income (loss)$(3.3)(9.6)16.9 4.0 9.8 (40.8)15.5 (15.5)
Note: Amounts may not foot due to rounding.

Page 9


Selective Insurance Group, Inc. & Consolidated Subsidiaries

EXCESS AND SURPLUS LINES
STATEMENT OF OPERATIONS AND SUPPLEMENTAL DATA
(Unaudited)
Quarter endedYear-to-date
Dec. 31,Sept. 30,June 30,Mar. 31,Dec. 31,Dec. 31,Dec. 31,
($ in millions)2021202120212021202020212020
Underwriting results
Net premiums written$77.3 82.1 77.5 67.5 60.7 304.4 247.3 
Change in net premiums written, from comparable prior year period27 %32 23 10 23 
Net premiums earned$76.0 74.3 67.5 62.0 62.0 279.8 239.5 
Losses and loss expenses incurred43.3 46.6 43.8 41.4 37.3 175.1 156.9 
Net underwriting expenses incurred24.2 23.0 21.3 20.1 20.6 88.7 82.4 
GAAP underwriting income (loss)$8.5 4.7 2.3 0.5 4.1 16.0 0.1 
Net catastrophe losses$1.2 6.8 6.4 8.3 1.2 22.7 20.0 
(Favorable) prior year casualty reserve development— — (2.0)(5.0)— (7.0)— 
Underwriting ratios
Loss and loss expense ratio56.9 %62.8 65.0 66.8 60.1 62.6 65.5 
Underwriting expense ratio31.9 30.9 31.6 32.4 33.3 31.7 34.4 
Combined ratio88.8 %93.7 96.6 99.2 93.4 94.3 99.9 
Net catastrophe losses1.6 pts9.2 9.5 13.3 1.9 8.1 8.4 
(Favorable) prior year casualty reserve development— — (3.0)(8.1)— (2.5)— 
Combined ratio before net catastrophe losses87.2 %84.5 87.1 85.9 91.5 86.2 91.5 
Combined ratio before net catastrophe losses and prior year casualty development87.2 84.5 90.1 94.0 91.5 88.7 91.5 
Other Statistics
Non-catastrophe property loss and loss expenses$6.8 4.8 7.8 8.9 8.6 28.2 27.9 
Non-catastrophe property loss and loss expenses8.9 pts6.5 11.5 14.3 13.8 10.1 11.6 
Direct new business$37.0 35.7 33.7 31.3 28.4 137.7 113.9 
Renewal pure price increases5.9 %5.6 6.9 7.3 7.4 6.5 6.2 
Note: Amounts may not foot due to rounding.

Page 10


Selective Insurance Group, Inc. & Consolidated Subsidiaries

EXCESS & SURPLUS LINES
GAAP LINE OF BUSINESS RESULTS
(Unaudited)
Quarter ended December 31, 2021Quarter ended December 31, 2020
($ in millions)CasualtyPropertyTotalCasualtyPropertyTotal
Net premiums written$53.0 24.3 77.3 41.3 19.4 60.7 
Net premiums earned53.3 22.7 76.0 44.0 18.0 62.0 
Loss and loss expense ratio66.2 %35.0 56.9 62.6 54.2 60.1 
Underwriting expense ratio31.8 32.1 31.9 32.8 34.4 33.3 
Combined ratio98.0 %67.1 88.8 95.4 88.6 93.4 
Underwriting income (loss)$1.1 7.5 8.5 2.0 2.1 4.1 
Year-to-Date December 31, 2021Year-to-Date December 31, 2020
($ in millions)CasualtyPropertyTotalCasualtyPropertyTotal
Net premiums written$212.5 91.9 304.4 174.8 72.5 247.3 
Net premiums earned197.8 82.0 279.8 174.4 65.1 239.5 
Loss and loss expense ratio62.8 %62.1 62.6 62.5 73.6 65.5 
Underwriting expense ratio32.0 30.9 31.7 34.1 35.3 34.4 
Combined ratio94.8 %93.0 94.3 96.6 108.9 99.9 
Underwriting income (loss)$10.3 5.7 16.0 5.9 (5.8)0.1 
Note: Amounts may not foot due to rounding.


Page 11


Selective Insurance Group, Inc. & Consolidated Subsidiaries

CONSOLIDATED INVESTMENT INCOME
(Unaudited)
Quarter endedYear-to-date
Dec. 31,Sept. 30,June 30,Mar. 31,Dec. 31,Dec. 31,Dec. 31,
($ in millions)2021202120212021202020212020
Net investment income
Fixed income securities
Taxable$45.6 44.5 45.3 45.3 43.9 180.7 173.6 
Tax-exempt7.0 7.2 7.3 7.6 7.4 29.0 30.3 
Total fixed income securities52.6 51.7 52.6 52.8 51.3 209.7 203.9 
Commercial mortgage loans0.9 0.7 0.7 0.5 0.4 2.7 0.8 
Equity securities7.5 3.0 3.0 2.5 3.8 15.9 9.3 
Other investments24.9 42.9 32.9 17.4 17.8 118.1 26.9 
Short-term investments0.1 0.1 0.1 — — 0.3 1.8 
Investment income85.9 98.3 89.2 73.3 73.2 346.7 242.8 
Investment expenses(5.8)(5.2)(5.5)(3.6)(4.7)(20.1)(15.7)
Investment tax expense(15.6)(18.3)(16.3)(13.4)(13.1)(63.6)(42.5)
Total net investment income, after-tax$64.5 74.7 67.4 56.3 55.5 263.0 184.6 
Net realized and unrealized investment gains (losses), pre-tax$2.2 0.2 10.1 5.1 20.1 17.6 (4.2)
Change in unrealized gains (losses) recognized in other comprehensive income, pre-tax$(54.1)(37.6)43.3 (109.0)39.6 (157.4)170.7 
Average investment yields
Fixed income investments, pre-tax3.1 %3.1 3.2 3.3 3.2 3.2 3.2 
Fixed income investments, after-tax2.5 2.5 2.6 2.6 2.6 2.6 2.6 
Total portfolio, pre-tax4.0 %4.8 4.4 3.7 3.7 4.2 3.2 
Total portfolio, after-tax3.2 3.8 3.5 3.0 3.0 3.4 2.6 
Effective tax rate on net investment income19.5 %19.7 19.5 19.2 19.1 19.5 18.7 
New money purchase rates for fixed income investments, pre-tax2.7 2.2 2.4 2.1 2.7 2.3 3.1 
New money purchase rates for fixed income investments, after-tax2.1 1.8 1.8 1.7 2.2 1.8 2.4 
Effective duration of fixed income investments including short-term (in years)3.9 4.0 3.9 3.9 3.7 3.9 3.7 
Note: Amounts may not foot due to rounding.
Page 12


Selective Insurance Group, Inc. & Consolidated Subsidiaries

CONSOLIDATED COMPOSITION OF INVESTED ASSETS
(Unaudited)
Dec. 31,Sept. 30,June 30,Mar. 31,Dec. 31,
20212021202120212020
($ in millions)AmountPercentAmountPercentAmountPercentAmountPercentAmountPercent
Fixed income securities, at fair value$6,739.4 84 %6,703.1 85 6,654.3 86 6,546.8 87 6,473.9 86 
Commercial mortgage loans, at fair value97.6 86.0 73.6 62.2 47.3 
Total fixed income investments6,837.0 85 6,789.1 86 6,727.9 87 6,609.1 88 6,521.2 87 
Short-term investments447.9 355.9 351.2 337.8 409.9 
Total fixed income and short-term investments7,284.9 91 7,145.0 91 7,079.1 91 6,946.9 92 6,931.1 92 
Equity securities, at fair value335.5 324.2 348.3 324.3 310.4 
Other investments409.0 392.8 330.5 290.2 266.3 
Total investments$8,029.5 100  %7,862.0 100 7,757.9 100 7,561.3 100 7,507.8 100 
Fixed income investments, at carry value
U.S. government obligations$130.5 %131.1 136.2 136.3 116.1 
Foreign government obligations15.9 — 15.1 — 15.3 — 19.7 — 18.4 — 
Obligations of state and political subdivisions1,192.7 17 1,169.4 17 1,204.4 18 1,218.6 19 1,251.6 19 
Corporate securities2,598.9 38 2,566.4 38 2,489.5 37 2,365.6 36 2,340.4 36 
Collateralized loan obligations and other asset-backed securities1,350.8 20 1,339.8 20 1,282.2 19 1,202.1 18 1,026.6 16 
Residential mortgage-backed securities 776.2 11 816.8 12 854.5 13 947.5 14 1,051.8 16 
Commercial mortgage-backed securities 673.7 10 663.8 10 671.4 10 656.2 10 667.9 10 
Commercial mortgage loans95.8 84.0 72.0 61.1 46.3 
Total fixed income investments$6,834.6 100  %6,786.4 100 6,725.5 100 6,607.1 100 6,519.1 100 
Expected maturities of fixed income investments at carry value
Due in one year or less$502.0 %515.6 538.2 454.8 434.4 
Due after one year through five years3,238.3 47 3,436.1 51 3,415.8 51 3,444.4 52 3,679.2 56 
Due after five years through 10 years2,360.9 35 2,137.1 31 2,139.3 32 2,071.6 31 1,920.7 30 
Due after 10 years733.4 11 697.6 10 632.2 636.2 10 484.7 
Total fixed income investments$6,834.6 100  %6,786.4 100 6,725.5 100 6,607.1 100 6,519.1 100 
Weighted average credit quality of fixed income and short-term investments
Investment grade credit quality$7,023.9 96 %6,890.7 96 6,803.5 96 6,687.7 96 6,635.0 96 
Non-investment grade credit quality261.0 254.3 275.6 259.1 296.1 
Total fixed income and short-term investments, at fair value$7,284.9 100  %7,145.0 100 7,079.1 100 6,946.9 100 6,931.1 100 
Weighted average credit quality of fixed income and short-term investments A+  A+  A+  AA-  AA-
Alternative investmentsDecember 31, 2021
Current
Number ofOriginalRemainingMarket
StrategyFundsCommitmentCommitmentValue
Private equity50 $306.4 99.7 273.1 
Private credit16 160.9 92.7 63.1 
Real assets47.5 22.6 23.5 
Total74 $514.9 215.0 359.7 
Note: Amounts may not foot due to rounding.

Page 13


Selective Insurance Group, Inc. & Consolidated Subsidiaries

CREDIT QUALITY OF INVESTED ASSETS
(Unaudited)
At December 31, 2021 Credit Rating
($ in millions)Amortized CostFair
Value
% of Invested AssetsYield to WorstEffective Duration in YearsAverage Life in YearsAAAAAABBBNon-Investment GradeNot Rated
Fixed income investments:
U.S. government obligations128 130 1.6 1.6 5.9 10.4 127 — — — — 
Foreign government obligations15 16 0.2 2.2 5.7 7.2 — 10 — — 
State and municipal obligations1,125 1,193 14.9 1.0 4.8 4.5 258 520 358 56 — — 
Corporate securities2,504 2,599 32.4 2.3 5.1 6.8 17 155 1,093 1,159 174 — 
Mortgage-backed securities:
Residential mortgage-backed securities ("RMBS"):
Agency RMBS631 652 8.1 1.8 3.6 4.7 652 — — — — — 
Non-agency RMBS125 125 1.6 2.1 1.9 4.6 42 13 69 — — — 
Total RMBS756 776 9.7 1.9 3.3 4.6 694 13 69    
Commercial mortgage-backed securities648 674 8.4 1.9 3.7 4.8 580 43 40 11 — — 
Total mortgage-backed securities1,404 1,450 18.1 1.9 3.5 4.7 1,274 56 108 11   
Collateralized loan obligations ("CLO") and other asset-backed securities ("ABS"):
Auto26 27 0.3 1.3 2.3 2.2 25 — — — — 
Aircraft70 68 0.8 5.1 3.5 3.9 — 35 29 — 
CLOs857 858 10.7 2.9 1.7 5.4 413 304 45 26 54 15 
Credit cards12 12 0.1 0.5 0.9 0.9 12 — — — — — 
Other ABS380 386 4.8 2.5 4.2 5.8 82 50 215 25 10 
Total CLOs and ABS1,344 1,351 16.8 2.8 2.5 5.4 532 356 297 80 68 19 
Total securitized assets2,748 2,801 34.9 2.4 3.0 5.0 1,806 412 406 91 68 19 
Commercial mortgage loans96 98 1.2 3.5 3.2 7.4 — — 44 54 — — 
Total fixed income investments6,615 6,837 85.1 2.1 4.2 5.7 2,208 1,094 1,911 1,363 242 19 
Short-term investments448 448 5.6 0.2 0.10.1420 22 — — — 
Total fixed income and short-term investments7,063 7,285 90.7 2.0 3.95.42,629 1,116 1,916 1,363 242 19 
Total fixed income securities and short-term investments by credit rating percentage36.1 %15.3 %26.3 %18.7 %3.3 %0.3 %
Equity securities:
Common stock(1)
307 333 4.2 — — — — — — — — 333 
Preferred stock— — — — — — — — — 
Total equity securities309 336 4.2       2  333 
Other investments:
Alternative investments
Private equity273 273 3.4 — — — — — — — — 273 
Private credit63 63 0.8 — — — — — — — — 63 
Real assets24 24 0.3 — — — — — — — — 24 
Total alternative investments360 360 4.5 — — — — — — — — 360 
Other investments 49 49 0.6 — — — — — — — — 49 
Total other investments409 409 5.1         409 
Total invested assets$7,781 $8,029 100.0 %   $2,629$1,116$1,916$1,365$242$761
(1) Includes investments in exchange traded funds, mutual funds, business development corporations, and real estate investment trusts.
Note: Amounts may not foot due to rounding.
Page 14


Selective Insurance Group, Inc. & Consolidated Subsidiaries

RECONCILIATION OF NET INCOME AVAILABLE TO COMMON STOCKHOLDERS TO NON-GAAP OPERATING INCOME AND CERTAIN OTHER NON-GAAP MEASURES
(Unaudited)
Quarter endedYear-to-date
Dec. 31,Sept. 30,June 30,Mar. 31,Dec. 31,Dec. 31,Dec. 31,
($ in millions, except per share data)2021202120212021202020212020
Reconciliation of net income available to common stockholders to non-GAAP operating income
Net income available to common stockholders$96.7 71.4 119.6 106.8 127.1 394.5 246.4 
Net realized and unrealized (gains) losses, before tax(2.2)(0.2)(10.1)(5.1)(20.1)(17.6)4.2 
Tax on reconciling items0.5 — 2.1 1.1 4.2 3.7 (0.9)
Non-GAAP operating income $94.9 71.3 111.6 102.8 111.2 380.6 249.7 
Reconciliation of net income available to common stockholders per diluted common share to non-GAAP operating income per diluted common share
Net income available to common stockholders per diluted common share$1.59 1.18 1.98 1.77 2.10 6.50 4.09 
Net realized and unrealized (gains) losses, before tax(0.04)— (0.17)(0.08)(0.33)(0.29)0.07 
Tax on reconciling items0.01 — 0.04 0.01 0.07 0.06 (0.01)
Non-GAAP operating income per diluted common share $1.56 1.18 1.85 1.70 1.84 6.27 4.15 
Reconciliation of annualized ROE to annualized non-GAAP operating ROE
Annualized ROE14.0 %10.6 18.3 16.8 20.6 14.8 10.4 
Net realized and unrealized (gains) losses, before tax(0.3)— (1.5)(0.8)(3.3)(0.7)0.2 
Tax on reconciling items0.1 — 0.3 0.2 0.7 0.2 (0.1)
Annualized non-GAAP operating ROE13.8 %10.6 17.1 16.2 18.0 14.3 10.5 
Non-GAAP operating income, non-GAAP operating income per diluted common share, and non-GAAP operating return on common equity are measures comparable to net income available to common stockholders, net income available to common stockholders per diluted common share, and return on common equity, respectively, but excludes after-tax net realized and unrealized gains and losses on investments. They are used as important financial measures by management, analysts, and investors, because the timing of realized investment gains and losses on sales of securities in any given period is largely discretionary. In addition, net realized and unrealized gains and losses on investments that are charged to earnings could distort the analysis of trends. These operating measurements are not intended as a substitute for net income available to common stockholders, net income available to common stockholders per diluted common share, and return on common equity prepared in accordance with U.S. generally accepted accounting principles (GAAP). Reconciliations of net income available to common stockholders, net income available to common stockholders per diluted common share, and return on common equity to non-GAAP operating income, non-GAAP operating income per diluted common share, and non-GAAP operating return on common equity, respectively, are provided in the tables above.
Note: Amounts may not foot due to rounding.

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Selective Insurance Group, Inc. & Consolidated Subsidiaries

RATINGS AND CONTACT INFORMATION

Address:As of December 31, 2021
40 Wantage AvenueAM BestStandard & Poor'sMoody'sFitch
Branchville, NJ 07890Financial Strength Ratings:A+AA2A+
Preferred Stock Rating:n/aBB+Ba1BBB-
Corporate Website:Long-Term Debt Credit Rating:a-BBBBaa2BBB+
www.Selective.com
Investor Contact:REGISTRAR AND TRANSFER AGENT
Rohan PaiEQ Shareowner Services
Senior Vice PresidentP.O. Box 64854
Investor Relations & TreasurerSt. Paul, MN 55164
Phone: 973-948-1364866-877-6351
Rohan.Pai@Selective.com
Media Contact:
Jamie M. Beal
Vice President
Director of Communications
Phone: 973-948-1234
Jamie.Beal@Selective.com

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