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Allowance for Credit Losses on Premiums Receivable
9 Months Ended
Sep. 30, 2024
Premiums Receivable Disclosure [Abstract]  
Allowance for Credit Losses on Premiums Receivable Allowance for Credit Losses on Premiums Receivable
The following table provides a roll forward of the allowance for credit losses on our premiums receivable balance for the indicated periods:

Quarter ended
September 30,
Nine Months ended
September 30,
($ in thousands)2024202320242023
Balance at beginning of period$21,100 17,900 $18,900 16,100 
Current period change for expected credit losses1,970 1,973 6,242 5,398 
Write-offs charged against the allowance for credit losses(2,764)(1,257)(5,540)(3,468)
Recoveries494 284 1,198 870 
Allowance for credit losses, end of period$20,800 18,900 $20,800 18,900 

For a discussion of the methodology used to evaluate our estimate of expected credit losses on premiums receivable, refer to Note 2. "Summary of Significant Accounting Policies" in Item 8. "Financial Statements and Supplementary Data." of our 2023 Annual Report.