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Allowance for Credit Losses on Premiums Receivable
6 Months Ended
Jun. 30, 2025
Premiums Receivable Disclosure [Abstract]  
Allowance for Credit Losses on Premiums Receivable Allowance for Credit Losses on Premiums Receivable
The following table provides a roll forward of the allowance for credit losses on our premiums receivable balance for the indicated periods:

Quarter ended
June 30,
Six Months ended
June 30,
($ in thousands)2025202420252024
Balance at beginning of period$21,600 20,000 $20,400 18,900 
Current period change for expected credit losses1,933 2,488 5,799 4,272 
Write-offs charged against the allowance for credit losses(2,314)(1,720)(5,203)(2,776)
Recoveries581 332 804 704 
Allowance for credit losses, end of period$21,800 21,100 $21,800 21,100 

For a discussion of the methodology used to evaluate our estimate of expected credit losses on premiums receivable, refer to Note 2. "Summary of Significant Accounting Policies" in Item 8. "Financial Statements and Supplementary Data." of our 2024 Annual Report.