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Reinsurance (Tables)
 6 Months Ended
Jun. 30, 2025
Reinsurance Disclosures [Abstract]  
Schedule of Reinsurance Recoverable, Credit Quality Indicator The following tables provide (i) a disaggregation of our reinsurance recoverable balance by financial strength rating and (ii) an aging analysis of our past due reinsurance recoverable balances as of June 30, 2025, and December 31, 2024:
June 30, 2025
($ in thousands)CurrentPast DueTotal Reinsurance Recoverables
Financial strength rating of rated reinsurers
A++$116,797 1,057 117,854 
A+499,487 4,408 503,895 
A122,212 1,066 123,278 
A-6,342 243 6,585 
Total rated reinsurers744,838 6,774 751,612 
Non-rated reinsurers
Federal and state pools122,503 — 122,503 
Other than federal and state pools9,269 4 9,273 
Total non-rated reinsurers131,772 4 131,776 
Total reinsurance recoverable, gross$876,610 6,778 883,388 
Less: allowance for credit losses(2,000)
Total reinsurance recoverable, net881,388 

December 31, 2024
($ in thousands)CurrentPast DueTotal Reinsurance Recoverables
Financial strength rating of rated reinsurers
A++$111,481 225 111,706 
A+483,317 5,205 488,522 
A131,087 819 131,906 
A-5,421 149 5,570 
Total rated reinsurers731,306 6,398 737,704 
Non-rated reinsurers
Federal and state pools318,785 — 318,785 
Other than federal and state pools6,647 9 6,656 
Total non-rated reinsurers325,432 9 325,441 
Total reinsurance recoverable, gross$1,056,738 6,407 1,063,145 
Less: allowance for credit losses(2,000)
Total reinsurance recoverable, net1,061,145 
Schedule of Reinsurance Recoverable, Allowance for Credit Loss
The following table provides a roll forward of the allowance for credit losses on our reinsurance recoverable balance for the periods indicated:

Quarter ended
June 30,		Six Months ended
June 30,
($ in thousands)
2025202420252024
Balance at beginning of period$2,000 1,700 $2,000 1,700 
Current period change for expected credit losses— — — — 
Write-offs charged against the allowance for credit losses— — — — 
Recoveries— — — — 
Allowance for credit losses, end of period$2,000 1,700 $2,000 1,700 
Schedule of Direct, Assumed, and Ceded Reinsurance Amounts
The following table lists direct, assumed, and ceded reinsurance amounts for premiums written, premiums earned, and loss and loss expense incurred for the indicated periods. For more information about reinsurance, refer to Note 9. "Reinsurance" in Item 8. "Financial Statements and Supplementary Data." of our 2024 Annual Report.

Quarter ended
June 30,		Six Months ended
June 30,
($ in thousands)2025202420252024
Premiums written:    
Direct$1,490,805 1,399,738 $2,913,656 2,715,649 
Assumed5,441 6,413 11,418 12,398 
Ceded(207,617)(180,050)(396,002)(345,325)
Net1,288,629 1,226,101 2,529,072 2,382,722 
Premiums earned:    
Direct1,373,080 1,242,696 2,713,526 2,448,064 
Assumed5,922 5,779 12,073 11,970 
Ceded(190,945)(168,244)(378,785)(328,859)
Net1,188,057 1,080,231 2,346,814 2,131,175 
Loss and loss expense incurred:
    
Direct929,929 1,009,819 1,760,601 1,763,386 
Assumed5,137 5,058 10,635 11,039 
Ceded(111,168)(89,329)(201,013)(144,585)
Net$823,898 925,548 $1,570,223 1,629,840