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Unaudited Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Revenues:        
Net premiums earned $ 1,204,678 $ 1,112,228 $ 3,551,492 $ 3,243,403
Net investment income earned 138,655 117,759 387,314 334,250
Net realized and unrealized investment gains (losses) 8,057 5,389 12,458 5,051
Other income 8,720 8,930 20,777 22,566
Total revenues 1,360,110 1,244,306 3,972,041 3,605,270
Expenses:        
Loss and loss expense incurred 819,031 765,658 2,389,254 2,395,498
Amortization of deferred policy acquisition costs 250,182 235,560 747,923 681,421
Other insurance expenses 127,487 114,689 375,180 338,449
Interest expense 13,253 7,250 36,082 21,633
Corporate expenses 4,446 4,662 30,100 29,314
Total expenses 1,214,399 1,127,819 3,578,539 3,466,315
Income (loss) before federal income tax 145,711 116,487 393,502 138,955
Federal income tax expense (benefit):        
Current 39,546 27,142 93,640 30,933
Deferred (9,175) (2,933) (11,317) (3,455)
Total federal income tax expense (benefit) 30,371 24,209 82,323 27,478
Net income (loss) 115,340 92,278 311,179 111,477
Preferred stock dividends 2,300 2,300 6,900 6,900
Net income (loss) available to common stockholders, basic 113,040 89,978 304,279 104,577
Net income (loss) available to common stockholders, diluted $ 113,040 $ 89,978 $ 304,279 $ 104,577
Earnings per common share:        
Net income (loss) available to common stockholders - Basic (in dollars per share) $ 1.87 $ 1.48 $ 5.01 $ 1.72
Net income (loss) available to common stockholders - Diluted (in dollars per share) $ 1.85 $ 1.47 $ 4.97 $ 1.71