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Consumer Loans Receivable (Tables) | 3 Months Ended
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Jun. 30, 2012
Consumer Loans Receivable/Inventory Finance Receivables and Allowance for Loan Loss [Abstract] |
Consumer Loans Receivable |
|  | June 30, 2012 |  |  | March, 31 2012 |
Loans held for investment (acquired on Palm Harbor Acquisition Date) |  | $ | 107,926 |  |  | $ | 110,629 |
Loans held for investment (originated after Palm Harbor Acquisition Date) |  |  | 665 |  |  |  | 511 |
Loans held for sale |  |  | 5,555 |  |  |  | 4,534 |
Loans held - construction advances on non-conforming mortgages |  |  | 3,952 |  |  |  | 3,865 |
Consumer loans receivable |  |  | 118,098 |  |  |  | 119,539 |
Deferred financing fees and other, net |  |  | (225 | ) |  |  | (240 | )
Consumer loans receivable, net |  | $ | 117,873 |  |  | $ | 119,299 |
Acquired Consumer Loans Receivable Held for Investment |
|  | June 30, 2012 |  |  | March 31, 2012 |
|  | (in thousands) |
Consumer loans receivable held for investment – contractual amount |  | $ | 290,591 |  |  | $ | 293,818 |
Purchase Discount |  |  |  |  |  |  |  |
Accretable |  |  | (103,385 | ) |  |  | (106,949 | )
Non-accretable |  |  | (78,760 | ) |  |  | (75,928 | )
Less consumer loans receivable reclassified as other assets |  |  | (520 | ) |  |  | (312 | )
Total acquired consumer loans receivable held for investment, net |  | $ | 107,926 |  |  | $ | 110,629 |
Accretable Yield Movement on Acquired Consumer Loans Receivable |
|  | Three Months Ended |
|  | June 30, |
|  | 2012 |  |  | 2011 |
Balance at the beginning of the period |  | $ | 106,949 |  |  | $ | — |
Additions |  |  | — |  |  |  | 118,335 |
Accretion |  |  | (3,564 | ) |  |  | (2,864 | )
Balance at the end of the period |  | $ | 103,385 |  |  | $ | 115,471 |
Gross Consumer Loans Receivable by Portfolio Segment and Credit Risk Score |
|  | Consumer Loans Held for Investment |  |  | Construction Advances |  |  | Consumer Loans Held For Sale |  |  | Total |
|  | Securitized 2005 |  |  | Securitized 2007 |  |  | Unsecuritized |  |  |  |
Asset Class |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit Quality Indicator |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Chattel loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
0-619 |  | $ | 1,392 |  |  | $ | 896 |  |  | $ | 915 |  |  | $ | — |  |  | $ | — |  |  | $ | 3,203 |
620-719 |  |  | 20,600 |  |  |  | 13,829 |  |  |  | 1,148 |  |  |  | — |  |  |  | — |  |  |  | 35,577 |
720+ |  |  | 23,630 |  |  |  | 16,082 |  |  |  | 733 |  |  |  | — |  |  |  | — |  |  |  | 40,445 |
Subtotal |  |  | 45,622 |  |  |  | 30,807 |  |  |  | 2,796 |  |  |  | — |  |  |  | — |  |  |  | 79,225 |
Conforming mortgages |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
0-619 |  |  | — |  |  |  | — |  |  |  | 309 |  |  |  | — |  |  |  | — |  |  |  | 309 |
620-719 |  |  | — |  |  |  | — |  |  |  | 1,457 |  |  |  | 2,805 |  |  |  | 2,578 |  |  |  | 6,840 |
720+ |  |  | — |  |  |  | — |  |  |  | 107 |  |  |  | 1,147 |  |  |  | 2,977 |  |  |  | 4,231 |
Subtotal |  |  | — |  |  |  | — |  |  |  | 1,873 |  |  |  | 3,952 |  |  |  | 5,555 |  |  |  | 11,380 |
Non-conforming mortgages |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
0-619 |  |  | 97 |  |  |  | 856 |  |  |  | 2,682 |  |  |  | — |  |  |  | — |  |  |  | 3,635 |
620-719 |  |  | 2,127 |  |  |  | 7,764 |  |  |  | 5,207 |  |  |  | — |  |  |  | — |  |  |  | 15,098 |
720+ |  |  | 2,189 |  |  |  | 5,010 |  |  |  | 1,544 |  |  |  | — |  |  |  | — |  |  |  | 8,743 |
Subtotal |  |  | 4,413 |  |  |  | 13,630 |  |  |  | 9,433 |  |  |  | — |  |  |  | — |  |  |  | 27,476 |
Other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Subtotal |  |  | — |  |  |  | — |  |  |  | 17 |  |  |  | — |  |  |  | — |  |  |  | 17 |
|  | $ | 50,035 |  |  | $ | 44,437 |  |  | $ | 14,119 |  |  | $ | 3,952 |  |  | $ | 5,555 |  |  | $ | 118,098 |
Geographic Concentration of Consumer Loans Receivable |
June 30, 2012 |
|  |  |  |  | Aging 61 days or more |
|  | Portfolio |  |  | Percent of state’s |  |  | Percent of total |
State |  | concentration |  |  | loan balance |  |  | loan balance |
Texas |  |  | 41.9 | % |  |  | 0.87 | % |  |  | 0.36 | %
Florida |  |  | 6.9 | % |  |  | 2.11 | % |  |  | 0.14 | %
New Mexico |  |  | 6.8 | % |  |  | 1.16 | % |  |  | 0.08 | %
Arizona |  |  | 6.0 | % |  |  | 1.68 | % |  |  | 0.10 | %
Alabama |  |  | 5.9 | % |  |  | 1.76 | % |  |  | 0.10 | %
California |  |  | 2.1 | % |  |  | 3.35 | % |  |  | 0.07 | %
All others |  |  | 30.4 | % |  |  | 3.30 | % |  |  | 1.00 | %
|  |  | 100.0 | % |  |  |  |  |  |  | 1.85 | %

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- Definition Summary of gross consumer loans receivable by portfolio segment and credit quality indicator. + References No definition available. + Details
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- Definition Tabular disclosure of the reconciliation of contractual cash flows to the carrying amount relating to certain loans acquired in a transfer. + References No definition available. + Details
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- Details
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