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Consumer Loans Receivable (Tables) | 6 Months Ended
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Sep. 30, 2012
Consumer Loans Receivable/Inventory Finance Receivables and Allowance for Loan Loss [Abstract] |
Consumer Loans Receivable |
|  | September 30, |  |  | March 31, |
|  | 2012 |  |  | 2012 |
Loans held for investment (acquired on Palm Harbor Acquisition Date) |  | $ | 105,565 |  |  | $ | 110,629 |
Loans held for investment (originated after Palm Harbor Acquisition Date) |  |  | 627 |  |  |  | 511 |
Loans held for sale |  |  | 5,033 |  |  |  | 4,534 |
Loans held—construction advances on non-conforming mortgages |  |  | 5,381 |  |  |  | 3,865 |
Consumer loans receivable |  |  | 116,606 |  |  |  | 119,539 |
Deferred financing fees and other, net |  |  | (293 | ) |  |  | (240 | )
Consumer loans receivable, net |  | $ | 116,313 |  |  | $ | 119,299 |
Acquired Consumer Loans Receivable Held for Investment |
|  | September 30, |  |  | March 31, |
|  | 2012 |  |  | 2012 |
|  | (in thousands) |
Consumer loans receivable held for investment – contractual amount |  | $ | 281,612 |  |  | $ | 293,818 |
Purchase Discount |  |  |  |  |  |  |  |
Accretable |  |  | (102,314 | ) |  |  | (106,949 | )
Non-accretable |  |  | (73,275 | ) |  |  | (75,928 | )
Less consumer loans receivable reclassified as other assets |  |  | (458 | ) |  |  | (312 | )
Total acquired consumer loans receivable held for investment, net |  | $ | 105,565 |  |  | $ | 110,629 |
Accretable Yield Movement on Acquired Consumer Loans Receivable |
|  | Three Months Ended |  |  | Six Months Ended |
|  | September 30, |  |  | September 30, |
|  | 2012 |  |  | 2011 |  |  | 2012 |  |  | 2011 |
Balance at the beginning of the period |  | $ | 103,385 |  |  | $ | 115,471 |  |  | $ | 106,949 |  |  | $ | — |
Additions |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 118,335 |
Reclassifications from nonaccretable discount |  |  | 2,460 |  |  |  | — |  |  |  | 2,460 |  |  |  | — |
Accretion |  |  | (3,531 | ) |  |  | (4,090 | ) |  |  | (7,095 | ) |  |  | (6,954 | )
Balance at the end of the period |  | $ | 102,314 |  |  | $ | 111,381 |  |  | $ | 102,314 |  |  | $ | 111,381 |
Gross Consumer Loans Receivable by Portfolio Segment and Credit Risk Score |
|  | Consumer Loans Held for Investment |  |  |  |  |  | Consumer |  |  |  |
|  | Securitized |  |  | Securitized |  |  |  |  |  | Construction |  |  | Loans Held |  |  |  |
|  | 2005 |  |  | 2007 |  |  | Unsecuritized |  |  | Advances |  |  | For Sale |  |  | Total |
Asset Class |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Credit Quality Indicator |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Chattel loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
0-619 |  | $ | 1,354 |  |  | $ | 880 |  |  | $ | 905 |  |  | $ | — |  |  | $ | — |  |  | $ | 3,139 |
620-719 |  |  | 20,177 |  |  |  | 13,634 |  |  |  | 1,110 |  |  |  | — |  |  |  | — |  |  |  | 34,921 |
720+ |  |  | 23,023 |  |  |  | 15,527 |  |  |  | 698 |  |  |  | — |  |  |  | — |  |  |  | 39,248 |
Subtotal |  |  | 44,554 |  |  |  | 30,041 |  |  |  | 2,713 |  |  |  | — |  |  |  | — |  |  |  | 77,308 |
Conforming mortgages |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
0-619 |  |  | — |  |  |  | — |  |  |  | 309 |  |  |  | 189 |  |  |  | — |  |  |  | 498 |
620-719 |  |  | — |  |  |  | — |  |  |  | 1,563 |  |  |  | 3,431 |  |  |  | 3,584 |  |  |  | 8,578 |
720+ |  |  | — |  |  |  | — |  |  |  | 11 |  |  |  | 1,761 |  |  |  | 1,449 |  |  |  | 3,221 |
Subtotal |  |  | — |  |  |  | — |  |  |  | 1,883 |  |  |  | 5,381 |  |  |  | 5,033 |  |  |  | 12,297 |
Non-conforming mortgages |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
0-619 |  |  | 97 |  |  |  | 850 |  |  |  | 2,622 |  |  |  | — |  |  |  | — |  |  |  | 3,569 |
620-719 |  |  | 2,119 |  |  |  | 7,515 |  |  |  | 5,125 |  |  |  | — |  |  |  | — |  |  |  | 14,759 |
720+ |  |  | 2,179 |  |  |  | 4,935 |  |  |  | 1,541 |  |  |  | — |  |  |  | — |  |  |  | 8,655 |
Subtotal |  |  | 4,395 |  |  |  | 13,300 |  |  |  | 9,288 |  |  |  | — |  |  |  | — |  |  |  | 26,983 |
Other loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Subtotal |  |  | — |  |  |  | — |  |  |  | 18 |  |  |  | — |  |  |  | — |  |  |  | 18 |
|  | $ | 48,949 |  |  | $ | 43,341 |  |  | $ | 13,902 |  |  | $ | 5,381 |  |  | $ | 5,033 |  |  | $ | 116,606 |
Geographic Concentration of Consumer Loans Receivable |
September 30, 2012 |
|  |  |  |  | Aging 61 days or more |
|  | Portfolio |  |  | Percent of state’s |  |  | Percent of total |
State |  | concentration |  |  | loan balance |  |  | loan balance |
Texas |  |  | 42.2 | % |  |  | 0.86 | % |  |  | 0.36 | %
Florida |  |  | 7.2 | % |  |  | 2.92 | % |  |  | 0.21 | %
New Mexico |  |  | 6.7 | % |  |  | 1.87 | % |  |  | 0.12 | %
Arizona |  |  | 5.9 | % |  |  | 2.89 | % |  |  | 0.17 | %
Alabama |  |  | 5.5 | % |  |  | 1.45 | % |  |  | 0.08 | %
California |  |  | 2.1 | % |  |  | 3.33 | % |  |  | 0.07 | %
All others |  |  | 30.4 | % |  |  | 4.23 | % |  |  | 1.29 | %
|  |  | 100.0 | % |  |  |  |  |  |  | 2.30 | %

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- Definition Tabular disclosure of geographic concentration of consumer loans receivable by key state. + References No definition available. + Details
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- Definition Schedule of acquired consumer loans receivable held for investment accretable yield. + References No definition available. + Details
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- Definition Summary of gross consumer loans receivable by portfolio segment and credit quality indicator. + References No definition available. + Details
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- Definition Tabular disclosure of the reconciliation of contractual cash flows to the carrying amount relating to certain loans acquired in a transfer. + References No definition available. + Details
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- Details
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