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Segment Information (Tables)
12 Months Ended
Dec. 31, 2016
Segment Reporting [Abstract]  
Reconciliation of operating results by reportable segment
The following table presents operating results by reportable segment for the years ended:

 
December 31, 2016
 
December 31, 2015
 
December 31, 2014
 
Property & Casualty Lines
 
Other
 
Total
 
Property & Casualty Lines
 
Other
 
Total
 
Property & Casualty Lines
 
Other
 
Total
(Amounts in millions)

 
 
 
 
 
 
 
 
 
 
 
 
Net premiums earned
$
3,089.9

 
$
41.9

 
$
3,131.8

 
$
2,906.6

 
$
51.3

 
$
2,957.9

 
$
2,737.3

 
$
58.9

 
$
2,796.2

Less:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Losses and loss adjustment expenses
2,333.2

 
21.9

 
2,355.1

 
2,117.3

 
28.2

 
2,145.5

 
1,951.4

 
34.7

 
1,986.1

Underwriting expenses
780.4

 
17.5

 
797.9

 
770.0

 
20.0

 
790.0

 
749.7

 
25.9

 
775.6

Underwriting (loss) gain
(23.7
)
 
2.5

 
(21.2
)
 
19.3

 
3.1

 
22.4

 
36.2

 
(1.7
)
 
34.5

Investment income
 
 
 
 
121.9

 
 
 
 
 
126.3

 
 
 
 
 
125.7

Net realized investment (losses) gains
 
 
 
 
(34.3
)
 
 
 
 
 
(83.8
)
 
 
 
 
 
81.2

Other income
 
 
 
 
8.3

 
 
 
 
 
8.9

 
 
 
 
 
8.7

Interest expense
 
 
 
 
(4.0
)
 
 
 
 
 
(3.2
)
 
 
 
 
 
(2.6
)
Pre-tax income
 
 
 
 
$
70.7

 
 
 
 
 
$
70.6

 
 
 
 
 
$
247.4

Net income


 


 
$
73.0

 
 
 
 
 
$
74.5

 
 
 
 
 
$
177.9

Schedule direct premiums attributable to segment
The following table presents the Company’s net premiums earned and direct premiums written by line of insurance business for the years ended:
 
December 31, 2016
 
December 31, 2015
 
December 31, 2014
 
Property & Casualty Lines
 
Other
 
Total
 
Property & Casualty Lines
 
Other
 
Total
 
Property & Casualty Lines
 
Other
 
Total
(Amounts in millions)
 
 
 
 
 
 
 
 
 
 
 
 
 
Private passenger automobile
$
2,435.7

 
$

 
$
2,435.7

 
$
2,308.6

 
$

 
$
2,308.6

 
$
2,203.0

 
$

 
$
2,203.0

Homeowners
414.0

 

 
414.0

 
379.7

 

 
379.7

 
347.9

 

 
347.9

Commercial automobile
161.3

 

 
161.3

 
144.4

 

 
144.4

 
121.8

 

 
121.8

Other
78.9

 
41.9

 
120.8

 
73.9

 
51.3

 
125.2

 
64.6

 
58.9

 
123.5

Net premiums earned
$
3,089.9

 
$
41.9

 
$
3,131.8

 
$
2,906.6

 
$
51.3

 
2,957.9

 
$
2,737.3

 
$
58.9

 
$
2,796.2

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Private passenger automobile
$
2,452.7

 
$

 
$
2,452.7

 
$
2,345.8

 
$

 
$
2,345.8

 
$
2,223.1

 
$

 
$
2,223.1

Homeowners
436.9

 

 
436.9

 
402.2

 

 
402.2

 
374.5

 

 
374.5

Commercial automobile
166.1

 

 
166.1

 
153.5

 

 
153.5

 
135.9

 

 
135.9

Other
89.0

 
27.3

 
116.3

 
81.6

 
29.8

 
111.4

 
75.4

 
44.3

 
119.7

Direct premiums written
$
3,144.7

 
$
27.3

 
$
3,172.0

 
$
2,983.1

 
$
29.8

 
$
3,012.9

 
$
2,808.9

 
$
44.3

 
$
2,853.2