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Consolidated Statements Of Operations - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Revenues:      
Net premiums earned $ 5,075,456 $ 4,274,378 $ 3,952,482
Net investment income 279,989 234,630 168,356
Net realized investment gains (losses) 88,671 101,014 (488,080)
Other 31,517 19,609 10,308
Total revenues 5,475,633 4,629,631 3,643,066
Expenses:      
Losses and loss adjustment expenses 3,684,511 3,517,853 3,362,219
Policy acquisition costs 858,261 708,525 654,612
Other operating expenses 327,157 279,656 279,718
Interest 30,824 24,169 17,232
Total expenses 4,900,753 4,530,203 4,313,781
Income (loss) before income taxes 574,880 99,428 (670,715)
Income tax expense (benefit) 106,927 3,092 (158,043)
Net income (loss) $ 467,953 $ 96,336 $ (512,672)
Net income (loss) per share:      
Basic (in dollars per share) $ 8.45 $ 1.74 $ (9.26)
Diluted (in dollars per share) $ 8.45 $ 1.74 $ (9.26)