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v3.25.1

Loss And Loss Adjustment Expense Reserves (Narrative) (Details) - USD ($) $ in Thousands | 3 Months Ended |  |
--- | --- | --- | ---
Mar. 31, 2025 | Mar. 31, 2024 | May 01, 2025 | Apr. 11, 2025
Unusual or Infrequent Item, or Both [Line Items] |  |  |  |
Prior years | $ (51,034) | $ (5,845) |  |
Liability for catastrophe claims, carrying amount | 447,000 | 72,000 |  |
Catastrophe |  |  |  |
Unusual or Infrequent Item, or Both [Line Items] |  |  |  |
Adjustments for prior year claims | (12,000) | $ 4,000 |  |
Fire |  |  |  |
Unusual or Infrequent Item, or Both [Line Items] |  |  |  |
Net catastrophe losses | 414,000 |  |  |
Loss from catastrophes, directly incurred | 331,000 |  |  |
Loss from catastrophes, share of indirect losses | 83,000 |  |  |
Recoupable assessment | 25,000 |  |  |
Estimate of possible loss | 2,150,000 |  |  |
Estimated subrogation recoveries | 525,000 |  |  |
Ceded loss from catastrophes | 1,294,000 |  |  |
Total reinsurance used | 1,294,000 |  |  |
Net catastrophe losses | 331,000 |  |  |
Reinsurance limit | 1,290,000 |  |  |
Retention per occurrence | 150,000 |  |  |
Reinstatement premium | 101,000 |  |  |
Reinsurance limit, amount reinstated | 1,238,000 |  |  |
Reduction of reinsurance limit | 6,500 |  |  |
Reinsurance limit, additional utilized amount net of loss reinsurance treaty | 10,000 |  |  |
Reinstatement premiums written | 101,000 |  |  |
Reinstatement premiums earned | 50,000 |  |  |
Unearned reinstatement premiums | $ 50,000 |  |  |
Average payout percentage by utility companies | 60.00% |  |  |
Subrogation rights, percentage of subrogation recovery | 55.00% |  |  |
Loss from catastrophes, share of indirect losses, gross | $ 108,000 |  |  |
Assessment for shortfall | $ 50,000 |  |  |
Percentage of recoupable assesment | 50.00% |  |  |
Loss from catastrophes, estimate if events recorded separately | $ 296,000 |  |  |
Reinstatement premiums written, estimate if events recorded separately | 92,000 |  |  |
Reinstatement premiums earned, estimate if events recorded separately | 46,000 |  |  |
Amount paid out for claims | 1,076,000 |  |  |
Amount billed to reinsurers | $ 606,000 |  |  |
Percent of collections from reinsurers | 100.00% |  |  |
Fire | Subsequent Event |  |  |  |
Unusual or Infrequent Item, or Both [Line Items] |  |  |  |
Amount billed to reinsurers |  |  |  | $ 224,000
Amount collected from reinsurers |  |  | $ 136,000 |
Fire | Minimum |  |  |  |
Unusual or Infrequent Item, or Both [Line Items] |  |  |  |
Average payout percentage by utility companies | 55.00% |  |  |
Fire | Maximum |  |  |  |
Unusual or Infrequent Item, or Both [Line Items] |  |  |  |
Average payout percentage by utility companies | 70.00% |  |  |

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