<SUBMISSION>
<ACCESSION-NUMBER>0001130464-04-000318
<TYPE>8-K
<PUBLIC-DOCUMENT-COUNT>4
<PERIOD>20040930
<ITEMS>1.01
<ITEMS>2.03
<ITEMS>9.01
<FILING-DATE>20041006
<DATE-OF-FILING-DATE-CHANGE>20041006
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>BLACK HILLS CORP /SD/
<CIK>0001130464
<ASSIGNED-SIC>4911
<IRS-NUMBER>460458824
<STATE-OF-INCORPORATION>SD
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>8-K
<ACT>34
<FILE-NUMBER>001-31303
<FILM-NUMBER>041068244
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>625 9TH STREET
<STREET2>PO BOX 1400
<CITY>RAPID CITY
<STATE>SD
<ZIP>57709
<PHONE>6057212343
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>625 9TH STREET
<STREET2>PO BOX 1400
<CITY>RAPID
<STATE>SD
<ZIP>57709
</MAIL-ADDRESS>
<FORMER-COMPANY>
<FORMER-CONFORMED-NAME>BLACK HILLS HOLDING CORP
<DATE-CHANGED>20001222
</FORMER-COMPANY>
</FILER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>form8k_10-6.htm
<DESCRIPTION>FORM 8K - ENSERCO CREDIT AGREEMENT
<TEXT>



<HTML>
<HEAD><TITLE>BHC Form 8-K Enserco Credit Facility</TITLE></HEAD>

<BODY>


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<A NAME=A001></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>UNITED STATES<BR>
SECURITIES AND EXCHANGE COMMISSION<BR>Washington, D.C. 20549 </FONT></H1>


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     <P ALIGN=CENTER>_________________ </P>

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<A NAME=A003></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>FORM 8-K </FONT></H1>

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     <P ALIGN=CENTER>_________________ </P>

<!-- MARKER FORMAT-SHEET="Head Major Center Bold 1" FSL="Default" -->
<A NAME=A004></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3>CURRENT REPORT<BR>
PURSUANT TO SECTION 13 OR 15(d) OF THE<BR>SECURITIES EXCHANGE
ACT OF 1934   </FONT></H1>
<BR>
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<A NAME=A006></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Date of Report (Date
of earliest event reported) September 30, 2004 </FONT></H1>

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     <P ALIGN=CENTER>_________________ </P>

<!-- MARKER FORMAT-SHEET="Head Major Center Bold" FSL="Default" -->
<A NAME=A007></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>BLACK HILLS CORPORATION </FONT></H1>

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<A NAME=A008></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(Exact name of
registrant as specified in its charter) </FONT></H1>

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     <P ALIGN=CENTER>_________________ </P>

<!-- MARKER FORMAT-SHEET="Head Major Center Bold 1" FSL="Default" -->
<A NAME=A009></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3>South Dakota<BR>(State or other
jurisdiction of incorporation) </FONT></H1>

<TABLE WIDTH="100%" BORDER="0" CELLPADDING="0" CELLSPACING="0">
<TR VALIGN="BOTTOM">
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE="2"></FONT></TH>
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE="2"></FONT></TH></TR>
<TR VALIGN="TOP">
     <TD WIDTH="50%" ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><B>             001-31303 </B>                     <BR>
     <B> (Commission File Number)</B>              <BR>
<BR>
   <B>625 Ninth Street, PO Box 1400 </B>           <BR>
       <B>Rapid City, South Dakota </B>            <BR>
   <B>(Address of principal executive offices)</B>
</FONT></TD>
     <TD WIDTH="50%" ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE="2">             <B> 46-0458824</B><BR>
   <B>(IRS Employer Identification No.)</B><BR>
<BR>
              <B>57709-1400</B><BR>
               <B>(Zip Code)</B>
</FONT></TD></TR>
</TABLE>



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<A NAME=A011></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3>605.721.1700<BR>(Registrant&#146;s
telephone number, including area code) </FONT></H1>


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<A NAME=A013></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3>Not Applicable<BR>
(Former name or former address, if changed since last report) </FONT></H1>


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     <P ALIGN=CENTER>_________________ </P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Check
the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the
filing obligation of the registrant under any of the following provisions (<I>see</I>
General Instruction A.2. below): </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2><img src="ballot.jpg">&nbsp;Written
communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2><img src="ballot.jpg">&nbsp;Soliciting
material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2><img src="ballot.jpg">&nbsp;Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2><img src="ballot.jpg">&nbsp;Pre-commencement communications
pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) </FONT></P>

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<A NAME=A021></A>
<P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2><B>Item 1.01&nbsp;&nbsp;Entry
into a Material Definitive Agreement</B>  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>On September 30, 2004, the
Registrant&#146;s subsidiary, Enserco Energy Inc. (&#147;Enserco&#148;), amended its
Amended and Restated Credit Agreement dated as of May 14, 2004, by and among Enserco,
Fortis Capital Corp., as Administrative Agent, Documentation Agent and Collateral Agent,
BNP Paribas, U.S. Bank National Association and Societe Generale. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>The amendment extended the term of
the $150 million uncommitted credit facility to September 30, 2005. The uncommitted line
of credit can be used&nbsp;to finance working capital requirements related to natural gas
activities; to provide for Letters of Credit, and to fund payments due to any Swap Bank
under a Swap Contract. The facility is secured by all of the assets of Enserco. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Letter of credit fees range from 1.00
percent to 1.50 percent. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Each revolving loan (except for a
revolving loan made as a result of a drawing under a Letter of Credit) bears interest at a
floating rate equal to the higher of&nbsp;0.50 percent above the latest Federal Funds Rate
or the rate of interest established by JPMorgan Chase Bank at its principal office in New
York City as its &#147;prime rate&#148; or &#147;base rate&#148; for U.S. dollar loans
(the &#147;Chase rate&#148;) plus 1.00 percent. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Each revolving loan made as a result
of a drawing under a Letter of Credit or to pay amounts owed to a Swap Bank with respect
to any Swap Contract, shall bear interest at a floating rate equal to the rate for
revolving loans above for the first two business days that such loan has been outstanding
and, thereafter, shall bear interest at a floating rate per annum equal to the higher
of&nbsp;0.50 percent above the latest Federal Funds Rate or the Chase rate plus 3.0
percent. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Borrowings under the Agreement
require Enserco, among other things, to maintain certain minimum levels of net worth and
working capital and meet certain minimum financial ratios. </FONT></P>

<!-- MARKER FORMAT-SHEET="Head Left" FSL="Default" -->
<P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2><B><B>Item 2.03&nbsp;&nbsp;Creation of
a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of
a Registrant</B></B> </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>The information required by this item
is included in Item 1.01. </FONT></P>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>2 </FONT></P>
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<HR SIZE=5 COLOR=GRAY NOSHADE>


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<A NAME=A022></A>
<P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2><B>Item 9.01&nbsp;&nbsp;Financial
Statements and Exhibits</B>  </FONT></P>

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<A NAME=A023></A>
<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD ALIGN=RIGHT WIDTH=3%></TD>
<TD WIDTH=97%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;(c) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exhibits  </FONT></P></TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>10.1  </FONT></TD>
<TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=85%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Amended
and Restated Credit Agreement dated as of May 14, 2004 among Enserco Energy Inc., as
Borrower, and Fortis Capital Corp.,as administrative agent, collateral agent,
documentation agent and arranger, and BNP Paribas, and U.S. Bank National Association and
Societe Generale, and each other financial institution which may become a party hereto.  </FONT></TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>10.2  </FONT></TD>
<TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=85%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>First
Amendment to the Amended and Restated Credit Agreement made as of the 30th day of
September, 2004,  among Enserco Energy Inc., the borrower, Fortis Capital Corp., as
administrative agent, documentation agent and collateral agent, BNP Paribas, U.S. Bank
National Association and Societe Generale.  </FONT></TD>
</TR>
</TABLE>
<BR>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>3</FONT></P>
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<HR SIZE=5 COLOR=GRAY NOSHADE>



<!-- MARKER FORMAT-SHEET="Head Center Underline" FSL="Default" -->
<A NAME=A024></A>
<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2><U>SIGNATURES</U> </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Pursuant
to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused
this report to be signed on its behalf by the undersigned hereunto duly authorized. </FONT></P>


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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
BLACK HILLS CORPORATION </FONT></TD>
</TR>
</TABLE>
<BR>


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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
By:<U> /s/ Mark T. Thies</U><BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Mark T. Thies<BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Executive Vice President<BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;and Chief Financial Officer </FONT></TD>
</TR>
</TABLE>
<BR>

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<A NAME=A025></A>
<P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Date: October 6, 2004 </FONT></P>



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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>4</FONT></P>
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<A NAME=A026></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3>Exhibit Index </FONT></H1>

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<A NAME=A027></A>
<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2><U><B>Exhibit&nbsp;No.</B></U>  </FONT></TD>
<TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;<U><B>Description</B> </U> </FONT></TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>10.1</FONT></TD>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
<TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=85%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Amended
and Restated Credit Agreement dated as of May 14, 2004 among Enserco Energy Inc.,
             as Borrower, and Fortis Capital Corp.,as administrative agent, collateral
agent,              documentation agent and arranger, and BNP Paribas, and U.S. Bank
National Association and              Societe Generale, and each other financial
institution which may become a party hereto.  </FONT></TD>
</TR>
</TABLE>
<BR>




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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>10.2</FONT></TD>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
<TD><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=85%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>First
Amendment to the Amended and Restated Credit Agreement made as of the 30th day of
September, 2004,                            among Enserco Energy Inc., the borrower,
Fortis Capital Corp., as administrative                            agent, documentation
agent and collateral agent, BNP Paribas, U.S. Bank National Association and Societe
Generale.  </FONT></TD>
</TR>
</TABLE>
<BR>

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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>5</FONT></P>

</BODY>
</HTML>

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>ballot.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
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<TYPE>EX-10
<SEQUENCE>3
<FILENAME>ex10-1_8kenserco.htm
<DESCRIPTION>ENSERCO CREDIT AGREEMENT
<TEXT>
<HTML>
<HEAD><TITLE>Enserco Credit Agreement</TITLE></HEAD>

<BODY>


<!-- MARKER FORMAT-SHEET="Head Right" FSL="Default" -->
<A NAME=A001></A>
<P ALIGN=RIGHT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>EXECUTION COPY </FONT></P>

<!-- MARKER FORMAT-SHEET="Head Right" FSL="Default" -->
<A NAME=A002></A>
<P ALIGN=RIGHT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Exhibit10.1 </FONT></P>

<!-- MARKER FORMAT-SHEET="Head Major Center Bold" FSL="Default" -->
<A NAME=A003></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>AMENDED AND RESTATED<BR>CREDIT AGREEMENT  </FONT></H1>


<!-- MARKER FORMAT-SHEET="Head Minor Center Bold" FSL="Default" -->
<A NAME=A005></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Dated to be Effective
as of May 14, 2004 </FONT></H1>

<!-- MARKER FORMAT-SHEET="Head Major Center Bold 1" FSL="Default" -->
<A NAME=A006></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3>among </FONT></H1>

<!-- MARKER FORMAT-SHEET="Head Major Center Bold" FSL="Default" -->
<A NAME=A007></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>ENSERCO ENERGY INC. </FONT></H1>

<!-- MARKER FORMAT-SHEET="Head Major Center Bold 1" FSL="Default" -->
<A NAME=A008></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3>as Borrower, </FONT></H1>

<!-- MARKER FORMAT-SHEET="Head Major Center Bold 1" FSL="Default" -->
<A NAME=A009></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=3>and </FONT></H1>

<!-- MARKER FORMAT-SHEET="Head Major Center Bold" FSL="Default" -->
<A NAME=A010></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>FORTIS CAPITAL CORP.<BR> as Administrative
Agent, Collateral Agent,<BR>Documentation Agent,
Arranger, an Issuing Bank and a Bank</FONT></H1>


<!-- MARKER FORMAT-SHEET="Head Minor Center" FSL="Default" -->
<A NAME=A013></A>
<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>and </FONT></P>

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<A NAME=A014></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>BNP PARIBAS  </FONT></H1>

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<A NAME=A015></A>
<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>as a Bank and an
Issuing Bank </FONT></P>

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<A NAME=A016></A>
<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>and </FONT></P>

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<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>U.S. BANK
NATIONAL ASSOCIATION  </FONT></H1>

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<A NAME=A017></A>
<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>as a Bank </FONT></P>

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<A NAME=A018></A>
<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>and </FONT></P>

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<A NAME=A019></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>SOCIETE GENERALE  </FONT></H1>

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<A NAME=A020></A>
<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>as a Bank </FONT></P>

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<A NAME=A021></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>THE OTHER FINANCIAL
INSTITUTIONS WHICH<BR>MAY BECOME PARTIES HERETO  </FONT></H1>

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<A NAME=A023></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2>THIS AGREEMENT
PROVIDES FOR AN<BR>UNCOMMITTED FACILITY WITH A DEMAND FEATURE.<BR>ALL ADVANCES AND ISSUANCES OF
LETTERS OF CREDIT<BR>ARE DISCRETIONARY ON THE PART OF THE BANKS<BR>IN THEIR SOLE AND ABSOLUTE
DISCRETION.<BR>THE BANKS MAY MAKE DEMAND FOR PAYMENT AT ANY TIME<BR>IN THEIR SOLE AND ABSOLUTE
DISCRETION.  </FONT></H1>



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<A NAME=A030></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>TABLE OF CONTENTS </FONT></H1>


<TABLE WIDTH="100%" BORDER="0" CELLPADDING="0" CELLSPACING="0">
<TR VALIGN="BOTTOM">
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE="2"></FONT></TH>
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE="2"></FONT></TH>
     <TD><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><U>Page</U></FONT></TD></TR>
<TR VALIGN="TOP">
     <TD WIDTH="15%"><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><B>ARTICLE I</B>  <BR>
<BR>
1.01       <BR>
1.02       <BR>
1.03       <BR>
<BR>
<B>ARTICLE II</B> <BR>
<BR>
2.01       <BR>
2.02       <BR>
2.03       <BR>
2.04       <BR>
2.05       <BR>
2.06       <BR>
2.07       <BR>
2.08       <BR>
2.09       <BR>
2.10       <BR>
2.11       <BR>
2.12       <BR>
2.13       <BR>
<BR>
<B>ARTICLE III</B><BR>
<BR>
3.01       <BR>
3.02       <BR>
3.03       <BR>
3.04       <BR>
3.05       <BR>
3.06       <BR>
3.07       <BR>
3.08       <BR>
3.09       <BR>
3.10       <BR>
<BR>
<B>ARTICLE IV</B> <BR>
<BR>
4.01       <BR>
4.02       <BR>
4.03       <BR>
4.04       <BR>
<BR>
<B>ARTICLE V </B> <BR>
<BR>
5.01       <BR>
5.02
</FONT></TD>
     <TD WIDTH="75%"><FONT FACE="Times New Roman, Times, Serif" SIZE="2">DEFINITIONS                                                                 <BR>
<BR>
Certain Defined Terms                                                       <BR>
Other Interpretive Provisions                                               <BR>
Accounting Principles                                                       <BR>
<BR>
THE CREDITS                                                                 <BR>
<BR>
Amounts and Terms of Uncommitted Line                                       <BR>
Loan Accounts                                                               <BR>
Procedure for Borrowing                                                     <BR>
Optional Prepayments                                                        <BR>
Mandatory Prepayments of Loans                                              <BR>
Repayment                                                                   <BR>
Interest                                                                    <BR>
Fees                                                                        <BR>
Computation of Interest and Fees                                            <BR>
Payments by the Borrower                                                    <BR>
Payments by the Banks to Agent                                              <BR>
Sharing of Payments, Etc.                                                   <BR>
The Election of Approving Banks to Continue Funding                         <BR>
<BR>
THE LETTERS OF CREDIT                                                       <BR>
<BR>
The Letter of Credit Lines                                                  <BR>
Issuance, Amendment and Renewal of Letters of Credit                        <BR>
Risk Participations, Drawings, Reducing Letters of Credit and Reimbursements<BR>
Repayment of Participations                                                 <BR>
Role of the Issuing Banks                                                   <BR>
Obligations Absolute                                                        <BR>
Cash Collateral Pledge                                                      <BR>
Letter of Credit Fees                                                       <BR>
Applicability of UCP                                                        <BR>
Existing Letters of Credit                                                  <BR>
<BR>
TAXES AND YIELD PROTECTION                                                  <BR>
<BR>
Taxes                                                                       <BR>
Increased Costs and Reduced Return; Capital Adequacy                        <BR>
Matters Applicable to all Requests for Compensation                         <BR>
Survival                                                                    <BR>
<BR>
CONDITIONS PRECEDENT.                                                       <BR>
<BR>
Matters to be Satisfied Upon Execution of Agreement                         <BR>
Matters to be Satisfied Prior to Each Request for Extension of Credit
</FONT></TD>
     <TD WIDTH="10%"><FONT FACE="Times New Roman, Times, Serif" SIZE="2"> 1<BR>
<BR>
 1<BR>
 24<BR>
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<BR>
 26<BR>
<BR>
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<BR>
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<BR>
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<BR>
 42<BR>
<BR>
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<BR>
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<BR>
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</FONT></TD></TR>
</TABLE>




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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>i </FONT></P>
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<TABLE WIDTH="100%" BORDER="0" CELLPADDING="0" CELLSPACING="0">
<TR VALIGN="BOTTOM">
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE="2"></FONT></TH>
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE="2"></FONT></TH>
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE="2"></FONT></TH></TR>
<TR VALIGN="TOP">
     <TD WIDTH="15%"><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><B>ARTICLE VI</B>  <BR>
<BR>
6.01        <BR>
6.02        <BR>
6.03        <BR>
6.04        <BR>
6.05        <BR>
6.06        <BR>
6.07        <BR>
6.08        <BR>
6.09        <BR>
6.10        <BR>
6.11        <BR>
6.12        <BR>
6.13        <BR>
6.14        <BR>
6.15        <BR>
6.16        <BR>
6.17        <BR>
6.18        <BR>
<BR>
<B>ARTICLE VII</B> <BR>
<BR>
7.01        <BR>
7.02        <BR>
7.03        <BR>
7.04        <BR>
7.05        <BR>
7.06        <BR>
7.07        <BR>
7.08        <BR>
7.09        <BR>
7.10        <BR>
7.11        <BR>
7.12        <BR>
7.13        <BR>
7.14        <BR>
7.15        <BR>
7.16        <BR>
<BR>
<B>ARTICLE VIII</B><BR>
<BR>
8.01        <BR>
8.02        <BR>
8.03        <BR>
8.04        <BR>
8.05        <BR>
8.06        <BR>
8.07        <BR>
8.08        <BR>
8.09        <BR>
8.10        <BR>
8.11        <BR>
8.12        <BR>
8.13        <BR>
8.14        <BR>
8.15        <BR>
8.16        <BR>
8.17
</FONT></TD>
     <TD WIDTH="75%"><FONT FACE="Times New Roman, Times, Serif" SIZE="2">REPRESENTATIONS AND WARRANTIES                      <BR>
<BR>
Existence and Power                                 <BR>
Authorization; No Contravention                     <BR>
Governmental Authorization                          <BR>
Binding Effect                                      <BR>
Litigation                                          <BR>
No Default                                          <BR>
ERISA Compliance                                    <BR>
Use of Proceeds; Margin Regulations                 <BR>
Title to Properties                                 <BR>
Taxes                                               <BR>
Financial Condition                                 <BR>
Environmental Matters                               <BR>
Regulated Entities                                  <BR>
No Burdensome Restrictions                          <BR>
Copyrights, Patents, Trademarks and Licenses, etc   <BR>
Subsidiaries                                        <BR>
Insurance                                           <BR>
Full Disclosure                                     <BR>
<BR>
AFFIRMATIVE COVENANTS                               <BR>
<BR>
Financial Statements                                <BR>
Certificates; Other Information                     <BR>
Notices                                             <BR>
Preservation of Corporate Existence, Etc            <BR>
Maintenance of Property                             <BR>
Insurance                                           <BR>
Payment of Obligations                              <BR>
Compliance with Laws                                <BR>
Compliance with ERISA                               <BR>
Inspection of Property and Books and Records        <BR>
Environmental Laws                                  <BR>
Use of Proceeds                                     <BR>
Collateral Position Audit                           <BR>
Payments to Bank Blocked Accounts                   <BR>
Financial Covenants                                 <BR>
Security for Obligations                            <BR>
<BR>
NEGATIVE COVENANTS                                  <BR>
<BR>
Limitation on Liens                                 <BR>
Consolidations and Mergers                          <BR>
Limitation on Indebtedness                          <BR>
Transactions with Affiliates                        <BR>
Use of Proceeds                                     <BR>
Contingent Obligations                              <BR>
Restricted Payments                                 <BR>
ERISA                                               <BR>
Change in Business                                  <BR>
Accounting Changes                                  <BR>
Net Position                                        <BR>
Change of Management                                <BR>
Risk Management Policy                              <BR>
Capital Expenditures                                <BR>
Unhedged Transportation Exposure                    <BR>
Loans and Investments                               <BR>
Bank Blocked Accounts Investments
</FONT></TD>
     <TD WIDTH="10%"><FONT FACE="Times New Roman, Times, Serif" SIZE="2"> 45<BR>
<BR>
 45<BR>
 46<BR>
 46<BR>
 46<BR>
 46<BR>
 47<BR>
 47<BR>
 47<BR>
 47<BR>
 48<BR>
 48<BR>
 48<BR>
 48<BR>
 48<BR>
 48<BR>
 49<BR>
 49<BR>
 49<BR>
<BR>
 49<BR>
<BR>
 49<BR>
 50<BR>
 50<BR>
 52<BR>
 52<BR>
 52<BR>
 52<BR>
 53<BR>
 53<BR>
 53<BR>
 53<BR>
 53<BR>
 53<BR>
 54<BR>
 54<BR>
 55<BR>
<BR>
 55<BR>
<BR>
 55<BR>
 56<BR>
 56<BR>
 57<BR>
 57<BR>
 57<BR>
 57<BR>
 58<BR>
 58<BR>
 58<BR>
 58<BR>
 58<BR>
 58<BR>
 58<BR>
 58<BR>
 58<BR>
 59
</FONT></TD></TR>
</TABLE>

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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>ii</FONT></P>
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<TABLE WIDTH="100%" BORDER="0" CELLPADDING="0" CELLSPACING="0">
<TR VALIGN="BOTTOM">
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE="2"></FONT></TH>
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE="2"></FONT></TH>
     <TH><FONT FACE="Times New Roman, Times, Serif" SIZE="2"></FONT></TH></TR>
<TR VALIGN="TOP">
     <TD WIDTH="15%"><FONT FACE="Times New Roman, Times, Serif" SIZE="2"><B>ARTICLE IX </B><BR>
<BR>
9.01       <BR>
9.02       <BR>
9.03       <BR>
9.04       <BR>
<BR>
<B>ARTICLE X</B>  <BR>
<BR>
10.01      <BR>
10.02      <BR>
10.03      <BR>
10.04      <BR>
10.05      <BR>
10.06      <BR>
10.07      <BR>
10.08      <BR>
10.09      <BR>
10.10      <BR>
10.11      <BR>
10.12      <BR>
<BR>
<B>ARTICLE XI</B> <BR>
<BR>
11.01      <BR>
11.02      <BR>
11.03      <BR>
11.04      <BR>
11.05      <BR>
11.06      <BR>
11.07      <BR>
11.08      <BR>
11.09      <BR>
11.10      <BR>
11.11      <BR>
11.12      <BR>
11.13      <BR>
11.14      <BR>
11.15      <BR>
11.16      <BR>
11.17      <BR>
11.18      <BR>
11.19      <BR>
11.20      <BR>
11.21      <BR>
11.22      <BR>
11.23
</FONT></TD>
     <TD WIDTH="75%"><FONT FACE="Times New Roman, Times, Serif" SIZE="2">EVENTS OF DEFAULT                              <BR>
<BR>
Event of Default                               <BR>
Remedies                                       <BR>
Rights Not Exclusive                           <BR>
Application of Payments                        <BR>
<BR>
AGENT<BR>                                      <BR>
Appointment and Authorization                  <BR>
Delegation of Duties                           <BR>
Liability of Agent                             <BR>
Reliance by Agent                              <BR>
Notice of Default                              <BR>
Credit Decision                                <BR>
Indemnification                                <BR>
Agent in Individual Capacity                   <BR>
Successor Agent                                <BR>
Foreign Banks                                  <BR>
Collateral Matters                             <BR>
Monitoring Responsibility                      <BR>
<BR>
MISCELLANEOUS<BR>                              <BR>
Amendments and Waivers                         <BR>
Notices                                        <BR>
No Waiver; Cumulative Remedies                 <BR>
Costs and Expenses                             <BR>
Indemnity                                      <BR>
Payments Set Aside                             <BR>
Successors and Assigns                         <BR>
Confidentiality                                <BR>
Set-off                                        <BR>
Interest Rate Limitations                      <BR>
Automatic Debits of Fees                       <BR>
Notification of Addresses, Lending Offices, Etc<BR>
Bank Blocked Accounts Charges and Procedures   <BR>
Counterparts                                   <BR>
Severability                                   <BR>
No Third Parties Benefited                     <BR>
Integration                                    <BR>
Survival of Representations and Warranties     <BR>
Governing Law and Jurisdiction                 <BR>
Waiver of Jury Trial                           <BR>
Discretionary Facility                         <BR>
Amendment and Restatement                      <BR>
Entire Agreement
</FONT></TD>
     <TD WIDTH="10%"><FONT FACE="Times New Roman, Times, Serif" SIZE="2">59<BR>
<BR>
59<BR>
61<BR>
61<BR>
61<BR>
<BR>
62<BR>
<BR>
62<BR>
62<BR>
63<BR>
63<BR>
63<BR>
64<BR>
64<BR>
65<BR>
65<BR>
65<BR>
66<BR>
66<BR>
<BR>
67<BR>
<BR>
67<BR>
68<BR>
69<BR>
69<BR>
70<BR>
70<BR>
71<BR>
73<BR>
74<BR>
74<BR>
75<BR>
75<BR>
75<BR>
75<BR>
75<BR>
76<BR>
76<BR>
76<BR>
76<BR>
77<BR>
77<BR>
77<BR>
77
</FONT></TD></TR>
</TABLE>




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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>iii</FONT></P>
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<TABLE CELLPADDING=0 CELLSPACING=0 BORDER=0 WIDTH=600>
<TR VALIGN=Bottom>
     <TH COLSPAN=3><FONT FACE="Times New Roman, Times, Serif" SIZE=2></FONT></TH>
     <TD COLSPAN=3><FONT FACE="Times New Roman, Times, Serif" SIZE=2><U><B>SCHEDULES*</B></U></FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD WIDTH=22% ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2><BR>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Schedule 2.01</FONT></TD>
     <TD WIDTH=1% ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD WIDTH=2% ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD WIDTH=73% ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Uncommitted Line and Uncommitted Line Portion</FONT></TD>
     <TD WIDTH=1% ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD WIDTH=1% ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Schedule 3.01</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Existing Letters of Credit</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Schedule 6.05</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Litigation, and Patent, Trademark, etc. Claims</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Schedule 6.07</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>ERISA Matters</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Schedule 6.12</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Environmental Matters</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Schedule 6.16</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Subsidiaries and Equity Investments</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Schedule 6.17</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Insurance Matters</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Schedule 8.01</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Permitted Indebtedness and Liens</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Schedule 8.06</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Contingent Obligations</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Schedule 11.02</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Lending Offices and Addresses for Notices</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2><BR><B>EXHIBITS*</B></FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2><BR>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exhibit A</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Form of Notice of Borrowing</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exhibit B</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Form of Compliance Certificate</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exhibit C</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Form of Assignment and Acceptance</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exhibit D</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Form of Borrowing Base Collateral Position Report</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exhibit E</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Form of Net Position Report</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exhibit F</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Form of Notice To Transfer Funds From Bank Blocked Accounts</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exhibit G</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Form of Notice Of Disapproval of Further Advances and Letters of Credit</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exhibit H</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Subordination Agreement</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exhibit I</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Form of Notice of Borrowing Base Sub-Cap Election</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exhibit J</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Form of Notice of Performance L/C Cap Election</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
<TR VALIGN=Bottom>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Exhibit K</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
     <TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Form of Assignment of Hedging Account</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD><TD ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD></TR>
</TABLE>



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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>*The above schedules and exhibits
have been omitted from this filing. The registrant agrees to furnish supplementally a copy
of any omitted schedule or exhibit to the Commission upon request. </FONT></P>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>iv</FONT></P>
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<A NAME=A032></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4><U>AMENDED AND RESTATED
CREDIT AGREEMENT</U> </FONT></H1>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
AMENDED AND RESTATED CREDIT AGREEMENT (this &#147;<U>Agreement</U>&#148;) is entered into
effective as of May&nbsp;14, 2004, among <B>ENSERCO ENERGY INC.</B>, a South Dakota
corporation (the &#147;<U>Borrower</U>&#148;), <B>FORTIS CAPITAL CORP.
</B><U>(&#147;Fortis</U>&#148;), a Connecticut corporation, as a Bank, an Issuing Bank and
as Administrative Agent, Documentation Agent and Collateral Agent for the Banks, <B>BNP
PARIBAS </B>(&#147;<U>BNP Paribas</U>&#148;), a bank organized under the laws of France,
as an Issuing Bank and a Bank, <B>U.S. BANK NATIONAL ASSOCIATION</B> (&#147;<U>U.S.
Bank</U>&#148;), a national banking association, as a Bank, <B>SOCIETE GENERALE</B>, a
bank organized under the laws of France, as a Bank (&#147;<U>SocGen</U>&#148;) and each
other financial institution which may become a party hereto (collectively, the
&#147;<U>Banks</U>&#148;). </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;WHEREAS,
Fortis, BNP Paribas, U.S. Bank and the Borrower have entered into a Credit Agreement
effective as of July 1, 2002 (as amended, the &#147;<U>Existing Credit
Agreement</U>&#148;) with an Uncommitted Line of $135,000,000; and </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;WHEREAS,
the Borrower has requested and the Banks are prepared to extend and increase the
Uncommitted Line to $150,000,000, to make certain other amendments to the Existing Credit
Agreement and to admit SocGen as a party to this Agreement as a Bank; </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;NOW,
THEREFORE, in consideration of the mutual agreements, provisions and covenants contained
herein, the parties agree as follows: </FONT></P>

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<A NAME=A033></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>ARTICLE I<BR><U>DEFINITIONS</U> </FONT></H1>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.01
    <U>Certain Defined Terms</U>.  The following terms have the following meanings: </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Account</U>&#148;
has the meaning stated in the New York Uniform Commercial Code as in effect from time to
time. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Account
Debtor</U>&#148; means a Person who is obligated to the Borrower under an Account of the
Borrower. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Acquisition</U>&#148;
means any transaction or series of related transactions for the purpose of or resulting,
directly or indirectly, in (a)&nbsp;the acquisition of all or substantially all of the
assets of a Person, or of any business or division of a Person, (b)&nbsp;the acquisition
of in excess of 50% of the capital stock, partnership interests or equity of any Person,
or otherwise causing any Person to become a Subsidiary, or (c)&nbsp;a merger or
consolidation or any other combination with another Person (other than a Person that is a
Subsidiary); <U>provided</U>, <U>however</U>, that the relevant Borrower or the Subsidiary
is the surviving entity. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Adjusted
Pro Rata Share</U>&#148; means, as to any Bank following a Sharing Event hereunder, the
percentage equivalent (expressed as a decimal, rounded to the ninth decimal place) at such
time of (a)&nbsp;an amount equal to such Bank&#146;s Effective Amount plus, in the case of
any Swap Bank, the Close-out Amount owing to such Swap Bank, divided by (b)&nbsp;the
combined total of the Effective Amount of all the Banks plus, in the case of all of the
Swap Banks, the Close-out Amount owing to such Swap Banks. </FONT></P>



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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>1</FONT></P>
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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Advance
Maturity Date</U>&#148; means the maturity date of advances made hereunder which will be
the earliest to occur of (a)&nbsp;written demand by Agent, or (b)&nbsp;the Expiration
Date. </FONT></P>

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<A NAME=A035></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Advance
Line Limit</U>&#148; means $3,000,000.00.</FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Affiliate</U>&#148;
means, as to any Person, any other Person which, directly or indirectly, is in control of,
is controlled by, or is under common control with, such Person. A Person shall be deemed
to control another Person if the controlling Person possesses, directly or indirectly, the
power to direct or cause the direction of the management and policies of the other Person,
whether through the ownership of voting securities, by contract, or otherwise. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Agent</U>&#148;
means Fortis in its capacity as administrative agent and collateral agent for the Banks
hereunder, and any successor agent arising under <U>Section&nbsp;10.09</U>. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Agent-Related
Persons</U>&#148; means Fortis and any successor agent arising under
<U>Section&nbsp;10.09</U>, together with their respective Affiliates and the officers,
directors, employees, agents and attorneys-in-fact of such Persons and Affiliates. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Agent&#146;s
Payment Office</U>&#148; means the address for payments set forth on
<U>Schedule&nbsp;11.02 </U>hereto in relation to Agent, or such other address as Agent may
from time to time specify. </FONT></P>

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<A NAME=A036></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Agreement</U>&#148;means
this Credit Agreement.</FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Aggregate
Amount</U>&#148; has the meaning specified in <U>Section&nbsp;2.05(a)</U>. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Applicable
Margin</U>&#148; means one percent (1.00%). </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Approved
Brokerage Accounts</U>&#148; means brokerage accounts maintained by the Borrower with an
Eligible Broker for the purpose of allowing the Borrower to engage in the purchase and
sale of commodity futures, commodity options, forward or leverage contracts and/or actual
or cash commodities, and subject to a fully perfected first priority security interest in
favor of Agent for the benefit of the Banks (including a tri-party control agreement,
acceptable to Banks). </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Approving
Banks</U>&#148; has the meaning set forth in <U>Section&nbsp;2.13</U>. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Attorney
Costs</U>&#148; means and includes all reasonable fees and disbursements of any law firm
or other external counsel, the allocated cost of internal legal services and all
disbursements of internal counsel. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Bank
Blocked Accounts</U>&#148; means account no.&nbsp;103657535433 in the name of Borrower
maintained with U.S. Bank into which collections from the Borrower&#146;s Accounts will be
deposited pursuant to <U>Section&nbsp;7.14</U> below and which is subject to a Blocked
Account Agreement, account no. 9030-422249 in the name of the Borrower maintained with
Toronto Dominion Bank into which collections in Canadian Dollars from the Borrower&#146;s
Accounts will be deposited pursuant to <U>Section 7.14</U> below and which is subject to a
Blocked Account Agreement, and any other account approved by Agent which is also subject
to a Blocked Account Agreement. </FONT></P>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>2</FONT></P>
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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;"<U>Bankruptcy
Code</U>" means the Federal  Bankruptcy  Reform Act of 1978, as amended (11 U.S.C.ss.101, et
seq.). </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Banks</U>&#148;
shall initially mean the Banks identified on the signature pages hereto and their
successors and assigns. At such time as additional lending institutions are added to this
Agreement, either through an amendment to this Agreement or through an Assignment and
Acceptance in accordance with <U>Section&nbsp;11.07 </U>hereof, the term &#147;Banks&#148;
shall mean the Banks identified on the signature pages hereto and their successors and
assigns and each such additional lending institution. References to the &#147;Banks&#148;
shall include Fortis and BNP Paribas, including in their capacity as Issuing Banks; for
purposes of clarification only, to the extent that Fortis and BNP Paribas may have any
rights or obligations in addition to those of the Banks due to their status as Issuing
Banks and, in the case of Fortis, as Agent, Fortis&#146; and BNP Paribas&#146; status as
such will be specifically referenced. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Base
Rate</U>&#148; means&nbsp;for any day, the higher of: (a)&nbsp;0.50% per annum above the
latest Federal Funds Rate; or (b)&nbsp;the per annum rate of interest established by Chase
from time to time at its principal office in New York City as its &#147;prime rate&#148;
or &#147;base rate&#148; for U.S. dollar loans. (The &#147;prime rate&#148; or &#147;base
rate&#148; is a rate set by Chase based upon various factors including Chase&#146;s costs
and desired return, general economic conditions and other factors and is used as a
reference point for pricing some loans, which may be priced at, above or below such
announced rate.) Any change in the reference rate announced by Chase shall take effect at
the opening of business on the day specified in the public announcement of such change. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Blocked
Account Agreements</U>&#148; means the Amended and Restated Blocked Account Agreement
dated December 15, 2001, as amended, among Agent, Borrower and U.S. Bank, the Bank Blocked
Account Agreement dated May 14, 2004 among Agent, Borrower and Toronto Dominion Bank, and
any other Blocked Account Agreement pertaining to a Bank Blocked Account. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Borrower</U>&#148;
means Enserco Energy Inc., a South Dakota corporation. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Borrower&#146;s
Canadian Security Agreement</U>&#148; means a security agreement, in form and substance
acceptable to Agent, duly executed by the Borrower and delivered to Agent, for the benefit
of the Banks, granting to Agent, as collateral agent for the Banks, a first and prior
security interest in and Lien upon the Borrower&#146;s Collateral located in Canada,
subject to Permitted Liens. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Borrower&#146;s
Second Amended and Restated Security Agreement</U>&#148; means a security agreement, in
form and substance acceptable to Agent, duly executed by the Borrower and delivered to
Collateral Agent (as defined therein), for the benefit of the Secured Parties (as defined
therein), granting to Collateral Agent, as collateral agent for the Secured Parties, a
first and prior security interest in and Lien upon all Collateral, subject to Permitted
Liens. </FONT></P>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>3</FONT></P>
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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Borrowing</U>&#148;
means a borrowing hereunder consisting of Revolving Loans made to the Borrower on the same
day by the Banks under <BR>Article II. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Borrowing
Base Advance Cap</U>&#148; means at any time an amount equal to the least of: </FONT></P>

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               <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
                    <TR VALIGN=TOP>
                    <TD ALIGN=RIGHT WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(a) </FONT></TD>
                    <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
                    <TD WIDTH=91%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
                    $150,000,000.00; </FONT></P></TD>
                    </TR>
                    </TABLE>
                    <BR>

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               <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
                    <TR VALIGN=TOP>
                    <TD ALIGN=RIGHT WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(b) </FONT></TD>
                    <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
                    <TD WIDTH=91%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
                    the Borrowing Base Sub-Cap; or </FONT></P></TD>
                    </TR>
                    </TABLE>
                    <BR>

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               <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
                    <TR VALIGN=TOP>
                    <TD ALIGN=RIGHT WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(c) </FONT></TD>
                    <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
                    <TD WIDTH=91%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
                    the sum of: </FONT></P></TD>
                    </TR>
                    </TABLE>
                    <BR>

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               <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
                    <TR VALIGN=TOP>
                    <TD ALIGN=RIGHT WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(i) </FONT></TD>
                    <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
                    <TD WIDTH=91%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
                    the amount of Cash Collateral and other liquid investments which are acceptable
                    to the Banks in their sole discretion and which are subject to a first perfected
                    security interest in favor of Agent, as collateral agent for the Banks, which
                    shall not include Cash Collateral in which a Lien has been granted by the
                    Borrower in order to secure the margin requirements of a swap contract permitted
                    under <U>Section&nbsp;8.06(b)</U>; plus </FONT></P></TD>
                    </TR>
                    </TABLE>
                    <BR>

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               <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
                    <TR VALIGN=TOP>
                    <TD ALIGN=RIGHT WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(ii) </FONT></TD>
                    <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
                    <TD WIDTH=91%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
                    90% of equity (net liquidity value) in Approved Brokerage Accounts; plus </FONT></P></TD>
                    </TR>
                    </TABLE>
                    <BR>

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               <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
                    <TR VALIGN=TOP>
                    <TD ALIGN=RIGHT WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(iii) </FONT></TD>
                    <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
                    <TD WIDTH=91%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
                    90% of the amount of Tier I Accounts; plus </FONT></P></TD>
                    </TR>
                    </TABLE>
                    <BR>

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               <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
                    <TR VALIGN=TOP>
                    <TD ALIGN=RIGHT WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(iv) </FONT></TD>
                    <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
                    <TD WIDTH=91%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
                    80% of the amount of Tier II Accounts; plus </FONT></P></TD>
                    </TR>
                    </TABLE>
                    <BR>

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               <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
                    <TR VALIGN=TOP>
                    <TD ALIGN=RIGHT WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(v) </FONT></TD>
                    <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
                    <TD WIDTH=91%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
                    85% of the amount of Tier I Unbilled Eligible Accounts; plus </FONT></P></TD>
                    </TR>
                    </TABLE>
                    <BR>

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               <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
                    <TR VALIGN=TOP>
                    <TD ALIGN=RIGHT WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(vi) </FONT></TD>
                    <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
                    <TD WIDTH=91%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
                    75% of the amount of Tier II Unbilled Eligible Accounts; plus </FONT></P></TD>
                    </TR>
                    </TABLE>
                    <BR>

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               <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
                    <TR VALIGN=TOP>
                    <TD ALIGN=RIGHT WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(vii) </FONT></TD>
                    <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
                    <TD WIDTH=91%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
                    80% of the amount of Eligible Inventory; plus </FONT></P></TD>
                    </TR>
                    </TABLE>
                    <BR>

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               <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
                    <TR VALIGN=TOP>
                    <TD ALIGN=RIGHT WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(viii) </FONT></TD>
                    <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
                    <TD WIDTH=91%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
                    80% of the amount of Eligible Exchange Receivables; plus </FONT></P></TD>
                    </TR>
                    </TABLE>
                    <BR>

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               <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
                    <TR VALIGN=TOP>
                    <TD ALIGN=RIGHT WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(ix) </FONT></TD>
                    <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
                    <TD WIDTH=91%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
                    80% of the amount of Undelivered Product Value; less </FONT></P></TD>
                    </TR>
                    </TABLE>
                    <BR>

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               <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
                    <TR VALIGN=TOP>
                    <TD ALIGN=RIGHT WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(x) </FONT></TD>
                    <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
                    <TD WIDTH=91%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
                    the amounts (including disputed items) which would be subject to a so-called
                    &#147;First Purchaser Lien&#148; as defined in Texas Bus. &amp; Com. Code
                    Section&nbsp;9.343, comparable laws of the states of Oklahoma, Kansas, Wyoming
                    or New Mexico, or any other comparable law, except to the extent a Letter of
                    Credit secures payment of amounts subject to such First Purchaser Lien; less </FONT></P></TD>
                    </TR>
                    </TABLE>
                    <BR>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>4</FONT></P>
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               <TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
                    <TR VALIGN=TOP>
                    <TD ALIGN=RIGHT WIDTH=6%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>(xi) </FONT></TD>
                    <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
                    <TD WIDTH=91%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
                    120% of the amount of any mark to market exposure to the Swap Banks under Swap
                    Contracts as reported by the Swap Banks, reduced by Cash Collateral held by a
                    Swap Bank. </FONT></P></TD>
                    </TR>
                    </TABLE>
                    <BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In
no event shall any amounts described in (c)(i) through (c)(ix) above which may fall into
more than one of such categories be counted more than once when making the calculation
under subsection (c)&nbsp;of this definition. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Borrowing
Base Collateral Position Report</U>&#148; means a report detailing all Collateral which
has been or is being used in determining availability for an advance or letter of credit
issuance under the Borrowing Base Line, such report to be in the form attached hereto as
Exhibit&nbsp;D. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Borrowing
Base Line</U>&#148; means the uncommitted line of credit (a)&nbsp;to finance working
capital requirements related to natural gas activities; (b)&nbsp;to provide for Letters of
Credit as described hereunder; and (c)&nbsp;to fund payments due to any Swap Bank under a
Swap Contract. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Borrowing
Base Sub-Cap</U>&#148; means, on the Closing Date, an amount equal to $105,000,000.00;
<U>provided</U>, <U>however</U>, Borrower may elect to change such Borrowing Base Sub-Cap
five (5) times during any twelve (12) month period to be any of $90,000,000.00,
$105,000,000.00, $120,000,000.00, $135,000,000.00 or $150,000,000.00 (provided that,
regardless of any Elected Performance L/C Cap, the Borrowing Base Sub-Cap shall never
exceed $150,000,000.00), which modified Borrowing Base Sub-Cap shall continue in effect
until again changed by Borrower in accordance with this Agreement, or until automatically
reduced as hereinafter set forth. Notwithstanding the foregoing, Borrower may not elect a
Borrowing Base Sub-Cap unless Borrower&#146;s Net Working Capital and Tangible Net Worth
at the time of election are greater than, or equal to, the amounts specified below:
</FONT></P>


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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;
If Borrower elects $150,000,000.00, Borrower&#146;s Net Working Capital and Tangible Net
Worth must each be at least $27,750,000 plus an amount equal to 30% of the Elected
Performance L/C Cap;  </FONT>
</TD>
</TR>
</TABLE>
<BR>



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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          If
Borrower elects $135,000,000.00, Borrower&#146;s Net Working Capital and
          Tangible Net Worth must each be at least $24,975,000 plus an amount equal to
30%           of the Elected Performance L/C Cap; or  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          If
Borrower elects $120,000,000.00, Borrower&#146;s Net Working Capital and
          Tangible Net Worth must each be at least $22,200,000 plus an amount equal to
30%           of the Elected Performance L/C Cap; or  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;&nbsp;&nbsp;&nbsp;          If
Borrower elects $105,000,000.00, Borrower&#146;s Net Working Capital and
          Tangible Net Worth must each be at least $19,425,000 plus an amount equal to
30%           of the Elected Performance L/C Cap; or  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)&nbsp;&nbsp;&nbsp;&nbsp;If
Borrower elects $90,000,000.00, Borrower&#146;s Net Working Capital and
          Tangible Net Worth must each be at least $16,650,000 plus an amount equal to
30%           of the Elected Performance L/C Cap; or  </FONT>
</TD>
</TR>
</TABLE>
<BR>



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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>5</FONT></P>
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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)&nbsp;&nbsp;&nbsp;&nbsp;If
Borrower elects $75,000,000.00, Borrower&#146;s Net Working Capital and
          Tangible Net Worth must each be at least $13,875,000 plus an amount equal to
30%           of the Elected Performance L/C Cap.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Borrower
shall elect which Borrowing Base Sub-Cap is in effect from time to time by delivering to
Agent and Banks a written notice of such election in the form of <U>Exhibit I</U> which is
attached hereto. In the event that after Borrower makes a Borrowing Base Sub-Cap election
Borrower&#146;s Net Working Capital or Tangible Net Worth as reflected on a Compliance
Certificate delivered to Agent are not in compliance with the requirements set forth
above, the Borrowing Base Sub-Cap shall be automatically reduced to the appropriate level
set forth above to cause compliance with the requirements set forth above, provided that
if Borrower fails to qualify for (a), (b), (c) or (d), or fails to elect a Borrowing Base
Sub-Cap, then the Borrowing Base Sub-Cap shall be $75,000,000.00. Such reduction shall
take place upon Agent&#146;s receipt of such Compliance Certificate or notice of election.
<B>NOTWITHSTANDING THE FOREGOING, BORROWER MAY NOT ELECT A BORROWING BASE SUB-CAP IN AN
AMOUNT IN EXCESS OF THE THEN TOTAL UNCOMMITTED LINE AMOUNT SUBSCRIBED AS SET FORTH ON
<U>SCHEDULE 2.01</U> FROM TIME TO TIME.</B> </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Borrowing
Date</U>&#148; means any date on which a Borrowing occurs under <U>Section&nbsp;2.03</U>. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Business
Day</U>&#148; means any day other than a Saturday, Sunday or other day on which commercial
banks in New York, New York or Dallas, Texas are authorized, or required, by law to close. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Canadian
Dollars</U>,&#148; and &#147;<U>C $</U>&#148; each mean lawful money of Canada. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Capital
Adequacy Regulation</U>&#148; means any guideline, request or directive of any central
bank or other Governmental Authority, or any other law, rule or regulation, whether or not
having the force of law, in each case, regarding capital adequacy of any Bank or of any
corporation controlling a Bank. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Capital
Stock</U>&#148; means capital stock, equity interest or other obligations or securities
of, or any interest in, any Person. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Cash
Collateral</U>&#148; means currency issued by the United States and Marketable Securities
which have been Cash Collateralized for the benefit of the Banks or the Swap Banks, as
applicable. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Cash
Collateralize</U>&#148; means to pledge and deposit with or deliver to US Bank, for the
benefit of Agent, the Issuing Banks and the Banks, Cash Collateral as collateral for the
Obligations pursuant to documentation in form and substance satisfactory to Agent (which
documents are hereby consented to by all the Banks). The Borrower hereby grants Agent, for
the benefit of Agent, the Issuing Banks and the Banks, a security interest in all such
Cash Collateral to secure the Obligations. Cash Collateral consisting of cash shall be
maintained in the Bank Blocked Accounts. </FONT></P>

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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>6</FONT></P>
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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Change
of Control</U>&#148; means the sale, pledge, hypothecation, assignment or other transfer,
whether direct or indirect, of more than twenty-five percent (25%) of the Capital Stock or
other ownership rights in the Borrower to any entity other than Black Hills Energy, Inc.
(including any sale, pledge, hypothecation, assignment or other transfer by Parent of the
Capital Stock or other ownership rights in any Person owning, directly or indirectly, more
than twenty-five percent (25%) of the Capital Stock or other ownership rights in the
Borrower) without the prior written consent of all of the Banks. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Chase</U>&#148;
means JPMorgan Chase Bank (or any successor). </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Close-out
Amount</U>&#148; means the net amount due by the Borrower, if any, upon the designation of
an Early Termination Date or its equivalent or a Termination Event or its equivalent with
respect to all Swap Contracts with a particular Swap Bank under the applicable ISDA Master
Agreement or its equivalent (i.e., long-form confirmations), net of the value of
collateral held solely by the Swap Bank and which is not collateral in which the Agent has
a perfected security interest under the Borrower&#146;s Second Amended and Restated
Security Agreement or any other Loan Document. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Closing
Date</U>&#148; means the date on which all conditions precedent set forth in
<U>Section&nbsp;5.01</U> are satisfied or waived by all Banks. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Code</U>&#148;
means the Internal Revenue Code of 1986, and regulations promulgated thereunder. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Collateral</U>&#148;
means all assets of the Borrower including, without limitation, all accounts, equipment,
chattel paper, inventory, Product in transit, instruments, contract rights, the Bank
Blocked Accounts, Borrower&#146;s operating account, stock, partnership interests, and
general intangibles, whether presently existing or hereafter acquired or created and the
proceeds thereof. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Collateral
Position</U>&#148; means the total availability under the Borrowing Base Advance Cap. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Commercial Letters
of Credit</U>&#148; means a Letter of Credit which is intended at the time of Issuance to
be drawn upon for the purchase of Product. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Compliance
Certificate</U>&#148; means a certificate, in form attached hereto as
<U>Exhibit&nbsp;B</U>, whereby the Borrower certifies that it is in compliance with this
Agreement. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Contingent
Obligation</U>&#148; means, as to any Person, any direct or indirect liability of that
Person, whether or not contingent, with or without recourse, (a)&nbsp;with respect to any
Indebtedness, lease, dividend, letter of credit or other obligation of another Person
(which obligations and Person are referred to herein as the &#147;primary obligation&#148;
and the &#147;primary obligor,&#148; respectively), including any obligation of that
Person (i)&nbsp;to purchase, repurchase or otherwise acquire such primary obligations or
any security therefore, (ii)&nbsp;to advance or provide funds for the payment or discharge
of any such primary obligation, or to maintain working capital or equity capital of the
primary obligor or otherwise to maintain the net worth or solvency or any balance sheet
item, level of income or financial condition of the primary obligor, (iii)&nbsp;to
purchase property, securities or services primarily for the purpose of assuring the owner
of any such primary obligation of the ability of the primary obligor to make payment of
such primary obligation, or (iv)&nbsp;otherwise to assure or hold harmless the holder of
any such primary obligation against loss in respect thereof (each, a &#147;<U>Guaranty
Obligation</U>&#148;); (b)&nbsp;with respect to any Surety Instrument (other than any
Letter of Credit) issued for the account of that Person or as to which that Person is
otherwise liable for reimbursement of drawings or payments; or (c)&nbsp;to purchase any
materials, supplies or other property from, or to obtain the services of, another Person
if the relevant contract or other related document or obligation requires that payment for
such materials, supplies or other property, or for such services, shall be made regardless
of whether delivery of such materials, supplies or other property is ever made or
tendered, or such services are ever performed or tendered; or (d) in respect of any swap
contract, including Swap Contracts. </FONT></P>



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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Contractual
Obligation</U>&#148; means, as to any Person, any provision of any security issued by such
Person or of any agreement, undertaking, contract, indenture, mortgage, deed of trust or
other instrument, document or agreement to which such Person is a party or by which it or
any of its property is bound. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Control
Agreements</U>&#148; means the Assignment of Investment Account dated June&nbsp;15, 2003,
as amended, between Agent and Borrower (and acknowledged by U.S. Bank), and any other
control agreement, in form and substance satisfactory to Agent, executed by Agent,
Borrower and a depository institution, pursuant to which Borrower assigns, pledges and
transfers all of its right, title and interest in and to an account specified therein and
pursuant to which the parties agree that such account will be under the sole dominion and
control of Agent. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Conversion
to Reduced Funding Banks Date</U>&#148; has the meaning specified in
<U>Section&nbsp;2.13</U>. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Credit
Extension</U>&#148; means and includes (a)&nbsp;the making of any Loans hereunder, and
(b)&nbsp;the Issuance of any Letters of Credit hereunder. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Credit
Limit</U>&#148; means the maximum amount of Accounts and Exchange Receivables, in the
aggregate, owing by a Person to the Borrower which may be treated as Eligible Accounts and
Eligible Exchange Receivables with respect to such Person, as indicated on the approved
account list as agreed to by the Banks from time to time. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Current
Assets</U>&#148; means those assets of the Borrower and its consolidated Subsidiaries
which would in accordance with GAAP be classified as current assets of a corporation
conducting a business the same as or similar to the businesses of the Borrower and its
consolidated Subsidiaries. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Current
Liabilities</U>&#148; means Indebtedness of the Borrower and its consolidated Subsidiaries
which would in accordance with GAAP be classified as current liabilities of a corporation
conducting a business the same as or similar to the businesses of the Borrower and its
consolidated Subsidiaries. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Declining
Bank</U>&#148; has the meaning specified in <U>Section&nbsp;2.13</U> and
&#147;<U>Declining Banks</U>&#148; means all Banks that are a Declining Bank. </FONT></P>



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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>8</FONT></P>
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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Default</U>&#148;
means any event or circumstance which, with the giving of notice, the lapse of time, or
both, would constitute an Event of Default. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Default
Rate</U>&#148; has the meaning specified in <U>Subsection&nbsp;2.07(a)</U>. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Effective
Amount</U>&#148; means (a)&nbsp;with respect to any Loans on any date, the aggregate
outstanding principal amount thereof after giving effect to any Borrowings and prepayments
or repayments of Loans occurring on such date; and (b)&nbsp;with respect to any
outstanding L/C Obligations on any date, the amount of such L/C Obligations on such date
after giving effect to any Issuances of Letters of Credit occurring on such date and any
other changes in the aggregate amount of the L/C Obligations as of such date, including
changes as a result of expiration or cancellation, any amendments, reimbursements of
outstanding unpaid drawings under any Letters of Credit or any reductions in the maximum
amount available for drawing under Letters of Credit taking effect on such date. In
determining the Effective Amount of any Letter of Credit that is denominated in Canadian
Dollars, the Agent may at any time determine the United States Dollar Equivalent of such
Letter of Credit and if the Agent determines that the United States Dollar Equivalent is
in excess of the U.S. Dollar amounts shown on the Agent&#146;s books and records at such
time, the Agent may advise the Borrower. In such event, the Effective Amount of such
Letter of Credit shall be deemed to be the United States Dollar Equivalent amount and the
Agent shall record and reflect such revised amount on its books and records. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Elected
Performance L/C Cap</U>&#148; means, a minimum initial election of an amount equal to
$5,000,000.00; <U>provided</U>, <U>however</U>, Borrower may elect to change such Elected
Performance L/C Cap five (5) times during any twelve (12) month period to be either of
$10,000,000.00 or $15,000,000.00, which modified Elected Performance L/C Cap shall
continue in effect until again changed by Borrower in accordance with this Agreement, or
until automatically reduced as hereinafter set forth. Notwithstanding the foregoing,
Borrower may not elect an Elected Performance L/C Cap unless Borrower&#146;s Net Working
Capital and Tangible Net Worth at the time of election are greater than, or equal to, the
amounts specified below: </FONT></P>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;If
Borrower elects $5,000,000.00, Borrower&#146;s Net Working Capital and           Tangible
Net Worth must be at least $1,500,000 plus an amount equal to the           greater of
(i) $13,875,000 or (ii) the amount of Net Working Capital and           Tangible Net
Worth then required under the definition of Borrowing Base Sub-Cap;           or  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<A NAME=A037></A>
<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;
If Borrower elects $10,000,000.00, Borrower&#146;s Net Working Capital and Tangible Net Worth must be at least $3,000,000
plus an amount equal to the greater of (i) $13,875,000 or (ii) the amount of Net Working
Capital and Tangible Net Worth then required under the definition of Borrowing Base
Sub-Cap; or</FONT>
</TD>
</TR>
</TABLE>
<BR>


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<A NAME=A038></A>
<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;
If Borrower elects $15,000,000.00, Borrower&#146;s Net Working Capital and Tangible Net Worth must be at least $4,500,000
plus an amount equal to the greater of (i) $13,875,000 or (ii) the amount of Net Working
Capital and Tangible Net Worth then required under the definition of Borrowing Base
Sub-Cap. </FONT>
</TD>
</TR>
</TABLE>
<BR>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>9</FONT></P>
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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Borrower
shall elect which Elected Performance L/C Cap is in effect from time to time by delivering
to Agent a written notice of such election in the form of <U>Exhibit J</U> which is
attached hereto. In the event that after Borrower makes an Elected Performance L/C Cap
election Borrower&#146;s Net Working Capital or Tangible Net Worth as reflected on a
Compliance Certificate delivered to Agent are not in compliance with the requirements set
forth above, the Elected Performance L/C Cap shall be automatically reduced to the
appropriate level set forth above to cause compliance with the requirements set forth
above, provided that if Borrower fails to qualify for (a), (b) or (c), or fails to elect
an Elected Performance L/C Cap, the Elected Performance L/C Cap shall be zero. Such
reduction shall take place upon Agent&#146;s receipt of such Compliance Certificate or
notice of election. <B>NOTWITHSTANDING THE FOREGOING, BORROWER MAY NOT ELECT AN ELECTED
PERFORMANCE L/C CAP IN AN AMOUNT IN EXCESS OF THE AMOUNT OF THE THEN L/C SUB-LIMIT CAP FOR
PERFORMANCE L/CS AS SET FORTH IN THE DEFINITION OF L/C SUB-LIMIT CAP BELOW.</B> </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Eligible
Accounts</U>&#148; means, at the time of any determination thereof, each of the
Borrower&#146;s Accounts as to which the following requirements have been fulfilled to the
satisfaction of all the Banks (or after the Conversion to Reduced Funding Banks Date, all
Approving Banks): </FONT></P>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;Such
Account either (i)&nbsp;is the result of a sale of Product to a Tier I or           Tier
II Account Party, (ii)&nbsp;is secured by letters of credit in form           acceptable
to the Required Banks (or after the Conversion to Reduced Funding           Banks Date,
all Approving Banks) in their sole discretion and issued by banks           approved by
the Required Banks (or after the Conversion to Reduced Funding Banks           Date, all
Approving Banks) in their sole discretion, or (iii)&nbsp;when added to           the
outstanding Accounts owing by any one Account Debtor, is for an amount less
          than $500,000 in the aggregate (in such case, the Account Debtor will be
treated           as a Tier II Account Party);  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          Borrower
has lawful and absolute title to such Account;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          Such
Account is a valid, legally enforceable obligation of the Person who is
          obligated under such Account for goods actually delivered to such Account
Debtor           in the ordinary course of the Borrower&#146;s business;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;&nbsp;&nbsp;&nbsp;          Such
Account shall have excluded therefrom any portion that is subject to any
          dispute, offset, counterclaim reduction, adjustment, contra account or other
          claim or defense on the part of the Account Debtor or to any claim on the part
          of the Account Debtor denying liability under such Account; <U>provided</U>, <U>however</U>,
that in the event that the portion that is subject to any such           dispute,
counterclaim or other claim or defense is secured with a letter of           credit, such
portion secured by the letter of credit shall not be excluded;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)&nbsp;&nbsp;&nbsp;&nbsp;          Such
Account is not evidenced by any chattel paper, promissory note or other
          instrument;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)&nbsp;&nbsp;&nbsp;&nbsp;          Such
Account is subject to a perfected first priority security interest (or           properly
filed and acknowledged assignment, in the case of U.S. government           contracts, if
any) in favor of Agent pursuant to the Loan Documents, prior to           the rights of,
and enforceable as such against, any other Person, and such           Account is not
subject to any security interest or Lien in favor of any Person           other than the
Liens of the Banks pursuant to the Loan Documents and First           Purchaser Liens;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>10</FONT></P>
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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g)&nbsp;&nbsp;&nbsp;&nbsp;          Such
Account shall have excluded therefrom any portion which is not payable in
          United States Dollars or Canadian Dollars. If an Account is payable in Canadian
          Dollars, it shall be taken into account for purposes of any dollar limitations
          contained herein at the United States Dollar Equivalent of such Account;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(h)&nbsp;&nbsp;&nbsp;&nbsp;          Such
Account has been due and payable for 15 days or less (or 30 days or less,           if
the Account Debtor is a governmental entity) from the due date under the
          related invoice and no extension or indulgence has been granted extending the
          due date beyond a 15 day period (or 30 days, as the case may be) and no invoice
          shall have a due date more than 45 days from the date of the invoice. In the
          event that 25% or more of the Accounts of any Account Debtor exceed the time
          limitations set forth above, all Accounts of such Account Debtor shall be
          excluded;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;&nbsp;&nbsp;&nbsp;          No
Account Debtor in respect of such Account is an Affiliate of the Borrower; <U>provided</U>,
<U>however</U>, if the Account Debtor which is an Affiliate of           the Borrower is
a Tier II Account Party, and, at the time the Account is           created, Parent has an
investment grade credit rating, such Account shall not be           excluded;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(j)&nbsp;&nbsp;&nbsp;&nbsp;          No
Account Debtor in respect of such Account is incorporated in or primarily
          conducting business in any jurisdiction outside of the U.S. or Canada, unless
          such Account Debtor and the Account is approved in writing by all Banks (or
          after the Conversion to Reduced Funding Banks Date, all Approving Banks).  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(k)&nbsp;&nbsp;&nbsp;&nbsp;          No
Account Debtor, or guarantor of such Account Debtor&#146;s Obligations with
          respect to such Account (provided the Banks have relied on the creditworthiness
          of the guarantor in approving such Account), in respect of such Account (i) is
          insolvent, or generally fails to pay, or admits in writing its inability to pay
          its debts as they become due, whether at stated maturity or otherwise, or (ii)
          commences any Insolvency Proceeding with respect to itself; or (iii) has had an
          Insolvency Proceeding commenced or filed against it;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2><U>provided</U> that the amount of
Accounts owing by an Account Debtor to the Borrower (excluding Accounts described in
paragraph (a)(ii) above relating to Accounts secured by letters of credit) which may be
treated as Eligible Accounts may not exceed the Credit Limit for such Account Debtor. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Eligible
Assignee</U>&#148; means (a)&nbsp;a commercial bank organized under the laws of the United
States, or any state thereof, and having a combined capital and surplus of at least
$100,000,000.00; (b)&nbsp;a commercial bank organized under the laws of any other country
which is a member of the Organization for Economic Cooperation and Development (the
&#147;<U>OECD</U>&#148;), or a political subdivision of any such country, and having a
combined capital and surplus of at least $100,000,000.00; <U>provided</U>, <U>however</U>,
that such bank is acting through a branch or agency located in the United States;
(c)&nbsp;a Person that is primarily engaged in the business of commercial lending and that
is (i)&nbsp;a Subsidiary of a Bank (or bank referred to in the preceding clauses&nbsp;(a)
or (b)), (ii)&nbsp;a Subsidiary of a Person of which a Bank (or bank referred to in the
preceding clauses&nbsp;(a) or (b)), is a Subsidiary, or (iii)&nbsp;a Person of which a
Bank (or bank referred to in the preceding clauses&nbsp;(a) or (b)) is a Subsidiary; and
(d) any Person upon which Agent and Borrower have agreed may serve as an Eligible
Assignee. </FONT></P>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>11</FONT></P>
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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Eligible
Broker</U>&#148; means any broker approved in writing by Agent and all the Banks. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Eligible Commodity
Futures Accounts</U>&#148; means an account or accounts with an Eligible Broker in which
Agent is granted a first and prior security interest as Agent for the Banks pursuant to
Hedging Assignments which security interest is subject only to the rights of the Eligible
Broker under such accounts. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Eligible
Exchange Receivables</U>&#148; means all enforceable rights of the Borrower under an
Exchange Receivable which (a)&nbsp;are evidenced by a written agreement enforceable
against the Exchange Debtor thereof, (b)&nbsp;are current pursuant to the terms of the
contract or invoice, (c)&nbsp;are free and clear of all Liens in favor of third parties,
except Liens in favor of the Agent for the benefit of the Banks, (d)&nbsp;are not the
subject of a dispute between the Exchange Debtor and the Borrower, (e)&nbsp;are valued at
an independent posting acceptable to all the Banks (or after the Conversion to Reduced
Funding Banks Date, all Approving Banks) in their sole discretion, (f)&nbsp;if arising
pursuant to contracts involving an amount in excess of an aggregate of $500,000, are (i)
contracts by exchangers pre-approved by all the Banks (or after the Conversion to Reduced
Funding Banks Date, all Approving Banks) in their sole discretion, or (ii) contracts
secured by letters of credit in form acceptable to Agent in its sole discretion and issued
by banks approved by all the Banks (or after the Conversion to Reduced Funding Banks Date,
all Approving Banks) in their sole discretion, (g)&nbsp;when added to the Exchange
Receivables owing by any one Exchange Debtor, is for an amount less than $500,000 in the
aggregate, and (h)&nbsp;have not been otherwise determined by any Bank (or after the
Conversion to Reduced Funding Banks Date, any Approving Bank) in its sole discretion to be
unacceptable to such Bank (or Approving Bank as applicable); <U>provided</U> that the
amount of Exchange Receivables owing by an Exchange Debtor to the Borrower (excluding
Exchange Receivables described in clause (f)(ii) above relating to contracts secured by
letters of credit) which may be treated as an Eligible Exchange Receivables may not exceed
the Credit Limit for such Exchange Debtor. Such Exchange Receivable shall have excluded
therefrom any portion that is subject to any dispute, offset, counterclaim reduction,
adjustment, contra account, account payable exchange payable or other claim or defense on
the part of the Exchange Debtor or to any claim on the part of the Exchange Debtor denying
liability under such Exchange Receivable; <U>provided</U>, <U>however</U>, that in the
event that the portion that is subject to any such dispute, counterclaim or other claim or
defense is secured with a letter of credit, such portion secured by the letter of credit
shall not be excluded. The Product and Account relating to or creating any Eligible
Exchange Receivable shall not be simultaneously included in any other availability
calculation, including, without limitation, Undelivered Product Value, Eligible Inventory
or Eligible Accounts. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Eligible
Inventory</U>&#148; means, at the time of determination thereof, all of the
Borrower&#146;s inventory stored in terminals located in the U.S. or Canada (and provided
all the Banks must have approved all terminal owners) valued at current market (as
referenced by a published source acceptable to all Banks or after the Conversion to
Reduced Funding Banks Date, all Approving Banks in their sole discretion), and in all
instances as to which the following requirements have been fulfilled to the satisfaction
of all the Banks (or after the Conversion to Reduced Funding Banks Date, all Approving
Banks): </FONT></P>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>12</FONT></P>
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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          The
inventory is owned by the Borrower free and clear of all Liens in favor of
          third parties, except Liens in favor of the Banks under the Loan Documents and
          except for Permitted Liens;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          The
inventory has not been identified to deliveries with the result that a buyer
          would have rights to the inventory that would be superior to Agent&#146;s
          security interest for the benefit of the Banks, nor shall such inventory have
          become the subject of a customer&#146;s ownership or Lien;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          The
inventory is in transit in the U.S. or Canada under the control and           ownership
of the Borrower or is in a pipeline or a bill of lading has been           issued to
Agent if such inventory is in the hands of a third party carrier or is           located
in the U.S. or Canada at the locations described on <U>Schedule&nbsp;7.03(f)</U>, or at
such other place as has been specifically           agreed to in writing by all Banks (or
after the Conversion to Reduced Funding           Banks Date, all Approving Banks) and
the Borrower;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;&nbsp;&nbsp;&nbsp;          If
the inventory is located in a terminal or storage facility, such terminal or
          facility, together with the related storage agreement, must be acceptable to
          each Bank in its sole discretion, and the Borrower shall have furnished to
Agent           a signed letter in form and substance satisfactory to Agent addressed to
each           owner of a terminal or storage facility, which letter may be delivered by
Agent           to such terminal or storage facility owner upon an Event of Default
hereunder;           and  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)&nbsp;&nbsp;&nbsp;&nbsp;          The
inventory is subject to a fully perfected first priority security interest           in
favor of Agent for the benefit of the Banks pursuant to the Loan Documents.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Environmental
Claims</U>&#148; means all claims, however asserted, by any Governmental Authority or
other Person alleging potential liability or responsibility for violation of any
Environmental Law, or for release or injury to the environment. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Environmental
Laws</U>&#148; means all federal, state or local laws, statutes, common law duties, rules,
regulations, ordinances and codes, together with all administrative orders, directed
duties, requests, licenses, authorizations and permits of, and agreements with, any
Governmental Authorities, in each case relating to environmental, health, safety and land
use matters. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>ERISA</U>&#148;
means the Employee Retirement Income Security Act of 1974, and regulations promulgated
thereunder. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>ERISA
Affiliate</U>&#148; means any trade or business (whether or not incorporated) under common
control with the Borrower within the meaning of Section&nbsp;414(b) or (c)&nbsp;of the
Code (and Sections 414(m) and (o) of the Code for purposes of provisions relating to
Section&nbsp;412 of the Code). </FONT></P>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>13</FONT></P>
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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>ERISA
Event</U>&#148; means (a)&nbsp;a Reportable Event with respect to a Pension Plan;
(b)&nbsp;a withdrawal by the Borrower or any ERISA Affiliate from a Pension Plan subject
to Section&nbsp;4063 of ERISA during a plan year in which it was a substantial employer
(as defined in Section&nbsp;4001(a)(2) of ERISA) or a cessation of operations which is
treated as such a withdrawal under Section&nbsp;4062(e) of ERISA; (c)&nbsp;a complete or
partial withdrawal by the Borrower or any ERISA Affiliate from a Multiemployer Plan or
notification that a Multiemployer Plan is in reorganization; (d)&nbsp;the filing of a
notice of intent to terminate, the treatment of a Plan amendment as a termination under
Section&nbsp;4041 or 4041A of ERISA, or the commencement of proceedings by the PBGC to
terminate a Pension Plan or Multiemployer Plan; (e)&nbsp;an event or condition which might
reasonably be expected to constitute grounds under Section&nbsp;4042 of ERISA for the
termination of, or the appointment of a trustee to administer, any Pension Plan or
Multiemployer Plan; or (f)&nbsp;the imposition of any liability under Title IV of ERISA,
other than PBGC premiums due but not delinquent under Section&nbsp;4007 of ERISA, upon the
Borrower or any ERISA Affiliate. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Event
of Default</U>&#148; means any of the events or circumstances specified in
<U>Section&nbsp;9.01</U>. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Exchange
Act</U>&#148; means the Securities and Exchange Act of 1934, as amended, and regulations
promulgated thereunder. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Exchange
Debtor</U>&#148; means a Person who is obligated to the Borrower under an Exchange
Receivable. </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Exchange
Receivable</U>&#148; means a right of the Borrower to receive Product in exchange for the
sale or trade of Product previously delivered to an Exchange Debtor by the Borrower. </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Exhibit
G Cut-Off</U>&#148; has the meaning specified in <U>Subsection&nbsp;3.02(b)</U>. </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Existing
Letters of Credit</U>&#148; means all Letters of Credit existing as of the Closing Date as
set forth in <U>Schedule 3.01</U>. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Expiration
Date</U>&#148; means the earliest to occur of: </FONT></P>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;          September&nbsp;30,
2004; or  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;          the
date demand for payment is made by the Required Banks; or  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;          the
date an Event of Default occurs.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>FDIC</U>&#148;
means the Federal Deposit Insurance Corporation, and any Governmental Authority succeeding
to any of its principal functions. </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Federal
Funds Rate</U>&#148; means, for any day, the rate set forth in the weekly statistical
release designated as H.15(519), or any successor publication, published by the Federal
Reserve Bank of New York (including any such successor, &#147;H.15(519)&#148;) on the
preceding Business Day opposite the caption &#147;Federal Funds (Effective)&quot;; or, if
for any relevant day such rate is not so published on any such preceding Business Day, the
rate for such day will be the arithmetic mean as determined by Agent of the rates for the
last transaction in overnight Federal Funds arranged prior to 9:00 a.m. (New York City
time) on that day by each of three leading brokers of Federal Funds transactions in New
York City selected by Agent. </FONT></P>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>14</FONT></P>
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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>First
Purchaser Lien</U>&#148; has the meaning specified in the definition of &#147;Borrowing
Base Advance Cap.&#148; </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Foreign
Bank</U>&#148; has the meaning specified in <U>Section&nbsp;10.10</U>. </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>FRB</U>&#148;
means the Board of Governors of the Federal Reserve System, and any Governmental Authority
succeeding to any of its principal functions. </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>GAAP</U>&#148;
means generally accepted accounting principles set forth from time to time in the opinions
and pronouncements of the Accounting Principles Board and the American Institute of
Certified Public Accountants and statements and pronouncements of the Financial Accounting
Standards Board (or agencies with similar functions of comparable stature and authority
within the U.S. accounting profession), which are applicable to the circumstances as of
the date of determination. </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Governmental
Authority</U>&#148; means any nation or government, any state or other political
subdivision thereof, any central bank (or similar monetary or regulatory authority)
thereof, any entity exercising executive, legislative, judicial, regulatory or
administrative functions of or pertaining to government, and any corporation or other
entity owned or controlled, through stock or capital ownership or otherwise, by any of the
foregoing. </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Guaranty
Obligation</U>&#148; has the meaning specified in the definition of &#147;Contingent
Obligation.&#148; </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Hedging
Assignment</U>&#148; means a security agreement among Borrower, Agent and a broker
relating to the collateral assignment to Agent, as collateral agent for the Banks, of all
sums owing from time to time to Borrower with respect to any Eligible Commodities Futures
Accounts maintained by Borrower, such agreement to be substantially in the form attached
hereto as Exhibit K or in other form and substance acceptable to the Banks in their sole
discretion. </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Honor
Date</U>&#148; has the meaning specified in <U>Subsection&nbsp;3.03(b)</U>. </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>ICC</U>&#148;
has the meaning specified in <U>Section&nbsp;3.09</U>. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Indebtedness</U>&#148;
of any Person means, without duplication, (a)&nbsp;all indebtedness for borrowed money;
(b)&nbsp;all obligations issued, undertaken or assumed as the deferred purchase price of
property or services (other than trade payables incurred in the ordinary course of
business on ordinary terms); (c)&nbsp;all non-contingent reimbursement or payment
obligations with respect to Surety Instruments; (d)&nbsp;all obligations evidenced by
notes, bonds, debentures or similar instruments, including obligations so evidenced
incurred in connection with the acquisition of property, assets or businesses;
(e)&nbsp;all indebtedness created or arising under any conditional sale or other title
retention agreement, or incurred as financing, in either case with respect to property
acquired by the Person (even though the rights and remedies of the seller or bank under
such agreement in the event of default are limited to repossession or sale of such
property); (f)&nbsp;all obligations with respect to capital leases; (g) all obligations
with respect to Swap Contracts; (h) all indebtedness referred to in clauses
(a)&nbsp;through (g)&nbsp;above secured by (or for which the holder of such Indebtedness
has an existing right, contingent or otherwise, to be secured by) any Lien upon or in
property (including accounts and contract rights) owned by such Person, even though such
Person has not assumed or become liable for the payment of such indebtedness; and
(i)&nbsp;all Guaranty Obligations in respect of indebtedness or obligations of others of
the kinds referred to in clauses (a)&nbsp;through (g)&nbsp;above. </FONT></P>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>15</FONT></P>
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<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Indemnified
Liabilities</U>&#148; has the meaning specified in <U>Section&nbsp;11.05</U>. </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Indemnitees</U>&#148;
has the meaning specified in <U>Section&nbsp;11.05</U>. </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Independent
Auditor</U>&#148; has the meaning specified in <U>Subsection&nbsp;7.01(a)</U>. </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Information</U>&#148;
has the meaning specified in <U>Section&nbsp;11.08</U>. </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Insolvency
Proceeding</U>&#148; means, with respect to any Person (a)&nbsp;any case, action or
proceeding with respect to such Person before any court or other Governmental Authority
relating to bankruptcy, reorganization, insolvency, liquidation, receivership,
dissolution, winding-up or relief of debtors, or (b)&nbsp;any general assignment for the
benefit of creditors, composition, marshalling of assets for creditors, or other, similar
arrangement in respect of its creditors generally or any substantial portion of its
creditors; undertaken under U.S. Federal, state or foreign law, including the Bankruptcy
Code. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Interest
Payment Date</U>&#148; means the 5th Business Day of each month and the Expiration Date. </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>IRS</U>&#148;
means the Internal Revenue Service, and any Governmental Authority succeeding to any of
its principal functions under the Code. </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Issuance
Date</U>&#148; means the date on which any Letter of Credit is actually issued hereunder. </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Issue</U>&#148;
means, with respect to any Letter of Credit, to issue or to extend the expiry of, or to
renew or increase the amount of, such Letter of Credit; and the terms &#147;Issued,&#148;
&#147;Issuing&#148; and &#147;Issuance&#148; have corresponding meanings. </FONT></P>

<!-- MARKER FORMAT-SHEET="Para Indent" FSL="Default" -->
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Issuing
Banks</U>&#148; means Fortis, BNP Paribas, and any other Bank which with Agent&#146;s
consent Issues Letters of Credit hereunder, in such Bank&#146;s capacity as an issuer of
one or more Letters of Credit hereunder, together with any replacement letter of credit
issuer arising under <U>Section&nbsp;2.14</U>. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>L/C
Advance</U>&#148; means each Bank&#146;s participation in any L/C Borrowing or Reducing
L/C Borrowing in accordance with its Pro Rata Share with respect to Letters of Credit
Issued prior to the Conversion to Reduced Funding Banks Date and the Approving Banks&#146;
participation in any L/C Borrowing or Reducing L/C Borrowing in accordance with its Pro
Rata Share with respect to all Letters of Credit Issued thereafter. </FONT></P>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>16</FONT></P>
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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>L/C
Amendment Application</U>&#148; means an application form for amendment of outstanding
Standby or Commercial Letters of Credit as shall at any time be in use at any Issuing
Bank, as such Issuing Bank shall request. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>L/C
Application</U>&#148; means an application form for Issuances of Standby or Commercial
Letters of Credit as shall at any time be in use at any Issuing Bank, as such Issuing Bank
shall request. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>L/C
Borrowing</U>&#148; means an extension of credit resulting from either a drawing under any
Letter of Credit or a Reducing L/C Borrowing, which extension of credit shall not have
been reimbursed on the date when made nor converted into a Borrowing of Revolving Loans
under <U>Section&nbsp;3.03</U>. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>L/C
Cap</U>&#148; means the maximum availability for Issuance of Letters of Credit under the
Borrowing Base Line which shall be an amount equal to the total Effective Amount of L/C
Obligations plus the Effective Amount of then outstanding Loans not to exceed the lesser
of the Borrowing Base Advance Cap or the L/C Sub-limit Cap for each type of Letter of
Credit. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>L/C
Line Limit</U>&#148; means the Dollar amount set forth on <U>Schedule&nbsp;2.01</U> from
time to time as the then effective L/C Line Limit. Such L/C Line Limit shall be the same
percentage of $150,000,000.00 as the aggregate Uncommitted Line Portions then subscribed
to by Banks is of $150,000,000.00. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>L/C
Obligations</U>&#148; means at any time the sum of (a)&nbsp;the aggregate undrawn amount
of all Letters of Credit then outstanding, plus (b)&nbsp;the amount of all unreimbursed
drawings under all Letters of Credit, including all outstanding L/C Borrowings. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>L/C-Related
Documents</U>&#148; means the Letters of Credit, the L/C Applications, the L/C Amendment
Applications and any other document relating to any Letter of Credit, including, but not
limited to, any Issuing Bank&#146;s standard form documents for letter of credit
issuances. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>L/C
Sub-limit Cap</U>&#148; means the cap upon L/C Obligations under particular types of
Letters of Credit Issued under the Borrowing Base Line as follows (each such type below is
referred to herein as a &#147;<U>Type</U>&#148; of Letter of Credit): </FONT></P>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          Performance
L/Cs &#151; $15,000,000.00 but not to exceed the Elected Performance           L/C Cap
then in effect;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          Natural
Gas/Transportation L/Cs &#151; $20,000,000.00;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          Ninety
(90) Day Swap L/Cs &#151; $20,000,000.00;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;&nbsp;&nbsp;&nbsp;          Three
Hundred Sixty-Five (365) Day Swap L/Cs &#151; $20,000,000.00; and  </FONT>
</TD>
</TR>
</TABLE>
<BR>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>17</FONT></P>
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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)&nbsp;&nbsp;&nbsp;&nbsp;          Natural
Gas/Supply L/Cs &#151; $150,000,000.00 less any amounts outstanding           under (a),
(b), (c) or (d) above.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Lending
Office</U>&#148; means, as to any Bank, the office or offices of such Bank specified as
its &#147;Lending Office&#148; on <U>Schedule&nbsp;11.02</U>, or such other office or
offices as such Bank may from time to time notify the Borrower and Agent. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Letters
of Credit</U>&#148; means (a)&nbsp;any letters of credit (whether Standby Letters of
Credit or Commercial Letters of Credit) Issued by an Issuing Bank pursuant to Article III,
(b)&nbsp;any Reducing Letters of Credit, and (c) any Existing Letters of Credit. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Lien</U>&#148;
means any security interest, mortgage, deed of trust, pledge, hypothecation, assignment,
charge, encumbrance, or lien, statutory or other in respect of any property, including
those created by, arising under or evidenced by any conditional sale or other title
retention agreement, the interest of a lessor under a capital lease, any financing lease
having substantially the same economic effect as any of the foregoing, or the filing of
any financing statement naming the owner of the asset to which such lien relates as
debtor, under the Uniform Commercial Code or any comparable law. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Loan</U>&#148;
means any extension of credit by a Bank to the Borrower under Article II or Article III in
the form of a Revolving Loan or an L/C Advance. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Loan
Documents</U>&#148; means this Agreement, the Notes, the Security Agreements, the
L/C-Related Documents, the Control Agreement, the fee letters and all other documents
delivered to Agent or any Bank in connection herewith. </FONT></P>

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<A NAME=A039></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Loan
Parties</U>&#148; means the Borrower.</FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Long
Position</U>&#148; means the aggregate number of MMBTUS of natural gas Product, which are
either held in inventory or which Borrower has contracted to purchase (whether by purchase
of a contract on a commodities exchange or otherwise), or which Borrower will receive in
exchange or under a swap contract including, without limitation, all option contracts
representing the obligation of Borrower to purchase products at the option of a third
party, and in each case, for which a fixed purchase price has been set. Long Positions
will be expressed as a positive number. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Margin
Stock</U>&#148; means &#147;margin stock&#148; as such term is defined in Regulation T, U
or X of the FRB. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Marketable
Securities</U>&#148; means (a)&nbsp;certificates of deposit issued by any bank with a
Fitch rating of A or better, (b)&nbsp;commercial paper rated P-1, A-1 or F-1,
(c)&nbsp;bankers acceptances rated prime, or (d)&nbsp;U.S. Government obligations with
tenors of 90 days or less. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Material
Adverse Effect</U>&#148; means (a)&nbsp;a material adverse change in, or a material
adverse effect upon, the operations, business, properties, condition (financial or
otherwise) or prospects of the Borrower or the Borrower and its Subsidiaries taken as a
whole; (b)&nbsp;a material impairment of the ability of any Loan Party to perform its
obligations under any Loan Document to which it is a party; (c)&nbsp;a material adverse
effect upon the legality, validity, binding effect or enforceability against any Loan
Party of any Loan Document to which it is a party or (d)&nbsp;any Loan Party at any time
asserts that any Loan Document is not legal or valid, or is not binding upon or
enforceable against such Loan Party. </FONT></P>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>18</FONT></P>
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<A NAME=A040></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Maturity
Date</U>&#148; means September&nbsp;30, 2005.</FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Maximum
Rate</U>&#148; has the meaning specified in <U>Section&nbsp;11.10</U>. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Multiemployer
Plan</U>&#148; means a &#147;multiemployer plan&#148;, within the meaning of
Section&nbsp;4001(a)(3) of ERISA, to which the Borrower or any ERISA Affiliate makes, is
making, or is obligated to make contributions or, during the preceding three (3) calendar
years, has made, or been obligated to make, contributions. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Natural
Gas/Supply L/C</U>&#148; means any Letters of Credit to be used to facilitate the purchase
of natural gas for resale or to secure the purchase of natural gas with an expiry date of
ninety (90) days or less. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Natural
Gas/Transportation L/C</U>&#148; means (a) any Letters of Credit securing pipeline
companies for transportation expenses with an expiry date of three hundred sixty-five
(365) days or less, and (b) any Letters of Credit to be used to purchase natural gas for
resale or to secure the purchase of natural gas with an expiry date of more than ninety
(90) days but less than three hundred sixty-six (366) days. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Net
Position</U>&#148; means the number of MMBTUS resulting from the netting of the sum of all
Long Positions and Short Positions of Borrower. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Net
Position Report</U>&#148; means a report in form attached hereto as <U>Exhibit E</U>. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Net Working
Capital</U>&#148; means the excess of Current Assets over Current Liabilities (excluding
the current portion of Subordinated Debt), less investments in Capital Stock. In
calculating Net Working Capital, (i)&nbsp;the amount of Subordinated Debt excluded from
liabilities in such calculation shall not exceed 50% of the resulting Net Working Capital,
<U>provided</U>, <U>however</U>, that this limitation will not apply in the event
Subordinated Debt is used to cure any financial covenant default, and (ii) all amounts due
from Parent, employees, owners, Subsidiaries and Affiliates shall be excluded from Current
Assets. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Ninety
(90) Day Swap L/Cs</U>&#148; means standby Letters of Credit with a tenor of less than
ninety-one (91) days Issued to support payments owed to counterparties under swap
contracts. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Notes</U>&#148;
means the promissory notes executed by the Borrower in favor of a Bank pursuant to
<U>Subsection&nbsp;2.02(b)</U>, in form approved by the Banks. A Note will be issued by
the Borrower to each entity that becomes a Bank hereunder from time to time, but will not
be issued to Participants of a Bank. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Notice
of Borrowing</U>&#148; means the applicable notice in substantially the form of Exhibit A. </FONT></P>



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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>19</FONT></P>
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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Obligations</U>&#148;
means all advances, debts, liabilities, obligations, covenants and duties arising under
any Loan Document owing by the Borrower to any Bank, or any affiliate of any Bank, Agent,
or any Indemnitee, whether direct or indirect (including those acquired by assignment),
absolute or contingent, due or to become due, now existing or hereafter arising, including
without limitation overdraft costs arising as a result of transfers of funds made through
the automated clearinghouse system and all obligations of the Borrower under Revolving
Loans, Letters of Credit and any Swap Contracts. For purposes of determining the amount of
the Borrower&#146;s Obligations under a Swap Contract, the amount of such Obligation shall
be an amount equal to the Close-out Amount with respect to such Swap Contract. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Organization
Documents</U>&#148; means (a)&nbsp;for any corporation, the certificate or articles of
incorporation, the bylaws, any certificate of determination or instrument relating to the
rights of preferred shareholders of such corporation, any shareholder rights agreement,
and all applicable resolutions of the board of directors (or any committee thereof) of
such corporation, (b)&nbsp;for any partnership, the partnership agreement, (c)&nbsp;for
any limited liability company, the articles of organization and all other documents or
filings as may be required by the Secretary of State (or other applicable governmental
agency) in the state of such limited liability company&#146;s formation. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Other
Taxes</U>&#148; has the meaning specified in <U>Subsection&nbsp;4.01(b)</U>. </FONT></P>

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<A NAME=A041></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Parent</U>&#148;means
Black Hills Corporation.</FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Participant</U>&#148;
has the meaning specified in <U>Subsection&nbsp;11.07(d)</U>. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>PBGC</U>&#148;
means the Pension Benefit Guaranty Corporation, or any Governmental Authority succeeding
to any of its principal functions under ERISA. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Pension
Plan</U>&#148; means a pension plan (as defined in Section&nbsp;3(2) of ERISA) subject to
Title IV of ERISA which the Borrower sponsors, maintains, or to which it makes, is making,
or is obligated to make contributions, or in the case of a multiple employer plan (as
described in Section&nbsp;4064(a) of ERISA) has made contributions at any time during the
immediately preceding five (5) plan years. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Performance
L/C</U>&#148; means any Letters of Credit securing counterparties for performance under
natural gas contracts with an expiry date of 90 days or less. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Permitted
Liens</U>&#148; has the meaning specified in <U>Section&nbsp;8.01</U>. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Person</U>&#148;
means an individual, partnership, corporation, limited liability company, business trust,
joint stock company, trust, unincorporated association, joint venture or Governmental
Authority. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Plan</U>&#148;
means an employee benefit plan (as defined in Section&nbsp;3(3) of ERISA) which the
Borrower sponsors or maintains or to which the Borrower makes, is making, or is obligated
to make contributions and includes any Pension Plan. </FONT></P>

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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>20</FONT></P>
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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Product</U>&#148;
means natural gas. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Pro
Rata Share</U>&#148; means, as to any Bank at any time, the percentage equivalent
(expressed as a decimal, rounded to the ninth decimal place) at such time of such
Bank&#146;s total Effective Amount divided by the combined total Effective Amount of all
the Banks. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Reducing
Letters of Credit</U>&#148; means any letters of credit (whether Standby Letters of Credit
or Commercial Letters of Credit) that (a)&nbsp;are Issued by an Issuing Bank pursuant to
Article III, and (b)&nbsp;specifically provide that the amount available for drawing under
such letters of credit will be reduced, automatically and without any further amendment or
endorsement to such letters of credit, by the amount of any payment or payments made to
the beneficiary of such Letter of Credit by the Borrower if such payment or payments
(i)&nbsp;are made through a Bank and (ii)&nbsp;reference such letters of credit by the
letter of credit numbers thereof, notwithstanding the fact that such payment or payments
are not made pursuant to conforming and proper draws under such letters of credit. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Reducing
L/C Borrowing</U>&#148; means any extension of credit by the Banks to the Borrower for the
purpose of funding any payment or payments made to the beneficiary of a Reducing Letter of
Credit by the Borrower if such payment or payments (a)&nbsp;are made through a Bank,
(b)&nbsp;reference the Reducing Letter of Credit by the letter of credit number thereof,
and (c)&nbsp;are not made pursuant to a conforming and proper draws under such Reducing
Letter of Credit. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Reportable
Event</U>&#148; means, any of the events set forth in Section&nbsp;4043(b) of ERISA or the
regulations thereunder, other than any such event for which the 30-day notice requirement
under ERISA has been waived in regulations issued by the PBGC. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Required
Banks</U>&#148; means Banks, with a minimum of two (2) Banks, holding at least sixty-seven
percent (67%) of all of the Effective Amount. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Requirement
of Law</U>&#148; means, as to any Person, any law (statutory or common), treaty, rule or
regulation or determination of an arbitrator or of a Governmental Authority, in each case
applicable to or binding upon the Person or any of its property or to which the Person or
any of its property is subject. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Responsible
Officer</U>&#148; means those persons named on the Responsible Officer List. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Responsible Officer
List</U>&#148; means the list of the Borrower&#146;s Responsible Officers furnished to
Agent hereunder as it may be modified from time to time. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Restricted
Payment</U>&#148; means any dividend or other distribution (whether in cash, securities or
other property) with respect to any capital stock, membership interest or equity interest
of the Borrower or any Subsidiary, or any payment (whether in cash, securities or other
property), including any sinking fund or similar deposit on account of the purchase,
redemption, retirement, acquisition, cancellation or termination of any such capital
stock, membership interest or equity interest or of any option, warrant or other right to
acquire any such capital stock, membership interest or equity interest. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Revolving
Loan</U>&#148; has the meaning specified in <U>Section&nbsp;2.01</U>. </FONT></P>

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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>21</FONT></P>
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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Security
Agreements</U>&#148; means the Borrower&#146;s Second Amended and Restated Security
Agreement, the Borrower&#146;s Canadian Security Agreement, the Blocked Account
Agreements, the Control Agreements, and all Hedging Assignments, all of which shall also
secure the Swap Banks (as more fully described in such agreements), notwithstanding the
fact that the definitions used herein of any of the foregoing terms may refer to the
securing only of the Banks. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Sharing
Event</U>&#148; is defined under <U>Section 9.04</U>. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Short
Position</U>&#148; means the aggregate number of MMBTUS of natural gas Product, which
Borrower has contracted to sell (whether by sale of a contract on a commodities exchange
or otherwise) or deliver on exchange or under a swap contract, including, without
limitation, all option contracts representing the obligation of Borrower to sell natural
gas Product at the option of a third party and in each case for which a fixed sales price
has been set. Short Positions shall be expressed as a negative number. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Standby
Letter of Credit</U>&#148; means a Letter of Credit which is not intended at the time
Issued to be drawn upon. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Subordinated
Debt</U>&#148; means Indebtedness of the Borrower which has been reported to the Banks and
which has been subordinated to the Obligations pursuant to a Subordination Agreement
substantially in the form attached hereto as <U>Exhibit H</U>. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Subsidiary</U>&#148;
of a Person means any corporation, association, partnership, joint venture or other
business entity of which more than 50% of the voting stock or other equity interests (in
the case of Persons other than corporations), is owned or controlled directly or
indirectly by the Person, or one or more of the Subsidiaries of the Person, or a
combination thereof. Unless the context otherwise clearly requires, references herein to a
&#147;Subsidiary&#148; refer to a Subsidiary of the Borrower. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Surety
Instruments</U>&#148; means all letters of credit (including standby and commercial),
banker&#146;s acceptances, bank guaranties, shipside bonds, surety bonds and similar
instruments. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Swap
Banks</U>&#148; means Fortis, BNP Paribas and SocGen and their Affiliates in their
capacity as a party to a Swap Contract, and any other Bank approved by all the Banks;
provided, in each case, that any of the same remain a Bank hereunder and/or remain
entitled to the benefit of the Security Agreements; provided further, however, that
neither BNP Paribas Futures, Inc. nor Fimat Alternative Strategies, Inc. shall be treated
as a Swap Bank. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Swap
Contract</U>&#148; means any agreement entered into with any Swap Bank, whether or not in
writing, relating to any single transaction that is a rate swap, basis swap, forward rate
transaction, commodity swap, commodity option, equity or equity index swap or option,
bond, note or bill option, interest rate option, forward foreign exchange transaction,
cap, collar or floor transaction, currency swap, cross-currency rate swap, currency option
or any other similar transaction (including any option to enter into any of the foregoing)
or any combination of the foregoing and, unless the context clearly requires, any master
agreement relating to or governing any or all of the foregoing. No Swap Contract will be
executed hereunder unless it is subject to the applicable ISDA Master Agreement or its
equivalent (i.e., long-form confirmations). </FONT></P>



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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>22</FONT></P>
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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Swap
L/Cs</U>&#148; means Ninety (90) Day Swap L/Cs and Three Hundred Sixty-Five (365) Day Swap
L/Cs. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Tangible
Net Worth</U>&#148; means (a)&nbsp;the sum of the Borrower&#146;s assets, as determined in
accordance with GAAP, less (b)&nbsp;Borrower&#146;s Total Liabilities as determined in
accordance with GAAP, less (c)&nbsp;all amounts due from employees, owners, Subsidiaries
and Affiliates, less (d)&nbsp;investments in Capital Stock, less (e)&nbsp;the intangible
assets of the Borrower, as determined in accordance with GAAP. In calculating Tangible Net
Worth, the amount of Subordinated Debt excluded from liabilities in such calculation shall
not exceed 50% of the resultant Tangible Net Worth, <U>provided</U>, <U>however</U>, that
this limitation will not apply in the event Subordinated Debt is used to cure any
financial covenant default. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Taxes</U>&#148;
has the meaning specified in <U>Subsection&nbsp;4.01(a)</U>. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Three
Hundred Sixty-Five (365) Day Swap L/Cs</U>&#148; means standby Letters of Credit with a
tenor greater than ninety (90) days and less than three hundred and sixty-five (365) days
Issued to support payments owed to counterparties under swap contracts. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Tier
I Account</U>&#148; means an Eligible Account with a Tier I Account Party. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Tier I
Account Party</U>&#148; means an Account Debtor which is approved by all Banks (or, with
respect to an Account Debtor of any Account created after the Conversion to Reduced
Funding Banks Date, all Approving Banks) as a Tier I Account Party. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Tier
I Unbilled Eligible Account</U>&#148; means Unbilled Eligible Accounts with a Tier I
Account Party. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Tier
II Account</U>&#148; means an Eligible Account with a Tier II Account Party. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Tier II
Account Party</U>&#148; means (i) an Account Debtor which is approved by all Banks (or,
with respect to an Account Debtor of any Account created after the Conversion to Reduced
Funding Banks Date, all Approving Banks) as a Tier II Account Party, or (ii) an Account
Debtor treated as a Tier II Account Party under paragraph (a)(iii) of the definition of
&#147;Eligible Accounts.&#148; </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Tier
II Unbilled Eligible Account</U>&#148; means Unbilled Eligible Accounts with a Tier II
Account Party. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Total
Liabilities</U>&#148; means all of Borrower&#146;s liabilities, determined in accordance
with GAAP, excluding Subordinated Debt. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Transportation
Agreement</U>&#148; means any agreement between Borrower and any transporter of Product. </FONT></P>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>23</FONT></P>
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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Transportation Agreement
Report</U>&#148; means a report containing (a)&nbsp;the value of Borrower&#146;s liability
under each Transportation Agreement, (b)&nbsp;the related marketing contracts and
offsetting profits for each Transportation Agreement, and (c)&nbsp;a certification of
compliance of limits set for Unhedged Transportation Exposure. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Unbilled
Eligible Accounts</U>&#148; means Accounts of the Borrower for Product which has been
delivered to an Account Debtor and which would be Eligible Accounts but for the fact that
such Accounts have not actually been invoiced at such time. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Uncommitted
Line</U>&#148; means the aggregate Uncommitted Line Portions of all the Banks as is set
forth on <U>Schedule&nbsp;2.01</U> hereto. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Uncommitted
Line Portion</U>&#148; means for each Bank the Portion of each of the Uncommitted Line
limits assigned to such Bank as set forth on <U>Schedule&nbsp;2.01</U>. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Undelivered
Product Value</U>&#148; means the lesser of the (a)&nbsp;cost or (b)&nbsp;current market
value of Product purchased by the Borrower under the Letters of Credit but which has not
been physically delivered to the Borrower. Undelivered Product Value cannot simultaneously
be included in an Eligible Exchange Receivable. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Unfunded
Pension Liability</U>&#148; means the excess of a Plan&#146;s benefit liabilities under
Section&nbsp;4001(a)(16) of ERISA, over the current value of that Plan&#146;s assets,
determined in accordance with the assumptions used for funding the Pension Plan pursuant
to Section&nbsp;412 of the Code for the applicable plan year. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>Unhedged
Transportation Exposure</U>&#148; means the amount of any transportation expenses Borrower
incurs prior to the transportation of Product. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>United
States</U>&#148; and &#147;<U>U.S</U>.&#148; each means the United States of America. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>United States
Dollar Equivalent</U>,&#148; of any Canadian Dollars shall mean the amount of such
Canadian Dollars converted to United States Dollars computed, unless otherwise agreed, at
Fortis&#146; selling rate for Canadian Dollars most recently in effect on or prior to the
date of determination. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;<U>United
States Dollars</U>,&#148; and &#147;<U>U.S.$</U>&#148; each mean lawful money of the
United States. </FONT></P>

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<A NAME=A042></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.02
<U>Other Interpretive Provisions</U>.  </FONT></P>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          The
meanings of defined terms are equally applicable to the singular and plural
          forms of the defined terms.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          The
words &#147;hereof&#148;, &#147;herein&#148;, &#147;hereunder&#148; and           similar
words refer to this Agreement as a whole and not to any particular           provision of
this Agreement; and Subsection, Section, Schedule and Exhibit           references are to
this Agreement unless otherwise specified.  </FONT>
</TD>
</TR>
</TABLE>
<BR>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>24</FONT></P>
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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;&nbsp;&nbsp;&nbsp;The term &#147;documents&#148; includes
any and all instruments, documents, agreements, certificates, indentures, notices <BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;and other writings, however evidenced.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;</FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii)
&nbsp;&nbsp;The term &#147;including&#148; is not limiting and means &#147;including
without                     limitation.&#148; </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii)&nbsp;&nbsp;In
the computation of periods of time from a specified date to a later specified
                    date, the word &#147;from&#148; means &#147;from and including&#148;;
the words                     &#147;to&#148; and &#147;until&#148; each mean &#147;to but
excluding&#148;, and                     the word &#147;through&#148; means &#147;to and
including.&#148; </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)
&nbsp;                    Unless otherwise expressly provided herein, (i)&nbsp;references
to agreements                     (including this Agreement) and other contractual
instruments shall be deemed to                     include all subsequent amendments and
other modifications thereto, but only to                     the extent such amendments
and other modifications are not prohibited by the                     terms of any Loan
Document, and (ii)&nbsp;references to any statute or                     regulation are
to be construed as including all statutory and regulatory                     provisions
consolidating, amending, replacing, supplementing or interpreting the
                    statute or regulation.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)
&nbsp;                    The captions and headings of this Agreement are for convenience
of reference                     only and shall not affect the interpretation of this
Agreement.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)
&nbsp;                    This Agreement and other Loan Documents may use several
different limitations,                     tests or measurements to regulate the same or
similar matters. All such                     limitations, tests and measurements are
cumulative and shall each be performed                     in accordance with their
terms.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g)
&nbsp;                    This Agreement and the other Loan Documents are the result of
negotiations among                     and have been reviewed by counsel to Agent, the
Banks, the Borrower and the                     other parties, and are the products of
all parties. Accordingly, they shall not                     be construed against the
Banks or Agent merely because of Agent&#146;s or                     Banks&#146; involvement
in their preparation.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(h)
&nbsp;                    Unless otherwise indicated, references to &#147;$&#148; shall
mean United States                     Dollars.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<A NAME=A043></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.03
<U>Accounting Principles.</U>  </FONT></P>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          Unless
the context otherwise clearly requires, all accounting terms not           expressly
defined herein shall be construed, and all financial computations           required
under this Agreement shall be made in accordance with GAAP,           consistently
applied.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          References
herein to &#147;fiscal year&#148; and &#147;fiscal quarter&#148;          refer to such
fiscal periods of the Borrower.  </FONT>
</TD>
</TR>
</TABLE>
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<A NAME=A045></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>ARTICLE II<BR><U>THE CREDITS</U> </FONT></H1>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.01
<U>Amounts and Terms of Uncommitted Line</U>. Each Bank severally agrees, on an <B>UNCOMMITTED
AND ABSOLUTELY DISCRETIONARY </B>basis, and on the terms and conditions set forth herein,
to consider making Loans, from time to time, in United States Dollars, to the Borrower
under the Borrowing Base Line (each such loan, a &#147;<U>Revolving </U>Loan&#148;) on
any Business Day during the period from the Closing Date to the Expiration Date to
finance working capital needs of the Borrower, in an aggregate amount not to exceed at
any time outstanding (i)&nbsp;such Bank&#146;s Uncommitted Line Portion for the Borrowing
Base Line; or (ii)&nbsp;the Advance Line Limit; <U>provided</U>, <U>however</U>, that,
after giving effect to any Borrowing of Revolving Loans, the Effective Amount of all
outstanding Revolving Loans, plus the Effective Amount of all L/C Obligations, shall not
exceed the Borrowing Base Advance Cap.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>THE
BORROWER ACKNOWLEDGES AND AGREES THAT THE BANKS HAVE ABSOLUTELY NO DUTY TO FUND ANY
REVOLVING LOAN REQUESTED BY THE BORROWER BUT WILL EVALUATE EACH LOAN REQUEST AND IN EACH
BANK&#146;S ABSOLUTE AND SOLE DISCRETION WILL DECIDE WHETHER TO FUND SUCH LOAN REQUEST.
THE BORROWER FURTHER ACKNOWLEDGES AND AGREES THAT NO SWAP BANK HAS ANY DUTY TO ENTER INTO
ANY SWAP CONTRACT AND THE ENTERING INTO OF ANY SWAP CONTRACT SHALL BE AT EACH SWAP
BANK&#146;S ABSOLUTE AND SOLE DISCRETION.</B> </FONT></P>

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<A NAME=A046></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.02
<U>Loan Accounts</U>.  </FONT></P>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          The
Loans made by each Bank and the Letters of Credit Issued by an Issuing Bank
          shall be evidenced by one or more accounts or records maintained by Agent in
the           ordinary course of business. The accounts or records maintained by Agent
shall           be rebuttable presumptive evidence of the amount of the Loans made by the
Banks           to the Borrower and the Letters of Credit Issued for the account of the
Borrower           hereunder, and the interest and payments thereon. Any failure to so
record or           any error in so doing shall not, however, limit or otherwise affect
the           Obligation of the Borrower hereunder to pay any amount owing with respect
to the           Loans or any Letter of Credit.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          Upon
the request of any Bank made through Agent, the Loans made by such Bank may           be
evidenced by one or more Notes, instead of loan accounts. Each such Bank may
          endorse on the schedules annexed to its Note(s) the date, amount and maturity
of           each Loan made by it and the amount of each payment of principal made by the
          Borrower with respect thereto. Each such Bank is irrevocably authorized by the
          Borrower to endorse its Note(s) and each Bank&#146;s record shall be rebuttable
          presumptive evidence of the information set forth therein; <U>provided</U>, <U>however</U>,
that the failure of a Bank to make, or an error in making, a           notation thereon
with respect to any Loan shall not limit or otherwise affect           the Obligations of
the Borrower hereunder or under any such Note to such Bank.  </FONT>
</TD>
</TR>
</TABLE>
<BR>



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<A NAME=A047></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.03
<U>Procedure for Borrowing</U>.  </FONT></P>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          Each
Borrowing of Revolving Loans shall be made upon the Borrower&#146;s           irrevocable
written notice delivered to Agent in the form of a Notice of           Borrowing
(Revolving Loan), which notice must be received by Agent prior to           12:00 p.m.
noon (New York City time) on the Borrowing Date specifying the amount           of the
Borrowing. Each such Notice of Borrowing shall be by electronic transfer           or
facsimile, confirmed by the close of the next Business Day in an original
          writing.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          Agent
will promptly notify each Bank of its receipt of any Notice of Borrowing           and of
the amount of such Bank&#146;s Pro Rata Share of that Borrowing.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          Unless
a Bank has provided Agent with, and Agent has actually received, a           written
notice in the form attached hereto as <U>Exhibit G</U> at least the           greater of
24 hours or one Business Day prior to Agent&#146;s receipt of any           Notice of
Borrowing that such Bank does not approve further Borrowings and/or           Issuances
of Letters of Credit, if Agent advances a Loan pursuant to a Notice of
          Borrowing, each Bank will make the amount of its Pro Rata Share of such
          Borrowing available to Agent for the account of the Borrower at Agent&#146;s
          Payment Office by 3:00 p.m. (New York City time) on the Borrowing Date
requested           by the Borrower in funds immediately available to Agent. The proceeds
of such           Loan will be made available to the Borrower by the Agent at such office
by           crediting the operating account of the Borrower maintained with US Bank with
the           aggregate of the amounts made available by the Agent. If any Bank in a
timely           manner provides Agent with such a written notice of its disapproval of
further           Borrowings and/or Issuances of Letters of Credit, then Agent shall
notify the           Borrower that one or more of the Banks have elected not to fund
further           Borrowings and/or participate in further Issuances of Letters of Credit
and           whether a Bank (or Banks) has (have) elected to become the Approving
Bank(s)           thereby triggering the Conversion to Reduced Funding Banks Date.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.04
<U>Optional Prepayments</U>. The Borrower may, at any time or from time to time, upon the
Borrower&#146;s irrevocable written notice to Agent received prior to 12:00 p.m. noon
(New York City time) on the date of prepayment, prepay Loans in whole or in part. Agent
will promptly notify each Bank of its receipt of any such prepayment, and of such Bank&#146;s
Pro Rata Share of such prepayment.  </FONT></P>

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<A NAME=A048></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.05
<U>Mandatory Prepayments of Loans</U>.  </FONT></P>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          The
Effective Amount of all outstanding Revolving Loans, plus the Effective           Amount
of all L/C Obligations (such total amount being the &#147;<U>Aggregate           Amount</U>&#148;)
shall not at any time exceed the Borrowing Base Advance Cap.           If the Aggregate
Amount on any day ever exceeds the Borrowing Base Advance Cap,           the Borrower
shall immediately (1)&nbsp;repay on that date the excess amount or           (2)&nbsp;Cash
Collateralize on such date the excess amount.  </FONT>
</TD>
</TR>
</TABLE>
<BR>



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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          If
on any date the Effective Amount of all L/C Obligations exceeds the L/C Cap,           or
any LC Obligations relating to a Type of Letter of Credit described herein
          exceeds the applicable L/C Sub-limit Cap, the Borrower shall Cash Collateralize
          on such date the outstanding Letters of Credit, or the outstanding Type of
          Letters of Credit, as the case may be, in an amount equal to the excess above
          any such cap, and on the Maturity Date, Borrower shall Cash Collateralize all
          then outstanding Letters of Credit in an amount equal to the Effective Amount
of           all L/C Obligations related to such Letters of Credit. If on any date after
          giving effect to any Cash Collateralization made on such date pursuant to the
          preceding sentence, the Effective Amount of all Revolving Loans then
outstanding           plus the Effective Amount of all L/C Obligations exceeds the lesser
of           (a)&nbsp;the Borrowing Base Advance Cap or (b)&nbsp;the total Uncommitted
Line,           the Borrower shall immediately, and without notice or demand, prepay the
          outstanding principal amount of the Revolving Loans and L/C Borrowings by an
          amount equal to the applicable excess.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.06
<U>Repayment</U>. Unless payment is demanded by the Required Banks prior thereto, the
Borrower shall repay the principal amount of each Revolving Loan to Agent on behalf of
the Banks, on the Advance Maturity Date for such Loan.  </FONT></P>

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<A NAME=A049></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.07
<U>Interest.</U>  </FONT></P>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          Each
Revolving Loan (except for a Revolving Loan made as a result of a drawing           under
a Letter of Credit or a Reducing L/C Borrowing) shall bear interest on the
          outstanding principal amount thereof from the applicable Borrowing Date at a
          floating rate per annum equal to the Base Rate plus the Applicable Margin. Each
          Revolving Loan made as a result of a drawing under a Letter of Credit or a
          Reducing L/C Borrowing or to pay amounts owed to a Swap Bank with respect to
any           Swap Contract, shall bear interest on the outstanding principal amount
thereof           from the date funded at a floating rate per annum equal to the Base
Rate plus           the Applicable Margin for the first two (2) Business Days that such
Loan has           been outstanding and, thereafter, shall bear interest on the
outstanding           principal amount thereof at a floating rate per annum equal to the
Base Rate,           plus three percent (3.0%) per annum (the &#147;<U>Default Rate</U>&#148;).  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          Interest
on each Revolving Loan shall be paid upon demand, or if no demand is           made,
shall be paid in arrears on each Interest Payment Date.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          Notwithstanding
subsection (a)&nbsp;of this Section, if any amount of principal           of or interest
on any Loan, or any other amount payable hereunder or under any           other Loan
Document is not paid in full when due (whether at stated maturity, by
          acceleration, demand or otherwise), the Borrower agrees to pay interest on such
          unpaid principal or other amount, from the date such amount becomes due until
          the date such amount is paid in full, and after as well as before any entry of
          judgment thereon to the extent permitted by law, payable on demand, at a
          fluctuating rate per annum equal to the Default Rate.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;&nbsp;&nbsp;&nbsp;          Anything
herein to the contrary notwithstanding, the Obligations of the Borrower           to any
Bank hereunder shall be subject to the limitation that payments of           interest
shall not be required for any period for which interest is computed           hereunder,
to the extent (but only to the extent) that contracting for or           receiving such
payment by such Bank would be contrary to the provisions of any           law applicable
to such Bank limiting the highest rate of interest that may be           lawfully
contracted for, charged or received by such Bank, and in such event the
          Borrower shall pay such Bank interest at the highest rate permitted by
          applicable law.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)&nbsp;&nbsp;&nbsp;&nbsp;          Regardless
of any provision contained in any Note or in any of the Loan           Documents, none of
the Banks shall ever be deemed to have contracted for or be           entitled to
receive, collect or apply as interest under any such Note or any           Loan Document,
or otherwise, any amount in excess of the maximum rate of           interest permitted to
be charged by applicable law, and, in the event that any           of the Banks ever
receive, collect or apply as interest any such excess, such           amount which would
be excessive interest shall be applied to the reduction of           the unpaid principal
balance of the Note, and, if the principal balance of such           Note is paid in
full, any remaining excess shall forthwith be paid to the           Borrower. In
determining whether or not the interest paid or payable under any           specific
contingency exceeds the highest lawful rate, the Borrower and such Bank           shall,
to the maximum extent permitted under applicable law,           (i)&nbsp;characterize any
non-principal payment as an expense, fee, or premium,           rather than as interest,
(ii)&nbsp;exclude voluntary prepayments and the effect           thereof, and (iii)&nbsp;spread
the total amount of interest throughout the           entire contemplated term of such
Note so that the interest rate is uniform           throughout such term; <U>provided</U>,
<U>however</U>, that if all Obligations           under the Note and all Loan Documents
are performed in full prior to the end of           the full contemplated term thereof,
and if the interest received for the actual           term thereof exceeds the maximum
lawful rate, such Bank shall refund to the           Borrower the amount of such excess,
or credit the amount of such excess against           the aggregate unpaid principal
balance of such Bank&#146;s Note at the time in           question.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.08
<U>Fees</U>. In addition to certain fees described in <U>Section&nbsp;3.08</U>, the
Borrower shall pay the Agent and the Banks fees in accordance with a separate fee letter
between the Agent, the Banks and Borrower.  </FONT></P>

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<A NAME=A050></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.09
<U>Computation of Interest and Fees</U>.  </FONT></P>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          All
computations of interest and fees (other than fees due and payable at           closing)
shall be made on the basis of a 360-day year and actual days elapsed           (which
results in more interest being paid than if computed on the basis of a           365-day
year). Interest and fees shall accrue during each period during which           interest
or such fees are computed from the first day thereof through the last           day
thereof.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          Each
determination of an interest rate by Agent shall be rebuttable presumptive
          evidence thereof.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<A NAME=A051></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.10
<U>Payments by the Borrower</U>.  </FONT></P>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          All
payments to be made by the Borrower shall be made without set-off,           recoupment
or counterclaim. Except as otherwise expressly provided herein, all           payments by
the Borrower shall be made to Agent for the account of the Banks at           Agent&#146;s
Payment Office, and shall be made in United States Dollars and in           immediately
available funds, no later than 1:00&nbsp;p.m. (New York City time)           on the date
specified herein. Agent will promptly distribute to each Bank its           Pro Rata
Share (or after the occurrence of a Sharing Event under <U>Section           9.04</U> hereof,
its Adjusted Pro Rata Share) of such payment in like funds as           received. Any
payment received by Agent later than 1:00&nbsp;p.m. (New York City           time) shall
be deemed to have been received on the following Business Day and           any
applicable interest or fee shall continue to accrue. If and to the extent           the
Borrower makes a payment in full to Agent no later than 1:00&nbsp;p.m. (New
          York City time) on any Business Day and Agent does not distribute to each Bank
          its Pro Rata Share of such payment in like funds as received on the same
          Business Day, Agent shall pay to each Bank on demand interest on such amount as
          should have been distributed to such Bank at the Federal Funds Rate for each
day           from the date such payment was received until the date such amount is
          distributed.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          Whenever
any payment is due on a day other than a Business Day, such payment           shall be
made on the following Business Day, and such extension of time shall in           such
case be included in the computation of interest or fees, as the case may           be.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          Unless
Agent receives notice from the Borrower prior to the date on which any           payment
is due to the Banks that the Borrower will not make such payment in full           as and
when required, Agent may assume that the Borrower has made such payment           in full
to Agent on such date in immediately available funds and Agent may (but           shall
not be so required), in reliance upon such assumption, distribute to each           Bank
on such due date an amount equal to the amount then due such Bank. If and           to
the extent the Borrower has not made such payment in full to Agent, each Bank
          shall repay to Agent on demand such amount distributed to such Bank, together
          with interest thereon at the Federal Funds Rate for each day from the date such
          amount is distributed to such Bank until the date repaid.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.11
<U>Payments by the Banks to Agent</U>. If and to the extent any Bank shall not have made
its full amount available to Agent in immediately available funds and Agent in such
circumstances has made available to the Borrower such amount, that Bank shall on the
Business Day following such Borrowing Date make such amount available to Agent, together
with interest at the Federal Funds Rate for each day during such period. A notice by
Agent submitted to any Bank with respect to amounts owing under this <U>Section&nbsp;2.11</U> shall
be conclusive, absent manifest error. If such amount is so made available, such payment
to Agent shall constitute such Bank&#146;s Loan on the date of Borrowing for all purposes
of this Agreement. If such amount is not made available to Agent on the Business Day
following the Borrowing Date, Agent will notify the Borrower of such failure to fund and,
upon demand by Agent, the Borrower shall pay such amount to Agent for Agent&#146;s
account, together with interest thereon for each day elapsed since the date of such
Borrowing, at a rate per annum equal to the interest rate applicable at the time to the
Loans comprising such Borrowing.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.12
<U>Sharing of Payments, Etc.</U>If, other than as expressly provided elsewhere herein,
any Bank shall obtain on account of the Loans made by it any payment (whether voluntary,
involuntary, through the exercise of any right of set-off, or otherwise) in excess of its
Pro Rata Share (or after the occurrence of a Sharing Event under <U>Section 9.04</U> hereof,
its Adjusted Pro Rata Share) such Bank shall immediately (a)&nbsp;notify Agent of such
fact, and (b)&nbsp;purchase from the other Banks such participations in the Loans made by
them as shall be necessary to cause such purchasing Bank to share the excess payment pro
rata with each of them; <U>provided</U>, <U>however</U>, that if all or any portion of
such excess payment is thereafter recovered from the purchasing Bank, such purchase shall
to that extent be rescinded and each other Bank shall repay to the purchasing Bank the
purchase price paid therefore, together with an amount equal to such paying Bank&#146;s
ratable share (according to the proportion of (i)&nbsp;the amount of such paying Bank&#146;s
required repayment to (ii)&nbsp;the total amount so recovered from the purchasing Bank)
of any interest or other amount paid or payable by the purchasing Bank in respect of the
total amount so recovered. The Borrower agrees that any Bank so purchasing a
participation from another Bank may, to the fullest extent permitted by law, exercise all
its rights of payment (including the right of set-off, but subject to <U>Section </U>11.09)
with respect to such participation as fully as if such Bank were the direct creditor of
the Borrower in the amount of such participation. Agent will keep records (which shall be
conclusive and binding in the absence of manifest error) of participations purchased
under this Section and will in each case notify the Banks following any such purchases or
repayments.  </FONT></P>




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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;2.13
    <U>The Election of Approving Banks to Continue Funding</U>. </FONT></P>



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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;<U>Notice
of Disapproval</U>. If on any Business Day one or more Banks (the           &#147;<U>Declining
Bank</U>&#148; or &#147;<U>Declining Banks</U>&#148;)           provides the Agent with,
and the Agent has actually received, a written notice           in the form of <U>Exhibit&nbsp;G
</U>of its disapproval, for reasons other than           a Default, of further advances
and issuances of Letters of Credit, and the other           Bank or Banks approve further
Revolving Loans (including the conversion and           extension of such Revolving
Loans) or the further issuances of, extensions of,           the automatic renewal of or
amendment to Letters of Credit, the Agent shall           notify the Banks by 6:00 p.m.
(New York City time) that same day.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;<U>Further
Credit Extensions</U>. If the Bank or Banks which are not the           Declining Banks
desire, they may (on a pro rata basis, based on the Uncommitted           Line Portion of
all Banks that have elected to continue funding, as adjusted           after such
Conversion to Reduced Funding Banks Date (the &#147;<U>Adjusted           Uncommitted
Line Portion</U>&#148;), after which such date the Adjusted           Uncommitted Line
Portion of all Declining Banks shall be reduced to zero) make           the full or
partial amount of such requested Revolving Loan or issue or amend           the requested
Letter of Credit irrespective of the Declining Banks&#146;          disapproval (in such
case, the Banks that elect to continue funding shall be           referred to as the
&#147;<U>Approving Banks</U>&#148; in respect of such           Conversion to Reduced
Funding Banks Date) but not in an aggregate amount that           would exceed such Bank&#146;s
Adjusted Uncommitted Line Portion. In such event,           from each such date (each, a
&#147;<U>Conversion to Reduced Funding Banks           Date</U>&#148;) forward (or until
the next Conversion to Reduced Funding Banks           Date, if any, at which time one or
more Banks that had been Approving Banks may           become a Declining Bank), all
subsequent Revolving Loans and Issuances of           Letters of Credit or Amendments to
Letters of Credit that increase the face           amount of a Letter of Credit (subject
to <U>Section&nbsp;11.01</U>)or extend the           term of a Letter of Credit shall be
made unilaterally by the Approving Banks in           respect of such Conversion to
Reduced Funding Banks Date and no Letter of Credit           thereafter Issued shall be
participated in by the Declining Banks in respect of           such Conversion to Reduced
Funding Banks Date.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;<U>Swap
Banks</U>. A Bank that becomes a Declining Bank shall not be considered           a Swap
Bank with respect to swap contracts concluded after it has become a           Declining
Bank. Accordingly, if a Swap Bank should conclude a swap contract with           the
Borrower after it has become a Declining Bank, the Borrower&#146;s           obligations
under such swap contract shall not be secured by the Collateral           hereunder, and
the Declining Bank shall not be entitled to any sharing of           amounts under <U>Section
9.04</U> with respect to such swap contracts concluded           after it has become a
Declining Bank.  </FONT>
</TD>
</TR>
</TABLE>
<BR>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>31</FONT></P>
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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)
&nbsp;<U>Repayments</U>. Until all Declining Banks are fully repaid, repayments
                    (including realizations from Collateral) shall be applied as follows:  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)
&nbsp;                    For purposes of allocating repayments prior to the occurrence
of a Sharing Event                     hereunder, the Pro Rata Share of each Bank with
respect to Loans and Letters of                     Credit outstanding on a specified
Conversion to Reduced Funding Banks Date shall                     remain fixed at the
percentage held by such Bank the day before such specified                     Conversion
to Reduced Funding Banks Date, without respect to any changes which
                    may subsequently occur in such Bank&#146;s Pro Rata Share (prior to
the next                     Conversion to Reduced Funding Banks Date). Upon the
occurrence of the first                     Conversion to Reduced Funding Banks Date and
thereafter, repayments of all                     outstanding Loans shall be applied to
the Loans with the earliest advance date,                     notwithstanding the tenor
of the Loans.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii)
&nbsp;                    Upon the occurrence of a Sharing Event and thereafter,
repayments shall be                     allocated according to the Adjusted Pro Rata
Share of the outstanding balances                     held by the Banks, including any
Declining Banks, on the date of Default except                     that in the event that
Obligations constituting Close-out Amounts become owing                     to any Swap
Bank or its Affiliates after such date pursuant to Swap Contracts as
                    a result of contracts or transactions existing on the date of such
Default, the                     Adjusted Pro Rata Share of each Bank, including any
Declining Banks, shall be                     recalculated to account for the increase in
Obligations owing to such Swap Bank                     or its Affiliates.  </FONT>
</TD>
</TR>
</TABLE>
<BR>



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<A NAME=A053></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>ARTICLE III<BR><U>THE LETTERS OF CREDIT</U> </FONT></H1>

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<A NAME=A054></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.01
<U>The Letter of Credit Lines.</U>  </FONT></P>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          Subject
to the limitations set forth in <U>Subsection 3.01(b)</U> below, on an
          uncommitted basis and on the terms and conditions set forth herein and unless a
          Bank has provided Agent with, and Agent has actually received, a written notice
          in the form attached hereto as <U>Exhibit G</U> at least the greater of 24
hours           or one Business Day prior to Agent&#146;s receipt of any request for the
          issuance of a Letter of Credit that such Bank does not approve further
Issuances           of Letters of Credit, (i)&nbsp;each Issuing Bank agrees, (A) from
time to time           on any Business Day during the period from the Closing Date to the
Expiration           Date, to consider the Issuance of Letters of Credit for the account
of the           Borrower under the Borrowing Base Line and to consider whether to amend
or renew           Letters of Credit previously Issued by it, in accordance with <U>Subsection
          3.02(c)</U>, and (B) to honor conforming drafts under the Letters of Credit;
and           (ii)&nbsp;each of the Banks will be deemed to have approved such Issuance,
          amendment or renewal, and shall participate in Letters of Credit Issued for the
          account of the Borrower. If any Bank gives Agent timely notice of its
          disapproval of further Borrowings and Issuances of Letters of Credit, then
Agent           shall notify the Borrower that one or more of the Banks have elected not
to           participate in the further issuances of Letters of Credit, and whether a
Bank           (or Banks) has (have) elected to become the Approving Bank(s) thereby
triggering           the Conversion to Reduced Funding Banks Date. No Declining Bank
shall have any           obligation to and shall not be deemed to have participated in
any Letters of           Credit which are Issued on or after the Conversion to Reduced
Funding Banks           Date. An Issuing Bank which is a Declining Bank shall have no
obligation to           Issue any Letters of Credit on or subsequent to the date such
Issuing Bank           becomes a Declining Bank. Within the foregoing limits, and subject
to the other           terms and conditions hereof including, without limitation, the
approval of all           Banks (or after the Conversion to Reduced Funding Banks, all
Approving Banks) in           their sole discretion, the Borrower&#146;s ability to
request that an Issuing           Bank Issue Letters of Credit shall be fully revolving,
and, accordingly, the           Borrower may, during the foregoing period, request that
an Issuing Bank Issue           Letters of Credit to replace Letters of Credit which have
expired or which have           been drawn upon and reimbursed. Borrower acknowledges and
agrees that the           Existing Letters of Credit are an Obligation under this
Agreement.  </FONT>
</TD>
</TR>
</TABLE>
<BR>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>32</FONT></P>
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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)
&nbsp;                    Each Issuing Bank is under no obligation to consider the
Issuance of or to Issue                     any Letter of Credit unless Agent shall have
consented to the Issuance of such                     Letter of Credit in its sole
discretion. An Issuing Bank shall not Issue any                     Letter of Credit even
if consented to by Agent, if:  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)
&nbsp;                    any order, judgment or decree of any Governmental Authority or
arbitrator shall                     by its terms purport to enjoin or restrain such
Issuing Bank from Issuing such                     Letter of Credit, or any Requirement
of Law applicable to such Issuing Bank or                     any request or directive
(whether or not having the force of law) from any                     Governmental
Authority with jurisdiction over such Issuing Bank shall prohibit,                     or
request that such Issuing Bank refrain from, the issuance of letters of
                    credit generally or such Letter of Credit in particular or shall
impose upon                     such Issuing Bank with respect to such Letter of Credit
any restriction, reserve                     or capital requirement (for which such
Issuing Bank is not otherwise compensated                     hereunder) not in effect on
the Closing Date, or shall impose upon such Issuing                     Bank any
unreimbursed loss, cost or expense which was not applicable on the
                    Closing Date and which such Issuing Bank in good faith deems material
to it;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii)
&nbsp;                    such Issuing Bank has received written notice from any Bank,
any other Issuing                     Bank, Agent or the Borrower, on or prior to the
Business Day prior to the                     requested date of Issuance of such Letter
of Credit, that one or more of the                     applicable conditions contained in
Article V is not then satisfied if the                     Conversion to Reduced Funding
Banks Date has not occurred, or after the                     Conversion to Reduced
Funding Banks Date has occurred the Issuing Bank received                     written
notice from any Approving Bank, any other Issuing Bank, Agent or the
                    Borrower, on or prior to the Business Day prior to the requested date
of                     Issuance of such Letter of Credit, that one or more of the
applicable conditions                     contained in Article V is not then satisfied;  </FONT>
</TD>
</TR>
</TABLE>
<BR>



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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>33</FONT></P>
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<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii)
&nbsp;                    the expiry date of any requested Type of Letter of Credit
exceeds the expiry                     date set forth herein for such Type, or the amount
of any requested Type of                     Letter of Credit exceeds the applicable L/C
Sub-limit Cap after taking into                     account all outstanding L/C
Obligations with respect to such Type of Letter of                     Credit;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iv)
&nbsp;                    such requested Letter of Credit is not in form and substance
acceptable to such                     Issuing Bank, or the Issuance of such requested
Letter of Credit shall violate                     any applicable policies of such
Issuing Bank;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(v)
&nbsp;                    such Letter of Credit is for the purpose of supporting the
Issuance of any                     letter of credit by any other Person;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(vi)
&nbsp;                    such Letter of Credit is denominated in a currency other than
United States                     Dollars or Canadian Dollars;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(vii)
&nbsp;                    the amount of such requested Letter of Credit, plus the
Effective Amount of all                     of the L/C Obligations, plus the Effective
Amount of all Revolving Loans exceeds                     the Borrowing Base Advance Cap,
in which case the Agent shall notify each other                     Issuing Bank that
there is a deficiency.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)
&nbsp;                    Subject to the individual Sub-limits referenced under the
definition of                     &#147;L/C Sub-limit Cap,&#148; any Letter of Credit may
be issued in Canadian                     Dollars, provided that the aggregate amount of
all Letters of Credit issued and                     outstanding hereunder in Canadian
Dollars may not exceed the United States                     Dollar Equivalent of U.S.
$25,000,000.  </FONT>
</TD>
</TR>
</TABLE>
<BR>



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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.02
    <U>Issuance, Amendment and Renewal of Letters of Credit</U>. </FONT></P>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          Each
Letter of Credit which is Issued hereunder shall be Issued upon the           irrevocable
written request of the Borrower pursuant to a Notice of Borrowing           (Letter of
Credit) in the applicable form attached hereto as <U>Exhibit&nbsp;A</U> received by an
Issuing Bank and the Agent by no later than           3:00 p.m. (New York City time) on
the proposed date of Issuance; <U>provided</U>, <U>however</U>, that each such Issuance
is subject to the           consent of Agent. Each such request for Issuance of a Letter
of Credit shall be           by electronic transfer or facsimile, confirmed by the close
of the next Business           Day in an original writing, in the form of an L/C
Application, and shall specify           in form and detail satisfactory to such Issuing
Bank and Agent: (i)&nbsp;the           proposed date of Issuance of the Letter of Credit
(which shall be a Business           Day); (ii)&nbsp;the face amount of the Letter of
Credit; (iii)&nbsp;the expiry           date of the Letter of Credit; (iv)&nbsp;the name
and address of the beneficiary           thereof; (v)&nbsp;the documents to be presented
by the beneficiary of the Letter           of Credit in case of any drawing thereunder;
(vi)&nbsp;the full text of any           certificate to be presented by the beneficiary
in case of any drawing           thereunder; (vii) whether the Letter of Credit is a
Standby or Commercial Letter           of Credit; and (viii)&nbsp;such other matters as
such Issuing Bank may require.           No such Issuance will be made if prior to 5:00
p.m. (New York City time) on the           day before the proposed date of Issuance, a
Bank has provided Agent with, and           Agent has actually received, a written notice
in the form of <U>Exhibit&nbsp;G</U>. If Agent does timely receive a written notice in
the form           of <U>Exhibit&nbsp;G</U>, Agent shall notify the Borrower and such
Issuing Bank           by 3:00 p.m. (New York City time) on the proposed date of
Issuance, and the           proposed Letter of Credit will not be Issued, unless one or
more of the Banks           have elected to become Approving Banks thereby triggering the
Conversion to           Reduced Funding Banks Date. If the Approving Banks elect to Issue
the Letter of           Credit notwithstanding the Agent&#146;s receipt of such notice,
they may (on a           pro rata basis among the Banks that have elected to continue
funding) Issue the           full amount, or a pro rata amount after taking into account
the Declining           Bank&#146;s Pro Rata Share, of such requested Letter of Credit.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          From
time to time while a Letter of Credit is outstanding and prior to the
          Expiration Date, an Issuing Bank will, upon the written request of the Borrower
          received by such Issuing Bank and the Agent prior to 3:00 p.m. (New York City
          time) on the proposed date of amendment, consider the amendment of any Letter
of           Credit issued by it. Each such request for amendment of a Letter of Credit
shall           be made by electronic transfer or facsimile, confirmed by the close of
the next           Business Day in an original writing, made in the form of an L/C
Amendment           Application and shall specify in form and detail satisfactory to the
Issuing           Bank and Agent: (i)&nbsp;the Letter of Credit to be amended; (ii)&nbsp;the
          proposed date of amendment of the Letter of Credit (which shall be a Business
          Day); (iii)&nbsp;the nature of the proposed amendment; and (iv)&nbsp;such other
          matters as such Issuing Bank may require. Such Issuing Bank shall be under no
          obligation to amend any Letter of Credit and shall not do so without the
consent           of the Agent. No such amendment will be made if a Bank has provided
Agent with,           and Agent has actually received, a written notice in the form of <U>Exhibit&nbsp;G</U> by
5:00 p.m. (New York City time) on the Business Day           immediately preceding the
proposed date of amendment (the           &#147;<U>Exhibit&nbsp;G Cut-Off</U>&#148;). If
Agent does timely receive a           written notice in the form of <U>Exhibit&nbsp;G</U>,
Agent shall notify the           Borrower and such Issuing Bank by 3:00 p.m. (New York
City time) on the proposed           date of amendment, and the Letter of Credit will not
be amended; <U>provided</U>, <U>however</U>, that if one or more Banks do approve such
          amendment, Agent shall notify all Banks and the approving Banks may elect to
          become the Approving Banks and amend such Letter of Credit, thereby triggering
          the Conversion to Reduced Funding Banks Date. If a request in the form of <U>Exhibit&nbsp;G</U> is
received after the Exhibit&nbsp;G Cut-Off, Agent will           make its best efforts to
honor such request but shall bear no liability for           failing to honor such
request. The Issuing Banks shall be under no obligation to           renew any Letter of
Credit.  </FONT>
</TD>
</TR>
</TABLE>
<BR>



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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          If
any outstanding Letter of Credit Issued by an Issuing Bank shall provide that
          it shall be automatically renewed unless the beneficiary thereof receives
notice           from such Issuing Bank that such Letter of Credit shall not be renewed,
and if           at the time of renewal such Issuing Bank would be entitled to authorize
the           automatic renewal of such Letter of Credit in accordance with this <U>Subsection&nbsp;3.02(c)</U> upon
the request of the Borrower, then unless a           Bank has provided Agent with, and
Agent has actually received, a written notice           in the form of <U>Exhibit&nbsp;G</U> to
such Issuing Bank by 12:00 p.m. noon           (New York City time) on the next to last
date for Issuing Bank to provide notice           to the beneficiary of non-renewal, such
Issuing Bank shall, subject to the           consent of the Agent, nonetheless be
permitted to allow such Letter of Credit to           renew, and the Borrower and the
Banks hereby authorize such renewal, and,           accordingly, such Issuing Bank shall
be deemed to have received an L/C Amendment           Application from the Borrower
requesting such renewal. If one or more Banks do           not approve such renewal,
Agent shall notify all Banks and the approving Banks           may elect to become the
Approving Banks and renew such Letter of Credit, thereby           triggering the
Conversion to Reduced Funding Banks Date.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;&nbsp;&nbsp;&nbsp;          This
Agreement shall control in the event of any conflict with any L/C-Related
          Document (other than any Letter of Credit).  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)&nbsp;&nbsp;&nbsp;&nbsp;          Each
Issuing Bank will also deliver to Agent a true and complete copy of each           Letter
of Credit or amendment to or renewal of a Letter of Credit Issued by it.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.03
    <U>Risk Participations, Drawings, Reducing Letters of Credit and Reimbursements</U>. </FONT></P>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          Immediately
upon the Issuance of each Letter of Credit Issued by an Issuing Bank           which is
Issued prior to the Conversion to Reduced Funding Banks Date, each Bank           shall
be deemed to, and hereby irrevocably and unconditionally agrees to,           purchase
from such Issuing Bank a participation in such Letter of Credit and           each
drawing or Reducing Letter of Credit Borrowing thereunder in an amount           equal to
the product of (i)&nbsp;the Pro Rata Share of such Bank, times           (ii)&nbsp;the
maximum amount available to be drawn under such Letter of Credit           and the amount
of such drawing or Reducing Letter of Credit Borrowing,           respectively. All
Letters of Credit Issued after the Conversion to Reduced           Funding Banks Date
shall be participated in only by the Approving Banks. For           purposes of <U>Section&nbsp;2.01</U>,
each Issuance of a Letter of Credit shall           be deemed to utilize the Uncommitted
Line Portion of each Bank (or Approving           Bank, as the case may be) by an amount
equal to the amount of such           participation.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          In
the event of any request for a drawing under a Letter of Credit Issued by an
          Issuing Bank by the beneficiary or transferee thereof, such Issuing Bank will
          promptly notify the Borrower. Any notice given by an Issuing Bank or Agent
          pursuant to this <U>Subsection&nbsp;3.03(b)</U> may be oral if immediately
          confirmed in writing (including by facsimile); provided that the lack of such
an           immediate confirmation shall not affect the conclusiveness or binding effect
of           such notice. The Borrower shall reimburse an Issuing Bank prior to 5:00 p.m.
          (New York City time), on each date that any amount is paid by such Issuing Bank
          under any Letter of Credit or to a Bank paying a beneficiary of a Reducing
          Letter of Credit in the form of a Reducing L/C Borrowing (each such date, an
          &#147;<U>Honor Date</U>&#148;), in an amount equal to the amount so paid by
such           Issuing Bank. Amounts reimbursed by the Borrower with respect to draws
under           Letters of Credit issued in Canadian Dollars shall be paid in United
States           Dollars at the United States Dollar Equivalent of such draw. In the
event the           Borrower fails to reimburse such Issuing Bank for the full amount of
any drawing           under any Letter of Credit or of any Reducing L/C Borrowing, as the
case may be,           by 5:00 p.m. (New York City time) on the Honor Date, such Issuing
Bank will           promptly notify Agent and Agent will promptly notify each Bank
thereof, and           Borrower shall be deemed to have requested that Revolving Loans be
made by the           Banks to be disbursed to such Issuing Bank not later than one (1)
Business Day           after the Honor Date under such Letter of Credit, subject to the
amount of the           unutilized portion of the Borrowing Base Line.  </FONT>
</TD>
</TR>
</TABLE>
<BR>



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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          In
the event of any request for a Reducing L/C Borrowing by the Borrower in
          association with any Reducing Letter of Credit, the amount available for
drawing           under such Reducing Letter of Credit will be reduced automatically, and
without           any further amendment or endorsement to such Reducing Letter of Credit,
by the           amount actually paid to such beneficiary, notwithstanding the fact that
the           payment creating such Reducing L/C Borrowing is not made pursuant to a
          conforming and proper draw under the corresponding Reducing Letter of Credit;
<U>provided</U>, <U>however</U>, if any Bank has given the Issuing Banks, Agent,
          the Borrower and each of the other Banks written notice that such Bank objects
          to further Reducing L/C Borrowings at least three (3) Business Days prior to
the           date the Borrower requests the Reducing L/C Borrowing, then the Issuing
Banks           will not make such Reducing L/C Borrowing unless all Banks consent
thereto.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;&nbsp;&nbsp;&nbsp;          Each
Bank shall upon any notice pursuant to <U>Subsection&nbsp;3.03(b)</U> make
          available to Agent for the account of any Issuing Bank an amount in United
          States Dollars at the United States Dollar Equivalent and in immediately
          available funds equal to its Pro Rata Share of the amount of the drawing or of
          the Reducing L/C Borrowing, as the case may be, whereupon the participating
          Banks shall (subject to <U>Subsection&nbsp;3.03(e)</U>) each be deemed to have
          made a Revolving Loan to the Borrower in that amount. If any Bank so notified
          fails to make available to Agent for the account of such Issuing Bank the
amount           of such Bank&#146;s Pro Rata Share of the amount of the drawing or of
the           Reducing L/C Borrowing, as the case may be, by no later than 3:00 p.m. (New
York           City time) on the Business Day following the Honor Date, then interest
shall           accrue on such Bank&#146;s obligation to make such payment, from the
Honor Date           to the date such Bank makes such payment, at a rate per annum equal
to the           Federal Funds Rate in effect from time to time during such period. Agent
will           promptly give notice of the occurrence of the Honor Date, but failure of
Agent           to give any such notice on the Honor Date or in sufficient time to enable
any           Bank to effect such payment on such date shall not relieve such Bank from
its           obligations under this <U>Section&nbsp;3.03</U>.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)&nbsp;&nbsp;&nbsp;&nbsp;          With
respect to any unreimbursed drawing or Reducing L/C Borrowing, as the case           may
be, that is not converted into Revolving Loans in whole or in part for any
          reason, the Borrower shall be deemed to have incurred from the relevant Issuing
          Bank an L/C Borrowing in United States Dollars at the United States Dollar
          Equivalent of such drawing or Reducing L/C Borrowing, as the case may be, which
          L/C Borrowing shall be due and payable on demand (together with interest) and
          shall bear interest at a rate per annum equal to the Default Rate, and each
          Bank&#146;s payment to such Issuing Bank pursuant to <U>Subsection&nbsp;3.03(d)</U> shall
be deemed payment in respect of its           participation in such L/C Borrowing and
shall constitute an L/C Advance from           such Bank in satisfaction of its
participation obligation under this <U>Section&nbsp;3.03</U>.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)&nbsp;&nbsp;&nbsp;&nbsp;          Each
Bank&#146;s obligation in accordance with this Agreement to make the           Revolving
Loans or L/C Advances, as contemplated by this <U>Section&nbsp;3.03</U>, as a result of a
drawing under a Letter of Credit or           Reducing L/C Borrowing, shall be absolute
and unconditional and without recourse           to the relevant Issuing Bank and shall
not be affected by any circumstance,           including (i)&nbsp;any set-off,
counterclaim, recoupment, defense or other right           which such Bank may have
against such Issuing Bank, the Borrower or any other           Person for any reason
whatsoever; (ii)&nbsp;the occurrence or continuance of a           Default, an Event of
Default or a Material Adverse Effect; or (iii)&nbsp;any           other circumstance,
happening or event whatsoever, whether or not similar to any           of the foregoing.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g)&nbsp;&nbsp;&nbsp;&nbsp;          Notwithstanding
the foregoing, each Revolving Loan and L/C Advance made to fund           payment of any
Letter of Credit which was Issued or amended on or after the           Conversion to
Reduced Funding Banks Date shall be made only by the Approving           Banks.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<A NAME=A055></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.04
<U>Repayment of Participations</U>.  </FONT></P>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          Upon
(and only upon) receipt by Agent for the account of an Issuing Bank of
          immediately available funds from the Borrower (i)&nbsp;in reimbursement of any
          payment made by such Issuing Bank under a Letter of Credit or in connection
with           a Reducing L/C Borrowing with respect to which any Bank has paid Agent for
the           account of such Issuing Bank for such Bank&#146;s participation in the
Letter of           Credit pursuant to <U>Section&nbsp;3.03</U> or (ii)&nbsp;in payment
of interest           thereon, Agent will pay to each Bank, in the same funds as those
received by           Agent for the account of such Issuing Bank, the amount of such Bank&#146;s
Pro           Rata Share of such funds, and such Issuing Bank shall receive the amount of
the           Pro Rata Share of such funds of any Bank that did not so pay Agent for the
          account of such Issuing Bank.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          If
Agent or an Issuing Bank is required at any time to return to the Borrower,           or
to a trustee, receiver, liquidator, custodian, or any official in any
          Insolvency Proceeding, any portion of the payments made by the Borrower to
Agent           for the account of such Issuing Bank pursuant to <U>Subsection&nbsp;3.04(a)</U>          in
reimbursement of a payment made under a Letter of Credit or in connection           with
a Reducing L/C Borrowing or interest or fee thereon, each Bank shall, on           demand
of such Issuing Bank, forthwith return to Agent or such Issuing Bank the           amount
of its Pro Rata Share of any amounts so returned by Agent or such Issuing           Bank
plus interest thereon from the date such demand is made to the date such
          amounts are returned by such Bank to Agent or such Issuing Bank, at a rate per
          annum equal to the Federal Funds Rate in effect from time to time.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<A NAME=A056></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.05
<U>Role of the Issuing Banks</U>.  </FONT></P>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          Each
Bank and the Borrower agree that, in paying any drawing under a Letter of
          Credit Issued by an Issuing Bank or funding any Reducing L/C Borrowing, such
          Issuing Bank shall not have any responsibility to obtain any document (other
          than any sight draft or certificates expressly required by such Letter of
          Credit, but with respect to Reducing Letter of Credit Borrowings, no document
of           any kind need be obtained) or to ascertain or inquire as to the validity or
          accuracy of any such document or the authority of the Person executing or
          delivering any such document.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          No
Agent-Related Person nor any of the respective correspondents, participants,
          assignees, officers, directors, employees, agents or attorneys-in-fact of any
          Issuing Bank shall be liable to any Bank for: (i)&nbsp;any action taken or
          omitted in connection herewith at the request or with the approval or deemed
          approval of the Banks; (ii)&nbsp;any action taken or omitted in the absence of
          gross negligence or willful misconduct; or (iii)&nbsp;the due execution,
          effectiveness, validity or enforceability of any L/C-Related Document.  </FONT>
</TD>
</TR>
</TABLE>
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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          The
Borrower hereby assumes all risks of the acts or omissions of any           beneficiary
or transferee with respect to its use of any Letter of Credit; <U>provided</U>, <U>however</U>,
that this assumption is not intended to, and           shall not, preclude the Borrower
pursuing such rights and remedies as it may           have against the beneficiary or
transferee at law or under any other agreement.           No Agent-Related Person, nor
any of the respective correspondents, participants,           assignees, officers,
directors, employees, agents or attorneys-in-fact of any           Issuing Bank shall be
liable or responsible for any of the matters described in           clauses (a)&nbsp;through
(g)&nbsp;of <U>Section&nbsp;3.06</U>; <U>provided</U>, <U>however</U>, anything in such
clauses or elsewhere herein to the contrary           notwithstanding, that the Borrower
may have a claim against an Issuing Bank, and           such Issuing Bank may be liable
to the Borrower, to the extent, but only to the           extent, of any direct, as
opposed to consequential or exemplary, damages           suffered by the Borrower which
the Borrower proves were caused by such Issuing           Bank&#146;s willful misconduct
or gross negligence or such Issuing Bank&#146;s           willful failure to pay under
any Letter of Credit after the presentation to it           by the beneficiary of a sight
draft and certificate(s) strictly complying with           the terms and conditions of a
Letter of Credit. In furtherance and not in           limitation of the foregoing: (i)&nbsp;the
Issuing Banks may accept documents           that appear on their face to be in order,
without responsibility for further           investigation, regardless of any notice or
information to the contrary; and           (ii)&nbsp;the Issuing Banks shall not be
responsible for the validity or           sufficiency of any instrument transferring or
assigning or purporting to           transfer or assign a Letter of Credit or the rights
or benefits thereunder or           proceeds thereof, in whole or in part, which may
prove to be invalid or           ineffective for any reason.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.06
<U>Obligations Absolute</U>. The Obligations of the Borrower under this Agreement and any
L/C-Related Document to reimburse an Issuing Bank for a drawing under a Letter of Credit
or for a Reducing L/C Borrowing, and to repay any L/C Borrowing and any drawing under a
Letter of Credit or Reducing L/C Borrowing converted into Revolving Loans, shall be
unconditional and irrevocable, and shall be paid strictly in accordance with the terms of
this Agreement and each such other L/C-Related Document under all circumstances,
including the following:  </FONT></P>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          any
lack of validity or enforceability of this Agreement or any L/C-Related
          Document;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          any
change in the time, manner or place of payment of, or in any other term of,           all
or any of the Obligations of the Borrower in respect of any Letter of Credit           or
any other amendment or waiver of or any consent to departure from all or any           of
the L/C-Related Documents;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          the
existence of any claim, set-off, defense or other right that the Borrower           may
have at any time against any beneficiary or any transferee of any Letter of
          Credit (or any Person for whom any such beneficiary or any such transferee may
          be acting), any Issuing Bank or any other Person, whether in connection with
          this Agreement, the transactions contemplated hereby or by the L/C-Related
          Documents or any unrelated transaction;  </FONT>
</TD>
</TR>
</TABLE>
<BR>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>39</FONT></P>
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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;&nbsp;&nbsp;&nbsp;          any
draft, demand, certificate or other document presented under any Letter of
          Credit proving to be forged, fraudulent, invalid or insufficient in any respect
          or any statement therein being untrue or inaccurate in any respect; or any loss
          or delay in the transmission or otherwise of any document required in order to
          make a drawing under any Letter of Credit;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)&nbsp;&nbsp;&nbsp;&nbsp;          any
payment by any Issuing Bank under any Letter of Credit against presentation           of
a draft or certificate that does not strictly comply with the terms of any
          Letter of Credit; or any payment made by any Issuing Bank under any Letter of
          Credit to any Person purporting to be a trustee in bankruptcy,
          debtor-in-possession, assignee for the benefit of creditors, liquidator,
          receiver or other representative of or successor to any beneficiary or any
          transferee of any Letter of Credit, including any arising in connection with
any           Insolvency Proceeding;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)&nbsp;&nbsp;&nbsp;&nbsp;          any
exchange, release or non-perfection of any collateral, or any release or
          amendment or waiver of or consent to departure from any other guarantee, for
all           or any of the Obligations of the Borrower in respect of any Letter of
Credit; or  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g)&nbsp;&nbsp;&nbsp;&nbsp;          any
other circumstance or happening whatsoever, whether or not similar to any of
          the foregoing, including any other circumstance that might otherwise constitute
          a defense available to, or a discharge of, the Borrower.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notwithstanding
anything to the contrary in this <U>Section 3.06</U>, the Issuing Banks shall not be
excused from liability to Borrower to the extent of any direct damages (as opposed to
consequential, indirect and punitive damages, claims in respect of which are hereby waived
by Borrower) suffered by Borrower that are caused by any of the Issuing Bank&#146;s gross
negligence or willful misconduct when determining whether drafts and other documents
presented under a Letter of Credit comply with the terms thereof, <U>provided</U>,
<U>however</U>, that the parties hereto expressly agree that: </FONT></P>

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<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)
&nbsp;                    the Issuing Banks may accept documents that appear on their
face to be in                     substantial compliance with the terms of a Letter of
Credit without                     responsibility for further investigation and may make
payment upon presentation                     of documents that appear on their face to
be in substantial compliance with the                     terms of such Letter of Credit.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii)
&nbsp;                    the Issuing Banks shall have the right, in their sole
discretion, to decline to                     accept documents and to make such payment
if such documents are not in strict                     compliance with the terms of such
Letter of Credit; and  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii)
&nbsp;                    this sentence shall establish the standard of care to be
exercised by the Banks                     when determining whether drafts and other
documents presented under a Letter of                     Credit comply with the terms
thereof (and the parties hereto hereby waive, to                     the extent permitted
by applicable law, any standard of care inconsistent with                     the
foregoing).  </FONT>
</TD>
</TR>
</TABLE>
<BR>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>40</FONT></P>
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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.07
<U>Cash Collateral Pledge</U>. Upon the request of Agent, (i)&nbsp;if an Issuing Bank has
honored any full or partial drawing request on any Letter of Credit and such drawing has
resulted in an L/C Borrowing hereunder, (ii)&nbsp;if, as of the Maturity Date, any
Letters of Credit may for any reason remain outstanding and partially or wholly undrawn,
or (iii) upon an Event of Default, the Borrower shall immediately Cash Collateralize the
L/C Obligations in an amount equal to such L/C Obligations. Upon the occurrence of the
circumstances described in <U>Section&nbsp;2.05</U> requiring the Borrower to Cash
Collateralize Letters of Credit, then, the Borrower shall immediately Cash Collateralize
the L/C Obligations in an amount equal to the applicable excess.  </FONT></P>

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<A NAME=A057></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.08
<U>Letter of Credit Fees</U>.  </FONT></P>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          The
Borrower shall pay to Agent for the account of each of the Banks a letter of
          credit fee with respect to each of the Letters of Credit Issued hereunder equal
          to the greater of (i) $500 or (ii)&nbsp;the following per annum fees:  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
-&nbsp;&nbsp;&nbsp;Performance L/Cs&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;1.50%<BR>
-&nbsp;&nbsp;&nbsp;Natural Gas/Transportation L/Cs&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.125%<BR>
-&nbsp;&nbsp;&nbsp;Swap L/Cs&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.125%<BR>
-&nbsp;&nbsp;&nbsp;Natural Gas/Supply L/Cs&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;1.00% </FONT>
</TD>
</TR>
</TABLE>
<BR>




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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          The
Borrower shall pay to the Issuing Banks such other fees as provided for in
          separate letter of credit fee letters.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          Such
letter of credit fees as described in sub-paragraphs (a) and (b) above for           each
Letter of Credit, unless otherwise specified, shall be due and payable           monthly
in arrears for the preceding month during which Letters of Credit are
          outstanding, commencing on the first such monthly date to occur after the
          Closing Date.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;&nbsp;&nbsp;&nbsp;          With
reference to Letter of Credit fees for all Letters of Credit denominated in
          Canadian Dollars, the Agent shall calculate their United States Dollar
          Equivalents for each month in advance based upon the Canadian Dollar/US Dollar
          exchange rate in effect, as determined by the Agent as of the first calendar
day           of such month (without limiting the Agent&#146;s right to determine the
United           States Dollar Equivalent at any time as provided in the definition of
          &#147;<U>Effective Amount</U>&#148;). Such United States Dollar Equivalents
          shall be used for calculating the amount of such fees. New Letters of Credit
          denominated in Canadian Dollars shall be assigned United States Dollar
          Equivalents by the Agent and such United States Dollar Equivalents shall apply
          until the next succeeding United States Dollar Equivalents are calculated by
the           Agent.  </FONT>
</TD>
</TR>
</TABLE>
<BR>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>41</FONT></P>
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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.09
<U>Applicability of UCP</U>. Unless otherwise expressly agreed by an Issuing Bank and the
Borrower, when a Letter of Credit is issued (including any such agreement applicable to
an Existing Letter of Credit), the rules of the Uniform Customs and Practice for
Documentary Credits, as most recently published by the International Chamber of Commerce
(the &#147;<U>ICC</U>&#148;) at the time of issuance (including the ICC Decision
published by the Commission on Banking Technique and Practice on April 6, 1998, regarding
the European single currency (euro)) shall apply to each Letter of Credit.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;3.10
<U>Existing Letters of Credit</U>. Borrower hereby acknowledges and agrees that the
Existing Letters of Credit shall be deemed to be Letters of Credit Issued under this
Agreement for all purposes.  </FONT></P>

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<A NAME=A060></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>ARTICLE IV<BR><U>TAXES AND YIELD
PROTECTION</U> </FONT></H1>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.01
    <U>Taxes</U>. </FONT></P>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          Any
and all payments by the Borrower to or for the account of Agent or any Bank
          under any Loan Document shall be made free and clear of and without deduction
          for any and all present or future taxes, duties, levies, imposts, deductions,
          assessments, fees, withholdings or similar charges, and all liabilities with
          respect thereto, excluding, in the case of Agent and each Bank, taxes imposed
on           or measured by its net income, and franchise taxes imposed on it (in lieu of
net           income taxes), by the jurisdiction (or any political subdivision thereof)
under           the Laws of which Agent or such Bank, as the case may be, is organized or
          maintains a lending office (all such non-excluded taxes, duties, levies,
          imposts, deductions, assessments, fees, withholdings or similar charges, and
          liabilities being hereinafter referred to as &#147;<U>Taxes</U>&#148;). If the
          Borrower shall be required by any Laws to deduct any Taxes from or in respect
of           any sum payable under any Loan Document to Agent or any Bank, (i)&nbsp;the
sum           payable shall be increased as necessary so that after making all required
          deductions (including deductions applicable to additional sums payable under
          this Section), Agent and such Bank receives an amount equal to the sum it would
          have received had no such deductions been made, (ii)&nbsp;the Borrower shall
          make such deductions, (iii)&nbsp;the Borrower shall pay the full amount
deducted           to the relevant taxation authority or other authority in accordance
with           applicable Laws, and (iv)&nbsp;within 30 days after the date of such
payment,           the Borrower shall furnish to Agent (which shall forward the same to
such Bank)           the original or a certified copy of a receipt evidencing payment
thereof.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          In
addition, the Borrower agrees to pay any and all present or future stamp,           court
or documentary taxes and any other excise or property taxes or charges or
          similar levies which arise from any payment made under any Loan Document or
from           the execution, delivery, performance, enforcement or registration of, or
          otherwise with respect to, any Loan Document (hereinafter referred to as
          &#147;<U>Other Taxes</U>&#148;).  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          If
the Borrower shall be required to deduct or pay any Taxes or Other Taxes from
          or in respect of any sum payable under any Loan Document to Agent or any Bank,
          the Borrower shall also pay to Agent (for the account of such Bank) or to such
          Bank, at the time interest is paid, such additional amount that such Bank
          specifies as necessary to preserve the after-tax yield (after factoring in all
          taxes, including taxes imposed on or measured by net income) such Bank would
          have received if such Taxes or Other Taxes had not been imposed.  </FONT>
</TD>
</TR>
</TABLE>
<BR>



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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>42</FONT></P>
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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;&nbsp;&nbsp;&nbsp;          The
Borrower agrees to indemnify Agent and each Bank for (i)&nbsp;the full           amount
of Taxes and Other Taxes (including any Taxes or Other Taxes imposed or
          asserted by any jurisdiction on amounts payable under this Section) paid by
          Agent and such Bank, (ii)&nbsp;amounts payable under <U>Subsection&nbsp;4.01(c)</U> and
(iii)&nbsp;any liability (including           penalties, interest and expenses) arising
therefrom or with respect thereto, in           each case whether or not such Taxes or
Other Taxes were correctly or legally           imposed or asserted by the relevant
Governmental Authority. Payment under this           subsection (d)&nbsp;shall be made
within 30 days after the date the Bank or           Agent makes a demand therefore.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.02
    <U>Increased Costs and Reduced Return; Capital Adequacy</U>. </FONT></P>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          If
any Bank determines that as a result of the introduction of or any change in           or
in the interpretation of any Law, after the Closing Date or such Bank&#146;s
          compliance therewith, there shall be any increase in the cost to such Bank of
          issuing or participating in Letters of Credit or advancing Revolving Loans, or
a           reduction in the amount received or receivable by such Bank in connection
with           any of the foregoing (excluding for purposes of this subsection (a)&nbsp;any
          such increased costs or reduction in amount resulting from (i)&nbsp;Taxes or
          Other Taxes (as to which <U>Section&nbsp;4.01</U> shall govern),           (ii)&nbsp;changes
in the basis of taxation of overall net income or overall           gross income by the
United States or any foreign jurisdiction or any political           subdivision of
either thereof under the Laws of which such Bank is organized or           has its
Lending Office, and (iii)&nbsp;reserve requirements), then from time to           time
upon demand of such Bank (with a copy of such demand to Agent), the           Borrower
shall pay to such Bank such additional amounts as will compensate such           Bank for
such increased cost or reduction.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          If
any Bank determines that the introduction of any Law regarding capital           adequacy
or any change therein or in the interpretation thereof, after the           Closing Date
or compliance by such Bank (or its Lending Office) therewith, has           the effect of
reducing the rate of return on the capital of such Bank or any           corporation
controlling such Bank as a consequence of such Bank&#146;s           obligations
hereunder (taking into consideration its policies with respect to           capital
adequacy and such Bank&#146;s desired return on capital), then from time           to
time upon demand of such Bank (with a copy of such demand to Agent), the
          Borrower shall pay to such Bank such additional amounts as will compensate such
          Bank for such reduction.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.03
<U>Matters Applicable to all Requests for Compensation</U>. A certificate of Agent or any
Bank claiming compensation under this Article IV and setting forth the additional amount
or amounts to be paid to it hereunder shall be conclusive in the absence of manifest
error. In determining such amount, Agent or such Bank may use any reasonable averaging
and attribution methods.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;4.04
<U>Survival</U>. The agreements and Obligations of the Borrower in this Article IV shall
survive the payment of all other Obligations.  </FONT></P>


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<A NAME=A062></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>ARTICLE V<BR><U>CONDITIONS PRECEDENT</U> </FONT></H1>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.01
<U>Matters to be Satisfied Upon Execution of Agreement</U>. At the time the Banks execute
this Agreement, unless otherwise waived by the Banks, Agent shall have received all of
the following, in form and substance satisfactory to Agent and each Bank, and in
sufficient copies for each Bank:  </FONT></P>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)
&nbsp;<U>Loan Documents</U>. This Agreement, the Notes, appropriate amendments to the
                    Security Agreements, financing statements and financing statement
amendments,                     and each other document or certificate executed in
connection with this                     Agreement, executed by each party thereto;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)
&nbsp;<U>Incumbency</U>. Certificate of the Secretary of the Borrower, certified as of
                    the Closing Date, and certifying the names and true signatures of the
officers                     of the Borrower authorized to execute, deliver and perform,
as applicable, this                     Agreement, and all other Loan Documents to be
delivered by the Borrower                     hereunder;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)
&nbsp;<U>Organization Documents; Existence; Good Standing</U>. The articles or
                    certificate of incorporation and the bylaws of the Borrower as in
effect on the                     Closing Date, all certified by the Secretary of the
Borrower as of the Closing                     Date, together with certificates of
existence for the Borrower and a good                     standing certificate for the
Borrower from the Secretary of State (or similar,                     applicable
Governmental Authority) of its state of incorporation and each state
                    where the Borrower is qualified to do business as a foreign
corporation,                     certified as of, or reasonably close to, the Closing
Date;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)
&nbsp;<U>Legal Opinion</U>. An opinion of counsel to the Borrower and addressed to the
                    Banks in form and substance acceptable to Agent and the Banks;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)
&nbsp;<U>Payment of Fees</U>. The fee letters executed by the Borrower and evidence of
                    payment by the Borrower of all accrued and unpaid fees, costs and
expenses to                     the extent then due and payable on the Closing Date,
together with Attorney                     Costs of Agent to the extent invoiced prior to
or on the Closing Date, plus such                     additional amounts of Attorney
Costs as shall constitute Fortis&#146; reasonable                     estimate of
Attorney Costs incurred or to be incurred by it through the closing
                    proceedings (<U>provided</U>, <U>however</U>, that such estimate
shall not                     thereafter preclude final settling of accounts between the
Borrower and Agent);                     including any such costs, fees and expenses
arising under or referenced in <U>Sections 2.08</U> and <U>11.04(a)</U> and all costs of
the auditors and                     consultants retained by the Banks in connection with
the Obligations of the                     Borrower to Agent;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)
&nbsp;<U>Certificate</U>. A certificate signed by a Responsible Officer of the
                    Borrower, dated as of the Closing Date, stating to the best of such
                    officer&#146;s knowledge that:  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)
&nbsp;                    The representations and warranties contained in Article&nbsp;VI
of the Agreement                     are true and correct in all material respects on and
as of the date of this                     certificate;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii)
&nbsp;                    No Default or Event of Default exists or would result from the
Credit Extension;                     and  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii)
&nbsp;                    There has occurred no event or circumstance that has resulted
or could                     reasonably be expected to result in a Material Adverse
Effect.  </FONT>
</TD>
</TR>
</TABLE>
<BR>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>44</FONT></P>
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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g)&nbsp;&nbsp;&nbsp;&nbsp;<U>Filings</U>.
Evidence that all filings needed to perfect the security           interests granted by
the Security Agreements have been completed or due           provision has been made
therefore;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(h)&nbsp;&nbsp;&nbsp;&nbsp;<U>Due
Diligence</U>. Agent shall have completed its business and legal due           diligence,
including a Lien search of the Borrower, with results satisfactory to           Agent;
and  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;&nbsp;&nbsp;&nbsp;<U>Responsible
Officer List</U>. The Responsible Officer List.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(j)&nbsp;&nbsp;&nbsp;&nbsp;<U>Other
Documents</U>. Such other approvals, opinions, documents or materials           as Agent
or any Bank may request.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;5.02
<U>Matters to be Satisfied Prior to Each Request for Extension of Credit</U>. On any date
on which Borrower requests that any Bank make any Loans or Issue any Letter of Credit
hereunder, unless otherwise waived by the Banks, each of the following shall be true:  </FONT></P>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;<U>Representations
and Warranties</U>. Each of the representations and           warranties made by Borrower
in or pursuant to this Agreement or the other Loan           Documents shall be true and
correct in all material respects on and as of such           date as if made on and as of
such date (except to the extent such           representations and warranties relate
solely to an earlier date).  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;<U>Default</U>.
No Default or Event of Default shall have occurred and be           continuing on such
date or after giving effect to the extension of credit           requested to be made on
such date.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;<U>No
Material Adverse Effect</U>. Since the Closing Date, there shall have been           no
Material Adverse Effect.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notwithstanding
the foregoing, nothing contained in this <U>Section 5.02</U> shall be construed to alter
the <B>UNCOMMITTED AND ABSOLUTELY DISCRETIONARY</B> nature of this facility; regardless of
whether the above requirements have been satisfied, all advances and Issuances of Letters
of Credit are absolutely discretionary on the part of the Banks in their sole and absolute
discretion. </FONT></P>


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<A NAME=A064></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>ARTICLE VI<BR><U>REPRESENTATIONS AND
WARRANTIES</U> </FONT></H1>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Borrower represents and warrants to Agent and each Bank that: </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.01
    <U>Existence and Power</U>.  The Borrower and each of its Subsidiaries: </FONT></P>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          is
a corporation or partnership, as the case may be, duly organized, validly
          existing and in good standing under the laws of the jurisdiction of its
          organization;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          have
the power and authority and all governmental licenses, authorizations,           consents
and approvals that are necessary to own their assets, carry on their           business
and to execute, deliver, and perform their respective Obligations under           the
Loan Documents;  </FONT>
</TD>
</TR>
</TABLE>
<BR>


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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          is
duly qualified as a foreign corporation, and is licensed and in good standing
          under the laws of each jurisdiction where its ownership, lease or operation of
          property or the conduct of its business requires such qualification or license;
          and  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;&nbsp;&nbsp;&nbsp;          to
the best knowledge of the Borrower, is in compliance with all Requirements of
          Law.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.02
<U>Authorization; No Contravention</U>. The execution, delivery and performance by the
Borrower of this Agreement and each other Loan Document to which the Borrower is party,
have been duly authorized by its board of directors, and if necessary, shareholder
action, and do not and will not:  </FONT></P>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          contravene
the terms of the Organization Documents of the Borrower;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          conflict
with or result in any breach or contravention of, or the creation of           any Lien
under, any document evidencing any Contractual Obligation to which the           Borrower
is a party or any order, injunction, writ or decree of any Governmental
          Authority to which such Person or its property is subject; or  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          to
the best knowledge of the Borrower, violate any Requirement of Law.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.03
<U>Governmental Authorization</U>. No approval, consent, exemption, authorization, or
other action by, or notice to, or filing with, any Governmental Authority is necessary or
required in connection with the execution, delivery or performance by, or enforcement
against, the Borrower or any of its Subsidiaries, as applicable, of the Agreement or any
other Loan Document.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.04
<U>Binding Effect</U>. This Agreement and each other Loan Document to which the Borrower
or any of its Subsidiaries is a party constitute the legal, valid and binding obligations
of such Person to the extent it is a party thereto, enforceable against such Person in
accordance with their respective terms, except as enforceability may be limited by
applicable bankruptcy, insolvency, or similar laws affecting the enforcement of creditors&#146; rights
generally or by general principles of equity.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.05
<U>Litigation</U>. Except as specifically disclosed in <U>Schedule&nbsp;6.05</U>, there
are no actions, suits or proceedings, pending, or to the knowledge of the Borrower,
threatened at law, in equity, in arbitration or before any Governmental Authority,
against the Borrower, or any of its Subsidiaries or any of their respective properties
which purport to affect or pertain to this Agreement or any other Loan Document, or any
of the transactions contemplated hereby or thereby; and no injunction, writ, temporary
restraining order or any order of any nature has been issued by any court or other
Governmental Authority purporting to enjoin or restrain the execution, delivery or
performance of this Agreement or any other Loan Document, or directing that the
transactions provided for herein or therein not be consummated as herein or therein
provided.  </FONT></P>



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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.06
<U>No Default</U>. No Default or Event of Default exists or would result from the
incurring of any Obligations by the Borrower. As of the Closing Date, neither the
Borrower nor any of its Subsidiaries are in default under or with respect to any
Contractual Obligation in any respect which, individually or together with all such
defaults, could reasonably be expected to have a Material Adverse Effect.  </FONT></P>



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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.07
    <U>ERISA Compliance</U>.  Except as specifically disclosed in Schedule 6.07: </FONT></P>



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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          Each
Plan is in compliance in all material respects with the applicable           provisions
of ERISA, the Code and other federal or state law. Each Plan which is           intended
to qualify under Section&nbsp;401(a) of the Code has received a           favorable
determination letter from the IRS and to the best knowledge of the           Borrower,
nothing has occurred which would cause the loss of such qualification.           The
Borrower and each ERISA Affiliate have made all required contributions to           any
Plan subject to Section&nbsp;412 of the Code, and no application for a           funding
waiver or an extension of any amortization period pursuant to           Section&nbsp;412
of the Code has been made with respect to any Plan.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          There
are no pending or, to the best knowledge of the Borrower, threatened           claims,
actions or lawsuits, or action by any Governmental Authority, with           respect to
any Plan which have resulted or could reasonably be expected to           result in a
Material Adverse Effect. There has been no prohibited transaction or           violation
of the fiduciary responsibility rules with respect to any Plan which           has
resulted or could reasonably be expected to result in a Material Adverse
          Effect.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          (i)
To the Borrower&#146;s best knowledge, no ERISA Event has occurred or is
          reasonably expected to occur; (ii)&nbsp;no Pension Plan has any Unfunded
Pension           Liability; (iii)&nbsp;neither the Borrower nor any ERISA Affiliate has
incurred,           or reasonably expects to incur, any liability under Title IV of ERISA
with           respect to any Pension Plan (other than premiums due and not delinquent
under           Section&nbsp;4007 of ERISA); (iv)&nbsp;neither the Borrower nor any ERISA
          Affiliate has incurred, or reasonably expects to incur, any liability (and no
          event has occurred which, with the giving of notice under Section&nbsp;4219 of
          ERISA, would result in such liability) under Section&nbsp;4201 or 4243 of ERISA
          with respect to a Multiemployer Plan; and (v)&nbsp;neither the Borrower nor any
          ERISA Affiliate has engaged in a transaction that could be subject to
          Section&nbsp;4069 or 4212(c) or ERISA.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.08
<U>Use of Proceeds; Margin Regulations</U>. The proceeds of the Loans are to be used
solely (a)&nbsp;to finance working capital requirements related to natural gas marketing
activities; (b)&nbsp;to provide for Letters of Credit as described hereunder; and (c)&nbsp;to
fund payments due to any Swap Bank under a Swap Contract. Neither the Borrower nor any
Subsidiary is generally engaged in the business of purchasing or selling Margin Stock or
extending credit for the purpose of purchasing or carrying Margin Stock.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.09
<U>Title to Properties</U>. The Borrower and each of its Subsidiaries have good record
and marketable title in fee simple to, or valid leasehold interests in, all real property
necessary or used in the ordinary conduct of their respective businesses, except for such
defects in title as could not, individually or in the aggregate, have a Material Adverse
Effect. As of the Closing Date, the property of the Borrower and its Subsidiaries is
subject to no Liens, other than Permitted Liens.  </FONT></P>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>47</FONT></P>
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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.10
<U>Taxes</U>. The Borrower and its Subsidiaries have filed all Federal and other material
tax returns and reports required to be filed, and have paid all Federal and other
material taxes, assessments, fees and other governmental charges shown thereon to be due
and payable, and have paid all material taxes, assessments, fees and other governmental
charges levied or imposed upon them or their properties, income or assets as due and
payable, except those which are being contested in good faith by appropriate proceedings
and for which adequate reserves have been provided in accordance with GAAP. There is no
proposed tax assessment against the Borrower or any of its Subsidiaries that would, if
made, have a Material Adverse Effect.  </FONT></P>


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<A NAME=A065></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.11
<U>Financial Condition</U>.  </FONT></P>



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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)
&nbsp;                    The audited balance sheet of Borrower dated as of December 31,
2003:  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)
&nbsp;                    fairly presents the financial condition of the Borrower as of
the date thereof;                     and  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii)
&nbsp;                    shows all material indebtedness and other liabilities, direct
or contingent, of                     the Borrower as of the date thereof, including
liabilities for taxes, material                     commitments and Contingent
Obligations.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)
&nbsp;                    Since December 31, 2003, there has been no Material Adverse
Effect.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.12
<U>Environmental Matters</U>. Except as previously specifically disclosed in <U>Schedule&nbsp;6.12</U>,
such Environmental Laws and Environmental Claims could not, individually or in the
aggregate, reasonably be expected to have a Material Adverse Effect.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.13
<U>Regulated Entities</U>. Neither the Borrower, nor any Person controlling the Borrower,
or any of its Subsidiaries, is an &#147;Investment Company&#148; within the meaning of
the Investment Company Act of 1940. The Borrower is not a &#147;registered holding company&#148; within
the meaning of the Public Utility Holding Company Act of 1935, as amended (&#147;<U>PUHCA</U>&#148;),
and the Borrower is not subject under PUHCA or any other Federal or state statute or
regulation to restrictions limiting its ability to incur the Obligations.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.14
<U>No Burdensome Restrictions</U>. Neither the Borrower nor any of its Subsidiaries is a
party to or bound by any Contractual Obligation, or subject to any restriction in any
Organization Document, or any Requirement of Law, which could reasonably be expected to
have a Material Adverse Effect.  </FONT></P>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>48</FONT></P>
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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.15
<U>Copyrights, Patents, Trademarks and Licenses, etc</U>. To the Borrower&#146;s best
knowledge, the Borrower or its Subsidiaries own or are licensed or otherwise have the
right to use all of the patents, trademarks, service marks, trade names, copyrights,
contractual franchises, authorizations and other rights that are reasonably necessary for
the operation of their respective businesses, without conflict with the rights of any
other Person. To the knowledge of the Borrower, no slogan or other advertising device,
product, process, method, substance, part or other material now employed, or now
contemplated to be employed, by the Borrower or any Subsidiary infringes upon any rights
held by any other Person. Except as specifically disclosed in Schedule&nbsp;6.05, no
claim or litigation regarding any of the foregoing is pending or threatened, and no
patent, invention, device, application, principle or any statute, law, rule, regulation,
standard or code is pending or, to the knowledge of the Borrower, proposed.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.16
<U>Subsidiaries</U>. The Borrower has no Subsidiaries other than those specifically
disclosed in part (a)&nbsp;of <U>Schedule&nbsp;6.16</U> hereto and have no equity
investments in any other corporation or entity other than those specifically disclosed in
part (b)&nbsp;of <U>Schedule&nbsp;6.16</U>.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.17
<U>Insurance</U>. Except as specifically disclosed in <U>Schedule&nbsp;6.17</U>, the
properties of the Borrower and its Subsidiaries are insured with financially sound and
reputable insurance companies not Affiliates of the Borrower, in such amounts, with such
deductibles and covering such risks as are customarily carried by companies engaged in
similar businesses and owning similar properties in localities where the Borrower or such
Subsidiary operates.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;6.18
<U>Full Disclosure</U>. To the Borrower&#146;s best knowledge, none of the
representations or warranties made by the Borrower or any of its Subsidiaries in the Loan
Documents as of the date such representations and warranties are made or deemed made, and
none of the statements contained in any exhibit, report, statement or certificate
furnished by or on behalf of the Borrower or any of its Subsidiaries in connection with
the Loan Documents (including the offering and disclosure materials delivered by or on
behalf of the Borrower to the Banks prior to the Closing Date), contains any untrue
statement of a material fact or omits any material fact required to be stated therein or
necessary to make the statements made therein, in light of the circumstances under which
they are made, not misleading as of the time when made or delivered.  </FONT></P>


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<A NAME=A067></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>ARTICLE VII <BR><U>AFFIRMATIVE COVENANTS</U> </FONT></H1>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;So
long as any Bank shall be continuing to consider making Revolving Loans or Issuing Letters
of Credit hereunder, or any Loan or other Obligation shall remain unpaid or unsatisfied,
or any Letter of Credit shall remain outstanding: </FONT></P>


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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.01
    <U>Financial  Statements</U>.  The Borrower shall deliver to the Banks,  in form and detail
 satisfactory  to the <A NAME=A068></A>Banks:  </FONT></P>




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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          as
soon as available, but not later than 120 days after the end of each fiscal
          year, a copy of the audited financial statements of Borrower to include a
          balance sheet as at the end of such year and the related statements of income
or           operations, members&#146; equity and cash flows for such year, setting forth
in           each case in comparative form the figures for the previous fiscal year, and
          accompanied by the opinion of a nationally-recognized independent public
          accounting firm which report shall state that such financial statements present
          fairly the financial position for the periods indicated in conformity with GAAP
          applied on a basis consistent with prior years. Such opinion shall not be
          qualified or limited because of a restricted or limited examination by the
          public accounting firm of any material portion of Borrower&#146;s records; and  </FONT>
</TD>
</TR>
</TABLE>
<BR>


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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>49</FONT></P>
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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          as
soon as available, but not later than forty-five (45) days after the end of
          each month, Borrower-prepared financial statements in form acceptable to the
          Banks.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.02
    <U>Certificates; Other Information</U>.  The Borrower shall furnish to the Agent and the
Banks: </FONT></P>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          concurrently
with the delivery of the financial statements referred to in <U>Subsections 7.01(a) and
(b)</U>, a Compliance Certificate executed by a           Responsible Officer of the
Borrower;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          as
of the 15<SUP>th</SUP> and last days of each month (or the next succeeding
          Business Day after such date in the event that such date is not a Business
Day),           delivered within seven (7) days of the reporting date, a Borrowing Base
          Collateral Position Report, certified by a Responsible Officer of the Borrower;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          as
of the 15<SUP>th</SUP> and last days of each month (or the next succeeding
          Business Day after such date in the event that such date is not a Business
Day),           delivered within seven (7) days of the reporting date, a Net Position
Report,           certified by a Responsible Officer of the Borrower;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;&nbsp;&nbsp;&nbsp;          on
the tenth (10<SUP>th</SUP>) Business Day of each month a Transportation
          Agreement Report, in form and substance acceptable to Banks, as of the last
          calendar day of the preceding month, certified by a Responsible Officer of the
          Borrower;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)&nbsp;&nbsp;&nbsp;&nbsp;          on
the tenth (10<SUP>th</SUP>) Business Day of each month a forward position
          report, in form and substance acceptable to the Banks, showing the marked to
          market position of the Borrower&#146;s forward book as of the last calendar day
          of the preceding month, certified by a Responsible Officer of the Borrower;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)&nbsp;&nbsp;&nbsp;&nbsp;          promptly
when available, such additional information regarding the business,           financial
or corporate affairs of the Borrower or any Subsidiary as the Agent,           at the
request of any Bank, may from time to time reasonably request; and  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g)&nbsp;&nbsp;&nbsp;&nbsp;          a
quarterly report of inventory storage locations at each quarter end; and  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(h)&nbsp;&nbsp;&nbsp;&nbsp;          a
quarterly report reflecting any advances made by Borrower to Parent or any
          other Affiliates.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.03
   <U> Notices</U>.  The Borrower shall promptly notify Agent and each Bank: </FONT></P>



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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>50</FONT></P>
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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)
&nbsp;                    of the occurrence of any Default or Event of Default, and of
the occurrence or                     existence of any event or circumstance that could
reasonably be expected to                     become a Default or Event of Default;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)
&nbsp;                    the occurrence of any event which could reasonably be expected
to cause a                     material impairment of the Collateral Position;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)
&nbsp;                    the occurrence of any event which could reasonably be expected
to cause a                     Material Adverse Effect, including (i)&nbsp;breach or
non-performance of, or any                     default under, a material Contractual
Obligation of the Borrower or any                     Subsidiary; (ii)&nbsp;any material
dispute, litigation, investigation,                     proceeding or suspension between
the Borrower or any Subsidiary and any                     Governmental Authority; or
(iii)&nbsp;the commencement of, or any material                     development in, any
litigation or proceeding affecting the Borrower or any                     Subsidiary,
including pursuant to any applicable Environmental Laws;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)
&nbsp;                    of the occurrence of any of the following events affecting the
Borrower or any                     ERISA Affiliate (but in no event more than 10 days
after the Borrower receives                     notice or becomes aware of such event),
and deliver to Agent and each Bank a                     copy of any notice with respect
to such event that is filed with a Governmental                     Authority and any
notice delivered by a Governmental Authority to the Borrower                     or any
ERISA Affiliate with respect to such event:  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)
&nbsp;                    an ERISA Event;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii)
&nbsp;                    a material increase in the Unfunded Pension Liability of any
Pension Plan;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii)
&nbsp;                    the adoption of, or the commencement of contributions to, any
Plan subject to                     Section&nbsp;412 of the Code by the Borrower or any
ERISA Affiliate;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iv)
&nbsp;                    the adoption of any amendment to a Plan subject to Section&nbsp;412
of the Code,                     if such amendment results in a material increase in
contributions or Unfunded                     Pension Liability;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)
&nbsp;                    of any material change in accounting policies or financial
reporting practices                     by the Borrower; and  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)
&nbsp;                    of any intended relocation of inventory or any intended new
location of                     inventory owned by the Borrower, at least ten (10)
Business Days prior to the                     date such inventory is to be stored at
such location.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Each
notice under this Section shall be accompanied by a written statement by a Responsible
Officer of the Borrower setting forth details of the occurrence referred to therein, and
stating what action the Borrower or any affected Subsidiary proposes to take with respect
thereto and at what time. Each notice under <U>Subsection&nbsp;7.03(a)</U> shall describe
with particularity any and all clauses or provisions of this Agreement or other Loan
Document that have been (or reasonably could be expected to be) breached or violated as
therein provided. </FONT></P>


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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Each
Swap Bank that has concluded a Swap Contract shall promptly notify the Agent of the Early
Termination, or its equivalent, of the Swap Contract and the Agent shall promptly notify
the Banks of the same. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.04
   <U> Preservation of Corporate  Existence,  Etc.</U> The Borrower shall,  and shall cause each
of its  Subsidiaries <A NAME=A069></A>to:  </FONT></P>



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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          preserve
and maintain in full force and effect its corporate existence and good           standing
under the laws of its state or jurisdiction of organization;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          preserve
and maintain in full force and effect all governmental rights,           privileges,
qualifications, permits, licenses and franchises necessary or           desirable in the
normal conduct of its business;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          use
reasonable efforts, in the ordinary course of business, to preserve its
          business organization and goodwill; and  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;&nbsp;&nbsp;&nbsp;          preserve
or renew all of its registered patents, trademarks, trade names and           service
marks, the non-preservation of which could reasonably be expected to           have a
Material Adverse Effect.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.05
<U>Maintenance of Property</U>. The Borrower shall maintain, and shall cause each of its
Subsidiaries to maintain, and preserve all its property which is used or useful in its
business in good working order and condition, ordinary wear and tear excepted and make
all necessary repairs thereto and renewals and replacements thereof except in any case
where the failure to do so could not reasonably be expected to have a Material Adverse
Effect.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.06
<U>Insurance</U>. The Borrower shall maintain, and shall cause each of its Subsidiaries
to maintain, with financially sound and reputable independent insurers, insurance with
respect to its properties and business against loss or damage of the kinds customarily
insured against by Persons engaged in the same or similar business, of such types and in
such amounts as are customarily carried under similar circumstances by such other
Persons. Agent, for the benefit of the Banks, shall be named as an additional insured and
loss payee under all such polices, without liability for premiums or club calls.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.07
<U>Payment of Obligations</U>. The Borrower shall, and shall cause each of its
Subsidiaries to, pay and discharge as the same shall become due and payable, all their
respective obligations and liabilities, including:  </FONT></P>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          all
tax liabilities, assessments and governmental charges or levies upon it or           its
properties or assets, unless the same are being contested in good faith by
          appropriate proceedings and adequate reserves in accordance with GAAP are being
          maintained by the Borrower or such Subsidiary;  </FONT>
</TD>
</TR>
</TABLE>
<BR>



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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>52</FONT></P>
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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          all
lawful claims which, if unpaid, would by law become a Lien upon its           property,
except for Permitted Liens, unless the same are being contested in           good faith
by appropriate proceedings and adequate reserves in accordance with           GAAP are
being maintained by the Borrower or Subsidiary, and provided that at           such time
the claim becomes a Lien (other than a lis pendens notice), it shall           be
promptly paid; and  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          all
indebtedness, as and when due and payable, but subject to any subordination
          provisions contained in any instrument or agreement evidencing or relating to
          such Indebtedness.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.08
<U>Compliance with Laws</U>. The Borrower shall comply, and shall cause each of its
Subsidiaries to comply, with all Requirements of Law of any Governmental Authority having
jurisdiction over it or its business (including the Federal Fair Labor Standards Act).  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.09
<U>Compliance with ERISA</U>. The Borrower shall, and shall cause each of its ERISA
Affiliates to: (a)&nbsp;maintain each Plan in compliance with the applicable provisions
of ERISA, the Code and other federal or state law; (b)&nbsp;cause each Plan which is
qualified under Section&nbsp;401(a) of the Code to maintain such qualification; and (c)&nbsp;make
all required contributions to any Plan subject to Section&nbsp;412 of the Code.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.10
<U>Inspection of Property and Books and Records</U>. The Borrower shall maintain and
shall cause each of its Subsidiaries to maintain proper books of record and account, in
which full, true and correct entries in conformity with GAAP consistently applied shall
be made of all financial transactions and matters involving the assets and business of
the Borrower and such Subsidiary. The Borrower shall permit, and shall cause each of its
Subsidiaries to permit representatives and independent contractors of Agent or any Bank
to visit and inspect any of their respective properties, to examine their respective
corporate, financial and operating records, and make copies thereof or abstracts
therefrom, and to discuss their respective affairs, finances and accounts with their
respective directors, officers, and independent public accountants, all at the expense of
Agent or Bank causing such inspection and at such reasonable times during normal business
hours and as often as may be reasonably desired, upon reasonable advance notice to the
Borrower; <U>provided</U>, <U>however</U>, when an Event of Default exists Agent or any
Bank may do any of the foregoing at the expense of the Borrower at any time during normal
business hours and without advance notice.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.11
<U>Environmental Laws</U>. The Borrower shall, and shall cause each of its Subsidiaries
to, conduct its operations and keep and maintain its property in compliance in all
material respects with all Environmental Laws.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.12
<U>Use of Proceeds</U>. The Borrower shall use the proceeds of the Loans for the uses
described in this Agreement and not in contravention of any Requirement of Law or of any
Loan Document restrictions on use of loan proceeds. The Borrower shall not use the
proceeds of the Loan or any Letter of Credit to acquire, directly or indirectly, any
Margin Stock.  </FONT></P>


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<A NAME=A070></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.13
<U>Collateral Position Audit</U>  </FONT></P>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          At
such times as Agent deems advisable, the Borrower will allow Agent or an           entity
satisfactory to Agent to conduct a thorough examination of the Collateral
          Position, and the Borrower will fully cooperate in such examination. The
          Borrower will pay the costs and expenses of each such examination. The Borrower
          acknowledges that Agent will conduct a minimum of one such audit per year. At
          the request of any Bank, the Agent will provide such Bank with the results of
          such audit.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          Within
sixty (60) days of the Closing Date, the Borrower shall have implemented           all
recommendations relating to risk management policies, procedures and           reporting
resulting from the Collateral Position audits conducted in August,           2003 and
December, 2003.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.14
<U>Payments to Bank Blocked Accounts</U>. The Borrower shall (i) notify in writing and
otherwise take such reasonable steps to ensure that all Account Debtors under any of its
Accounts forward payment in the form of cash, checks, drafts or other similar items of
payment directly to the Bank Blocked Accounts or directly by wire transfer to the Bank
Blocked Accounts and shall, if requested by Agent, provide Banks with reasonable evidence
of such notification, and (ii) deposit and cause its Subsidiaries to deposit or cause to
be deposited all payments under such Accounts to the Bank Blocked Accounts. In the event
that any Account Debtor does make any payment directly to the Bank Blocked Accounts,
Borrower shall promptly deposit such amounts into the Bank Blocked Accounts. If Borrower
desires that funds be transferred from the Bank Blocked Accounts into Borrower&#146;s
operating account, Borrower shall request such a transfer by facsimile transmission sent
to Agent utilizing the form of <U>Exhibit F</U>. Although Agent may from day to day
authorize the transfer of proceeds from such accounts into the Borrower&#146;s operating
account, or otherwise, Agent has absolutely no duty to make any such authorization and at
any time may refuse to authorize the transfer of any funds until all Obligations have
been satisfied. Agent at any time may apply amounts contained in the Bank Blocked
Accounts toward satisfaction of the Obligations. Upon the written notice of Agent, US
Bank shall cease to transfer any funds from the Bank Blocked Accounts until further
notified in writing by Agent.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.15
   <U> Financial Covenants</U>.  The Borrower shall at all times maintain: </FONT></P>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          minimum
Net Working Capital equal to the greater of (i)&nbsp;$13,875,000.00 or           (ii) the
amount of Net Working Capital then required under the definition of           Borrowing
Base Sub-Cap.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          minimum
Tangible Net Worth equal to the greater of (i)&nbsp;$13,875,000.00 or           (ii) the
amount of Tangible Net Worth then required under the definition of           Borrowing
Base Sub-Cap.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          a
ratio of Total Liabilities to Tangible Net Worth not to exceed 15.0:1.0.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In
calculating the Net Working Capital coverages set forth above and the Tangible Net Worth
coverages set forth above, the amount of Subordinated Debt excluded from liabilities in
each such calculation shall not exceed 50% of the resultant Net Working Capital or
Tangible Net Worth, as applicable, <U>provided</U>, however, that this limitation shall
not apply in the event Subordinated Debt is used to cure any violation under this
<U>Subsection&nbsp;7.15</U>. </FONT></P>


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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;7.16
<U>Security for Obligations</U>. The Borrower shall at all times maintain security
interests in favor of the Banks so that the Banks shall have a first priority perfected
lien on all of assets of the Borrower and any of its Subsidiaries, to secure the Borrower&#146;s
Obligations hereunder, under the other Loan Documents and with respect to Swap Contracts,
and the Borrower&#146;s Obligations under Swap Contracts shall be secured on a pari passu
basis with the Borrower&#146;s other Obligations.  </FONT></P>


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<A NAME=A072></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>ARTICLE VIII<BR><U>NEGATIVE COVENANTS</U> </FONT></H1>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;So
long as any Loan or other Obligation shall remain unpaid or unsatisfied, or any Letter of
Credit shall remain outstanding, unless the Banks waive compliance in writing: </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.01
<U>Limitation on Liens</U>. The Borrower shall not, and shall not suffer or permit any
Subsidiary to, directly or indirectly, make, create, incur, assume or suffer to exist any
Lien upon or with respect to any part of its property, whether now owned or hereafter
acquired, other than the following (&#147;<U>Permitted Liens</U>&#148;):  </FONT></P>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          any
Lien existing on property of the Borrower or any of its Subsidiaries on the
          Closing Date and set forth in <U>Schedule&nbsp;8.01</U> securing Indebtedness;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          any
Lien created under any Loan Document or Swap Contract;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          Liens
for taxes, fees, assessments or other governmental charges which are not
          delinquent or remain payable without penalty, or to the extent that non-payment
          thereof is permitted by <U>Section&nbsp;7.07</U>, provided that no notice of
          lien has been filed or recorded under the Code;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;&nbsp;&nbsp;&nbsp;          carriers&#146;,
warehousemen&#146;s, mechanics&#146;, landlords&#146;,           materialmen&#146;s,
repairmen&#146;s, First Purchaser Liens or other similar           Liens arising in the
ordinary course of business which are not delinquent or           remain payable without
penalty and, with respect to any such warehousemen&#146;s           or landlord&#146;s
lien, such liens only secure accrued rental charges;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)&nbsp;&nbsp;&nbsp;&nbsp;          Liens
(other than any Lien imposed by ERISA) consisting of pledges or deposits
          required in the ordinary course of business in connection with workers&#146;          compensation,
unemployment insurance and other social security legislation;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)&nbsp;&nbsp;&nbsp;&nbsp;          Liens
on the property of the Borrower or its Subsidiaries securing (i)&nbsp;the
          non-delinquent performance of bids, trade contracts (other than for borrowed
          money), leases, statutory obligations, (ii)&nbsp;contingent obligations on
          surety and appeal bonds, and (iii)&nbsp;other non-delinquent obligations of a
          like nature; in each case, incurred in the ordinary course of business,
provided           all such Liens in the aggregate would not (even if enforced) cause a
Material           Adverse Effect;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g)&nbsp;&nbsp;&nbsp;&nbsp;          Liens
consisting of judgment or judicial attachment liens, provided that the
          enforcement of such Liens is effectively stayed and all such unstayed liens in
          the aggregate at any time outstanding for the Borrower and its Subsidiaries do
          not exceed $1,000,000.00;  </FONT>
</TD>
</TR>
</TABLE>
<BR>



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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(h)&nbsp;&nbsp;&nbsp;&nbsp;          easements,
rights-of-way, restrictions and other similar encumbrances incurred           in the
ordinary course of business which, in the aggregate, are not substantial           in
amount, and which do not in any case materially interfere with the ordinary
          conduct of the business of the Borrower and its Subsidiaries; and  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;&nbsp;&nbsp;&nbsp;          purchase
money security interests (including capital leases) on any property           acquired or
held by the Borrower or its Subsidiaries in the ordinary course of           business,
securing Indebtedness incurred or assumed for the purpose of financing           all or
any part of the cost of acquiring such property; <U>provided</U>, <U>however</U>, that (i)&nbsp;any
such Lien attaches to such property           concurrently with or within 20 days after
the acquisition thereof,           (ii)&nbsp;such Lien attaches solely to the property so
acquired in such           transaction, (iii)&nbsp;the principal amount of the debt
secured thereby does           not exceed 100% of the cost of such property, and (iv)&nbsp;the
principal amount           of the Indebtedness secured by any and all such purchase money
security           interests shall not at any time exceed $500,000.00.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(j)&nbsp;&nbsp;&nbsp;&nbsp;          Any
Lien in the form of Cash Collateral (which has not been Cash Collateralized           for
the benefit of the Banks) which has been granted by the Borrower to secure           the
margin requirements of a swap contract permitted under Section&nbsp;8.06(b), <U>provided</U> that
such Cash Collateral has been deducted from the Borrowing           Base Advance Cap.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.02
<U>Consolidations and Mergers</U>. The Borrower shall not suffer or permit any of its
Subsidiaries to, merge, consolidate with or into, or convey, transfer, lease or otherwise
dispose of (whether in one transaction or in a series of transactions) all or
substantially all of its assets (whether now owned or hereafter acquired) to or in favor
of any Person except for the sale of assets in the ordinary course of its business.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.03
<U>Limitation on Indebtedness</U>. The Borrower shall not suffer or permit any of its
Subsidiaries to, create, incur, assume, suffer to exist, or otherwise become or remain
directly or indirectly liable with respect to, any Indebtedness, except:  </FONT></P>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          Indebtedness
incurred pursuant to or in accordance with, this Agreement;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          Indebtedness
consisting of trade payables in the ordinary course of business;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          Indebtedness
existing on the Closing Date, and described on <U>Schedule&nbsp;8.01</U>;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;&nbsp;&nbsp;&nbsp;          Indebtedness
in respect of purchase money security interests permitted by <U>Section&nbsp;8.01</U> hereof;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)&nbsp;&nbsp;&nbsp;&nbsp;          Indebtedness
in respect of Contingent Obligations permitted by <U>Section&nbsp;8.06</U> hereof;  </FONT>
</TD>
</TR>
</TABLE>
<BR>


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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)&nbsp;&nbsp;&nbsp;&nbsp;          Subordinated
Debt that has been approved by the Banks; and  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g)&nbsp;&nbsp;&nbsp;&nbsp;          Intercompany
loans to the Borrower which are subordinated to the Obligations on           terms and
conditions satisfactory to the Banks.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.04
<U>Transactions with Affiliates</U>. The Borrower shall not suffer or permit any of its
Subsidiaries to, enter into any transaction with any Affiliate of the Borrower, except
upon fair and reasonable terms no less favorable to the Borrower or such Subsidiary than
would obtain in a comparable arm&#146;s-length transaction with a Person not an Affiliate
of the Borrower or such Subsidiary.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.05
<U>Use of Proceeds</U>. The Borrower shall not suffer or permit any of its Subsidiaries
to, use any portion of the Loan proceeds or any Letter of Credit, directly or indirectly,
(a)&nbsp;to purchase or carry Margin Stock, (b)&nbsp;to repay or otherwise refinance
indebtedness of the Borrower or others incurred to purchase or carry Margin Stock, (c)&nbsp;to
extend credit for the purpose of purchasing or carrying any Margin Stock, (d)&nbsp;to
acquire any security in any transaction that is subject to Section&nbsp;13 or 14 of the
Exchange Act, or (e) in a manner inconsistent with this Agreement.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.06
<U>Contingent Obligations</U>. The Borrower shall not suffer or permit any of its
Subsidiaries to, create, incur, assume or suffer to exist any Contingent Obligations
except:  </FONT></P>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          endorsements
for collection or deposit in the ordinary course of business;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          swap
contracts entered into in the ordinary course of business as bona fide           hedging
transactions (including Swap Contracts); and  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          Contingent
Obligations of the Borrower and its Subsidiaries existing as of the           Closing
Date and described on <U>Schedule&nbsp;8.06</U>.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.07
<U>Restricted Payments</U>. The Borrower shall not declare or make, directly or
indirectly, any Restricted Payment, or incur any obligation (contingent or otherwise) to
do so, except that:  </FONT></P>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          each
Subsidiary may make Restricted Payments to the Borrower and to wholly-owned
          Subsidiaries (and, in the case of a Restricted Payment by a non-wholly-owned
          Subsidiary, to the Borrower and any Subsidiary and to each other owner of
          capital stock of such Subsidiary on a pro rata basis based on their relative
          ownership interests);  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          the
Borrower and each Subsidiary may declare and make dividend payments or other
          distributions payable solely in the common stock of such Person;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          the
Borrower and each Subsidiary may purchase, redeem or otherwise acquire           shares
of its common stock or warrants or options to acquire any such shares           with the
proceeds received from the substantially concurrent issue of new shares           of its
common stock; and  </FONT>
</TD>
</TR>
</TABLE>
<BR>



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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;&nbsp;&nbsp;&nbsp;          the
Borrower may declare or pay cash dividends to its stockholders; <U>provided</U>, <U>however</U>,
that, immediately after giving effect to such           proposed action, no Default or
Event of Default would exist.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.08
<U>ERISA</U>. The Borrower shall not, nor suffer or permit any of its ERISA Affiliates
to: (a)&nbsp;engage in a prohibited transaction or violation of the fiduciary
responsibility rules with respect to any Plan; or (b)&nbsp;engage in a transaction that
could be subject to Section&nbsp;4069 or 4212(c) of ERISA.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.09
<U>Change in Business</U>. The Borrower shall not, nor suffer or permit any of its
Subsidiaries to, engage in any line of business different from the line of business
carried on by the Borrower and its Subsidiaries on the date hereof.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.10
<U>Accounting Changes</U>. The Borrower shall not, nor suffer or permit any of its
Subsidiaries to, make any significant change in accounting treatment or reporting
practices, except as required by GAAP, or change the fiscal year of the Borrower or of
any Subsidiary.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.11
    <U>Net Position.</U>  At no time will the Borrower allow the aggregate Net Position to
exceed 2MM MMBTUs. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.12
<U>Change of Management</U>. Borrower shall notify the Agent prior to any Change of
Management. For purposes of this <U>Section&nbsp;8.12</U>, &#147;Change of Management&#148; shall
mean an officer of the Borrower ceases to be an officer of the Borrower or more than 50%
of the Persons serving as directors of the Borrower on the Closing Date cease to serve as
directors.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.13
<U>Risk Management Policy</U>. The Borrower will not materially change its risk
management policies without the prior written consent of Agent and all the Banks.
Borrower agrees that upon request by Agent, from time to time, the Borrower and the Banks
will review and evaluate Borrower&#146;s risk management policies.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.14
<U>Capital Expenditures</U>. Borrower will not make or commit to make any capital
expenditure if after such commitment or expenditure a Default or Event of Default would
exist under this Agreement.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.15
<U>Unhedged Transportation Exposure</U>. At no time will the Borrower allow its Unhedged
Transportation Exposure to exceed $3,000,000, <U>provided</U>, <U>however</U>, that
Borrower&#146;s Unhedged Transportation Exposure may exceed this $3,000,000 by one-third
(1/3) of the amount by which its Net Working Capital and Tangible Net Worth exceeds the
minimum amount required under <U>Section 7.15</U>.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.16
<U>Loans and Investments</U>. Borrower shall not purchase or acquire, or make any
commitment therefor, any equity interest, or any obligations or other securities of, or
any interest in, any Person, or make or commit to make any acquisitions, or make or
commit to make any advance, loan, extension of credit (other than pursuant to sales on
open account in the ordinary course of Borrower&#146;s business) or capital contribution
to or any other investment in, any Person; <U>provided</U>, <U>however</U>, that Borrower
may loan funds to Parent or any Affiliate thereof, provided that after giving effect to
such proposed action, no Default or Event of Default would exist provided that at such
time Parent has a Standard &amp;Poor&#146;s rating of at least BBB- or Moody&#146;s
rating of at least Baa3.  </FONT></P>


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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;8.17
<U>Bank Blocked Accounts Investments</U>. Borrower shall not purchase or acquire any
investments to be held in a Bank Blocked Accounts other than cash equivalents and
Marketable Securities.  </FONT></P>



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<A NAME=A074></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>ARTICLE IX<BR><U>EVENTS OF DEFAULT</U> </FONT></H1>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9.01
    <U>Event of Default</U>.  Any of the following shall constitute an "Event of Default": </FONT></P>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;<U>Non-Payment</U>.
The Borrower fails to pay any amount due hereunder or under           any other Loan
Document within one (1) Business Day after the same becomes due,           including,
without limitation, such amounts as may come due as a result of a           &#147;demand&#148; made
by the Required Banks under the Notes; or  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;<U>Representation
or Warranty</U>. Any representation or warranty made or deemed           made herein, in
any other Loan Document, or which is contained in any           certificate, document or
financial or other statement by the Borrower, or any           Responsible Officer
furnished at any time under this Agreement, or in or under           any other Loan
Document, is incorrect or incomplete in any material respect on           or as of the
date made or deemed made; or  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;<U>Covenant
Defaults</U>. The Borrower fails to perform or observe any other           term, covenant
or agreement contained in any of the Loan Documents; or  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;&nbsp;&nbsp;&nbsp;<U>Cross-Default</U>.
The Borrower or any Subsidiary of the Borrower           (i)&nbsp;fails to make any
payment in respect of any Indebtedness or Contingent           Obligation having an
aggregate principal amount (including undrawn committed or           available amounts
and including amounts owing to all creditors under any           combined or syndicated
credit arrangement) of more than $1,000,000.00 when due           (whether by scheduled
maturity, required prepayment, acceleration, demand, or           otherwise); or (ii)&nbsp;fails
to perform or observe any other material           condition or covenant, or any other
event shall occur or condition exist, under           any agreement or instrument
relating to any such Indebtedness or Contingent           Obligation, if, after
expiration of any grace or cure period therein provided,           the effect of such
failure, event or condition is to cause, or to permit the           holder or holders of
such Indebtedness or beneficiary or beneficiaries of such           Indebtedness (or a
trustee or agent on behalf of such holder or holders or           beneficiary or
beneficiaries) to cause such Indebtedness to be declared to be           due and payable
prior to its stated maturity, or such Contingent Obligation to           become payable
or cash collateral in respect thereof to be demanded; or  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)&nbsp;&nbsp;&nbsp;&nbsp;<U>Swap
Contracts</U>. There shall have occurred with respect to any Swap           Contract to
which the Borrower is a party an &#147;Event of Default&#148; or a           &#147;Termination
Event&#148; (as defined in the applicable ISDA Master           Agreement and any related
Credit Support Annex or Schedule) which entitles the           applicable Swap Bank to
terminate the Swap Contract; or  </FONT>
</TD>
</TR>
</TABLE>
<BR>



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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)&nbsp;&nbsp;&nbsp;&nbsp;<U>Insolvency;
Voluntary Proceedings</U>. The Borrower or any Subsidiary of the           Borrower (i)&nbsp;ceases
or fails to be solvent, or generally fails to pay, or           admits in writing its
inability to pay, its debts as they become due, whether at           stated maturity or
otherwise; (ii)&nbsp;commences any Insolvency Proceeding with           respect to
itself; or (iii)&nbsp;takes any action to effectuate or authorize any           of the
foregoing; or  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g)&nbsp;&nbsp;&nbsp;&nbsp;<U>Involuntary
Proceedings</U>. (i)&nbsp;Any involuntary Insolvency Proceeding           is commenced or
filed against the Borrower or any Subsidiary of the Borrower, or           any writ,
judgment, warrant of attachment, execution or similar process, is           issued or
levied against a substantial part of the properties of Borrower, any           Subsidiary
of the Borrower, and any such proceeding or petition shall not be           dismissed, or
such writ, judgment, warrant of attachment, execution or similar           process shall
not be released, vacated or fully bonded within 60 days after           commencement,
filing or levy; (ii)&nbsp;the Borrower, any Subsidiary of the           Borrower admits
the material allegations of a petition against it in any           Insolvency Proceeding,
or an order for relief (or similar order under non-U.S.           law) is ordered in any
Insolvency Proceeding; or (iii)&nbsp;the Borrower, any           Subsidiary of the
Borrower acquiesces in the appointment of a receiver, trustee,           custodian,
conservator, liquidator, mortgagee in possession (or agent           therefore), or other
similar Person for itself or a substantial portion of its           property or business;
or  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(h)&nbsp;&nbsp;&nbsp;&nbsp;<U>ERISA</U>.
(i)&nbsp;An ERISA Event shall occur with respect to a Pension Plan           or
Multiemployer Plan which has resulted or could reasonably be expected to           result
in liability of the Borrower under Title IV of ERISA to the Pension Plan,
          Multiemployer Plan or the PBGC in an aggregate amount in excess of $500,000.00;
          (ii)&nbsp;the aggregate amount of Unfunded Pension Liability among all Pension
          Plans at any time exceeds $500,000.00; or (iii)&nbsp;the Borrower or any ERISA
          Affiliate shall fail to pay when due, any installment payment with respect to
          its withdrawal liability under Section&nbsp;4201 of ERISA under a Multiemployer
          Plan in an aggregate amount in excess of $500,000.00, or the aggregate of (i),
          (ii) and (iii) exceeds $1,000,000.00; or  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;&nbsp;&nbsp;&nbsp;<U>Monetary
Judgments</U>. One or more non-interlocutory judgments,           non-interlocutory
orders, decrees or arbitration awards is entered against the           Borrower or any
Subsidiary of the Borrower, which such judgment, order, decree           or award is not
effectively stayed pending appeal thereof, involving in the           aggregate a
liability as to any single or related series of transactions,           incidents or
conditions, to pay an amount of $1,000,000.00 or more; or  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(j)&nbsp;&nbsp;&nbsp;&nbsp;<U>Non-Monetary
Judgments</U>. Any non-monetary judgment, order or decree is           entered against
the Borrower or any Subsidiary of the Borrower which does or           would reasonably
be expected to have a Material Adverse Effect; or  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(k)&nbsp;&nbsp;&nbsp;&nbsp;<U>Change
of Control</U>. There occurs any Change of Control not previously           approved by
all the Banks; or  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(l)&nbsp;&nbsp;&nbsp;&nbsp;<U>Adverse
Change</U>. There occurs a Material Adverse Effect.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;IN
NO EVENT SHALL ANY PROVISION OF THIS AGREEMENT PROVIDING FOR SPECIFIC EVENTS OF DEFAULT BE
CONSTRUED TO WAIVE, LIMIT OR OTHERWISE MODIFY THE DEMAND NATURE OF THE LOANS WHICH MAY BE
MADE PURSUANT TO THIS AGREEMENT, AND THE BORROWER HEREBY ACKNOWLEDGES AND AGREES THAT THE
BANKS&#146; RIGHT TO DEMAND PAYMENT (TO BE EXERCISED BY THE REQUIRED BANKS) AT ANY TIME
FOR ANY REASON OR FOR NO REASON IS ABSOLUTE AND UNCONDITIONAL. </FONT></P>


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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9.02
    <U>Remedies</U>.  If any Event of Default occurs, Agent may and shall, at the request of the
Required Banks: </FONT></P>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          declare
an amount equal to the maximum aggregate amount that is or at any time
          thereafter may become available for drawing by the beneficiary under any
          outstanding Letters of Credit (whether or not any beneficiary shall have
          presented, or shall be entitled at such time to present, the drafts or other
          documents required to draw under such Letters of Credit) to be immediately due
          and payable, and declare the unpaid principal amount of all outstanding Loans,
          all interest accrued and unpaid thereon, and all other amounts owing or payable
          hereunder or under any other Loan Document to be immediately due and payable,
          without presentment, demand, protest or other notice of any kind, all of which
          are hereby expressly waived by the Borrower; and  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          exercise
on behalf of itself and the Banks all rights and remedies available to           it and
the Banks under the Loan Documents or applicable law including, without
          limitation, seeking to lift the stay in effect under the Insolvency Proceeding;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2><U>provided</U>, <U>however</U>, that
upon the occurrence of any event specified in subsection (f)&nbsp;or (g)&nbsp;of
<U>Section&nbsp;9.01</U>, the making of Loans and the Issuance of Letters of Credit under
this Agreement shall automatically terminate and an amount equal to the maximum aggregate
amount that is or at any time thereafter may become available for drawing by the
beneficiary under any outstanding Letters of Credit (whether or not any beneficiary shall
have presented, or shall be entitled at such time to present, the drafts or other
documents required to draw under such Letters of Credit) together with the unpaid
principal amount of all outstanding Loans and all interest and other amounts as aforesaid
shall automatically become due and payable without further act of Agent, any Issuing Bank
or any Bank. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9.03
<U>Rights Not Exclusive</U>. The rights provided for in this Agreement and the other Loan
Documents are cumulative and are not exclusive of any other rights, powers, privileges or
remedies provided by law or in equity, or under any other instrument, document or
agreement now existing or hereafter arising.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;9.04
<U>Application of Payments</U>. Upon (i) the occurrence of any Event of Default specified
in <U>Section 9.01 </U>(other than clause (c) thereof) or (ii) 30 days after the Agent or
the Borrower has notified the Banks of an Event of Default under clause (c) of <U>Section
9.01</U> if the Event of Default under <U>subsection&nbsp;9.01(c</U>) has not been cured
or waived by the Banks within such 30 day period or immediately if any time during the 30
day period referred to in this clause (ii) the Obligations have been accelerated, (each a
&#147;<U>Sharing Event</U>&#148;), all amounts thereafter received or recovered under
this Agreement or any other Loan Document whether as a result of a payment by the
Borrower, the exercise of remedies by the Agent under any of the Loan Documents,
liquidation of collateral or otherwise, shall be applied to the Borrower&#146;s
outstanding Obligations (including the Close-out Amount, if any, then due and owing to a
Swap Bank under Swap Contracts) on the basis of each Bank&#146;s then Adjusted Pro Rata
Share. For the avoidance of doubt, no such amounts are to be shared with a Swap Bank
unless it is owed a Close-out Amount and no Swap Bank is obliged to share with any other
Bank (other than as may be required by <U>Section 2.12</U> hereof and any amounts paid by
the Borrower to a Swap Bank in reduction of its Close-out Amount) any amount received, or
the proceeds of any collateral separately held by such Swap Bank, under its Swap
Contracts.  </FONT></P>



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<A NAME=A076></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>ARTICLE X<BR><U>AGENT</U> </FONT></H1>

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<A NAME=A077></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.01
<U>Appointment and Authorization</U>.  </FONT></P>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          Each
Bank hereby irrevocably (subject to <U>Section&nbsp;10.09</U>) appoints,
          designates and authorizes Agent to take such action on its behalf under the
          provisions of this Agreement and each other Loan Document and to exercise such
          powers and perform such duties as are expressly delegated to it by the terms of
          this Agreement or any other Loan Document, together with such powers as are
          reasonably incidental thereto. Notwithstanding any provision to the contrary
          contained elsewhere in this Agreement or in any other Loan Document, Agent
shall           not have any duties or responsibilities, except those expressly set forth
          herein, nor shall Agent have or be deemed to have any fiduciary relationship
          with any Bank, and no implied covenants, functions, responsibilities, duties,
          obligations or liabilities shall be read into this Agreement or any other Loan
          Document or otherwise exist against Agent. Without limiting the generality of
          the foregoing sentence, the use of the term &#147;agent&#148; in this Agreement
          with reference to Agent is not intended to connote any fiduciary or other
          implied (or express) obligations arising under agency doctrine of any
applicable           law. Instead, such term is used merely as a matter of market custom
and is           intended to create or reflect only an administrative relationship
between           independent contracting parties.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          Each
Issuing Bank shall act on behalf of the Banks with respect to any Letters           of
Credit issued by it and the documents associated therewith until such time           (and
except for so long) as Agent and such Issuing Bank may agree at the request           of
the Required Banks that Agent will act for such Issuing Bank with respect
          thereto; <U>provided</U>, <U>however</U>, that such Issuing Bank shall have all
          of the benefits and immunities (i)&nbsp;provided to Agent in this <U>Article X
</U>with respect to any acts taken or omissions suffered by such Issuing Bank in
          connection with Letters of Credit issued by it or proposed to be issued by it
          and the application and agreements for letters of credit pertaining to the
          Letters of Credit as fully as if the term &#147;Agent&#148; as used in this <U>Article
X</U> included such Issuing Bank with respect to such acts or           omissions, and
(ii)&nbsp;as additionally provided herein with respect to such           Issuing Bank.
Prior to the issuance of a Letter of Credit or upon the payment of           any drawing
on a Letter of Credit by an Issuing Bank other than Agent, such           Issuing Bank
shall provide written notice to Agent of the dollar amount, the           date of such
issuance or payment and the expiry date for such Letter of Credit.           Such
issuance shall be subject to the consent of Agent. Such consent shall not
          result in the imposition of any liability upon Agent.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.02
<U>Delegation of Duties</U>. Agent may execute any of its duties under this Agreement or
any other Loan Document by or through agents, employees or attorneys-in-fact and shall be
entitled to advice of counsel concerning all matters pertaining to such duties. Agent
shall not be responsible for the negligence or misconduct of any agent or
attorney-in-fact that it selects with reasonable care.  </FONT></P>


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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.03
<U>Liability of Agent</U>. None of Agent-Related Persons shall (a)&nbsp;be liable for any
action taken or omitted to be taken by any of them under or in connection with this
Agreement or any other Loan Document or the transactions contemplated hereby (except for
its own gross negligence or willful misconduct), or (b)&nbsp;be responsible in any manner
to any of the Banks for any recital, statement, representation or warranty made by the
Borrower or any Subsidiary or Affiliate of the Borrower, or any officer thereof,
contained in this Agreement or in any other Loan Document, or in any certificate, report,
statement or other document referred to or provided for in, or received by Agent under or
in connection with, this Agreement or any other Loan Document, or for the value of or
title to any Collateral, or the validity, effectiveness, genuineness, enforceability or
sufficiency of this Agreement or any other Loan Document, or for any failure of the
Borrower or any other party to any Loan Document to perform its obligations hereunder or
thereunder. No Agent-Related Person shall be under any obligation to any Bank to
ascertain or to inquire as to the observance or performance of any of the agreements
contained in, or conditions of, this Agreement or any other Loan Document, or to inspect
the properties, books or records of the Borrower or any of the Borrower&#146;s
Subsidiaries or Affiliates.  </FONT></P>

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<A NAME=A078></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.04
<U>Reliance by Agent</U>.  </FONT></P>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          Agent
shall be entitled to rely, and shall be fully protected in relying, upon           any
writing, resolution, notice, consent, certificate, affidavit, letter,           telegram,
facsimile, telex or telephone message, statement or other document or
          conversation believed by it to be genuine and correct and to have been signed,
          sent or made by the proper Person or Persons, and upon advice and statements of
          legal counsel (including counsel to the Borrower), independent accountants and
          other experts selected by Agent. Agent shall be fully justified in failing or
          refusing to take any action under this Agreement or any other Loan Document
          unless it shall first receive such advice or concurrence of the Banks or
          Required Banks, as applicable, as it deems appropriate and, if it so requests,
          it shall first be indemnified to its satisfaction by the Banks against any and
          all liability and expense which may be incurred by it by reason of taking or
          continuing to take any such action. Agent shall in all cases be fully protected
          in acting, or in refraining from acting, under this Agreement or any other Loan
          Document in accordance with a request or consent of the Banks or Required
Banks,           as applicable, and such request and any action taken or failure to act
pursuant           thereto shall be binding upon all of the Banks.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          For
purposes of determining compliance with the conditions specified in <U>Sections&nbsp;5.01
and 5.02</U>, each Bank that has executed this Agreement           shall, unless it
notifies the Agent to the contrary, be deemed to have consented           to, approved or
accepted or to be satisfied with, each document or other matter           either sent by
Agent to such Bank for consent, approval, acceptance or           satisfaction, or
required thereunder to be consented to or approved by or           acceptable or
satisfactory to the Bank.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.05
<U>Notice of Default</U>. Agent shall not be deemed to have knowledge or notice of the
occurrence of any Default or Event of Default, except with respect to defaults in the
payment of principal, interest and fees required to be paid to Agent for the account of
the Banks, unless Agent shall have received written notice from a Bank or the Borrower
referring to this Agreement, describing such Default or Event of Default and stating that
such notice is a &#147;notice of default&#148;. Agent will notify the Banks of its
receipt of any such notice. Agent shall take such action with respect to such Default or
Event of Default as may be requested by the Banks or Required Banks, as applicable, in
accordance with Article IX; <U>provided</U>, <U>however</U>, that unless and until Agent
has received any such request, Agent may (but shall not be obligated to) take such
action, or refrain from taking such action, with respect to such Default or Event of
Default as it shall deem advisable or in the best interest of the Banks.  </FONT></P>



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<P ALIGN="CENTER"><FONT FACE="Times New Roman, Times, Serif" SIZE=2>63</FONT></P>
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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.06
<U>Credit Decision</U>. Each Bank acknowledges that none of Agent-Related Persons has
made any representation or warranty to it, and that no act by Agent hereinafter taken,
including any review of the affairs of the Borrower and its Subsidiaries, shall be deemed
to constitute any representation or warranty by any Agent-Related Person to any Bank.
Each Bank represents to Agent that it has, independently and without reliance upon any
Agent-Related Person and based on such documents and information as it has deemed
appropriate, made its own appraisal of and investigation into the business, prospects,
operations, property, financial and other condition and creditworthiness of the Borrower
and its Subsidiaries, the value of and title to any Collateral, and all applicable bank
regulatory laws relating to the transactions contemplated hereby, and made its own
decision to enter into this Agreement and to extend credit to the Borrower hereunder.
Each Bank also represents that it will, independently and without reliance upon any
Agent-Related Person and based on such documents and information as it shall deem
appropriate at the time, continue to make its own credit analysis, appraisals and
decisions in taking or not taking action under this Agreement and the other Loan
Documents, and to make such investigations as it deems necessary to inform itself as to
the business, prospects, operations, property, financial and other condition and
creditworthiness of the Borrower. Except for notices, reports and other documents
expressly herein required to be furnished to the Banks by Agent, Agent shall not have any
duty or responsibility to provide any Bank with any credit or other information
concerning the business, prospects, operations, property, financial and other condition
or creditworthiness of the Borrower which may come into the possession of any of
Agent-Related Persons.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.07
<U>Indemnification</U>. Whether or not the transactions contemplated hereby are
consummated, the Banks shall indemnify upon demand Agent-Related Persons (to the extent
not reimbursed by or on behalf of the Borrower and without limiting the obligation of the
Borrower to do so), pro rata in accordance with each Bank&#146;s Pro Rata Share, from and
against any and all Indemnified Liabilities; <U>provided</U>, <U>however</U>, that no
Bank shall be liable for the payment to Agent-Related Persons of any portion of such
Indemnified Liabilities resulting from such Person&#146;s gross negligence or willful
misconduct. Without limitation of the foregoing, each Bank shall reimburse Agent upon
demand for its ratable share of any costs or out-of-pocket expenses (including Attorney
Costs) incurred by Agent in connection with the preparation, execution, delivery,
administration, modification, amendment or enforcement (whether through negotiations,
legal proceedings or otherwise) of, or legal advice in respect of rights or
responsibilities under, this Agreement, any other Loan Document, or any document
contemplated by or referred to herein, to the extent that Agent is not reimbursed for
such expenses by or on behalf of the Borrower. The undertaking in this Section shall
survive the payment of all Obligations hereunder and the resignation or replacement of
Agent. THE FORGOING INDEMNITY INCLUDES AN INDEMNITY FOR THE NEGLIGENCE OF AGENT-RELATED
PERSONS.  </FONT></P>




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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.08
<U>Agent in Individual Capacity</U>. Fortis and its Affiliates may make loans to, issue
letters of credit for the account of, accept deposits from, acquire equity interests in
and generally engage in any kind of banking, trust, financial advisory, underwriting or
other business with the Borrower and its Subsidiaries and Affiliates as though Fortis
were not Agent or an Issuing Bank hereunder and without notice to or consent of the
Banks. The Banks acknowledge that, pursuant to such activities, Fortis or its Affiliates
may receive information regarding the Borrower or its Affiliates (including information
that may be subject to confidentiality obligations in favor of the Borrower or such
Subsidiary) and acknowledge that Agent shall be under no obligation to provide such
information to them. With respect to its Loans, Fortis shall have the same rights and
powers under this Agreement as any other Bank and may exercise the same as though it were
not Agent or an Issuing Bank, and the terms &#147;Bank&#148; and &#147;Banks&#148; include
Fortis in its individual capacity.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.09
<U>Successor Agent</U>. Agent may resign as Agent upon thirty&nbsp;(30) days&#146; notice
to the Banks. If Agent resigns under this Agreement, the Banks shall appoint, from among
the Banks, a successor agent for the Banks. If no successor agent is appointed prior to
the effective date of the resignation of Agent, Agent may appoint, after consulting with
the Banks, and with the consent of the Borrower, a successor agent from among the Banks.
Upon the acceptance of its appointment as successor agent hereunder, such successor agent
shall succeed to all the rights, powers and duties of the retiring Agent and the term
&#147;Agent&#148; shall mean such successor agent and the retiring Agent&#146;s
appointment, powers and duties as Agent shall be terminated. After any retiring Agent&#146;s
resignation hereunder as Agent, the provisions of this Article X and <U>Sections 11.04</U> and
<U>11.05</U> shall inure to its benefit as to any actions taken or omitted to be taken by
it while it was Agent under this Agreement. If no successor agent has accepted
appointment as Agent by the date which is thirty&nbsp;(30) days following a retiring Agent&#146;s
notice of resignation, the retiring Agent&#146;s resignation shall nevertheless thereupon
become effective and the Banks shall perform all of the duties of Agent hereunder until
such time, if any, as the Banks appoint a successor agent as provided for above.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.10
<U>Foreign Banks</U>. Each Bank that is a &#147;foreign corporation, partnership or trust&#148; within
the meaning of the Code (a &#147;<U>Foreign Bank</U>&#148;) shall deliver to Agent, prior
to receipt of any payment subject to withholding under the Code (or after accepting an
assignment of an interest herein), two duly signed completed copies of either IRS Form
W-8BEN or any successor thereto (relating to such Person and entitling it to an exemption
from, or reduction of, withholding tax on all payments to be made to such Person by the
Borrower pursuant to this Agreement) or IRS Form W-8ECI or any successor thereto
(relating to all payments to be made to such Person by the Borrower pursuant to this
Agreement) or such other evidence satisfactory to the Borrower and Agent that such Person
is entitled to an exemption from, or reduction of, U.S. withholding tax. Thereafter and
from time to time, each such Person shall (a)&nbsp;promptly submit to Agent such
additional duly completed and signed copies of one of such forms (or such successor forms
as shall be adopted from time to time by the relevant United States taxing authorities)
as may then be available under then current United States laws and regulations to avoid,
or such evidence as is satisfactory to the Borrower and Agent of any available exemption
from or reduction of, United States withholding taxes in respect of all payments to be
made to such Person by the Borrower pursuant to this Agreement, (b)&nbsp;promptly notify
Agent of any change in circumstances which would modify or render invalid any claimed
exemption or reduction, and (c)&nbsp;take such steps as shall not be materially
disadvantageous to it, in the reasonable judgment of such Bank, and as may be reasonably
necessary (including the re-designation of its Lending Office) to avoid any requirement
of applicable Laws that the Borrower make any deduction or withholding for taxes from
amounts payable to such Person. If such Person fails to deliver the above forms or other
documentation, then Agent may withhold from any interest payment to such Person an amount
equivalent to the applicable withholding tax imposed by Sections 1441 and 1442 of the
Code, without reduction. If any Governmental Authority asserts that Agent did not
properly withhold any tax or other amount from payments made in respect of such Person,
such Person shall indemnify Agent therefore, including all penalties and interest, any
taxes imposed by any jurisdiction on the amounts payable to Agent under this Section, and
costs and expenses (including Attorney Costs) of Agent. The obligation of the Banks under
this Section shall survive the payment of all Obligations and the resignation or
replacement of Agent.  </FONT></P>


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<A NAME=A079></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.11
<U>Collateral Matters.</U>  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          The
Agent is authorized on behalf of all the Banks, without the necessity of any
          notice to or further consent from the Banks, from time to time to take any
          action with respect to any Collateral or the Loan Documents which may be
          necessary to perfect and maintain perfected the security interest in and Liens
          upon the Collateral granted pursuant to the Loan Documents.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          The
Banks irrevocably authorize the Agent, at its option and in its discretion,           to
release any Lien granted to or held by the Agent upon any Collateral           (i)&nbsp;upon
payment in full of all Loans and all other Obligations known to           the Agent and
payable under this Agreement, any other Loan Document or any Swap           Contract; (ii)&nbsp;constituting
property sold or to be sold or disposed of as           part of or in connection with any
disposition permitted hereunder;           (iii)&nbsp;constituting property in which the
Borrower or any Subsidiary owned           no interest at the time the Lien was granted
or at any time thereafter;           (iv)&nbsp;constituting property leased to the
Borrower or any Subsidiary under a           lease which has expired or been terminated
in a transaction permitted under this           Agreement or is about to expire and which
has not been, and is not intended by           the Borrower or such Subsidiary to be,
renewed or extended; (v)&nbsp;consisting           of an instrument evidencing
Indebtedness or other debt instrument, if the           indebtedness evidenced thereby
has been paid in full; (vi) upon transfers of           funds out of a Bank Blocked
Accounts, or (vii)&nbsp;if approved, authorized or           ratified in writing by all
the Banks. Upon request by the Agent at any time, the           Banks will confirm in
writing the Agent&#146;s authority to release particular           types or items of
Collateral pursuant to this <U>Subsection 10.11(b)</U>; <U>provided</U>, <U>however</U>,
that the absence of any such confirmation for           whatever reason shall not affect
the Agent&#146;s rights under this <U>Section&nbsp;10.11</U>.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          Each
Bank agrees with and in favor of each other that the Borrower&#146;s
          obligations to such Bank under this Agreement and the other Loan Documents is
          not and shall not be secured by any real property collateral.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;10.12
<U>Monitoring Responsibility</U>. Each Bank will make its own credit decisions hereunder,
including the decision whether or not to make advances or consent to the Issuance of
Letters of Credit, thus the Agent shall have no duty to monitor the Collateral Position,
the amounts outstanding under sub-lines or the reporting requirements or the contents of
reports delivered by the Borrower. Each Bank assumes the responsibility of keeping itself
informed at all times.  </FONT></P>



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<A NAME=A081></A>
<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>ARTICLE XI<BR><U>MISCELLANEOUS </U></FONT></H1>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.01
<U>Amendments and Waivers</U>. (a) No amendment or waiver of any provision of this
Agreement or any other Loan Document, and no consent to any departure by the Borrower or
any other Loan Party therefrom, shall be effective unless in writing signed by all the
Required Banks and the Borrower and acknowledged by Agent, and each such waiver or
consent shall be effective only in the specific instance and for the specific purpose for
which given; <U>provided</U>, <U>however</U>, that:  </FONT></P>

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<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)
&nbsp;                    no amendment, waiver or consent shall, unless in writing and
signed by each                     Issuing Bank in addition to all the Banks, affect the
rights or duties of any                     Issuing Bank under this Agreement or any
Letter of Credit application relating                     to any Letter of Credit issued
or to be issued by it;  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii)
&nbsp;                    no amendment, waiver or consent shall, unless in writing and
signed by Agent in                     addition to all the Banks: (a)&nbsp;affect the
rights or duties of Agent under                     this Agreement or any other Loan
Document, (b)&nbsp;reduce the amount or extend                     the scheduled date of
maturity of any Loan or of any installment thereof, or                     reduce the
stated rate of any interest or fee payable hereunder or extend the
                    scheduled date of any payment thereof or increase the amount or
extend the                     expiration date of any Bank&#146;s Uncommitted Line
Portion or amend the                     Expiration Date or the Maturity Date, (c) result
in a Credit Extension in excess                     of the Borrowing Base Advance Cap, (d)&nbsp;amend,
modify or waive any provision                     of this <U>Section&nbsp;11.01</U>, any
provision of this Agreement which                     requires the consent or approval of
all the Banks or the Banks, or reduce the                     percentage specified in the
definition of Required Banks, (e)&nbsp;consent to                     the assignment or
transfer by the Borrower of any of its rights and obligations                     under
this Agreement and the other Loan Documents, (f)&nbsp;release any of the
                    Collateral (except as otherwise permitted by Section&nbsp;10.11(b)(i)-(vi)),
(g)                     amend or modify the definitions of &#147;Adjusted Pro Rata Share,&#148;                    &#147;Advance
Line Limit,&#148; &#147;Borrowing Base Advance Cap,&#148;                    &#147;Borrowing
Base Sub-Cap,&#148; &#147;Close-out Amount,&#148; &#147;Elected
                    Performance L/C Cap,&#148; &#147;L/C Sub-limit Cap,&#148; or &#147;Pro
Rata                     Share,&#148; (h) amend or modify <U>Sections 7.16 or 9.04</U> relating
to                     sharing of Collateral with the Swap Banks, or (i)&nbsp;amend or
modify the                     Borrower&#146;s Second Amended and Restated Security
Agreement; and  </FONT>
</TD>
</TR>
</TABLE>
<BR>



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<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(iii)
&nbsp;                    the fee letter may be amended, or rights or privileges
thereunder waived, in a                     writing executed only by the parties thereto.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)
&nbsp;                    From each Conversion to Reduced Funding Banks Date forward (or
until the next                     Conversion to Reduced Funding Banks Date, if any, at
which time one or more                     Banks that had been Approving Banks may become
a Declining Bank),  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)
&nbsp;                    all amendments to any Letter of Credit that is issued after
such Conversion to                     Reduced Funding Banks Date that increase the face
amount of such Letter of                     Credit or extend the term of such Letter of
Credit shall be made unilaterally by                     the Approving Banks in respect
of such Conversion to Reduced Funding Banks Date,                     and  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii)
&nbsp;                    there shall be no amendments to any Letter of Credit that was
issued before such                     Conversion to Reduced Funding Banks Date that
increases the face amount of such                     Letter of Credit or extends the
term of such Letter of Credit.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)
&nbsp;                    Any Bank that elects to discontinue funding pursuant to <U>Section
2.13</U> is                     considered a Bank for purposes of approvals or consents
that require the                     approval or consent of all the Banks or Required
Banks, as applicable,                     notwithstanding such Bank&#146;s election to
discontinue funding.                     Notwithstanding anything to the contrary herein,
any Bank that has failed to                     fund any portion of any Loans, or
participations in L/C Obligations required to                     be funded by it
hereunder shall not have any right to approve or disapprove any
                    amendment, waiver or consent hereunder; <U>provided</U>, <U>however</U>,
except                     as a result of the implementation of <U>Section 2.13</U>, the
Pro Rata Share of                     such Bank may not be increased without the consent
of such Bank, no payment to                     such Bank shall be decreased or postponed
without the consent of such Bank, and                     the Applicable Margin may not
be decreased without the consent of such Bank. In                     addition to any
other requirements set forth herein with respect to amendments,
                    consents or waivers, any amendment of, or waiver or consent under any
Loan                     Document that affects the rights and obligations of a Swap Bank
requires the                     consent of such Swap Bank.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<A NAME=A082></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.02
<U>Notices</U>.  </FONT></P>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;<U>General</U>.
Unless otherwise expressly provided herein, all notices and           other
communications provided for hereunder shall be in writing (including by
          facsimile transmission) and mailed, faxed or delivered, to the address,
          facsimile number or (subject to subsection (c)&nbsp;below) electronic mail
          address specified for notices on <U>Schedule&nbsp;11.02</U>; or, in the case of
          the Borrower, Agent, or the Issuing Banks, to such other address as shall be
          designated by such party in a notice to the other parties, and in the case of
          any other party, to such other address as shall be designated by such party in
a           notice to the Borrower, Agent and the Issuing Banks. All such notices and
other           communications shall be deemed to be given or made upon the earlier to
occur of           (i)&nbsp;actual receipt by the intended recipient and (ii)&nbsp;(A) if
delivered           by hand or by courier, when signed for by the intended recipient; (B)
if           delivered by mail, four Business Days after deposit in the mails, postage
          prepaid; (C) if delivered by facsimile, when sent and receipt has been
confirmed           by telephone; and (D) if delivered by electronic mail (which form of
delivery is           subject to the provisions of subsection (c)&nbsp;below), when
delivered; <U>provided</U>, <U>however</U>, that notices and other communications to
Agent           and the Issuing Banks pursuant to <U>Article II </U>shall not be
effective until           actually received by such Person. Any notice or other
communication permitted to           be given, made or confirmed by telephone hereunder
shall be given, made or           confirmed by means of a telephone call to the intended
recipient at the number           specified on <U>Schedule&nbsp;11.02</U>, it being
understood and agreed that a           voicemail message shall in no event be effective
as a notice, communication or           confirmation hereunder.  </FONT>
</TD>
</TR>
</TABLE>
<BR>




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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;<U>Effectiveness
of Facsimile Documents and Signatures</U>. Loan Documents may           be transmitted
and/or signed by facsimile. The effectiveness of any such           documents and
signatures shall, subject to applicable Law, have the same force           and effect as
manually-signed originals and shall be binding on all Loan           Parties, Agent and
the Banks. Agent may also require that any such documents and           signatures be
confirmed by a manually-signed original thereof; <U>provided</U>, <U>however</U>, that
the failure to request or deliver the same shall not limit           the effectiveness of
any facsimile document or signature.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;<U>Limited
Use of Electronic Mail</U>. Electronic mail and internet and intranet           websites
may be used only to distribute routine communications, such as           financial
statements and other information, and to distribute Loan Documents for
          execution by the parties thereto, and may not be used for any other purpose.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;&nbsp;&nbsp;&nbsp;<U>Reliance
by Agent and Banks</U>. Agent and the Banks shall be entitled to           rely and act
upon any notices (including telephonic notices) purportedly given           by or on
behalf of the Borrower even if (i)&nbsp;such notices were not made in a           manner
specified herein, were incomplete or were not preceded or followed by any           other
form of notice specified herein, or (ii)&nbsp;the terms thereof, as           understood
by the recipient, varied from any confirmation thereof. The Borrower           shall
indemnify each Agent-Related Person and each Bank from all losses, costs,
          expenses and liabilities resulting from the reliance by such Person on each
          notice purportedly given by or on behalf of the Borrower. All telephonic
notices           to and other communications with Agent may be recorded by Agent, and
each of the           parties hereto hereby consents to such recording.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.03
<U>No Waiver; Cumulative Remedies</U>. No failure by any Bank or Agent to exercise, and
no delay by any such Person in exercising, any right, remedy, power or privilege
hereunder shall operate as a waiver thereof; nor shall any single or partial exercise of
any right, remedy, power or privilege hereunder preclude any other or further exercise
thereof or the exercise of any other right, remedy, power or privilege. The rights,
remedies, powers and privileges herein or therein provided are cumulative and not
exclusive of any rights, remedies, powers and privileges provided by law.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.04
<U>Costs and Expenses</U>. The Borrower agrees (a)&nbsp;to pay or reimburse Agent for all
reasonable costs and expenses incurred by Agent in connection with the development,
preparation, negotiation and execution of this Agreement and the other Loan Documents and
any amendment, waiver, consent or other modification of the provisions hereof and thereof
(whether or not the transactions contemplated hereby or thereby are consummated), and the
consummation and administration of the transactions contemplated hereby and thereby,
including all Attorney Costs, and (b)&nbsp;to pay or reimburse Agent and each Bank for
all costs and expenses incurred in connection with the enforcement, attempted
enforcement, or preservation of any rights or remedies under this Agreement or the other
Loan Documents (including all such costs and expenses incurred during any &#147;workout&#148; or
restructuring in respect of the Obligations and during any legal proceeding, including
any proceeding under any Debtor Relief Law), including all Attorney Costs. The foregoing
costs and expenses shall include all search, filing, recording and appraisal charges and
fees and taxes related thereto, and other out-of-pocket expenses incurred by Agent and
the cost of independent public accountants and other outside experts retained by Agent or
any Bank. The agreements in this Section shall survive the termination of this Agreement
and repayment of all the other Obligations.  </FONT></P>


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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.05
<U>Indemnity</U>. Whether or not the transactions contemplated hereby are consummated,
the Borrower agrees to indemnify, save and hold harmless each Agent-Related Person, each
Issuing Bank, each Bank and their respective Affiliates, directors, officers, employees,
counsel, agents and attorneys-in-fact (collectively the &#147;Indemnitees&#148;) from and
against: (a)&nbsp;any and all claims, demands, actions or causes of action that are
asserted against any Indemnitee by any Person (other than Agent or any Bank) relating
directly or indirectly to a claim, demand, action or cause of action that such Person
asserts or may assert against any Loan Party, any Affiliate of any Loan Party or any of
their respective officers or directors; (b)&nbsp;any and all claims, demands, actions or
causes of action that may at any time (including at any time following repayment of the
Obligations and the resignation or removal of Agent or the replacement of any Bank) be
asserted or imposed against any Indemnitee, arising out of or relating to, the Loan
Documents, any predecessor loan documents, the use or contemplated use of the proceeds of
any Credit Extension, or the relationship of any Loan Party, Agent and the Banks under
this Agreement or any other Loan Document; (c)&nbsp;any administrative or investigative
proceeding by any Governmental Authority arising out of or related to a claim, demand,
action or cause of action described in subsection (a)&nbsp;or (b)&nbsp;above; and (d)&nbsp;any
and all liabilities (including liabilities under indemnities), losses, costs or expenses
(including Attorney Costs) that any Indemnitee suffers or incurs as a result of the
assertion of any foregoing claim, demand, action, cause of action or proceeding, or as a
result of the preparation of any defense in connection with any foregoing claim, demand,
action, cause of action or proceeding, in all cases, WHETHER OR NOT ARISING OUT OF THE
NEGLIGENCE OF AN INDEMNITEE, and whether or not an Indemnitee is a party to such claim,
demand, action, cause of action or proceeding (all the foregoing, collectively, the &#147;<U>Indemnified
Liabilities</U>&#148;); <U>provided</U>, <U>however</U>, that no Indemnitee shall be
entitled to indemnification for any claim caused by its own gross negligence or willful
misconduct or for any loss asserted against it by another Indemnitee. The agreements in
this Section shall survive the termination of this Agreement and repayment of all the
other Obligations.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.06
<U>Payments Set Aside</U>. To the extent that the Borrower makes a payment to Agent or
any Bank, or Agent or any Bank exercises its right of set-off, and such payment or the
proceeds of such set-off or any part thereof is subsequently invalidated, declared to be
fraudulent or preferential, set aside or required (including pursuant to any settlement
entered into by Agent or such Bank in its discretion) to be repaid to a trustee, receiver
or any other party, in connection with any proceeding under any Debtor Relief Law or
otherwise, then (a)&nbsp;to the extent of such recovery, the obligation or part thereof
originally intended to be satisfied shall be revived and continued in full force and
effect as if such payment had not been made or such set-off had not occurred, and (b)&nbsp;each
Bank severally agrees to pay to Agent upon demand its applicable share of any amount so
recovered from or repaid by Agent, plus interest thereon from the date of such demand to
the date such payment is made at a rate per annum equal to the Federal Funds Rate from
time to time in effect.  </FONT></P>

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<A NAME=A083></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.07
Successors and Assigns.  </FONT></P>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;          The
provisions of this Agreement shall be binding upon and inure to the benefit           of
the parties hereto and their respective successors and assigns permitted
          hereby, except that the Borrower may not assign or otherwise transfer any of
its           rights or obligations hereunder without the prior written consent of each
Bank           (and any attempted assignment or transfer by the Borrower without such
consent           shall be null and void). Nothing in this Agreement, expressed or
implied, shall           be construed to confer upon any Person (other than the parties
hereto, their           respective successors and assigns permitted hereby and, to the
extent expressly           contemplated hereby, the Indemnitees) any legal or equitable
right, remedy or           claim under or by reason of this Agreement.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;          Any
Bank may assign to one or more Eligible Assignees all or a portion of its
          rights and obligations under this Agreement (including all or a portion of its
          Uncommitted Line Portion and the Loans (including for purposes of this
          subsection (b)&nbsp;and participations in L/C Obligations) at the time owing to
          it); <U>provided</U>, however, that (i)&nbsp;except in the case of an
assignment           of the entire remaining amount of the assigning Bank&#146;s
Uncommitted Line           Portion and the Loans at the time owing to it, or in the case
of an assignment           to a Bank or an Affiliate of a Bank, the aggregate amount of
the Uncommitted           Line Portion (which for this purpose includes Loans outstanding
thereunder)           subject to each such assignment, determined as of the date the
Assignment and           Acceptance with respect to such assignment is delivered to
Agent, shall not be           less than $5,000,000, unless each of Agent, the Issuing
Banks, and, so long as           no Event of Default has occurred and is continuing, the
Borrower (except an           assignment by a Bank to an Affiliate of such Bank which
such assignment shall           not require the consent of Borrower) otherwise consents
(each such consent not           to be unreasonably withheld or delayed), (ii)&nbsp;each
partial assignment shall           be made as an assignment of a proportionate part of
all the assigning           Bank&#146;s rights and obligations under this Agreement with
respect to the           Loans or the Uncommitted Line Portion assigned, and (iii)&nbsp;the
parties to           each assignment shall execute and deliver to Agent an Assignment and
Acceptance,           such Assignment and Acceptance to be in the form attached hereto as
<U>Exhibit&nbsp;C</U>, together with a processing and recordation fee of $3,500.
          Subject to acceptance and recording thereof by Agent pursuant to subsection
          (c)&nbsp;of this Section, from and after the effective date specified in each
          Assignment and Acceptance, the Eligible Assignee thereunder shall be a party
          hereto and, to the extent of the interest assigned by such Assignment and
          Acceptance, have the rights and obligations of a Bank under this Agreement, and
          the assigning Bank thereunder shall, to the extent of the interest assigned by
          such Assignment and Acceptance, be released from its obligations under this
          Agreement (and, in the case of an Assignment and Acceptance covering all of the
          assigning Bank&#146;s rights and obligations under this Agreement, such Bank
          shall cease to be a party hereto but shall continue to be entitled to the
          benefits of <U>Sections 4.07</U>, <U>11.04</U> and <U>11.05</U>). Upon request,
          the Borrower (at its expense) shall execute and deliver new or replacement
Notes           to the assigning Bank and the assignee Bank provided the replaced Notes
are           simultaneously returned to the Borrower. Any assignment or transfer by a
Bank of           rights or obligations under this Agreement that does not comply with
this           subsection shall be treated for purposes of this Agreement as a sale by
such           Bank of a participation in such rights and obligations in accordance with
          subsection (d)&nbsp;of this Section.  </FONT>
</TD>
</TR>
</TABLE>
<BR>


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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(c)&nbsp;&nbsp;&nbsp;&nbsp;          Agent,
acting solely for this purpose as an agent of the Borrower, shall           maintain at
Agent&#146;s Office a copy of each Assignment and Acceptance           delivered to it
and a register for the recordation of the names and addresses of           the Banks, and
the Uncommitted Line Portions of, and principal amount of the           Loans and L/C
Obligations owing to, each Bank pursuant to the terms hereof from           time to time
(the &#147;<U>Register</U>&#148;). The entries in the Register           shall be
conclusive, and the Borrower, Agent and the Banks may treat each Person           whose
name is recorded in the Register pursuant to the terms hereof as a Bank
          hereunder for all purposes of this Agreement, notwithstanding notice to the
          contrary. The Register shall be available for inspection by the Borrower and
any           Bank, at any reasonable time and from time to time upon reasonable prior
notice.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(d)&nbsp;&nbsp;&nbsp;&nbsp;          Any
Bank may, without the consent of, or notice to, the Borrower or Agent, sell
          participations to one or more banks or other entities (a           &#147;<U>Participant</U>&#148;)
in all or a portion of such Bank&#146;s rights           and/or obligations under this
Agreement (including all or a portion of its           Uncommitted Line Portion and/or
the Loans (including such Bank&#146;s           participations in L/C Obligations) owing
to it); <U>provided</U>, <U>however</U>, that (i)&nbsp;such Bank&#146;s obligations under
this Agreement           shall remain unchanged, (ii)&nbsp;such Bank shall remain solely
responsible to           the other parties hereto for the performance of such obligations
and           (iii)&nbsp;the Borrower, Agent and the other Banks shall continue to deal
solely           and directly with such Bank in connection with such Bank&#146;s rights
and           obligations under this Agreement. Any agreement or instrument pursuant to
which           a Bank sells such a participation shall provide that such Bank shall
retain the           sole right to enforce this Agreement and to approve any amendment,
modification           or waiver of any provision of this Agreement; <U>provided</U>, <U>however</U>,
          that such agreement or instrument may provide that such Bank will not, without
          the consent of the Participant, agree to any amendment, waiver or other
          modification that would (i)&nbsp;postpone any date upon which any payment of
          money is scheduled to be paid to such Participant, or (ii)&nbsp;reduce the
          principal, interest, fees or other amounts payable to such Participant. Subject
          to subsection (e)&nbsp;of this Section, the Borrower agrees that each
          Participant shall be entitled to the benefits of <U>Sections 4.01</U> and <U>4.02</U> to
the same extent as if it were a Bank and had acquired its           interest by
assignment pursuant to subsection (b)&nbsp;of this Section. To the           extent
permitted by law, each Participant also shall be entitled to the benefits           of <U>Section&nbsp;11.09</U> as
though it were a Bank, <U>provided</U>, <U>however</U>, that such Participant agrees to
be subject to <U>Section&nbsp;2.12</U> as though it were a Bank.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(e)&nbsp;&nbsp;&nbsp;&nbsp;          A
Participant shall not be entitled to receive any greater payment under <U>Section&nbsp;4.01</U> or
<U>4.02</U> than the applicable Bank would have been           entitled to receive with
respect to the participation sold to such Participant,           unless the sale of the
participation to such Participant is made with the           Borrower&#146;s prior
written consent. A Participant that would be a Foreign           Bank if it were a Bank
shall not be entitled to the benefits of <U>Section&nbsp;4.01 </U>unless the Borrower is
notified of the participation           sold to such Participant and such Participant
agrees, for the benefit of the           Borrower, to comply with <U>Section&nbsp;11.08</U> as
though it were a Bank.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(f)&nbsp;&nbsp;&nbsp;&nbsp;          Any
Bank may at any time pledge or assign a security interest in all or any           portion
of its rights under this Agreement (including under its Notes, if any)           to
secure obligations of such Bank, including any pledge or assignment to secure
          obligations to a Federal Reserve Bank; <U>provided</U>, <U>however</U>, that no
          such pledge or assignment shall release a Bank from any of its obligations
          hereunder or substitute any such pledgee or assignee for such Bank as a party
          hereto.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(g)&nbsp;&nbsp;&nbsp;&nbsp;          If
the consent of the Borrower to an assignment or to an Eligible Assignee is
          required hereunder (including a consent to an assignment which does not meet
the           minimum assignment threshold specified in clause (i)&nbsp;of the proviso to
the           first sentence of <U>Subsection&nbsp;11.07(b)</U>), the Borrower shall be
deemed           to have given its consent five Business Days after the date notice
thereof has           been delivered by the assigning Bank (through Agent) unless such
consent is           expressly refused by the Borrower prior to such fifth Business Day.  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(h)&nbsp;&nbsp;&nbsp;&nbsp;          Notwithstanding
anything to the contrary contained herein, if at any time Fortis           and/or
BNP/Paribas assigns all of its Uncommitted Line Portion and Loans           pursuant to
subsection (b)&nbsp;above, Fortis and/or BNP Paribas shall,           (i)&nbsp;upon 30
days&#146; notice to the Borrower and the Banks, resign as an           Issuing Bank. In
the event of any such resignation as an Issuing Bank, the           Borrower shall be
entitled to appoint from among the Banks a successor Issuing           Bank to such
Issuing Bank hereunder; <U>provided</U>, <U>however</U>, that no           failure by the
Borrower to appoint any such successor shall affect the           resignation of Fortis
and/or BNP/Paribas as an Issuing Bank. Fortis and BNP           Paribas shall retain all
the rights and obligations of an Issuing Bank hereunder           with respect to all
Letters of Credit outstanding as of the effective date of           each of their
respective resignation as an Issuing Bank and all L/C Obligations           with respect
thereto (including the right to require the Banks to make Loans or           fund
participations in L/C Obligations pursuant to <U>Section&nbsp;3.03</U>).  </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.08
<U>Confidentiality</U>. Each of Agent and the Banks agrees to maintain the
confidentiality of the Information (as defined below), except that Information may be
disclosed (a)&nbsp;to its Affiliates and its Affiliates&#146; directors, officers,
employees and agents, including accountants, legal counsel and other advisors (it being
understood that the Persons to whom such disclosure is made will be informed of the
confidential nature of such Information and instructed to keep such Information
confidential); (b)&nbsp;to the extent requested by any regulatory authority; (c)&nbsp;to
the extent required by applicable laws or regulations or by any subpoena or similar legal
process; (d)&nbsp;to any other party to this Agreement; (e)&nbsp;in connection with the
exercise of any remedies hereunder or any suit, action or proceeding relating to this
Agreement or the enforcement of rights hereunder; (f)&nbsp;subject to an agreement
containing provisions substantially the same as those of this Section, to (i)&nbsp;any
Eligible Assignee of or Participant in, or any prospective Eligible Assignee of or
Participant in, any of its rights or obligations under this Agreement or (ii)&nbsp;any
direct or indirect contractual counterparty or prospective counterparty (or such
contractual counterparty&#146;s or prospective counterparty&#146;s professional advisor)
to any credit derivative transaction relating to obligations of the Borrower; (g)&nbsp;with
the consent of the Borrower; (h) to the extent such Information (i)&nbsp;becomes publicly
available other than as a result of a breach of this Section or (ii)&nbsp;becomes
available to Agent or any Bank on a nonconfidential basis from a source other than the
Borrower; or (i)&nbsp;to the National Association of Insurance Commissioners or any other
similar organization or any nationally recognized rating agency that requires access to
information about a Bank&#146;s or its Affiliates&#146; investment portfolio in
connection with ratings issued with respect to such Bank or its Affiliates. For the
purposes of this Section, <U>&#147;Information</U>&#148; means all information received
from the Borrower relating to the Borrower or its business, other than any such
information that is available to Agent or any Bank on a nonconfidential basis prior to
disclosure by the Borrower; <U>provided</U>, <U>however</U>, that, in the case of
Information received from the Borrower after the date hereof, such Information is clearly
identified in writing at the time of delivery as confidential. The foregoing is not
intended to limit the Banks&#146; obligations to maintain confidential information
received from the Borrower under applicable laws. Any Person required to maintain the
confidentiality of Information as provided in this Section shall be considered to have
complied with its obligation to do so if such Person has exercised the same degree of
care to maintain the confidentiality of such Information as such Person would accord to
its own confidential information.  </FONT></P>


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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Each
Bank agrees that it and its respective Affiliates, directors, officers, employees and
agents (collectively, &#147;<U>Representatives</U>&#148;) will not use any of the
Information for any reason or purpose other than in connection with its or any of its
Affiliates&#146; business relationship with Borrower. Each of the Banks specifically
agrees that the Information will not be utilized to evaluate the current or prospective
banking relationship between such Bank and any person or entity that is not a party to
this Agreement. Each Bank agrees that it will not disclose to any person (other than a
person to whom Information is otherwise permitted to be disclosed under this
Section&nbsp;11.08) the fact that Information has been disclosed to it or its
Representatives. Each Bank shall be responsible for enforcing this Section&nbsp;11.08 as
to its Representatives. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.09
<U>Set-off</U>. In addition to any rights and remedies of the Banks provided by law, upon
the occurrence and during the continuance of any Event of Default, each Bank is
authorized at any time and from time to time, without prior notice to the Borrower or any
other Loan Party, any such notice being waived by the Borrower (on its own behalf and on
behalf of each Loan Party) to the fullest extent permitted by law, to set off and apply
any and all deposits (general or special, time or demand, provisional or final) at any
time held by, and other indebtedness at any time owing by, such Bank to or for the credit
or the account of the respective Loan Parties against any and all Obligations owing to
such Bank, now or hereafter existing, irrespective of whether or not Agent or such Bank
shall have made demand under this Agreement or any other Loan Document and although such
Obligations may be contingent or unmatured. Each Bank agrees promptly to notify the
Borrower and Agent after any such set-off and application made by such Bank; <U>provided</U>,
<U>however</U>, that the failure to give such notice shall not affect the validity of
such set-off and application.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.10
<U>Interest Rate Limitations</U>. Notwithstanding anything to the contrary contained in
any Loan Document, the interest paid or agreed to be paid under the Loan Documents shall
not exceed the maximum rate of non-usurious interest permitted by applicable Law (the
&#147;<U>Maximum Rate</U>&#148;). If Agent or any Bank shall receive interest in an
amount that exceeds the Maximum Rate, the excess interest shall be applied to the
principal of the Loans or, if it exceeds such unpaid principal, refunded to the Borrower.
In determining whether the interest contracted for, charged, or received by Agent or a
Bank exceeds the Maximum Rate, such Person may, to the extent permitted by applicable
Law, (a)&nbsp;characterize any payment that is not principal as an expense, fee, or
premium rather than interest, (b)&nbsp;exclude voluntary prepayments and the effects
thereof, and (c)&nbsp;amortize, prorate, allocate, and spread in equal or unequal parts
the total amount of interest throughout the contemplated term of the Obligations.  </FONT></P>


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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.11
<U>Automatic Debits of Fees</U>. With respect to any fee, commission, interest or any
other cost or expense or other payment due hereunder (including Attorney Costs) due and
payable to the Agent or any Bank under the Loan Documents, the Borrower hereby
irrevocably authorizes US Bank to debit from the Bank Blocked Accounts an amount such
that the aggregate amount debited from all such deposit accounts does not exceed such
fee, commission, interest or other cost or expense and to transfer such amount to the
Agent to be applied to any such payment due hereunder, <U>provided</U>, <U>however</U>,
that Agent shall promptly notify Borrower of any such debit. If there are insufficient
funds in the Bank Blocked Accounts to cover the amount of the fee, commission, interest
or other cost or expense then due, such debits will be reversed (in whole or in part, in
the Agent&#146;s sole discretion) and such amount not debited shall be deemed to be
unpaid. No such debit under this Section shall be deemed a set-off.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.12
<U>Notification of Addresses, Lending Offices, Etc</U>. Each Bank shall notify Agent in
writing of any changes in the address to which notices to the Bank should be directed, of
addresses of any Lending Office, of payment instructions in respect of all payments to be
made to it hereunder and of such other administrative information as Agent shall
reasonably request.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.13
<U>Bank Blocked Accounts Charges and Procedures</U>. US Bank is hereby authorized to (a)&nbsp;charge
the Bank Blocked Accounts for all returned checks, service charges, and other fees and
charges associated with the deposits by the Borrower to and withdrawals by the Borrower
from the Bank Blocked Accounts; (b)&nbsp;follow its usual procedures in the event the
Bank Blocked Accounts or any check, draft or other order for payment of money should be
or become the subject of any writ, levy, order or other similar judicial or regulatory
order or process; and (c)&nbsp;upon receipt of authorization from the Agent, transfer any
collected and available balances relating to the Borrower in the Bank Blocked Accounts
each day by wire transfer to the Borrower&#146;s operating account number 175080130024
maintained with U.S. Bank; <U>provided</U>, <U>however</U>, that such authorizations may
be terminated at any time by Agent. Funds are not available if, in the reasonable
determination of Agent, they are subject to a hold, dispute or legal process preventing
their withdrawal. If the available balances in the Bank Blocked Accounts relating to the
Borrower are not sufficient to pay US Bank for any returned check, draft or order for the
payment of money relating to the Borrower, or to compensate US Bank for any charges or
fees due US Bank with respect to the deposits by the Borrower to and withdrawals by the
Borrower from the Bank Blocked Accounts, the Borrower agrees to pay on demand the amount
due US Bank. The Borrower agrees that it cannot, and will not, withdraw any monies from
the Bank Blocked Accounts until such time as the Agent authorizes such withdrawal and it
will not permit the Bank Blocked Accounts to become subject to any other pledge,
assignment, lien, charge or encumbrance of any kind, nature or description, other than
Agent&#146;s security interest.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.14
<U>Counterparts</U>. This Agreement may be executed in any number of separate
counterparts, each of which, when so executed, shall be deemed an original, and all of
said counterparts taken together shall be deemed to constitute but one and the same
instrument.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.15
<U>Severability</U>. The illegality or unenforceability of any provision of this
Agreement or any instrument or agreement required hereunder shall not in any way affect
or impair the legality or enforceability of the remaining provisions of this Agreement or
any instrument or agreement required hereunder.  </FONT></P>


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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.16
<U>No Third Parties Benefited</U>. This Agreement is made and entered into for the sole
protection and legal benefit of the Borrower, the Banks, Agent and Agent-Related Persons,
and their permitted successors and assigns, and no other Person shall be a direct or
indirect legal beneficiary of, or have any direct or indirect cause of action or claim in
connection with, this Agreement or any of the other Loan Documents.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.17
<U>Integration</U>. This Agreement, together with the other Loan Documents, comprises the
complete and integrated agreement of the parties on the subject matter hereof and thereof
and supersedes all prior agreements, written or oral, on such subject matter. In the
event of any conflict between the provisions of this Agreement and those of any other
Loan Document, the provisions of this Agreement shall control; <U>provided</U>, <U>however</U>,
that the inclusion of supplemental rights or remedies in favor of Agent or the Banks in
any other Loan Document shall not be deemed a conflict with this Agreement. Each Loan
Document was drafted with the joint participation of the respective parties thereto and
shall be construed neither against nor in favor of any party, but rather in accordance
with the fair meaning thereof.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.18
<U>Survival of Representations and Warranties</U>. All representations and warranties
made hereunder and in any other Loan Document or other document delivered pursuant hereto
or thereto or in connection herewith or therewith shall survive the execution and
delivery hereof and thereof. Such representations and warranties have been or will be
relied upon by Agent and each Bank, regardless of any investigation made by Agent or any
Bank or on their behalf and notwithstanding that Agent or any Bank may have had notice or
knowledge of any Default or Event of Default at the time of any Credit Extension, and
shall continue in full force and effect as long as any Loan or any other Obligation shall
remain unpaid or unsatisfied or any Letter of Credit shall remain outstanding.  </FONT></P>

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<A NAME=A084></A>
<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.19
<U>Governing Law and Jurisdiction</U>.  </FONT></P>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;<B>THIS
AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE           LAW OF
THE STATE OF NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED
          ENTIRELY WITHIN SUCH STATE; <U>PROVIDED</U>, <U>HOWEVER</U>, THAT AGENT AND
EACH           BANK SHALL RETAIN ALL RIGHTS ARISING UNDER FEDERAL LAW.</B> </FONT>
</TD>
</TR>
</TABLE>
<BR>

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<TABLE WIDTH=100% CELLPADDING=0 CELLSPACING=0>
<TR VALIGN=TOP>
<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;<B>ANY
LEGAL ACTION OR PROCEEDING WITH RESPECT TO THIS AGREEMENT OR ANY OTHER           LOAN
DOCUMENT MAY BE BROUGHT IN THE STATE COURTS LOCATED IN NEW YORK COUNTY,           CITY OF
NEW YORK, STATE OF NEW YORK OR IN THE UNITED STATES DISTRICT COURT FOR           THE
SOUTHERN DISTRICT OF NEW YORK AND BY EXECUTION AND DELIVERY OF THIS           AGREEMENT,
THE BORROWER, AGENT AND EACH BANK CONSENTS, FOR ITSELF AND IN RESPECT           OF ITS
PROPERTY, TO THE NON-EXCLUSIVE JURISDICTION OF THOSE COURTS. THE           BORROWER,
AGENT AND EACH BANK IRREVOCABLY WAIVES ANY OBJECTION, INCLUDING ANY           OBJECTION
TO THE LAYING OF VENUE OR BASED ON THE GROUNDS OF <I>FORUM NON           CONVENIENS</I>,
WHICH IT MAY NOW OR HEREAFTER HAVE TO THE BRINGING OF ANY ACTION           OR PROCEEDING
IN SUCH JURISDICTION IN RESPECT OF ANY LOAN DOCUMENT OR OTHER           DOCUMENT RELATED
THERETO. THE BORROWER, AGENT AND EACH BANK WAIVE PERSONAL           SERVICE OF ANY
SUMMONS, COMPLAINT OR OTHER PROCESS, UPON ITSELF AND HAVE           IRREVOCABLY APPOINTED
CT CORPORATION SYSTEM, 111 EIGHTH AVENUE, NEW YORK, NEW           YORK 10011, AS
REGISTERED AGENT FOR PURPOSE OF ACCEPTING SERVICE OF PROCESS           WITHIN THE STATE
OF NEW YORK.</B> </FONT>
</TD>
</TR>
</TABLE>
<BR>


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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.20
<U>Waiver of Jury Trial</U>.<B>EACH PARTY TO THIS AGREEMENT HEREBY EXPRESSLY WAIVES ANY
RIGHT TO TRIAL BY JURY OF ANY CLAIM, DEMAND, ACTION OR CAUSE OF ACTION ARISING UNDER ANY
LOAN DOCUMENT OR IN ANY WAY CONNECTED WITH OR RELATED OR INCIDENTAL TO THE DEALINGS OF
THE PARTIES HERETO OR ANY OF THEM WITH RESPECT TO ANY LOAN DOCUMENT, OR THE TRANSACTIONS
RELATED THERETO, IN EACH CASE WHETHER NOW EXISTING OR HEREAFTER ARISING, AND WHETHER
FOUNDED IN CONTRACT OR TORT OR OTHERWISE; AND EACH PARTY HEREBY AGREES AND CONSENTS THAT
ANY SUCH CLAIM, DEMAND, ACTION OR CAUSE OF ACTION SHALL BE DECIDED BY COURT TRIAL WITHOUT
A JURY, AND THAT ANY PARTY TO THIS AGREEMENT MAY FILE AN ORIGINAL COUNTERPART OR A COPY
OF THIS SECTION WITH ANY COURT AS WRITTEN EVIDENCE OF THE CONSENT OF THE SIGNATORIES
HERETO TO THE WAIVER OF THEIR RIGHT TO TRIAL BY JURY.</B> </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.21
<U>Discretionary Facility</U>. <B>THE BORROWER ACKNOWLEDGES AND AGREES THAT THIS
AGREEMENT PROVIDES FOR A CREDIT FACILITY THAT IS COMPLETELY DISCRETIONARY ON THE PART OF
THE BANKS AND THAT THE BANKS HAVE ABSOLUTELY NO DUTY OR OBLIGATION TO ADVANCE ANY
REVOLVING LOANS OR TO ISSUE ANY LETTER OF CREDIT. THE BORROWER UNDERSTANDS THAT WITHOUT
REASON, CAUSE OR PRIOR NOTICE, THE BANKS MAY CEASE ADVANCING REVOLVING LOANS AND ISSUING
LETTERS OF CREDIT AND EACH BANK MAKE DEMAND FOR PAYMENT OF ALL OBLIGATIONS OF BORROWER TO
IT AT ANY TIME. BORROWER REPRESENTS AND WARRANTS TO THE BANKS THAT BORROWER IS AWARE OF
THE RISKS ASSOCIATED WITH CONDUCTING BUSINESS UTILIZING AN UNCOMMITTED FACILITY.</B> </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.22
<U>Amendment and Restatement</U>. As of the Closing Date, this Agreement amends and
restates in its entirety the Existing Credit Agreement. Borrower hereby agrees that (a)&nbsp;the
loans outstanding under the Existing Credit Agreement and all accrued and unpaid interest
thereon, (b)&nbsp;all Letters of Credit issued and outstanding under the Existing Credit
Agreement, and (c) all accrued and unpaid fees under the Existing Credit Agreement shall
be deemed to be outstanding under and payable by this Agreement. As of the Closing Date
SocGen shall be deemed to have purchased a participation in each Existing Letter of
Credit and any outstanding Loan in an amount equal to its Pro Rata Share, and the other
Banks&#146; participations in such Existing Letters of Credit or Loans shall be adjusted
accordingly.  </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;11.23
<U>Entire Agreement</U>.<B>THIS AGREEMENT AND THE OTHER LOAN DOCUMENTS REPRESENT THE
FINAL AGREEMENT BETWEEN THE PARTIES AND MAY NOT BE CONTRADICTED BY EVIDENCE OF PRIOR,
CONTEMPORANEOUS, OR SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES. THERE ARE NO UNWRITTEN
ORAL AGREEMENTS BETWEEN THE PARTIES.</B> </FONT></P>

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<A NAME=A085></A>
<P ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=2><B><I>[the remainder of this
page intentionally left blank]</I></B> </FONT></P>



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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>IN
WITNESS WHEREOF,</B> the parties hereto have caused this Agreement to be duly executed and
delivered by their proper and duly authorized officers as of the day and year first above
written. </FONT></P>

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<TD WIDTH=25%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=75%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
 </FONT></TD>
</TR>
</TABLE>
<BR>
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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
<B>ENSERCO ENERGY INC.,</B><BR>a South Dakota
corporation </FONT></TD>
</TR>
</TABLE>
<BR>


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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
By:<U>/s/ Thomas M. Ohlmacher</U><BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Thomas M. Ohlmacher<BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;President and Chief Operating Officer </FONT></TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
350 Indiana Street, Suite 400<BR>
Golden, Colorado  80401<BR>
Attention:  Thomas M. Ohlmacher<BR>
Telephone:  (303) 568-3261<BR>
Facsimile:  (303) 568-3250 </FONT></TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
<B>FORTIS CAPITAL CORP.,</B><BR>
as Agent </FONT></TD>
</TR>
</TABLE>
<BR>

<BR>
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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
By:_________________________________<BR>
Name:_______________________________<BR>
Title:________________________________</FONT></TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
By:_________________________________<BR>
Name:_______________________________<BR>
Title:________________________________</FONT></TD>
</TR>
</TABLE>
<BR>




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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
15455 North Dallas Parkway<BR>
Suite 1400<BR>
Addison, TX  75001<BR>
Attention:  Irene C. Rummel<BR>
Telephone:  (214) 953-9313<BR>
Facsimile:  (214) 969-9332</FONT></TD>
</TR>
</TABLE>
<BR>


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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
<B>FORTIS CAPITAL CORP.,</B><BR>
as a Bank and an Issuing Bank </FONT></TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
By:<U> /s/ Irene C. Rummel</U><BR>
Name: Irene C. Rummel<BR>
Title: Senior Vice President </FONT></TD>
</TR>
</TABLE>
<BR>


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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
By:<U> /s/ Leonard Russo</U><BR>
Name: Leonard Russo<BR>
Title: Director </FONT></TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
15455 North Dallas Parkway<BR>
Addison, TX 75001<BR>
Attention:  Irene C. Rummel<BR>
Telephone:  (214) 953-9313<BR>
Facsimile:  (214) 969-9332 </FONT></TD>
</TR>
</TABLE>
<BR>


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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
<B>BNP PARIBAS,</B><BR>
as an Issuing Bank and a Bank </FONT></TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
By:<U> /s/ Keith Cox</U><BR>
Name:  Keith Cox<BR>
Title: Director </FONT></TD>
</TR>
</TABLE>
<BR>


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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
By:<U> /s/ Marcie Weiss</U><BR>
Name:  Marcie Weiss<BR>
Title: Managing Director </FONT></TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
787 Seventh Avenue<BR>
New York, NY  10019<BR>
Attention: Keith Cox<BR>
Phone:  (212) 841-2575<BR>
Fax:  (212) 841-2536 </FONT></TD>
</TR>
</TABLE>
<BR>



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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
<B>U.S. BANK NATIONAL ASSOCIATION,</B><BR>
as a Bank </FONT></TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
By:/s/Kathryn A. Gaiter<BR>
Name:  Kathryn A. Gaiter<BR>
Title: Vice President </FONT></TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
918 17th Street<BR>
DNCOBB3E<BR>
Denver, CO  80202<BR>
Attn:   Monte Deckerd<BR>
Phone:  (303) 585-4212<BR>
Fax:  (303) 585-4362 </FONT></TD>
</TR>
</TABLE>
<BR>


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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
<B>SOCIETE GENERALE,</B><BR>
as a Bank </FONT></TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
By:  /s/Barbara Paulsen    /s/Emmanuel Chesneau<BR>
Name:   Barbara Paulsen       Emmanuel Chesneau<BR>
Title:  Director              Director </FONT></TD>
</TR>
</TABLE>
<BR>

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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
1221 Avenue of the Americas<BR>
New York, NY 10020<BR>
Attn:   Barbara Paulsen<BR>
Phone:  (212) 278-6496<BR>
Fax:  (212) 278-7953 </FONT></TD>
</TR>
</TABLE>
<BR>



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<TYPE>EX-10
<SEQUENCE>4
<FILENAME>ex10-2_8kenserco.htm
<DESCRIPTION>1ST AMEND TO ENSERCO CREDIT AGR
<TEXT>
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<HEAD><TITLE>1st Amendment to Enserco Credit Agreement</TITLE></HEAD>

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<P ALIGN=RIGHT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Execution Copy </FONT></P>

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<P ALIGN=RIGHT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>Exhibit 10.2 </FONT></P>

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<H1 ALIGN=CENTER><FONT FACE="Times New Roman, Times, Serif" SIZE=4>FIRST AMENDMENT TO <BR>CREDIT AGREEMENT</FONT></H1>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;THIS
FIRST AMENDMENT TO CREDIT AGREEMENT (this &#147;<U>Amendment</U>&#148;) made as of the
30<SUP>th</SUP> day of September, 2004, among <B>ENSERCO ENERGY INC.</B>, a South Dakota
corporation (the &#147;<U>Borrower</U>&#148;), <B>FORTIS CAPITAL CORP.</B>
(&#147;<U>Fortis</U>&#148;), a Connecticut corporation, as a Bank, an Issuing Bank and as
Administrative Agent, Documentation Agent and Collateral Agent for the Banks, <B>BNP
PARIBAS </B>(&#147;<U>BNP Paribas</U>&#148;), a bank organized under the laws of France,
as an Issuing Bank and a Bank, <B>U.S. BANK NATIONAL ASSOCIATION</B> (&#147;<U>U.S.
Bank</U>&#148;), a national banking association, as a Bank and <B>SOCIETE GENERALE</B>, a
bank organized under the laws of France, as a Bank (&#147;<U>SocGen</U>&#148;)
(collectively, the &#147;Banks&#148;). </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;WHEREAS,
Borrower and the Banks entered into an Amended and Restated Credit Agreement dated as of
May 14, 2004 (the &#147;<U>Credit Agreement</U>&#148;); and </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;WHEREAS,
the Borrower has requested that the Banks extend the Expiration Date and the Maturity Date
set forth in the Credit Agreement and the Banks are willing to do so subject to the terms
and conditions set forth herein; </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;NOW,
THEREFORE, in consideration of the premises herein contained and other good and valuable
consideration, the sufficiency of which is hereby acknowledged, the parties hereto,
intending to be legally bound, agree as follows: </FONT></P>

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     <P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>1.&nbsp;&nbsp;&nbsp;&nbsp;
          <B><U>Defined Terms</U></B><U></U>. All capitalized terms used but not otherwise
          defined in this Amendment shall have the meanings ascribed to them in the Credit
          Agreement. Unless otherwise specified, all section references herein refer to
          sections of the Credit Agreement. </FONT></P>

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     <P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>2.&nbsp;&nbsp;&nbsp;&nbsp;
          <B><U>Amendments to Credit Agreement</U></B><U></U>. The Credit Agreement is
          hereby amended as follows: </FONT></P>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;<U>Definitions</U>.</FONT>
</TD>
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<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(i)&nbsp;&nbsp;&nbsp;&nbsp;          Clause
(a) in the definition of &#147;<U>Expiration Date</U>&#148; is amended to read
as follows:  </FONT>
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<TD WIDTH=15%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=85%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;          September
30, 2005.&#148; </FONT>
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<TD WIDTH=10%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=90%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(ii)&nbsp;&nbsp;&nbsp;&nbsp;          The
definition of &#147;<U>Maturity Date</U>&#148; is amended to read as           follows:  </FONT>
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<TD WIDTH=15%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=85%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#147;&#145;<U>Maturity
Date</U>&#146; means September 29, 2006.&#148; </FONT>
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          <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>3. </FONT></TD>
          <TD WIDTH=97%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
          <B><U>Effectiveness of Amendment</U>. </B>This Amendment shall be effective upon
          (a) receipt by the Agent of an executed copy of this Amendment, (b) receipt by
          the Agent of a certified copy of a resolution of the Board of Directors of the
          Borrower authorizing the execution, delivery and performance of this Amendment,
          and (c) receipt by the Banks of all fees due from the Borrower. </FONT></P></TD>
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          <BR>





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          <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>4. </FONT></TD>
          <TD WIDTH=97%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
          <B><U>Ratifications, Representations and Warranties</U></B><U></U>. </FONT></P></TD>
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          <BR>

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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(a)&nbsp;&nbsp;&nbsp;&nbsp;
          The terms and provisions set forth in this Amendment shall modify and supersede
          all inconsistent terms and provisions set forth in the Credit Agreement and,
          except as expressly modified and superseded by this Amendment, the terms and
          provisions of the Credit Agreement are ratified and confirmed and shall
continue           in full force and effect. The Borrower and the Banks agree that the
Credit           Agreement and the Loan Documents, as amended hereby, shall continue to
be legal,           valid, binding and enforceable in accordance with their respective
terms.  </FONT>
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<TD WIDTH=5%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=95%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;(b)&nbsp;&nbsp;&nbsp;&nbsp;
          To induce the Banks to enter into this Amendment, the Borrower ratifies and
          confirms each representation and warranty set forth in the Credit Agreement as
          if such representations and warranties were made on the even date herewith, and
          further represents and warrants (i) that there has occurred since the date of
          the last financial statements delivered to the Banks no event or circumstance
          that has resulted or could reasonably be expected to result in a Material
          Adverse Effect, (ii) that no Event of Default exists on the date hereof, and
          (iii) that the Borrower is fully authorized to enter into this Amendment. THE
          BORROWER ACKNOWLEDGES THAT THE CREDIT AGREEMENT PROVIDES FOR A CREDIT FACILITY
          THAT IS COMPLETELY DISCRETIONARY ON THE PART OF THE BANKS AND THAT THE BANKS
          HAVE ABSOLUTELY NO DUTY OR OBLIGATION TO ADVANCE ANY REVOLVING LOAN OR TO ISSUE
          ANY LETTER OF CREDIT. THE BORROWER REPRESENTS AND WARRANTS TO THE BANKS THAT
THE           BORROWER IS AWARE OF THE RISKS ASSOCIATED WITH CONDUCTING BUSINESS
UTILIZING AN           UNCOMMITTED FACILITY.  </FONT>
</TD>
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          <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>5. </FONT></TD>
          <TD WIDTH=97%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
          <B><U>Benefits</U></B><U></U>. This Amendment shall be binding upon and inure to
          the benefit of the Banks and Borrower, and their respective successors and
          assigns; provided, however, that Borrower may not, without the prior written
          consent of the Banks, assign any rights, powers, duties or obligations under
          this Amendment, the Credit Agreement or any of the other Loan Documents. </FONT></P></TD>
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          <BR>

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          <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>6. </FONT></TD>
          <TD WIDTH=97%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
          <B><U>Construction</U></B><U></U>. This Amendment shall be governed by and
          construed in accordance with the laws of the State of New York. </FONT></P></TD>
          </TR>
          </TABLE>
          <BR>

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          <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>7. </FONT></TD>
          <TD WIDTH=97%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
          <B><U>Invalid Provisions</U></B><U></U>. If any provision of this Amendment is
          held to be illegal, invalid or unenforceable under present or future laws, such
          provision shall be fully severable and the remaining provisions of this
          Amendment shall remain in full force and effect and shall not be affected by the
          illegal, invalid or unenforceable provision or by its severance. </FONT></P></TD>
          </TR>
          </TABLE>
          <BR>

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          <TD ALIGN=LEFT WIDTH=3%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>8. </FONT></TD>
          <TD WIDTH=97%><P ALIGN=LEFT><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
          <B><U>Entire Agreement</U></B><U></U>. The Credit Agreement, as amended by this
          Amendment, contains the entire agreement among the parties regarding the subject
          matter hereof and supersedes all prior written and oral agreements and
          understandings among the parties hereto regarding same. </FONT></P></TD>
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          <BR>



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     <P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>9.&nbsp;&nbsp;&nbsp;&nbsp;
          <B><U>Reference to Credit Agreement</U></B><U></U>. The Credit Agreement and any
          and all other agreements, documents or instruments now or hereafter executed and
          delivered pursuant to the terms hereof or pursuant to the terms of the Credit
          Agreement, as amended hereby, are hereby amended so that any reference in the
          Credit Agreement or in any such agreements, documents or instruments to the
          Credit Agreement shall mean a reference to the Credit Agreement as amended
          hereby. </FONT></P>

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     <P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>10.&nbsp;&nbsp;&nbsp;&nbsp;
          <B><U>Counterparts</U></B><U></U>. This Amendment may be separately executed in
          any number of counterparts, each of which shall be an original, but all of
          which, taken together, shall be deemed to constitute one and the same agreement. </FONT></P>

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<P><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>IN
WITNESS WHEREOF,</B> the parties hereto have caused this Agreement to be duly executed and
delivered by their proper and duly authorized officers as of the day and year first above
written. </FONT></P>


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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
<B>ENSERCO ENERGY INC.,</B><BR>                                                      a South Dakota
corporation </FONT></TD>
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<TD WIDTH=25%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=75%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
 </FONT></TD>
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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
By:<U> /s/Thomas M. Ohlmacher</U><BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Thomas M. Ohlmacher<BR>
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;President and Chief Operating Officer </FONT></TD>
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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
350 Indiana Street, Suite 400<BR>
Golden, Colorado  80401<BR>
Attention:  Thomas M. Ohlmacher<BR>
Telephone:  (303) 568-3261<BR>
Facsimile:  (303) 568-3250 </FONT></TD>
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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
<B>FORTIS CAPITAL CORP.,</B><BR>
as Agent </FONT></TD>
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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
By:____________________________<BR>
Name:__________________________<BR>
Title:___________________________</FONT></TD>
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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
By:____________________________<BR>
Name:__________________________<BR>
Title:___________________________</FONT></TD>
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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
15455 North Dallas Parkway<BR>
Suite 1400<BR>
Addison, TX  75001<BR>
Attention:  Irene C. Rummel<BR>
Telephone:  (214) 953-9313<BR>
Facsimile:  (214) 969-9332 </FONT></TD>
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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
<B>FORTIS CAPITAL CORP.,</B><BR>
as Agent </FONT></TD>
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<BR>

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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
By:____________________________<BR>
Name:__________________________<BR>
Title:___________________________</FONT></TD>
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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
By:____________________________<BR>
Name:__________________________<BR>
Title:___________________________</FONT></TD>
</TR>
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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
15455 North Dallas Parkway<BR>
Suite 1400<BR>
Addison, TX  75001<BR>
Attention:  Irene C. Rummel<BR>
Telephone:  (214) 953-9313<BR>
Facsimile:  (214) 969-9332 </FONT></TD>
</TR>
</TABLE>
<BR>


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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
<B> BNP PARIBAS,</B><BR>
as an Issuing Bank and a Bank</FONT></TD>
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<BR>

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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
By:____________________________<BR>
Name:__________________________<BR>
Title:___________________________</FONT></TD>
</TR>
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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
By:____________________________<BR>
Name:__________________________<BR>
Title:___________________________</FONT></TD>
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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>&nbsp; </FONT></TD>
<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
787 Seventh Avenue<BR>
New York, NY  10019<BR>
Attention: Keith Cox<BR>
Phone:  (212) 841-2575<BR>
Fax:  (212) 841-2536<BR>
</FONT></TD>
</TR>
</TABLE>
<BR>



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<TD WIDTH=50%><FONT FACE="Times New Roman, Times, Serif" SIZE=2>
<B>U.S.BANK NATIONAL ASSOCIATION,</B><BR>
as a Bank </FONT></TD>
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<BR>

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By:____________________________<BR>
Name:__________________________<BR>
Title:___________________________</FONT></TD>
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918 17th Street<BR>
DNCOBB3E<BR>
Denver, CO  80202<BR>
Attn:  Monte Deckerd<BR>
Phone:  (303) 585-4212<BR>
Fax:  (303) 585-4362 </FONT></TD>
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<B>SOCIETE GENERALE,</B><BR>
as a Bank </FONT></TD>
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By:____________________________<BR>
Name:__________________________<BR>
Title:___________________________</FONT></TD>
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1221 Avenue of the Americas<BR>
New York, NY 10020<BR>
Attn:  Barbara Paulsen<BR>
Phone:  (212) 278-6496<BR>
Fax:  (212) 278-7953 </FONT></TD>
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