<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>r13f0602.txt
<DESCRIPTION>FORM 13F
<TEXT>
                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 13F

       INFORMATION REQUIRED OF INSTITUTIONAL INVESTMENT MANAGERS PURSUANT
  TO SECTION 13(f) OF THE SECURITIES EXCHANGE ACT OF 1934 AND RULES THEREUNDER

          Report for the Calendar Year or Quarter Ended June 30, 2002

If Amended report check here: |_|

                              ASSOCIATED BANC-CORP
--------------------------------------------------------------------------------
Name of Institutional Investment Manager

                     1200 Hansen Road       Green Bay        WI         54304
--------------------------------------------------------------------------------
Business Address       (Street)              (City)        (State)      (Zip)

                                             Chief Administrative Officer,
Brian R. Bodager     (920) 491-7001    General Counsel and Corporate Secretary
--------------------------------------------------------------------------------
Name, Phone No. and Title of Person Duly Authorized to Submit This Report


                                   ATTENTION

--------------------------------------------------------------------------------

                 Intentional misstatements or omissions of facts
                     constitute Federal Criminal Violations
                     See 18 U.S.C. 1001 and 15 U.S.C.78ff(a)
--------------------------------------------------------------------------------

The institutional  investment  manager  submitting this form and its attachments
and the  person  by whom it is  signed  represent  hereby  that all  information
contained  therein is true,  correct and  complete.  It is  understood  that all
required items,  statements and schedules are considered  integral parts of this
Form and that the  submission  of any  amendment  represents  that all unamended
items,  statements and schedules remain true, correct and complete as previously
submitted.

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
undersigned institutional investment manager has caused this report to be signed
on its behalf in the City of Green Bay and State of  Wisconsin on the 9th day of
July, 2002.

                                    Associated Banc-Corp
                                    --------------------------------------------
                                    Name of Institutional Investment Manager

                                       /s/ Brian R. Bodager
                                    --------------------------------------------
                                    Manual Signature of Person Duly Authorized
                                    to Submit This Report

Name and 13F file numbers of ALL institutional  investment managers with respect
to which this schedule is filed (other than the one filing this  report).  (List
in alphabetical order.)

13F file numbers will be assigned to  Institutional  Investment  Managers  after
they file their first report.

         Name                 13F File No.        Name        13F File No.
         ----                 ------------        ----        ------------

Associated Trust Company,
National Association
-------------------------     ------------        ----        ------------
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR285 4A     ASSOCIATED TRUST CO      SECURITIES AND EXCHANGE COMMISSION FORM 13-F           06/30/02                 PAGE 1
- - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - -ITEM 6 - - - -ITEM 7 - - - - - - - - -ITEM 8 - - - - - -
                                                                          INVESTMENT
                                                    MARKET     SHARES     DISCRETION                        VOTING AUTHORITY
                                                    VALUE        OR     SOLE SHR OTHER                  SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP    (THOUSANDS)  PRINCIPAL  (A) (B) (C)    MANAGERS         (A)        (B)       (C)
<S>                                   <C>        <C>          <C>        <C> <C> <C>    <C>           <C>          <C>       <C>
GLOBALSANTAFE CORP ORD                G3930E101        369      13,500        X           2            13,500
NOBLE CORP COM                        G65422100        533      13,800        X           2            13,800
NOBLE CORP COM                        G65422100        139       3,600        X   X       2                        3,600
RENAISSANCERE HLDGS LTD ORG           G7496G103      1,051      28,705        X           2            28,705
XL CAPITAL LTD CL A COM               G98255105     11,288     133,265        X           2           132,040        275        950
XL CAPITAL LTD CL A COM               G98255105        121       1,425        X   X       2             1,325        100
LIMITED PARTNERSHIP INTEREST          MS0023544        313           6        X           2                 6
    IN THE STAFFORD INVESTMENTS
LIMITED PARTNERSHIP INTEREST          MS0023593      2,783          87        X           2                87
    IN THE STAFFORD INVESTMENTS
CHECK POINT SOFTWARE TECH LT ORD      M22465104      2,957     218,075        X           2           215,790        430      1,855
CHECK POINT SOFTWARE TECH LT ORD      M22465104         21       1,575        X   X       2             1,110        465
FLEXTRONICS INTL LTD ORD              Y2573F102      2,476     347,250        X           2           343,050        790      3,410
FLEXTRONICS INTL LTD ORD              Y2573F102         21       2,935        X   X       2             1,785      1,150
AIM INVT SECS FDS LTD MATURITY        00142C201        531      50,838        X           2            50,838
    TREAS PORTFOLIO SHS
AOL TIME WARNER INC COM               00184A105      2,829     192,322        X           2           187,747        100      4,475
AOL TIME WARNER INC COM               00184A105        109       7,383        X   X       2             3,795      3,588
ATI TECHNOLOGIES INC COM              001941103        266      38,500        X           2            38,500
AT&T CORP COM                         001957109        244      22,825        X           2            21,658                 1,167
AT&T CORP COM                         001957109         25       2,365        X   X       2             1,790        575
ABBOTT LABS COM                       002824100      3,603      95,689        X           2            92,189                 3,500
ABBOTT LABS COM                       002824100        275       7,297        X   X       2             6,997        300
ABGENIX INC COM                       00339B107        283      28,900        X           2            28,900
ACTIVISION INC COM                    004930202        392      13,500        X           2            13,500
AGERE SYS INC CL B COM                00845V209         28      18,833        X           2            18,619                   214
AGERE SYS INC CL B COM                00845V209                    288        X   X       2               280          8
AIR PRODS & CHEMS INC COM             009158106      9,929     196,725        X           2           196,345        275        105
                                                    ------
        COLUMN TOTALS                               40,586
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR285 4A     ASSOCIATED TRUST CO      SECURITIES AND EXCHANGE COMMISSION FORM 13-F           06/30/02                 PAGE 2
- - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - -ITEM 6 - - - -ITEM 7 - - - - - - - - -ITEM 8 - - - - - -
                                                                          INVESTMENT
                                                    MARKET     SHARES     DISCRETION                        VOTING AUTHORITY
                                                    VALUE        OR     SOLE SHR OTHER                  SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP    (THOUSANDS)  PRINCIPAL  (A) (B) (C)    MANAGERS         (A)        (B)       (C)
<S>                                   <C>        <C>          <C>        <C> <C> <C>    <C>           <C>         <C>        <C>
AIR PRODS & CHEMS INC COM             009158106        159       3,160        X   X       2             3,140         20
ALBANY INTL CORP COM                  012348108        472      17,554        X           2            17,554
ALBANY INTL CORP COM                  012348108         19         702        X   X       2               702
ALLETE INC COM                        018522102        339      12,500        X           2            12,500
ALLETE INC COM                        018522102         22         800        X   X       2               800
ALLIANCE CAPITAL MGMT HLDG LP COM     01855A101      2,017      58,900        X           2            56,900                 2,000
ALLIANCE CAPITAL MGMT HLDG LP COM     01855A101         80       2,350        X   X       2               250                 2,100
ALLIANT ENERGY CORP COM               018802108        379      14,741        X           2            13,241                 1,500
ALLIANT ENERGY CORP COM               018802108         53       2,056        X   X       2             1,956        100
ALLIANT TECHSYSTEMS INC COM           018804104        321       5,025        X           2             5,025
ALLSTATE CORP COM                     020002101        551      14,893        X           2             9,421      1,348      4,124
ALLSTATE CORP COM                     020002101         53       1,436        X   X       2                        1,436
ALTERA CORP COM                       021441100        182      13,350        X           2            13,050                   300
ALTERA CORP COM                       021441100          3         200        X   X       2               200
AMEREN CORP COM                       023608102        259       6,015        X           2             6,015
AMERICAN ELEC PWR INC COM             025537101        157       3,923        X           2             3,443                   480
AMERICAN ELEC PWR INC COM             025537101         71       1,763        X   X       2               281      1,482
AMERICAN EXPRESS CO COM               025816109        801      22,050        X           2            21,950                   100
AMERICAN INTL GROUP INC COM           026874107     26,910     394,402        X           2           386,576        480      7,346
AMERICAN INTL GROUP INC COM           026874107        742      10,879        X   X       2             9,569      1,310
ANADARKO PETROLEUM CORP COM           032511107        395       8,016        X           2             7,708                   308
ANCHOR BANCORP WI INC COM             032839102      3,211     133,170        X           2           133,170
ANCHOR BANCORP WI INC COM             032839102         27       1,134        X   X       2             1,000        134
AON CORP COM                          037389103      1,643      55,722        X           2            55,722
AON CORP COM                          037389103         85       2,875        X   X       2             1,862      1,013
                                                    ------
        COLUMN TOTALS                               38,951
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR285 4A     ASSOCIATED TRUST CO      SECURITIES AND EXCHANGE COMMISSION FORM 13-F           06/30/02                 PAGE 3
- - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - -ITEM 6 - - - -ITEM 7 - - - - - - - - -ITEM 8 - - - - - -
                                                                          INVESTMENT
                                                    MARKET     SHARES     DISCRETION                        VOTING AUTHORITY
                                                    VALUE        OR     SOLE SHR OTHER                  SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP    (THOUSANDS)  PRINCIPAL  (A) (B) (C)    MANAGERS         (A)        (B)       (C)
<S>                                   <C>        <C>         <C>         <C> <C> <C>    <C>         <C>           <C>       <C>
APPLIED MATERIALS COM                 038222105      5,327     280,085        X           2           279,075        750        260
APPLIED MATERIALS COM                 038222105          2         120        X   X       2                80         40
AQUAGEN INTL INC COM                  03838D103          1      20,000        X           2            20,000
ASCENTIAL SOFTWARE CORP COM           04362P108         28      10,000        X           2            10,000
ASSOCIATED BANC CORP COM              045487105    185,633   4,922,653        X           2         4,123,449        220    798,984
ASSOCIATED BANC CORP COM              045487105     12,449     330,134        X   X       2           105,060     31,475    193,599
ASTORIA FINANCIAL CORP COM            046265104      2,235      69,730        X           2            69,730
AUTO DATA PROCESS COM                 053015103     13,793     316,717        X           2           314,227        440      2,050
AUTO DATA PROCESS COM                 053015103        337       7,740        X   X       2             4,655      3,085
BJ SVCS CO COM                        055482103      6,761     199,555        X           2           198,135        520        900
BJ SVCS CO COM                        055482103         27         805        X   X       2               725         80
BP PLC ADR                            055622104     12,596     249,483        X           2           212,487                36,996
BP PLC ADR                            055622104        903      17,888        X   X       2            17,013        875
BAKER HUGHES INC COM                  057224107      1,896      56,940        X           2            56,940
BANK OF AMERICA CORP COM              060505104      1,813      25,765        X           2            21,545                 4,220
BANK OF AMERICA CORP COM              060505104        255       3,620        X   X       2                        3,620
MEYER INVESTMENTS LTD PARTNERSHIP     060778008        426       1,637        X           2             1,637
    (COPY OF DOCUMENT ONLY)
MEYER INVESTMENTS LTD PARTNERSHIP     060778008        121         464        X   X       2               464
    (COPY OF DOCUMENT ONLY)
91% INTEREST IN 70 WEST SHOPPING      060987005        756           1        X   X       2                            1
    CENTER PARTNERSHIP MINOCQUA WI
BANK ONE CORP COM                     06423A103      2,024      52,609        X           2            41,009                11,600
BANK ONE CORP COM                     06423A103        287       7,448        X   X       2             7,248        200
BANTA CORP COM                        066821109      1,698      47,291        X           2            47,291
BANTA CORP COM                        066821109        164       4,581        X   X       2             4,468        113
BAXTER INTL COM                       071813109        129       2,902        X           2             1,678                 1,224
BAXTER INTL COM                       071813109        298       6,700        X   X       2             6,700
                                                   -------
        COLUMN TOTALS                              249,959
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR285 4A     ASSOCIATED TRUST CO      SECURITIES AND EXCHANGE COMMISSION FORM 13-F           06/30/02                 PAGE 4
- - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - -ITEM 6 - - - -ITEM 7 - - - - - - - - -ITEM 8 - - - - - -
                                                                          INVESTMENT
                                                    MARKET     SHARES     DISCRETION                        VOTING AUTHORITY
                                                    VALUE        OR     SOLE SHR OTHER                  SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP    (THOUSANDS)  PRINCIPAL  (A) (B) (C)    MANAGERS         (A)        (B)       (C)
<S>                                   <C>        <C>          <C>       <C>  <C> <C>    <C>           <C>         <C>        <C>
BED BATH & BEYOND COM                 075896100        434      11,500        X           2            11,500
BELLSOUTH CORP COM                    079860102      2,238      71,045        X           2            71,045
BELLSOUTH CORP COM                    079860102        241       7,664        X   X       2             4,064      3,600
BEMIS INC COM                         081437105     10,139     213,458        X           2           213,458
BEMIS INC COM                         081437105        855      18,000        X   X       2                       18,000
BERKSHIRE HATHAWAY DEL CL A COM       084670108        267           4        X           2                 4
BEST BUY CO INC COM                   086516101        409      11,280        X           2            11,280
BIOMET INC COM                        090613100        480      17,685        X           2            17,510                   175
BIOMET INC COM                        090613100        122       4,500        X   X       2                        4,500
BLOCK H & R INC COM                   093671105      3,943      85,440        X           2            85,340                   100
BLOCK H & R INC COM                   093671105         69       1,500        X   X       2                        1,500
BRISTOL MYERS-SQUIBB CO COM           110122108      5,876     228,640        X           2           212,500                16,140
BRISTOL MYERS-SQUIBB CO COM           110122108        812      31,597        X   X       2             9,015     21,382      1,200
BROCADE COMMUNICATIONS SYSTEMS I COM  111621108      4,088     233,845        X           2           231,265        430      2,150
BROCADE COMMUNICATIONS SYSTEMS I COM  111621108         39       2,250        X   X       2             1,250      1,000
BURLINGTON RESOURCES COM              122014103         66       1,742        X           2             1,742
BURLINGTON RESOURCES COM              122014103        179       4,706        X   X       2             4,706
CABOT MICROELECTRONICS CORP COM       12709P103        458      10,605        X           2            10,605
CALPINE CORP COM                      131347106      1,168     166,093        X           2           165,668        150        275
CALPINE CORP COM                      131347106         28       3,950        X   X       2             2,650      1,300
CAPITAL ONE FINL CORP COM             14040H105        400       6,556        X           2             6,556
CAPITAL ONE FINL CORP COM             14040H105        775      12,700        X   X       2            10,300                 2,400
CARDINAL HEALTH INC COM               14149Y108     15,052     245,115        X           2           243,449        495      1,171
CARDINAL HEALTH INC COM               14149Y108        201       3,275        X   X       2             2,675        600
CAREMARK RX INC COM                   141705103      4,719     286,010        X           2           283,240                 2,770
                                                    ------
        COLUMN TOTALS                               53,058
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR285 4A     ASSOCIATED TRUST CO      SECURITIES AND EXCHANGE COMMISSION FORM 13-F           06/30/02                 PAGE 5
- - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - -ITEM 6 - - - -ITEM 7 - - - - - - - - -ITEM 8 - - - - - -
                                                                          INVESTMENT
                                                    MARKET     SHARES     DISCRETION                        VOTING AUTHORITY
                                                    VALUE        OR     SOLE SHR OTHER                  SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP    (THOUSANDS)  PRINCIPAL  (A) (B) (C)    MANAGERS         (A)        (B)       (C)
<S>                                   <C>        <C>         <C>         <C> <C> <C>    <C>         <C>           <C>        <C>
CAREMARK RX INC COM                   141705103         25       1,485        X   X       2               830        655
CATALINA MARKETING CORP COM           148867104        386      13,665        X           2            13,465                   200
CATALINA MARKETING CORP COM           148867104        119       4,200        X   X       2             4,200
CELGENE CORP COM                      151020104        305      19,950        X           2            19,950
CENDANT CORP COM                      151313103     22,317   1,405,370        X           2         1,396,245      1,280      7,845
CENDANT CORP COM                      151313103        280      17,655        X   X       2            10,705      6,950
CHARTER ONE FINANCIAL CORP COM        160903100      2,728      79,350        X           2            79,350
CHARTER ONE FINANCIAL CORP COM        160903100         14         400        X   X       2                          400
CHESAPEAKE CORP COM                   165159104      1,187      45,070        X           2            45,070
CHEVRONTEXACO CORP COM                166764100     15,742     177,881        X           2           172,518        160      5,203
CHEVRONTEXACO CORP COM                166764100        417       4,709        X   X       2             2,734      1,975
CHOICEPOINT INC COM                   170388102      1,191      26,199        X           2            26,199
CISCO SYSTEMS INC COM                 17275R102      5,176     371,022        X           2           359,047        100     11,875
CISCO SYSTEMS INC COM                 17275R102        204      14,617        X   X       2             7,175      7,242        200
CITIGROUP INC COM                     172967101     18,694     482,425        X           2           478,767        950      2,708
CITIGROUP INC COM                     172967101        287       7,394        X   X       2             2,811      4,583
CITIZENS BANKING CORP COM             174420109      1,595      55,680        X           2            55,680
CITRIX SYS INC COM                    177376100        134      22,160        X           2            22,010                   150
CITRIX SYS INC COM                    177376100          5         850        X   X       2               250        600
CLOROX CO COM                         189054109      3,052      73,802        X           2            73,802
CLOROX CO COM                         189054109        862      20,857        X   X       2                       20,857
COCA COLA CO COM                      191216100      4,713      84,153        X           2            82,153        100      1,900
COCA COLA CO COM                      191216100        203       3,619        X   X       2             1,208      2,411
COLGATE PALMOLIVE CO COM              194162103      4,370      87,304        X           2            84,554                 2,750
COLGATE PALMOLIVE CO COM              194162103        924      18,470        X   X       2            12,800      4,470      1,200
                                                    ------
        COLUMN TOTALS                               84,930
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR285 4A     ASSOCIATED TRUST CO      SECURITIES AND EXCHANGE COMMISSION FORM 13-F           06/30/02                 PAGE 6
- - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - -ITEM 6 - - - -ITEM 7 - - - - - - - - -ITEM 8 - - - - - -
                                                                          INVESTMENT
                                                    MARKET     SHARES     DISCRETION                        VOTING AUTHORITY
                                                    VALUE        OR     SOLE SHR OTHER                  SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP    (THOUSANDS)  PRINCIPAL  (A) (B) (C)    MANAGERS         (A)        (B)       (C)
<S>                                   <C>        <C>          <C>        <C> <C> <C>    <C>           <C>          <C>        <C>
* COLUMBIA FIXED INCOME SECS FD       197643109        208      15,688        X           2            15,688
CONEXANT SYS INC COM                  207142100        159      98,200        X           2            98,200
CONEXANT SYS INC COM                  207142100          1         664        X   X       2               664
CONSOLIDATED EDISON INC COM           209115104        244       5,850        X           2             3,650                 2,200
CONSOLIDATED EDISON INC COM           209115104         60       1,430        X   X       2               830        600
COOPER CAMERON CORP COM               216640102        341       7,050        X           2             7,050
COUNTRY MAID FINANCIAL INC.           222356206          5      66,000        X           2            66,000
    COM NEW
CYMAT CORP COM                        23256N102         34      10,000        X           2            10,000
DPL INC COM                           233293109        208       7,870        X           2             7,195        675
DPL INC COM                           233293109          7         280        X   X       2               280
DANAHER CORP COM                      235851102        670      10,100        X           2            10,100
DANAHER CORP COM                      235851102        106       1,600        X   X       2             1,200        400
DEAN FOODS CO NEW COM                 242370104      2,688      72,070        X           2            72,070
DEAN FOODS CO NEW COM                 242370104        277       7,416        X   X       2             2,016      5,400
DELL COMPUTER COM                     247025109      2,152      82,325        X           2            80,925                 1,400
DELL COMPUTER COM                     247025109        131       5,000        X   X       2             5,000
DELUXE CORP COM                       248019101        668      17,186        X           2            17,186
DIANON SYS INC COM                    252826102        203       3,800        X           2             3,800
DISNEY WALT CO COM                    254687106      2,545     134,648        X           2           130,847                 3,801
DISNEY WALT CO COM                    254687106        164       8,700        X   X       2             5,900      2,800
DOLLAR GENERAL CORP COM               256669102        109       5,737        X           2             5,737
DOLLAR GENERAL CORP COM               256669102        142       7,445        X   X       2                        7,445
DOMINION RESOURCES INC NEW COM        25746U109        663      10,008        X           2             9,040                   968
DOMINION RESOURCES INC NEW COM        25746U109         33         500        X   X       2               500
DONNELLEY R R & SONS CO COM           257867101        330      11,990        X           2            11,990
                                                    ------
        COLUMN TOTALS                               12,148
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR285 4A     ASSOCIATED TRUST CO      SECURITIES AND EXCHANGE COMMISSION FORM 13-F           06/30/02                 PAGE 7
- - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - -ITEM 6 - - - -ITEM 7 - - - - - - - - -ITEM 8 - - - - - -
                                                                          INVESTMENT
                                                    MARKET     SHARES     DISCRETION                        VOTING AUTHORITY
                                                    VALUE        OR     SOLE SHR OTHER                  SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP    (THOUSANDS)  PRINCIPAL  (A) (B) (C)    MANAGERS         (A)        (B)       (C)
<S>                                   <C>        <C>          <C>       <C>  <C> <C>    <C>           <C>          <C>       <C>
DONNELLEY R R & SONS CO COM           257867101         33       1,200        X   X       2               800        400
DOW CHEMICAL CO COM                   260543103      3,121      90,790        X           2            90,790
DOW CHEMICAL CO COM                   260543103        127       3,684        X   X       2             1,284      2,400
DU PONT E I DE NEMOURS & CO COM       263534109        306       6,898        X           2             4,043                 2,855
DU PONT E I DE NEMOURS & CO COM       263534109         27         600        X   X       2               600
DUKE ENERGY CORP COM                  264399106      3,988     128,248        X           2           127,598                   650
DUKE ENERGY CORP COM                  264399106         89       2,875        X   X       2             2,875
DUN & BRADSTREET CORP DEL COM         26483E100        313       9,476        X           2             1,726                 7,750
DUN & BRADSTREET CORP DEL COM         26483E100         88       2,650        X   X       2               550                 2,100
EMC CORP MASS COM                     268648102        250      33,061        X           2            33,011                    50
EMC CORP MASS COM                     268648102         22       2,850        X   X       2             2,100        750
ENSCO INTL INC COM                    26874Q100      8,847     324,545        X           2           322,825        670      1,050
ENSCO INTL INC COM                    26874Q100         64       2,355        X   X       2             1,600        755
ESS TECHNOLOGY INC COM                269151106        446      25,400        X           2            25,400
EL PASO CORP COM                      28336L109      7,056     342,376        X           2           341,716        540        120
EL PASO CORP COM                      28336L109         84       4,055        X   X       2             3,505        550
EMERSON ELEC CO COM                   291011104        132       2,465        X           2             2,015                   450
EMERSON ELEC CO COM                   291011104        110       2,051        X   X       2               651      1,400
ENCOMPASS SERVICES CORP COM           29255U104         18      31,646        X           2            31,646
EQUIFAX INC COM                       294429105        191       7,080        X           2             7,080
EQUIFAX INC COM                       294429105         54       2,000        X   X       2             1,000      1,000
EXXON MOBIL CORP COM                  30231G102     34,155     834,672        X           2           798,669      5,692     30,311
EXXON MOBIL CORP COM                  30231G102      3,062      74,825        X   X       2            55,360      6,239     13,226
FEI CO COM                            30241L109        547      22,300        X           2            22,300
FNB BANCSHARES INC IRON MTN MI COM    30252A901        415      11,536        X           2            11,536
                                                    ------
        COLUMN TOTALS                               63,545
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR285 4A     ASSOCIATED TRUST CO      SECURITIES AND EXCHANGE COMMISSION FORM 13-F           06/30/02                 PAGE 8
- - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - -ITEM 6 - - - -ITEM 7 - - - - - - - - -ITEM 8 - - - - - -
                                                                          INVESTMENT
                                                    MARKET     SHARES     DISCRETION                        VOTING AUTHORITY
                                                    VALUE        OR     SOLE SHR OTHER                  SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP    (THOUSANDS)  PRINCIPAL  (A) (B) (C)    MANAGERS         (A)        (B)       (C)
<S>                                   <C>        <C>        <C>          <C> <C> <C>    <C>        <C>            <C>       <C>
FEDERAL HOME LOAN MTG CORP COM        313400301        354       5,790        X           2             2,190                 3,600
FEDERAL NATL MTG ASSN COM             313586109     24,254     328,864        X           2           320,914        690      7,260
FEDERAL NATL MTG ASSN COM             313586109      1,018      13,810        X   X       2             6,960      6,850
* FEDERATED INCOME TRUST COM          314199100        127      12,055        X           2            12,055
FIDELITY SHORT TERM INVESTMENT FD     3158999B2    113,063  13,062,722        X           2        13,062,722
* FIDELITY SPARTAN MUNI INCOME FD     316089507        227      17,427        X   X       2            17,427
* FIDELITY HIGH INCOME FD             316146406        127      17,102        X           2            17,102
FIFTH THIRD BANCORP COM               316773100        780      11,700        X           2            11,700
FIFTH THIRD BANCORP COM               316773100        409       6,131        X   X       2             2,322                 3,809
FIRST DATA CORP COM                   319963104      9,300     250,005        X           2           247,145                 2,860
FIRST DATA CORP COM                   319963104         74       1,980        X   X       2             1,840        140
FISERV INC COM                        337738108        400      10,883        X           2            10,883
FORD MOTOR CO DEL COM NEW             345370860        229      14,312        X           2            14,123                   189
FOREST LABS INC COM                   345838106        304       4,295        X           2             4,295
FORTUNE BRANDS INC COM                349631101      3,507      62,620        X           2            61,920        100        600
FORTUNE BRANDS INC COM                349631101        174       3,100        X   X       2             2,000      1,100
FRANKLIN RESOURCES INC COM            354613101      1,110      26,022        X           2            25,672                   350
FRANKLIN RESOURCES INC COM            354613101        281       6,600        X   X       2             4,500                 2,100
FRESH BRANDS INC COM                  35803U108        280      16,563        X           2            16,563
GALLAGHER ARTHUR J & CO COM           363576109        535      15,450        X           2            15,450
GENERAL CREDIT CORP WARRANTS          369451117                 20,000        X           2            20,000
    EXP 04/25/2002
GENERAL ELEC CO COM                   369604103     39,397   1,356,175        X           2         1,229,161      1,370    125,644
GENERAL ELEC CO COM                   369604103      1,955      67,314        X   X       2            40,334     21,980      5,000
GENERAL MOTORS CORP COM               370442105        396       7,410        X           2             5,839                 1,571
GENERAL MOTORS CORP COM               370442105          5         100        X   X       2               100
                                                   -------
        COLUMN TOTALS                              198,306
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR285 4A     ASSOCIATED TRUST CO      SECURITIES AND EXCHANGE COMMISSION FORM 13-F           06/30/02                 PAGE 9
- - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - -ITEM 6 - - - -ITEM 7 - - - - - - - - -ITEM 8 - - - - - -
                                                                          INVESTMENT
                                                    MARKET     SHARES     DISCRETION                        VOTING AUTHORITY
                                                    VALUE        OR     SOLE SHR OTHER                  SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP    (THOUSANDS)  PRINCIPAL  (A) (B) (C)    MANAGERS         (A)        (B)       (C)
<S>                                   <C>        <C>          <C>        <C> <C> <C>    <C>           <C>          <C>        <C>
GENZYME CORP COM                      372917104        323      16,790        X           2            16,790
GILEAD SCIENCES INC COM               375558103        755      22,950        X           2            22,950
GILLETTE CO COM                       375766102        238       7,025        X           2             7,025
GILLETTE CO COM                       375766102         78       2,300        X   X       2             1,900        400
GLATFELTER COM                        377316104        825      43,862        X           2            40,997                 2,865
GLATFELTER COM                        377316104         33       1,776        X   X       2             1,776
GLAXO SMITHKLINE NEW ADR              37733W105      4,476     103,767        X           2           100,957                 2,810
GLAXO SMITHKLINE NEW ADR              37733W105        257       5,955        X   X       2             3,800      2,155
GLOBESPANVIRATA INC COM               37957V106        123      31,750        X           2            31,750
GOLDMAN SACHS GRP INC COM             38141G104        774      10,550        X           2            10,100                   450
GOLDMAN SACHS GRP INC COM             38141G104         21         280        X   X       2               270         10
GRAINGER W W INC COM                  384802104        453       9,050        X           2             9,050
GREY GLOBAL GROUP INC COM             39787M108        276         400        X           2               400
HARLEY DAVIDSON INC COM               412822108      1,512      29,494        X           2            28,394                 1,100
HARLEY DAVIDSON INC COM               412822108        144       2,810        X   X       2             2,510        300
HARRIS CORP DEL COM                   413875105      2,071      57,155        X           2            56,005                 1,150
HARRIS CORP DEL COM                   413875105         11         300        X   X       2               250         50
HEALTHSOUTH CORP COM                  421924101      1,807     141,245        X           2           138,295                 2,950
HEALTHSOUTH CORP COM                  421924101          6         500        X   X       2                          500
HEALTHTRAC INC COM                    42226R100          1      30,000        X           2            30,000
HEINZ H J CO COM                      423074103        403       9,795        X           2             7,820                 1,975
HEINZ H J CO COM                      423074103         23         550        X   X       2               100        450
HEWLETT PACKARD CO COM                428236103        189      12,358        X           2            12,358
HEWLETT PACKARD CO COM                428236103         21       1,400        X   X       2             1,400
HOME DEPOT INC COM                    437076102     11,416     310,825        X           2           309,255        670        900
                                                    ------
        COLUMN TOTALS                               26,236
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR285 4A     ASSOCIATED TRUST CO      SECURITIES AND EXCHANGE COMMISSION FORM 13-F           06/30/02                PAGE 10
- - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - -ITEM 6 - - - -ITEM 7 - - - - - - - - -ITEM 8 - - - - - -
                                                                          INVESTMENT
                                                    MARKET     SHARES     DISCRETION                        VOTING AUTHORITY
                                                    VALUE        OR     SOLE SHR OTHER                  SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP    (THOUSANDS)  PRINCIPAL  (A) (B) (C)    MANAGERS         (A)        (B)       (C)
<S>                                   <C>        <C>           <C>       <C> <C> <C>    <C>           <C>          <C>       <C>
HOME DEPOT INC COM                    437076102        252       6,855        X   X       2             6,105        750
HUBBELL INC CL A COM                  443510102        313       9,794        X           2             8,994                   800
HUBBELL INC CL A COM                  443510102         77       2,400        X   X       2                                   2,400
HUBBELL INC CL B                      443510201        274       8,027        X           2             7,807                   220
HUBBELL INC CL B                      443510201         23         664        X   X       2                                     664
HUMAN GENOME SCIENCES INC COM         444903108        355      26,500        X           2            26,500
IDT CORP COM                          448947101      1,214      71,720        X           2            69,920                 1,800
IDT CORP COM                          448947101         32       1,900        X   X       2                        1,900
IDEC PHARMACEUTICALS CORP COM         449370105      6,906     194,810        X           2           193,065                 1,745
IDEC PHARMACEUTICALS CORP COM         449370105         52       1,475        X   X       2               270      1,205
IMS HEALTH INC COM                    449934108        801      44,650        X           2            13,250                31,400
IMS HEALTH INC COM                    449934108        190      10,600        X   X       2             2,200                 8,400
INTEL CORP COM                        458140100     14,354     785,688        X           2           782,768        800      2,120
INTEL CORP COM                        458140100        619      33,866        X   X       2            22,500     10,866        500
INTERNATIONAL BUSINESS MACHS COM      459200101      9,659     134,153        X           2           131,052        210      2,891
INTERNATIONAL BUSINESS MACHS COM      459200101        297       4,122        X   X       2             2,967      1,155
INTERNATIONAL PAPER CO COM            460146103      3,032      69,575        X           2            69,475        100
INTERPUBLIC GROUP COM                 460690100      1,473      59,510        X           2            58,510                 1,000
INTERPUBLIC GROUP COM                 460690100        192       7,750        X   X       2             2,200      5,550
INVITROGEN CORP COM                   46185R100        440      13,750        X           2            13,750
INVESTORS FINL SERV CORP COM          461915100        376      11,200        X           2            11,200
JOHNSON & JOHNSON COM                 478160104     15,318     293,109        X           2           284,534        530      8,045
JOHNSON & JOHNSON COM                 478160104        554      10,595        X   X       2             9,575        920        100
JOHNSON CONTROLS INC COM              478366107        239       2,926        X           2             2,926
KLA-TENCOR CORP COM                   482480100        737      16,750        X           2            16,750
                                                    ------
        COLUMN TOTALS                               57,779
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR285 4A     ASSOCIATED TRUST CO      SECURITIES AND EXCHANGE COMMISSION FORM 13-F           06/30/02                PAGE 11
- - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - -ITEM 6 - - - -ITEM 7 - - - - - - - - -ITEM 8 - - - - - -
                                                                          INVESTMENT
                                                    MARKET     SHARES     DISCRETION                        VOTING AUTHORITY
                                                    VALUE        OR     SOLE SHR OTHER                  SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP    (THOUSANDS)  PRINCIPAL  (A) (B) (C)    MANAGERS         (A)        (B)       (C)
<S>                                   <C>        <C>         <C>         <C> <C> <C>    <C>         <C>           <C>       <C>
K MART CORP COM                       482584109         11      11,000        X           2            11,000
KIMBERLY CLARK CORP COM               494368103    184,552   2,976,646        X           2         2,076,917     39,820    859,909
KIMBERLY CLARK CORP COM               494368103     11,167     180,120        X   X       2           133,920     10,912     35,288
KING PHARMACEUTICALS INC COM          495582108     11,957     537,397        X           2           533,946      1,053      2,398
KING PHARMACEUTICALS INC COM          495582108        170       7,647        X   X       2             5,246      2,401
KOHLS CORP COM                        500255104     11,120     158,675        X           2           157,460        340        875
KOHLS CORP COM                        500255104        273       3,890        X   X       2             2,550      1,340
LABORATORY CORP AMER HLDGS COM        50540R409        587      12,850        X           2            12,850
LEGG MASON INC COM                    524901105        674      13,655        X           2            13,655
LEHMAN BROTHERS HLDGS INC COM         524908100      1,017      16,270        X           2            16,270
LEXMARK INTL INC COM                  529771107        384       7,050        X           2             7,050
LIBERTY MEDIA CORP NEW COM SER A      530718105      4,319     431,895        X           2           427,595                 4,300
LIBERTY MEDIA CORP NEW COM SER A      530718105         58       5,750        X   X       2               600      5,150
LILLY ELI & CO COM                    532457108      3,146      55,787        X           2            54,987                   800
LILLY ELI & CO COM                    532457108        291       5,160        X   X       2             3,260        300      1,600
LINCARE HLDGS INC COM                 532791100        740      22,925        X           2            22,925
LITTLEFIELD ADAMS & CO COM            537581100                 15,518        X           2            15,518
LOCKHEED MARTIN CORP COM              539830109        230       3,314        X           2             3,214        100
LOWES COS INC COM                     548661107      5,241     115,450        X           2           114,100                 1,350
LOWES COS INC COM                     548661107         34         750        X   X       2               450        300
LUCENT TECHNOLOGIES INC COM           549463107        117      70,756        X           2            69,948                   808
LUCENT TECHNOLOGIES INC COM           549463107          2       1,092        X   X       2             1,060         32
MAF BANCORP INC COM                   55261R108      1,997      53,100        X           2            53,100
MBNA CORP COM                         55262L100        906      27,407        X           2            27,407
MADISON GAS & ELEC CO COM             557497104        231       8,306        X           2             8,306
                                                   -------
        COLUMN TOTALS                              239,224
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR285 4A     ASSOCIATED TRUST CO      SECURITIES AND EXCHANGE COMMISSION FORM 13-F           06/30/02                PAGE 12
- - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - -ITEM 6 - - - -ITEM 7 - - - - - - - - -ITEM 8 - - - - - -
                                                                          INVESTMENT
                                                    MARKET     SHARES     DISCRETION                        VOTING AUTHORITY
                                                    VALUE        OR     SOLE SHR OTHER                  SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP    (THOUSANDS)  PRINCIPAL  (A) (B) (C)    MANAGERS         (A)        (B)       (C)
<S>                                   <C>        <C>           <C>       <C> <C> <C>    <C>           <C>         <C>         <C>
MADISON GAS & ELEC CO COM             557497104         51       1,838        X   X       2             1,725        113
MANITOWOC CO INC COM                  563571108      2,327      65,566        X           2            62,879                 2,687
MANITOWOC CO INC COM                  563571108      1,613      45,452        X   X       2            42,459      2,993
MANPOWER INC COM                      56418H100        816      22,200        X           2            22,200
MANULIFE FINL CORP COM                56501R106        217       7,594        X           2             7,594
MARSH & MC LENNAN COS INC COM         571748102     24,821     256,943        X           2           252,653        350      3,940
MARSH & MC LENNAN COS INC COM         571748102        993      10,277        X   X       2             5,927      2,550      1,800
MARSHALL & ILSLEY CORP COM            571834100      9,869     319,076        X           2           318,876                   200
MARSHALL & ILSLEY CORP COM            571834100      2,803      90,609        X   X       2            31,784     58,825
MATTEL INC COM                        577081102      4,921     233,445        X           2           230,195                 3,250
MATTEL INC COM                        577081102         76       3,600        X   X       2             1,100      2,500
MCDONALDS CORP COM                    580135101        633      22,249        X           2            22,249
MCDONALDS CORP COM                    580135101         49       1,708        X   X       2             1,508        200
MCGRAW-HILL CO INC COM                580645109        567       9,500        X           2             8,100                 1,400
MCGRAW-HILL CO INC COM                580645109         96       1,600        X   X       2             1,200        400
MCMULLEN & PITZ CONSTRUCTION CO       581990900        604          68        X           2                68
MEDAREX INC COM                       583916101        338      45,600        X           2            45,600
MEDIMMUNE INC COM                     584699102      8,130     307,960        X           2           304,930        630      2,400
MEDIMMUNE INC COM                     584699102         83       3,140        X   X       2             2,470        670
MEDTRONIC INC COM                     585055106     21,089     492,162        X           2           489,352        475      2,335
MEDTRONIC INC COM                     585055106      1,308      30,535        X   X       2             9,285     19,800      1,450
MELLON FINANCIAL CORP COM             58551A108      2,735      87,005        X           2            87,005
MELLON FINANCIAL CORP COM             58551A108         13         400        X   X       2               400
MERCK & CO INC COM                    589331107     11,698     230,996        X           2           225,696        100      5,200
MERCK & CO INC COM                    589331107      1,126      22,226        X   X       2            16,441      5,685        100
                                                    ------
        COLUMN TOTALS                               96,976
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR285 4A     ASSOCIATED TRUST CO      SECURITIES AND EXCHANGE COMMISSION FORM 13-F           06/30/02                PAGE 13
- - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - -ITEM 6 - - - -ITEM 7 - - - - - - - - -ITEM 8 - - - - - -
                                                                          INVESTMENT
                                                    MARKET     SHARES     DISCRETION                        VOTING AUTHORITY
                                                    VALUE        OR     SOLE SHR OTHER                  SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP    (THOUSANDS)  PRINCIPAL  (A) (B) (C)    MANAGERS         (A)        (B)       (C)
<S>                                   <C>        <C>           <C>       <C> <C> <C>    <C>           <C>         <C>        <C>
MERRILL LYNCH & CO INC COM            590188108      1,113      27,475        X           2            27,475
MERRILL LYNCH & CO INC COM            590188108         41       1,000        X   X       2             1,000
MICROSOFT CORP COM                    594918104     33,830     618,473        X           2           614,938        840      2,695
MICROSOFT CORP COM                    594918104        745      13,620        X   X       2            10,070      3,550
MICROCHIP TECHNOLOGY INC COM          595017104        874      31,850        X           2            31,850
MICRON TECHNOLOGY INC COM             595112103        524      25,929        X           2            25,929
MILLENNIUM PHARMACEUTICALS COM        599902103        424      34,900        X           2            34,900
MOLEX INC COM                         608554101        985      29,379        X           2            29,379
MOLEX INC COM                         608554101        134       4,000        X   X       2             4,000
MOLEX INC CL A                        608554200      2,334      85,079        X           2            83,559                 1,520
MOLEX INC CL A                        608554200         46       1,694        X   X       2             1,444        250
MONTOUR INC COM                       614115194        478         358        X           2               358
MOODYS CORP COM                       615369105      1,023      20,565        X           2             4,865                15,700
MOODYS CORP COM                       615369105        264       5,300        X   X       2             1,100                 4,200
MORGAN STANLEY DEAN WITTER & CO COM   617446448      1,093      25,365        X           2            21,357        536      3,472
MORGAN STANLEY DEAN WITTER & CO COM   617446448          3          78        X   X       2                           78
MOTOROLA INC COM                      620076109        262      17,958        X           2            17,958
MOTOROLA INC COM                      620076109         26       1,800        X   X       2             1,800
NASDAQ 100 TR UNIT SER 1 COM          631100104        230       8,815        X           2             8,815
NASDAQ 100 TR UNIT SER 1 COM          631100104         12         475        X   X       2                          475
NATIONAL CITY CORP COM                635405103      1,108      33,335        X           2            31,881                 1,454
NATIONAL CITY CORP COM                635405103        165       4,960        X   X       2             3,800      1,160
NATIONAL COMM FINL CORP COM           63545P104        507      19,272        X           2            19,272
NATIONAL COMM FINL CORP COM           63545P104         26       1,000        X   X       2                        1,000
NESTLE S A SPONSORED ADR              641069406      1,288      22,100        X           2            21,500                   600
                                                    ------
        COLUMN TOTALS                               47,535
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR285 4A     ASSOCIATED TRUST CO      SECURITIES AND EXCHANGE COMMISSION FORM 13-F           06/30/02                PAGE 14
- - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - -ITEM 6 - - - -ITEM 7 - - - - - - - - -ITEM 8 - - - - - -
                                                                          INVESTMENT
                                                    MARKET     SHARES     DISCRETION                        VOTING AUTHORITY
                                                    VALUE        OR     SOLE SHR OTHER                  SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP    (THOUSANDS)  PRINCIPAL  (A) (B) (C)    MANAGERS         (A)        (B)       (C)
<S>                                   <C>        <C>          <C>        <C> <C> <C>    <C>           <C>          <C>       <C>
NESTLE S A SPONSORED ADR              641069406         47         800        X   X       2               800
NEW PLAN EXCEL RLTY TR INC COM        648053106        219      10,500        X           2            10,500
NEWELL RUBBERMAID INC COM             651229106        351      10,000        X           2            10,000
NEWELL RUBBERMAID INC COM             651229106        260       7,419        X   X       2             7,419
NOKIA CORP ADR                        654902204     10,796     745,554        X           2           739,159      1,130      5,265
NOKIA CORP ADR                        654902204        163      11,250        X   X       2             8,325      2,925
NORTH FORK BANCORP COM                659424105     11,367     285,545        X           2           282,545                 3,000
NORTH FORK BANCORP COM                659424105        816      20,505        X   X       2            14,645      1,960      3,900
NORTHERN TRUST CORP COM               665859104      6,601     149,827        X           2           148,322        400      1,105
NORTHERN TRUST CORP COM               665859104         90       2,035        X   X       2             1,235        800
* NUVEEN MUNI BD FD CL R              67065Q400      2,486     266,727        X           2           202,306                64,421
OLD SECOND BANCORP INC ILL COM        680277100        254       6,914        X           2             6,914
OLD SECOND BANCORP INC ILL COM        680277100         98       2,666        X   X       2                                   2,666
OMNICOM GROUP INC COM                 681919106     12,714     277,595        X           2           275,785        495      1,315
OMNICOM GROUP INC COM                 681919106        221       4,835        X   X       2             3,700      1,135
ORACLE CORP COM                       68389X105      5,298     559,454        X           2           547,154      1,950     10,350
ORACLE CORP COM                       68389X105        107      11,340        X   X       2             5,440      5,900
OSHKOSH B GOSH INC CL A               688222207      1,984      45,629        X           2            45,629
OSHKOSH B GOSH INC CL A               688222207        355       8,160        X   X       2                        8,160
OSHKOSH B GOSH INC CL B               688222306        334      10,606        X           2            10,606
OSHKOSH TRUCK CORP CL B               688239201      1,461      24,717        X           2            24,717
PENTAIR INDS INC COM                  709631105        355       7,386        X           2             7,386
PENTAIR INDS INC COM                  709631105        303       6,300        X   X       2                        6,300
PEPSICO INC COM                       713448108     25,800     535,260        X           2           519,045        850     15,365
PEPSICO INC COM                       713448108      1,027      21,315        X   X       2            16,340      4,975
                                                    ------
        COLUMN TOTALS                               83,507
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR285 4A     ASSOCIATED TRUST CO      SECURITIES AND EXCHANGE COMMISSION FORM 13-F           06/30/02                PAGE 15
- - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - -ITEM 6 - - - -ITEM 7 - - - - - - - - -ITEM 8 - - - - - -
                                                                          INVESTMENT
                                                    MARKET     SHARES     DISCRETION                        VOTING AUTHORITY
                                                    VALUE        OR     SOLE SHR OTHER                  SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP    (THOUSANDS)  PRINCIPAL  (A) (B) (C)    MANAGERS         (A)        (B)       (C)
<S>                                   <C>        <C>         <C>         <C> <C> <C>    <C>         <C>           <C>        <C>
PETSMART INC COM                      716768106        175      11,000        X           2                                  11,000
PFIZER INC COM                        717081103     39,723   1,134,933        X           2         1,101,093      1,320     32,520
PFIZER INC COM                        717081103      3,150      89,989        X   X       2            52,485     22,604     14,900
PHARMACIA CORP COM                    71713U102        640      17,089        X           2            16,054                 1,035
PHILIP MORRIS COS INC COM             718154107      9,039     206,929        X           2           202,129                 4,800
PHILIP MORRIS COS INC COM             718154107      2,010      46,012        X   X       2            20,962     19,750      5,300
PHILLIPS PETE CO COM                  718507106        359       6,100        X           2             6,100
PITNEY BOWES INC COM                  724479100        117       2,950        X           2             2,950
PITNEY BOWES INC COM                  724479100        278       7,000        X   X       2             7,000
PLEXUS CORP COM                       729132100      5,153     284,712        X           2           277,560                 7,152
PLUM CREEK TIMBER CO INC COM          729251108      5,374     175,034        X           2           174,884                   150
PLUM CREEK TIMBER CO INC COM          729251108        157       5,100        X   X       2               700      2,700      1,700
POORE BROS INC COM                    732813100         32      11,000        X           2            11,000
PRECISION CASTPARTS CORP COM          740189105        163       4,950        X           2             4,950
PRECISION CASTPARTS CORP COM          740189105        181       5,482        X   X       2                        5,482
PROCTER & GAMBLE CO COM               742718109     15,431     172,803        X           2           158,043        100     14,660
PROCTER & GAMBLE CO COM               742718109      1,465      16,410        X   X       2             8,910      7,500
QWEST COMMUNICATIONS INTL INC COM     749121109         31      11,232        X           2             9,101                 2,131
QWEST COMMUNICATIONS INTL INC COM     749121109                    173        X   X       2               173
RBID COM INC COM                      749283107                 16,000        X           2            16,000
RELIANT ENERGY INC COM                75952J108      1,853     109,650        X           2           109,650
RELIANT ENERGY INC COM                75952J108         39       2,300        X   X       2             1,700        600
ROADWAY CORP COM                      769742107        302       8,400        X           2             8,400
ROWAN COS INC COM                     779382100        350      16,300        X           2            16,300
ROYAL DUTCH PETROLEUM CO COM          780257804      1,800      32,572        X           2            30,572                 2,000
                                                    ------
        COLUMN TOTALS                               87,822
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR285 4A     ASSOCIATED TRUST CO      SECURITIES AND EXCHANGE COMMISSION FORM 13-F           06/30/02                PAGE 16
- - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - -ITEM 6 - - - -ITEM 7 - - - - - - - - -ITEM 8 - - - - - -
                                                                          INVESTMENT
                                                    MARKET     SHARES     DISCRETION                        VOTING AUTHORITY
                                                    VALUE        OR     SOLE SHR OTHER                  SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP    (THOUSANDS)  PRINCIPAL  (A) (B) (C)    MANAGERS         (A)        (B)       (C)
<S>                                   <C>        <C>          <C>       <C>  <C> <C>    <C>           <C>          <C>       <C>
ROYAL DUTCH PETROLEUM CO COM          780257804        337       6,100        X   X       2             6,100
SBC COMMUNICATIONS INC COM            78387G103     18,681     612,503        X           2           602,570        610      9,323
SBC COMMUNICATIONS INC COM            78387G103        595      19,505        X   X       2            13,844      5,661
SLM CORP COM                          78442P106      1,833      18,912        X           2            18,912
SPDR TR UNIT SER 1                    78462F103     10,577     106,885        X           2           106,885
SPDR TR UNIT SER 1                    78462F103         20         200        X   X       2               200
SPX CORP COM                          784635104        425       3,614        X           2             3,614
SALOMON BROS FD INC                   795477108        124      11,647        X           2                                  11,647
SALOMON BROS FD INC                   795477108         38       3,564        X   X       2             3,564
SARA LEE CORP NEW COM                 803111103        881      42,669        X           2            39,469                 3,200
SARA LEE CORP NEW COM                 803111103         50       2,400        X   X       2                        2,400
SCHERING PLOUGH CORP COM              806605101      5,386     218,937        X           2           214,912                 4,025
SCHERING PLOUGH CORP COM              806605101        350      14,215        X   X       2             9,265      3,950      1,000
SCHLUMBERGER LTD COM                  806857108      1,330      28,593        X           2            28,593
SCHLUMBERGER LTD COM                  806857108        138       2,960        X   X       2             2,660        200        100
SCHWAB CHARLES CORP COM               808513105        193      17,188        X           2            16,538                   650
SCHWEITZER-MAUDUIT INTL INC COM       808541106      2,319      94,276        X           2            50,308        364     43,604
SCHWEITZER-MAUDUIT INTL INC COM       808541106        110       4,489        X   X       2             3,484          5      1,000
SCIENTIFIC ATLANTA INC COM            808655104        670      40,700        X           2            40,700
* SCUDDER MANAGED MUNI BOND FD CL A   811170802         99      10,792        X           2            10,792
SEALED AIR CORP NEW COM               81211K100        161       4,000        X           2             4,000
SEALED AIR CORP NEW COM               81211K100        142       3,530        X   X       2                        3,530
SEARS ROEBUCK & CO COM                812387108        343       6,324        X           2             3,372        728      2,224
SEARS ROEBUCK & CO COM                812387108          3          50        X   X       2                           50
SICOR INC COM                         825846108        392      21,150        X           2            21,150
                                                    ------
        COLUMN TOTALS                               45,197
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR285 4A     ASSOCIATED TRUST CO      SECURITIES AND EXCHANGE COMMISSION FORM 13-F           06/30/02                PAGE 17
- - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - -ITEM 6 - - - -ITEM 7 - - - - - - - - -ITEM 8 - - - - - -
                                                                          INVESTMENT
                                                    MARKET     SHARES     DISCRETION                        VOTING AUTHORITY
                                                    VALUE        OR     SOLE SHR OTHER                  SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP    (THOUSANDS)  PRINCIPAL  (A) (B) (C)    MANAGERS         (A)        (B)       (C)
<S>                                   <C>        <C>         <C>         <C> <C> <C>    <C>         <C>            <C>        <C>
SIEBEL SYS INC COM                    826170102        252      17,700        X           2            17,500                   200
SKYWORKS SOLUTIONS INC COM            83088M102        191      34,467        X           2            34,467
SKYWORKS SOLUTIONS INC COM            83088M102          1         233        X   X       2               233
SMITH INTL INC COM                    832110100        416       6,100        X           2             6,100
SONIC FOUNDRY CO COM                  83545R108         13      10,400        X           2            10,400
SOUTHERN CO COM                       842587107      4,302     157,025        X           2           156,225        800
SOUTHERN CO COM                       842587107        362      13,226        X   X       2            11,226      2,000
SPRINT CORP (FON GROUP) COM           852061100        149      14,062        X           2            14,062
STAKE TECHNOLOGY LTD COM              852559103         34      13,000        X           2            13,000
STAPLES INC COM                       855030102      1,188      60,287        X           2            60,287
STATE STREET CORP COM                 857477103     15,599     348,972        X           2           343,842        500      4,630
STATE STREET CORP COM                 857477103        539      12,050        X   X       2             8,060      3,990
SUN MICROSYSTEMS INC COM              866810104        331      66,117        X           2            64,417        100      1,600
SUN MICROSYSTEMS INC COM              866810104         18       3,686        X   X       2                        3,686
SUNGARD DATA SYS INC COM              867363103     28,681   1,083,124        X           2         1,074,519      1,620      6,985
SUNGARD DATA SYS INC COM              867363103        879      33,191        X   X       2            27,191      6,000
SUPERVALU INC COM                     868536103      1,013      41,296        X           2            35,146                 6,150
SYMANTEC CORP COM                     871503108        494      15,040        X           2            13,940        100      1,000
SYSCO CORP COM                        871829107      9,057     332,727        X           2           332,727
SYSCO CORP COM                        871829107        622      22,840        X   X       2            15,200      7,640
THQ INC COM                           872443403        252       8,450        X           2             8,450
TJX COMPANIES INC COM NEW             872540109      2,362     120,450        X           2           117,400                 3,050
TJX COMPANIES INC COM NEW             872540109         51       2,600        X   X       2             2,400        200
TARGET CORP COM                       87612E106        120       3,162        X           2             2,962                   200
TARGET CORP COM                       87612E106         88       2,300        X   X       2             1,800        500
                                                ----------
        COLUMN TOTALS                               67,014
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR285 4A     ASSOCIATED TRUST CO      SECURITIES AND EXCHANGE COMMISSION FORM 13-F           06/30/02                PAGE 18
- - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - -ITEM 6 - - - -ITEM 7 - - - - - - - - -ITEM 8 - - - - - -
                                                                          INVESTMENT
                                                    MARKET     SHARES     DISCRETION                        VOTING AUTHORITY
                                                    VALUE        OR     SOLE SHR OTHER                  SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP    (THOUSANDS)  PRINCIPAL  (A) (B) (C)    MANAGERS         (A)        (B)       (C)
<S>                                   <C>        <C>         <C>         <C> <C> <C>    <C>         <C>           <C>        <C>
TECHNE CORP COM                       878377100        312      11,050        X           2            11,050
TEXAS INSTR INC COM                   882508104      2,984     125,909        X           2           122,084                 3,825
TEXAS INSTR INC COM                   882508104         90       3,800        X   X       2             2,450      1,350
THERMO ELECTRON CORP COM              883556102        171      10,387        X           2            10,387
3M COMPANY COM                        88579Y101      2,483      20,184        X           2            12,178                 8,006
3M COMPANY COM                        88579Y101        474       3,850        X   X       2               250                 3,600
TORONTO DOMINION BK ONTARIO CAN COM   891160509        265      11,256        X           2             7,006                 4,250
US BANCORP DEL NEW COM                902973304      5,637     241,400        X           2           233,195        615      7,590
US BANCORP DEL NEW COM                902973304        959      41,075        X   X       2            28,652      2,574      9,849
UNION PAC CORP COM                    907818108        202       3,200        X           2             2,400                   800
UNION PAC CORP COM                    907818108        131       2,066        X   X       2             2,066
UNITED TECHNOLOGIES CORP COM          913017109        446       6,572        X           2             6,572
UTSTARCOM INC COM                     918076100        413      20,500        X           2            20,500
* VANGUARD TOTAL BD MARKET INDEX FD   921937108     22,863   2,256,627        X           2         2,244,775                11,852
* VANGUARD TOTAL BD MARKET INDEX FD   921937108        618      61,030        X   X       2            54,380      6,650
* VANGUARD BD INDEX FD INC            921937207        196      19,368        X           2            19,368
    SHORT TERM BD INDEX
* VANGUARD TOTAL BOND INDEX FUND      921937603        270      26,632        X           2            26,632
    ADMIRAL SHARES
* VANGUARD SHORT TERM CORP BOND FD    922031406     24,538   2,297,219        X           2         2,279,819                17,400
* VANGUARD SHORT TERM CORP BOND FD    922031406        842      78,791        X   X       2            64,602     14,189
* VANGUARD FIXED INCOME SEC FD        922031836      1,173     109,833        X           2           109,833
    SHORT TERM CORP ADMIRAL SHARES
VARIAN MED SYS INC COM                92220P105        274       6,750        X           2             6,750
* VANGUARD MUNI BOND FD INC SHORT     922907100        635      40,363        X           2            40,363
    TERM PORTFOLIO
* VANGUARD MUNI BOND FD INC           922907209        304      22,438        X           2            22,438
    INTERMEDIATE TERM PORTFOLIO
* VANGUARD MUNI BOND FD INC           922907209        228      16,837        X   X       2            16,837
    INTERMEDIATE TERM PORTFOLIO
* VANGUARD MUNI BD FD INC LTD TERM    922907704        483      43,909        X           2            43,909
    PORTFOLIO
                                                    ------
        COLUMN TOTALS                               66,991
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR285 4A     ASSOCIATED TRUST CO      SECURITIES AND EXCHANGE COMMISSION FORM 13-F           06/30/02                PAGE 19
- - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - -ITEM 6 - - - -ITEM 7 - - - - - - - - -ITEM 8 - - - - - -
                                                                          INVESTMENT
                                                    MARKET     SHARES     DISCRETION                        VOTING AUTHORITY
                                                    VALUE        OR     SOLE SHR OTHER                  SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP    (THOUSANDS)  PRINCIPAL  (A) (B) (C)    MANAGERS         (A)        (B)       (C)
<S>                                   <C>        <C>          <C>        <C> <C> <C>    <C>           <C>          <C>      <C>
* VANGUARD MUNI BOND FUND INC SHORT   922907803        913      58,065        X           2            58,065
    TERM TAX EXEMPT ADMIRAL SHARES
* VANGUARD MUNI BOND FUND INC         922907886        423      38,532        X           2            38,532
    LMTD TERM TAX EXEMPT ADMIRAL SHARES
VERIZON COMMUNICATIONS COM            92343V104      7,799     194,252        X           2           192,543        200      1,509
VERIZON COMMUNICATIONS COM            92343V104        170       4,226        X   X       2             1,228      2,998
VIACOM INC CL B COM                   925524308      4,892     110,247        X           2           110,247
VODAFONE GROUP PLC NEW SPONS ADR      92857W100        378      27,675        X           2            27,675
VODAFONE GROUP PLC NEW SPONS ADR      92857W100         29       2,125        X   X       2             1,025      1,100
WPS RESOURCES CORP COM                92931B106     21,659     530,456        X           2            91,054               439,402
WPS RESOURCES CORP COM                92931B106        538      13,168        X   X       2             7,808      5,360
WACHOVIA CORP NEW COM                 929903102        771      20,200        X           2            18,500                 1,700
WACHOVIA CORP NEW COM                 929903102        374       9,792        X   X       2             4,510      1,000      4,282
WAL MART STORES INC COM               931142103     17,611     320,137        X           2           317,897        660      1,580
WAL MART STORES INC COM               931142103        325       5,910        X   X       2             4,660      1,250
WALGREEN CO COM                       931422109     19,918     515,620        X           2           513,355        600      1,665
WALGREEN CO COM                       931422109      1,225      31,710        X   X       2            20,790      4,520      6,400
WASHINGTON MUTUAL INC COM             939322103      4,228     113,925        X           2           113,925
WASHINGTON MUTUAL INC COM             939322103        169       4,550        X   X       2               900      3,650
WASTE MANAGEMENT INC NEW COM          94106L109        398      15,280        X           2            12,127                 3,153
WASTE MANAGEMENT INC NEW COM          94106L109        110       4,205        X   X       2                                   4,205
WAUSAU-MOSINEE PAPER CORP COM         943315101        874      72,561        X           2             3,722                68,839
WAUSAU-MOSINEE PAPER CORP COM         943315101        325      26,930        X   X       2            23,041      3,889
WEINGARTEN REALTY INVESTORS SBI       948741103        226       6,375        X           2             5,925                   450
WELLS FARGO & CO NEW COM              949746101     31,451     628,276        X           2           583,991        880     43,405
WELLS FARGO & CO NEW COM              949746101        606      12,109        X   X       2             7,686      4,423
WEYERHAEUSER CO COM                   962166104        136       2,129        X           2                        2,129
                                                   -------
        COLUMN TOTALS                              115,548
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
REPORT PTR285 4A     ASSOCIATED TRUST CO      SECURITIES AND EXCHANGE COMMISSION FORM 13-F           06/30/02                PAGE 20
- - - - - - ITEM 1 AND 2 - - - - - - - ITEM 3 - - - ITEM 4 - - -ITEM 5 - - -ITEM 6 - - - -ITEM 7 - - - - - - - - -ITEM 8 - - - - - -
                                                                          INVESTMENT
                                                    MARKET     SHARES     DISCRETION                        VOTING AUTHORITY
                                                    VALUE        OR     SOLE SHR OTHER                  SOLE      SHARED     NONE
     ISSUER AND TITLE OF CLASS          CUSIP    (THOUSANDS)  PRINCIPAL  (A) (B) (C)    MANAGERS         (A)        (B)       (C)
<S>                                   <C>        <C>          <C>        <C> <C> <C>    <C>           <C>          <C>        <C>
WEYERHAEUSER CO COM                   962166104        459       7,188        X   X       2             1,913      4,775        500
WISCONSIN ENERGY CORP COM             976657106        738      29,221        X           2            25,121        100      4,000
WISCONSIN ENERGY CORP COM             976657106        135       5,325        X   X       2             4,500        825
WOMENS GROWTH CAPITAL FUND I          979990991        167     100,000        X   X       2           100,000
    LIMITED PARTNERSHIP
WORLDCOM INC WORLDCOM GROUP COM       98157D106         10      12,537        X           2            12,087                   450
WORLDCOM INC WORLDCOM GROUP COM       98157D106          1       1,218        X   X       2             1,218
WYETH COM                             983024100      1,129      22,050        X           2            18,150                 3,900
WYETH COM                             983024100         43         834        X   X       2               834
XCEL ENERGY INC COM                   98389B100        152       9,056        X           2             9,056
XCEL ENERGY INC COM                   98389B100         54       3,212        X   X       2             3,038        174
ZIMMER HLDGS INC COM                  98956P102      1,074      30,109        X           2            28,909                 1,200
ZIMMER HLDGS INC COM                  98956P102        108       3,021        X   X       2             1,024      1,997
ZORAN CORP COM                        98975F101        454      19,825        X           2            19,825
                                                 ---------
        COLUMN TOTALS                                4,524
         FINAL TOTALS                            1,679,836
</TABLE>

</TEXT>
</DOCUMENT>
