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Segment Reporting (Tables) | 6 Months Ended
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Jun. 30, 2018
Segment Reporting Information [Line Items] |
Selected segment information | Information about the Corporation’s segments is presented below.
Segment Income Statement Data |  |  |  |  |  |  |
($ in Thousands) | Corporate and Commercial Specialty |  | Community, Consumer, and Business |  | Risk Management and Shared Services |  | Consolidated Total
Six Months Ended June 30, 2018 |  |  |  |  |  |  |
Net interest income | $ | 203,287 |  |  | $ | 218,163 |  |  | $ | 14,783 |  |  | $ | 436,233 |
Noninterest income | 26,876 |  |  | 150,286 |  |  | 6,059 |  |  | 183,222 |
Total revenue | 230,163 |  |  | 368,449 |  |  | 20,842 |  |  | 619,455 |
Credit provision(a) | 21,723 |  |  | 9,846 |  |  | (27,569 | ) |  | 4,000 |
Noninterest expense | 81,025 |  |  | 265,700 |  |  | 77,498 |  |  | 424,223 |
Income (loss) before income taxes | 127,415 |  |  | 92,904 |  |  | (29,087 | ) |  | 191,232 |
Income tax expense (benefit) | 24,880 |  |  | 19,510 |  |  | (11,806 | ) |  | 32,583 |
Net income | $ | 102,535 |  |  | $ | 73,394 |  |  | $ | (17,280 | ) |  | $ | 158,648 |
Return on average allocated capital (ROCET1)(b) | 17.2 | % |  | 22.8 | % |  | (7.5 | )% |  | 12.7 | %
Six Months Ended June 30, 2017 |  |  |  |  |  |  |
Net interest income | $ | 179,259 |  |  | $ | 179,059 |  |  | $ | 5,775 |  |  | $ | 364,093 |
Noninterest income | 24,490 |  |  | 130,679 |  |  | 7,072 |  |  | 162,241 |
Total revenue | 203,749 |  |  | 309,738 |  |  | 12,847 |  |  | 526,334 |
Credit provision(a) | 23,050 |  |  | 10,271 |  |  | (12,321 | ) |  | 21,000 |
Noninterest expense | 76,897 |  |  | 241,339 |  |  | 31,771 |  |  | 350,007 |
Income (loss) before income taxes | 103,802 |  |  | 58,128 |  |  | (6,603 | ) |  | 155,327 |
Income tax expense (benefit) | 34,012 |  |  | 20,345 |  |  | (13,283 | ) |  | 41,074 |
Net income | $ | 69,790 |  |  | $ | 37,783 |  |  | $ | 6,680 |  |  | $ | 114,253 |
Return on average allocated capital (ROCET1)(b) | 12.6 | % |  | 13.1 | % |  | 1.1 | % |  | 10.6 | %
Segment Balance Sheet Data |  |  |  |  |  |  |
($ in Thousands) | Corporate and Commercial Specialty |  | Community, Consumer, and Business |  | Risk Management and Shared Services |  | Consolidated Total
Average balances for YTD June 2018 |  |  |  |  |  |  |
Average earning assets | $ | 11,729,745 |  |  | $ | 10,271,021 |  |  | $ | 7,849,775 |  |  | $ | 29,850,541 |
Average loans | 11,718,236 |  |  | 10,267,066 |  |  | 559,238 |  |  | 22,544,539 |
Average deposits | 7,838,409 |  |  | 13,418,283 |  |  | 2,391,868 |  |  | 23,648,560 |
Average allocated capital (CET1)(b) | $ | 1,204,160 |  |  | $ | 648,032 |  |  | $ | 587,297 |  |  | $ | 2,439,489 |
Average balances for YTD June 2017 |  |  |  |  |  |  |
Average earning assets | $ | 10,807,106 |  |  | $ | 9,321,564 |  |  | $ | 6,414,384 |  |  | $ | 26,543,054 |
Average loans | 10,797,831 |  |  | 9,319,719 |  |  | 181,049 |  |  | 20,298,599 |
Average deposits | 6,433,870 |  |  | 11,456,200 |  |  | 3,604,524 |  |  | 21,494,594 |
Average allocated capital (CET1)(b) | $ | 1,120,082 |  |  | $ | 582,706 |  |  | $ | 378,104 |  |  | $ | 2,080,892 |
(a) | The consolidated credit provision is equal to the actual reported provision for credit losses.
(b) The Federal Reserve establishes capital adequacy requirements for the Corporation, including common equity Tier 1. For segment reporting purposes, the return on common equity Tier 1 ("ROCET1") reflects return on average allocated common equity Tier 1. The ROCET1 for the Risk Management and Shared Services segment and the Consolidated Total is inclusive of the annualized effect of the preferred stock dividends.
Segment Income Statement Data |  |  |  |  |  |  |
($ in Thousands) | Corporate and Commercial Specialty |  | Community, Consumer, and Business |  | Risk Management and Shared Services |  | Consolidated Total
Three Months Ended June 30, 2018 |  |  |  |  |  |  |
Net interest income | $ | 107,330 |  |  | $ | 114,620 |  |  | $ | 4,413 |  |  | $ | 226,362 |
Noninterest income | 14,194 |  |  | 76,250 |  |  | 2,399 |  |  | 92,842 |
Total revenue | 121,524 |  |  | 190,870 |  |  | 6,812 |  |  | 319,204 |
Credit provision(a) | 11,126 |  |  | 4,880 |  |  | (12,006 | ) |  | 4,000 |
Noninterest expense | 41,775 |  |  | 138,553 |  |  | 30,929 |  |  | 211,258 |
Income (loss) before income taxes | 68,623 |  |  | 47,437 |  |  | (12,111 | ) |  | 103,947 |
Income tax expense (benefit) | 13,454 |  |  | 9,962 |  |  | (8,661 | ) |  | 14,754 |
Net income (loss) | $ | 55,169 |  |  | $ | 37,475 |  |  | $ | (3,450 | ) |  | $ | 89,192 |
Return on average allocated capital (ROCET1)(b) | 17.9 | % |  | 22.7 | % |  | (3.9 | )% |  | 14.0 | %
Three Months Ended June 30, 2017 |  |  |  |  |  |  |
Net interest income | $ | 89,871 |  |  | $ | 90,131 |  |  | $ | 3,817 |  |  | $ | 183,819 |
Noninterest income | 12,497 |  |  | 65,809 |  |  | 4,104 |  |  | 82,410 |
Total revenue | 102,368 |  |  | 155,940 |  |  | 7,921 |  |  | 266,229 |
Credit provision(a) | 11,470 |  |  | 5,764 |  |  | (5,234 | ) |  | 12,000 |
Noninterest expense | 39,418 |  |  | 125,242 |  |  | 11,656 |  |  | 176,316 |
Income (loss) before income taxes | 51,480 |  |  | 24,934 |  |  | 1,499 |  |  | 77,913 |
Income tax expense (benefit) | 16,363 |  |  | 8,727 |  |  | (5,160 | ) |  | 19,930 |
Net income | $ | 35,117 |  |  | $ | 16,207 |  |  | $ | 6,659 |  |  | $ | 57,983 |
Return on average allocated capital (ROCET1)(b) | 12.5 | % |  | 11.0 | % |  | 4.5 | % |  | 10.6 | %
Segment Balance Sheet Data |  |  |  |  |  |  |
($ in Thousands) | Corporate and Commercial Specialty |  | Community, Consumer, and Business |  | Risk Management and Shared Services |  | Consolidated Total
Three Months Ended June 30, 2018 |  |  |  |  |  |  |
Average earning assets | $ | 12,066,538 |  |  | $ | 10,402,680 |  |  | $ | 7,943,487 |  |  | $ | 30,412,705 |
Average loans | 12,054,347 |  |  | 10,399,458 |  |  | 551,624 |  |  | 23,005,428 |
Average deposits | 7,621,977 |  |  | 13,736,251 |  |  | 2,288,021 |  |  | 23,646,250 |
Average allocated capital (CET1)(b) | $ | 1,236,918 |  |  | $ | 663,172 |  |  | $ | 588,411 |  |  | $ | 2,488,501 |
Three Months Ended June 30, 2017 |  |  |  |  |  |  |
Average earning assets | $ | 10,853,881 |  |  | $ | 9,510,571 |  |  | $ | 6,380,103 |  |  | $ | 26,744,555 |
Average loans | 10,841,858 |  |  | 9,508,683 |  |  | 171,449 |  |  | 20,521,990 |
Average deposits | 6,447,190 |  |  | 11,574,028 |  |  | 3,501,931 |  |  | 21,523,149 |
Average allocated capital (CET1)(b) | $ | 1,125,494 |  |  | $ | 588,880 |  |  | $ | 385,451 |  |  | $ | 2,099,825 |
(a) | The consolidated credit provision is equal to the actual reported provision for credit losses.
(b) The Federal Reserve establishes capital adequacy requirements for the Corporation, including common equity Tier 1. For segment reporting purposes, the ROCET1 reflects return on average allocated common equity Tier 1. The ROCET1 for the Risk Management and Shared Services segment and the Consolidated Total is inclusive of the annualized effect of the preferred stock dividends.

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- Definition Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 22 -URI http://asc.fasb.org/extlink&oid=115929826&loc=d3e8736-108599 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 25 -URI http://asc.fasb.org/extlink&oid=115929826&loc=d3e8813-108599 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 350 -SubTopic 20 -Section 50 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=108376223&loc=d3e13816-109267 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 21 -Subparagraph (b) -URI http://asc.fasb.org/extlink&oid=115929826&loc=d3e8721-108599 Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 30 -URI http://asc.fasb.org/extlink&oid=115929826&loc=d3e8906-108599 + Details
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- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
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