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Segment Reporting (Tables) | 12 Months Ended
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Dec. 31, 2024
Segment Reporting [Abstract] |
Schedule of Segment Reporting Information, by Segment [Table Text Block] | Financial information about the Corporation’s segments is presented below:
| As of and for the Year Ended December 31, 2024
($ in thousands) | Corporate and Commercial Specialty | Community, Consumer and Business | Risk Management and Shared Services(a) | Consolidated Corporation
Net segment interest income (expense) | $ | 976,878 |  | $ | 247,791 |  | $ | (177,421) |  | $ | 1,047,248 |
Net intersegment interest (expense) income | (429,917) |  | 579,587 |  | (149,670) |  | — |
Net interest income (expense) | 546,961 |  | 827,378 |  | (327,091) |  | 1,047,248 |
Noninterest income (expense) | 53,435 |  | 198,485 |  | (261,327) |  | (9,407) |
Total income (expense) before provision | 600,396 |  | 1,025,863 |  | (588,418) |  | 1,037,841 |
Provision for credit losses | 66,390 |  | 24,759 |  | (6,163) |  | 84,986 |
Total income (expense) after provision | 534,006 |  | 1,001,104 |  | (582,255) |  | 952,855 |
Noninterest expense |  |  |  |
Personnel | 79,853 |  | 232,787 |  | 175,316 |  | 487,956 |
Technology(b) | 2,594 |  | 47,241 |  | 57,728 |  | 107,563 |
Occupancy(b) | — |  | 61 |  | 54,561 |  | 54,622 |
Business development and advertising | 3,543 |  | 3,169 |  | 21,430 |  | 28,142 |
Equipment(b) | 2 |  | 5,930 |  | 12,499 |  | 18,431 |
Legal and professional | 825 |  | 1,978 |  | 18,798 |  | 21,601 |
Loan and foreclosure costs | 1,100 |  | 5,018 |  | 2,353 |  | 8,471 |
FDIC assessment | — |  | — |  | 38,439 |  | 38,439 |
Other intangible amortization | — |  | — |  | 8,811 |  | 8,811 |
Loss on prepayments of FHLB advances | — |  | — |  | 14,243 |  | 14,243 |
Other noninterest expense (income) | 3,338 |  | 27,921 |  | (1,141) |  | 30,118 |
Allocated indirect expense (income) | 88,036 |  | 205,979 |  | (294,015) |  | — |
Total noninterest expense | 179,291 |  | 530,084 |  | 109,022 |  | 818,397 |
Net income (loss) before income taxes | 354,715 |  | 471,020 |  | (691,277) |  | 134,459 |
Income tax expense (benefit) | 64,346 |  | 97,460 |  | (150,492) |  | 11,314 |
Net income (loss) | $ | 290,369 |  | $ | 373,560 |  | $ | (540,785) |  | $ | 123,145 |
Loans | $ | 16,959,921 |  | $ | 12,318,648 |  | $ | 490,017 |  | $ | 29,768,586 |
Allocated goodwill | 525,836 |  | 579,156 |  | — |  | 1,104,992 |
Total assets | 17,794,372 |  | 13,892,891 |  | 11,335,805 |  | 43,023,068 |
(a) Unusual items including a $130 million loss on mortgage portfolio sale and a $148 million loss on investment securities as a result of the balance sheet repositioning announced in the fourth quarter of 2024 are included within the noninterest income (expense) caption. (b) A portion of total depreciation expense of approximately $242,000, $10 million, and $39 million for the Corporate and Commercial Specialty, Community Consumer and Business, and Risk Management and Shared Services segments, respectively, is included in this expense caption.
| As of and for the Year Ended December 31, 2023
($ in thousands) | Corporate and Commercial Specialty | Community, Consumer and Business | Risk Management and Shared Services(a) | Consolidated Corporation
Net segment interest income (expense) | $ | 933,929 |  | $ | 309,291 |  | $ | (203,647) |  | $ | 1,039,573 |
Net intersegment interest (expense) income | (432,073) |  | 487,897 |  | (55,824) |  | — |
Net interest income (expense) | 501,856 |  | 797,188 |  | (259,471) |  | 1,039,573 |
Noninterest income (expense) | 51,905 |  | 193,948 |  | (182,671) |  | 63,182 |
Total income (expense) before provision | 553,761 |  | 991,136 |  | (442,142) |  | 1,102,756 |
Provision for credit losses | 54,302 |  | 29,757 |  | (1,038) |  | 83,021 |
Total income (expense) after provision | 499,459 |  | 961,379 |  | (441,104) |  | 1,019,734 |
Noninterest expense |  |  |  |
Personnel | 71,688 |  | 236,385 |  | 160,282 |  | 468,355 |
Technology(b) | 2,931 |  | 44,661 |  | 54,426 |  | 102,018 |
Occupancy(b) | — |  | 95 |  | 57,109 |  | 57,204 |
Business development and advertising | 4,042 |  | 4,001 |  | 20,362 |  | 28,405 |
Equipment(b) | 1 |  | 5,770 |  | 13,892 |  | 19,663 |
Legal and professional | 1,359 |  | 1,933 |  | 16,619 |  | 19,911 |
Loan and foreclosure costs | 877 |  | 3,065 |  | 1,466 |  | 5,408 |
FDIC assessment | — |  | — |  | 67,072 |  | 67,072 |
Other intangible amortization | — |  | — |  | 8,811 |  | 8,811 |
Other noninterest expense | 3,501 |  | 29,800 |  | 3,534 |  | 36,837 |
Allocated indirect expense (income) | 83,190 |  | 191,613 |  | (274,803) |  | — |
Total noninterest expense | 167,589 |  | 517,323 |  | 128,770 |  | 813,682 |
Net income (loss) before income taxes | 331,870 |  | 444,056 |  | (569,873) |  | 206,052 |
Income tax expense (benefit) | 59,143 |  | 91,770 |  | (127,816) |  | 23,097 |
Net income (loss) | $ | 272,727 |  | $ | 352,286 |  | $ | (442,057) |  | $ | 182,956 |
Loans | $ | 16,045,897 |  | $ | 12,642,123 |  | $ | 528,198 |  | 29,216,218 |
Allocated goodwill | 525,836 |  | $ | 579,156 |  | — |  | 1,104,992 |
Total assets | 16,897,021 |  | 13,453,475 |  | 10,665,359 |  | 41,015,855 |
(a) Unusual items including a $136 million loss on mortgage portfolio sale and a $65 million loss on investment securities as a result of the balance sheet repositioning announced in the fourth quarter of 2023 are included within the noninterest income (expense) caption and a $31 million FDIC special assessment is included in the FDIC assessment caption. (b) A portion of total depreciation expense of approximately $164,000, $8 million, and $39 million for the Corporate and Commercial Specialty, Community Consumer and Business, and Risk Management and Shared Services segments, respectively, is included in this expense caption.
| As of and for the Year Ended December 31, 2022
($ in thousands) | Corporate and Commercial Specialty | Community, Consumer and Business | Risk Management and Shared Services | Consolidated Corporation
Net segment interest income | $ | 526,870 |  | $ | 362,420 |  | $ | 68,031 |  | $ | 957,321 |
Net intersegment interest (expense) income | (118,059) |  | 190,862 |  | (72,803) |  | — |
Net interest income (expense) | 408,811 |  | 553,282 |  | (4,772) |  | 957,321 |
Noninterest income | 58,938 |  | 205,660 |  | 17,772 |  | 282,370 |
Total income before provision | 467,749 |  | 758,942 |  | 12,999 |  | 1,239,691 |
Provision for credit losses | 47,939 |  | 22,359 |  | (37,300) |  | 32,998 |
Total income after provision | 419,810 |  | 736,583 |  | 50,299 |  | 1,206,693 |
Noninterest expense |  |  |  |
Personnel | 71,043 |  | 238,962 |  | 144,096 |  | 454,101 |
Technology(a) | 3,029 |  | 33,330 |  | 54,341 |  | 90,700 |
Occupancy(a) | — |  | 82 |  | 59,712 |  | 59,794 |
Business development and advertising | 3,703 |  | 3,428 |  | 18,394 |  | 25,525 |
Equipment(a) | 1 |  | 5,365 |  | 14,266 |  | 19,632 |
Legal and professional | 1,025 |  | 4,209 |  | 13,016 |  | 18,250 |
Loan and foreclosure costs | 528 |  | 4,308 |  | 1,089 |  | 5,925 |
FDIC assessment | — |  | — |  | 22,650 |  | 22,650 |
Other intangible amortization | — |  | — |  | 8,811 |  | 8,811 |
Other noninterest expense | 3,350 |  | 31,720 |  | 6,605 |  | 41,675 |
Allocated indirect expense (income) | 73,548 |  | 173,645 |  | (247,193) |  | — |
Total noninterest expense | 156,227 |  | 495,049 |  | 95,787 |  | 747,063 |
Net income (loss) before income taxes | 263,583 |  | 241,534 |  | (45,488) |  | 459,630 |
Income tax expense (benefit) | 47,440 |  | 49,347 |  | (3,279) |  | 93,508 |
Net income (loss) | $ | 216,143 |  | $ | 192,187 |  | $ | (42,209) |  | $ | 366,122 |
Loans | $ | 17,083,254 |  | $ | 11,231,404 |  | $ | 484,911 |  | $ | 28,799,569 |
Allocated goodwill | 525,836 |  | 579,156 |  | — |  | 1,104,992 |
Total assets | 17,909,477 |  | 12,073,694 |  | 9,422,556 |  | 39,405,727 |
(a) A portion of total depreciation expense of approximately $15,000, $4 million, and $41 million for the Corporate and Commercial Specialty, Community Consumer and Business, and Risk Management and Shared Services segments, respectively, is included in this expense caption.

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- Definition Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 25 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-25 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 22 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 280 -SubTopic 10 -Section 50 -Paragraph 30 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30 + Details
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