<SEC-DOCUMENT>0000007789-25-000121.txt : 20250812
<SEC-HEADER>0000007789-25-000121.hdr.sgml : 20250812
<ACCEPTANCE-DATETIME>20250812160616
ACCESSION NUMBER:		0000007789-25-000121
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20250630
FILED AS OF DATE:		20250812
DATE AS OF CHANGE:		20250812
EFFECTIVENESS DATE:		20250812

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ASSOCIATED BANC-CORP
		CENTRAL INDEX KEY:			0000007789
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		EIN:				391098068
		STATE OF INCORPORATION:			WI
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-00967
		FILM NUMBER:		251206637

	BUSINESS ADDRESS:	
		STREET 1:		433 MAIN STREET
		CITY:			GREEN BAY
		STATE:			WI
		ZIP:			54301
		BUSINESS PHONE:		920-491-7500

	MAIL ADDRESS:	
		STREET 1:		433 MAIN STREET
		CITY:			GREEN BAY
		STATE:			WI
		ZIP:			54301

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ASSOCIATED BANK SERVICES INC
		DATE OF NAME CHANGE:	19770626
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?>
<edgarSubmission xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:com="http://www.sec.gov/edgar/common" xmlns="http://www.sec.gov/edgar/thirteenffiler">
  <schemaVersion>X0202</schemaVersion>
  <headerData>
    <submissionType>13F-HR</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <flags>
        <confirmingCopyFlag>false</confirmingCopyFlag>
        <returnCopyFlag>false</returnCopyFlag>
        <overrideInternetFlag>false</overrideInternetFlag>
      </flags>
      <filer>
        <credentials>
          <cik>0000007789</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>06-30-2025</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>06-30-2025</reportCalendarOrQuarter>
      <isAmendment>false</isAmendment>
      <filingManager>
        <name>Associated Banc-Corp</name>
        <address>
          <com:street1>433 Main Street</com:street1>
          <com:city>Green Bay</com:city>
          <com:stateOrCountry>WI</com:stateOrCountry>
          <com:zipCode>54301</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-00967</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Jayne C. Hladio</name>
      <title>EVP, President of Private Wealth</title>
      <phone>414-930-7839</phone>
      <signature>/s/ Jayne C. Hladio</signature>
      <city>Milwaukee</city>
      <stateOrCountry>WI</stateOrCountry>
      <signatureDate>08-12-2025</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>1</otherIncludedManagersCount>
      <tableEntryTotal>321</tableEntryTotal>
      <tableValueTotal>3528155745</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
      <otherManagers2Info>
        <otherManager2>
          <sequenceNumber>1</sequenceNumber>
          <otherManager>
            <form13FFileNumber>028-20327</form13FFileNumber>
            <name>Associated Trust Company, National Association</name>
          </otherManager>
        </otherManager2>
      </otherManagers2Info>
    </summaryPage>
  </formData>
</edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
<FILENAME>information_table.xml
<DESCRIPTION>INFORMATION TABLE
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?><informationTable xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><infoTable><nameOfIssuer>3M CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>88579Y101</cusip><value>1302869</value><shrsOrPrnAmt><sshPrnamt>8558</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>8558</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ABBOTT LABS</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>002824100</cusip><value>16877616</value><shrsOrPrnAmt><sshPrnamt>124091</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>116425</Sole><Shared>0</Shared><None>7666</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ABBVIE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>00287Y109</cusip><value>6430433</value><shrsOrPrnAmt><sshPrnamt>34643</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>27318</Sole><Shared>0</Shared><None>7325</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ACCENTURE PLC IRELAND</nameOfIssuer><titleOfClass>SHS CLASS A</titleOfClass><cusip>G1151C101</cusip><value>355678</value><shrsOrPrnAmt><sshPrnamt>1190</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1034</Sole><Shared>0</Shared><None>156</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ADOBE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>00724F101</cusip><value>1232599</value><shrsOrPrnAmt><sshPrnamt>3186</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3186</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AFLAC INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>001055102</cusip><value>818052</value><shrsOrPrnAmt><sshPrnamt>7757</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>6679</Sole><Shared>0</Shared><None>1078</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AIR PRODS &amp; CHEMS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>009158106</cusip><value>27457130</value><shrsOrPrnAmt><sshPrnamt>97345</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>96819</Sole><Shared>0</Shared><None>526</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALLIANT ENERGY CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>018802108</cusip><value>625380</value><shrsOrPrnAmt><sshPrnamt>10342</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>10342</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALLSTATE CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>020002101</cusip><value>22048275</value><shrsOrPrnAmt><sshPrnamt>109524</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>109524</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALPHABET INC</nameOfIssuer><titleOfClass>CAP STK CL A</titleOfClass><cusip>02079K305</cusip><value>130970257</value><shrsOrPrnAmt><sshPrnamt>743178</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>737587</Sole><Shared>0</Shared><None>5591</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALPHABET INC</nameOfIssuer><titleOfClass>CAP STK CL C</titleOfClass><cusip>02079K107</cusip><value>18338577</value><shrsOrPrnAmt><sshPrnamt>103380</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>100604</Sole><Shared>0</Shared><None>2776</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>02209S103</cusip><value>2491246</value><shrsOrPrnAmt><sshPrnamt>42491</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>42491</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMAZON COM INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>023135106</cusip><value>111028671</value><shrsOrPrnAmt><sshPrnamt>506079</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>501859</Sole><Shared>0</Shared><None>4220</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMCOR PLC</nameOfIssuer><titleOfClass>ORD</titleOfClass><cusip>G0250X107</cusip><value>2126722</value><shrsOrPrnAmt><sshPrnamt>231417</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>231417</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMERICAN ELEC PWR CO INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>025537101</cusip><value>301214</value><shrsOrPrnAmt><sshPrnamt>2903</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2903</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>025816109</cusip><value>1987883</value><shrsOrPrnAmt><sshPrnamt>6232</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>6232</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMERIPRISE FINL INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>03076C106</cusip><value>25501085</value><shrsOrPrnAmt><sshPrnamt>47779</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>47779</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMETEK INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>031100100</cusip><value>1016995</value><shrsOrPrnAmt><sshPrnamt>5620</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>220</Sole><Shared>0</Shared><None>5400</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMGEN INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>031162100</cusip><value>6648269</value><shrsOrPrnAmt><sshPrnamt>23811</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>23780</Sole><Shared>0</Shared><None>31</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMPHENOL CORP NEW</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>032095101</cusip><value>278475</value><shrsOrPrnAmt><sshPrnamt>2820</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2820</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>032654105</cusip><value>5626791</value><shrsOrPrnAmt><sshPrnamt>23640</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>23141</Sole><Shared>0</Shared><None>499</None></votingAuthority></infoTable><infoTable><nameOfIssuer>APPLE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>037833100</cusip><value>124469252</value><shrsOrPrnAmt><sshPrnamt>606664</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>598130</Sole><Shared>0</Shared><None>8534</None></votingAuthority></infoTable><infoTable><nameOfIssuer>APPLIED MATLS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>038222105</cusip><value>394149</value><shrsOrPrnAmt><sshPrnamt>2153</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2153</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ARCHER DANIELS MIDLAND CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>039483102</cusip><value>313407</value><shrsOrPrnAmt><sshPrnamt>5938</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>5938</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ASSOCIATED BANC CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>045487105</cusip><value>60099593</value><shrsOrPrnAmt><sshPrnamt>2464108</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2367729</Sole><Shared>0</Shared><None>96379</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AT&amp;T INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>00206R102</cusip><value>1986933</value><shrsOrPrnAmt><sshPrnamt>68657</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>68657</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ATI INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>01741R102</cusip><value>215850</value><shrsOrPrnAmt><sshPrnamt>2500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ATLANTIC UN BANKSHARES CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>04911A107</cusip><value>223526</value><shrsOrPrnAmt><sshPrnamt>7146</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>7146</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ATMOS ENERGY CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>049560105</cusip><value>276935</value><shrsOrPrnAmt><sshPrnamt>1797</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1797</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AUTOMATIC DATA PROCESSING IN</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>053015103</cusip><value>2252553</value><shrsOrPrnAmt><sshPrnamt>7304</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>6294</Sole><Shared>0</Shared><None>1010</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BADGER METER INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>056525108</cusip><value>244950</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>1000</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BANK AMERICA CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>060505104</cusip><value>17041351</value><shrsOrPrnAmt><sshPrnamt>360130</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>359302</Sole><Shared>0</Shared><None>828</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BANK MONTREAL QUE</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>063671101</cusip><value>1289171</value><shrsOrPrnAmt><sshPrnamt>11653</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>11653</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BARCLAYS BANK PLC</nameOfIssuer><titleOfClass>DJUBS CMDT ETN36</titleOfClass><cusip>06738C778</cusip><value>539160</value><shrsOrPrnAmt><sshPrnamt>15867</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>15867</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>084670108</cusip><value>2186400</value><shrsOrPrnAmt><sshPrnamt>3</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BERKSHIRE HATHAWAY INC DEL</nameOfIssuer><titleOfClass>CL B NEW</titleOfClass><cusip>084670702</cusip><value>43585226</value><shrsOrPrnAmt><sshPrnamt>89724</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>88708</Sole><Shared>0</Shared><None>1016</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BHP GROUP LTD</nameOfIssuer><titleOfClass>SPONSORED ADS</titleOfClass><cusip>088606108</cusip><value>1907008</value><shrsOrPrnAmt><sshPrnamt>39655</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>39655</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BLACKROCK INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>09290D101</cusip><value>30448185</value><shrsOrPrnAmt><sshPrnamt>29019</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>28585</Sole><Shared>0</Shared><None>434</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BLACKSTONE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>09260D107</cusip><value>320549</value><shrsOrPrnAmt><sshPrnamt>2143</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2143</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BOEING CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>097023105</cusip><value>3930363</value><shrsOrPrnAmt><sshPrnamt>18758</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>18600</Sole><Shared>0</Shared><None>158</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BOOKING HOLDINGS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>09857L108</cusip><value>341565</value><shrsOrPrnAmt><sshPrnamt>59</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>59</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BOSTON SCIENTIFIC CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>101137107</cusip><value>39962964</value><shrsOrPrnAmt><sshPrnamt>372060</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>371760</Sole><Shared>0</Shared><None>300</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BP PLC</nameOfIssuer><titleOfClass>SPONSORED ADR</titleOfClass><cusip>055622104</cusip><value>679889</value><shrsOrPrnAmt><sshPrnamt>22716</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>22716</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BRISTOL-MYERS SQUIBB CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>110122108</cusip><value>3988485</value><shrsOrPrnAmt><sshPrnamt>86163</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>86163</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BROADCOM INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>11135F101</cusip><value>1222232</value><shrsOrPrnAmt><sshPrnamt>4434</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>4434</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CAPITAL ONE FINL CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>14040H105</cusip><value>52501508</value><shrsOrPrnAmt><sshPrnamt>246764</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>246224</Sole><Shared>0</Shared><None>540</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CARLISLE COS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>142339100</cusip><value>409993</value><shrsOrPrnAmt><sshPrnamt>1098</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>98</Sole><Shared>0</Shared><None>1000</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CARRIER GLOBAL CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>14448C104</cusip><value>227620</value><shrsOrPrnAmt><sshPrnamt>3110</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2959</Sole><Shared>0</Shared><None>151</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CASELLA WASTE SYS INC</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>147448104</cusip><value>328025</value><shrsOrPrnAmt><sshPrnamt>2843</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>2843</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CATERPILLAR INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>149123101</cusip><value>16245811</value><shrsOrPrnAmt><sshPrnamt>41848</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>41848</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CCC INTELLIGENT SOLUTIONS HL</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>12510Q100</cusip><value>129312</value><shrsOrPrnAmt><sshPrnamt>13742</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>13742</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CENTERPOINT ENERGY INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>15189T107</cusip><value>339955</value><shrsOrPrnAmt><sshPrnamt>9253</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>9253</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CERTARA INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>15687V109</cusip><value>127167</value><shrsOrPrnAmt><sshPrnamt>10869</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>10869</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CHEVRON CORP NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>166764100</cusip><value>23581917</value><shrsOrPrnAmt><sshPrnamt>164689</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>163524</Sole><Shared>0</Shared><None>1165</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CHUBB LIMITED</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>H1467J104</cusip><value>495131</value><shrsOrPrnAmt><sshPrnamt>1709</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1203</Sole><Shared>0</Shared><None>506</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CINTAS CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>172908105</cusip><value>459112</value><shrsOrPrnAmt><sshPrnamt>2060</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2060</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CISCO SYS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>17275R102</cusip><value>21455556</value><shrsOrPrnAmt><sshPrnamt>309247</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>307554</Sole><Shared>0</Shared><None>1693</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CITIGROUP INC</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>172967424</cusip><value>407384</value><shrsOrPrnAmt><sshPrnamt>4786</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>4786</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COCA COLA CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>191216100</cusip><value>18836550</value><shrsOrPrnAmt><sshPrnamt>266241</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>264820</Sole><Shared>0</Shared><None>1421</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>194162103</cusip><value>6317458</value><shrsOrPrnAmt><sshPrnamt>69499</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>64218</Sole><Shared>0</Shared><None>5281</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COMCAST CORP NEW</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>20030N101</cusip><value>13429182</value><shrsOrPrnAmt><sshPrnamt>376273</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>376126</Sole><Shared>0</Shared><None>147</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>20825C104</cusip><value>1734404</value><shrsOrPrnAmt><sshPrnamt>19327</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>18617</Sole><Shared>0</Shared><None>710</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CONSOLIDATED EDISON INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>209115104</cusip><value>1219653</value><shrsOrPrnAmt><sshPrnamt>12154</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>12154</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CORNING INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>219350105</cusip><value>397053</value><shrsOrPrnAmt><sshPrnamt>7550</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>7550</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>22160K105</cusip><value>1701706</value><shrsOrPrnAmt><sshPrnamt>1719</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1661</Sole><Shared>0</Shared><None>58</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CROWDSTRIKE HLDGS INC</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>22788C105</cusip><value>200668</value><shrsOrPrnAmt><sshPrnamt>394</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>394</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CSX CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>126408103</cusip><value>1248913</value><shrsOrPrnAmt><sshPrnamt>38275</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>38275</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CUMMINS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>231021106</cusip><value>16141492</value><shrsOrPrnAmt><sshPrnamt>49287</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>49089</Sole><Shared>0</Shared><None>198</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CVS HEALTH CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>126650100</cusip><value>3853429</value><shrsOrPrnAmt><sshPrnamt>55863</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>55863</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DANAHER CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>235851102</cusip><value>13296417</value><shrsOrPrnAmt><sshPrnamt>67310</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>66005</Sole><Shared>0</Shared><None>1305</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DARDEN RESTAURANTS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>237194105</cusip><value>396269</value><shrsOrPrnAmt><sshPrnamt>1818</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1818</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DEERE &amp; CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>244199105</cusip><value>531372</value><shrsOrPrnAmt><sshPrnamt>1045</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1045</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DISNEY WALT CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>254687106</cusip><value>7367309</value><shrsOrPrnAmt><sshPrnamt>59409</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>58949</Sole><Shared>0</Shared><None>460</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DOW INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>260557103</cusip><value>501796</value><shrsOrPrnAmt><sshPrnamt>18950</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>18950</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DUKE ENERGY CORP NEW</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>26441C204</cusip><value>511068</value><shrsOrPrnAmt><sshPrnamt>4331</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3990</Sole><Shared>0</Shared><None>341</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EATON CORP PLC</nameOfIssuer><titleOfClass>SHS</titleOfClass><cusip>G29183103</cusip><value>31130598</value><shrsOrPrnAmt><sshPrnamt>87203</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>85933</Sole><Shared>0</Shared><None>1270</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ECOLAB INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>278865100</cusip><value>312550</value><shrsOrPrnAmt><sshPrnamt>1160</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1160</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>532457108</cusip><value>43159457</value><shrsOrPrnAmt><sshPrnamt>55366</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>46732</Sole><Shared>0</Shared><None>8634</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EMERSON ELEC CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>291011104</cusip><value>5019074</value><shrsOrPrnAmt><sshPrnamt>37644</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3260</Sole><Shared>0</Shared><None>34384</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ENBRIDGE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>29250N105</cusip><value>226192</value><shrsOrPrnAmt><sshPrnamt>4991</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>4991</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ENTERPRISE PRODS PARTNERS L</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>293792107</cusip><value>1003018</value><shrsOrPrnAmt><sshPrnamt>32345</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>32345</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EOG RES INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>26875P101</cusip><value>5196694</value><shrsOrPrnAmt><sshPrnamt>43447</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>43447</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>30231G102</cusip><value>56342423</value><shrsOrPrnAmt><sshPrnamt>522657</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>522055</Sole><Shared>0</Shared><None>602</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FABRINET</nameOfIssuer><titleOfClass>SHS</titleOfClass><cusip>G3323L100</cusip><value>265506</value><shrsOrPrnAmt><sshPrnamt>901</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>901</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FASTENAL CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>311900104</cusip><value>361452</value><shrsOrPrnAmt><sshPrnamt>8606</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>7806</Sole><Shared>0</Shared><None>800</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FED AGRI MTG CORP</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>313148108</cusip><value>285000</value><shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><votingAuthority><Sole>0</Sole><Shared>2000</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FIDELITY NATL INFORMATION SV</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>31620M106</cusip><value>3282695</value><shrsOrPrnAmt><sshPrnamt>40323</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>37434</Sole><Shared>0</Shared><None>2889</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FIDELITY WISE ORIGIN BITCOIN</nameOfIssuer><titleOfClass>SHS</titleOfClass><cusip>315948109</cusip><value>773255</value><shrsOrPrnAmt><sshPrnamt>8227</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>8227</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FISERV INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>337738108</cusip><value>67315414</value><shrsOrPrnAmt><sshPrnamt>390438</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>382856</Sole><Shared>0</Shared><None>7582</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FORTIVE CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>34959J108</cusip><value>580102</value><shrsOrPrnAmt><sshPrnamt>11128</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>11128</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FRANKLIN RESOURCES INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>354613101</cusip><value>413630</value><shrsOrPrnAmt><sshPrnamt>17343</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>17343</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GE AEROSPACE</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>369604301</cusip><value>815411</value><shrsOrPrnAmt><sshPrnamt>3168</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2996</Sole><Shared>0</Shared><None>172</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GE VERNOVA INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>36828A101</cusip><value>290503</value><shrsOrPrnAmt><sshPrnamt>549</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>486</Sole><Shared>0</Shared><None>63</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>369550108</cusip><value>277951</value><shrsOrPrnAmt><sshPrnamt>953</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>686</Sole><Shared>0</Shared><None>267</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GENERAL MLS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>370334104</cusip><value>1022936</value><shrsOrPrnAmt><sshPrnamt>19744</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>19644</Sole><Shared>0</Shared><None>100</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>38141G104</cusip><value>1486982</value><shrsOrPrnAmt><sshPrnamt>2101</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2101</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GRAINGER W W INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>384802104</cusip><value>425457</value><shrsOrPrnAmt><sshPrnamt>409</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>409</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HEALTHPEAK PROPERTIES INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>42250P103</cusip><value>2191813</value><shrsOrPrnAmt><sshPrnamt>125175</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>125175</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HERSHEY CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>427866108</cusip><value>402262</value><shrsOrPrnAmt><sshPrnamt>2424</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2424</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HOME DEPOT INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>437076102</cusip><value>9016776</value><shrsOrPrnAmt><sshPrnamt>24593</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>24545</Sole><Shared>0</Shared><None>48</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>438516106</cusip><value>7618668</value><shrsOrPrnAmt><sshPrnamt>32715</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>32715</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HORMEL FOODS CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>440452100</cusip><value>302500</value><shrsOrPrnAmt><sshPrnamt>10000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>10000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HOST HOTELS &amp; RESORTS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>44107P104</cusip><value>282777</value><shrsOrPrnAmt><sshPrnamt>18410</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>18410</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HUBBELL INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>443510607</cusip><value>1809256</value><shrsOrPrnAmt><sshPrnamt>4430</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>4430</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>IAMGOLD CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>450913108</cusip><value>134144</value><shrsOrPrnAmt><sshPrnamt>18251</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>18251</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ILLINOIS TOOL WKS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>452308109</cusip><value>4417120</value><shrsOrPrnAmt><sshPrnamt>17865</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>17524</Sole><Shared>0</Shared><None>341</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INTEL CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>458140100</cusip><value>1647811</value><shrsOrPrnAmt><sshPrnamt>73563</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>73563</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INTERCONTINENTAL EXCHANGE IN</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>45866F104</cusip><value>423265</value><shrsOrPrnAmt><sshPrnamt>2307</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2307</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INTERNATIONAL BUSINESS MACHS</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>459200101</cusip><value>4790469</value><shrsOrPrnAmt><sshPrnamt>16251</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>16251</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INTUIT</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>461202103</cusip><value>282759</value><shrsOrPrnAmt><sshPrnamt>359</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>214</Sole><Shared>0</Shared><None>145</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INTUITIVE SURGICAL INC</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>46120E602</cusip><value>308656</value><shrsOrPrnAmt><sshPrnamt>568</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>68</Sole><Shared>0</Shared><None>500</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INVESCO EXCHANGE TRADED FD T</nameOfIssuer><titleOfClass>S&amp;P500 EQL WGT</titleOfClass><cusip>46137V357</cusip><value>686795</value><shrsOrPrnAmt><sshPrnamt>3779</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3779</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INVESCO QQQ TR</nameOfIssuer><titleOfClass>UNIT SER 1</titleOfClass><cusip>46090E103</cusip><value>9426424</value><shrsOrPrnAmt><sshPrnamt>17088</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>17088</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>IQVIA HLDGS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>46266C105</cusip><value>26912904</value><shrsOrPrnAmt><sshPrnamt>170778</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>170747</Sole><Shared>0</Shared><None>31</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES INC</nameOfIssuer><titleOfClass>CORE MSCI EMKT</titleOfClass><cusip>46434G103</cusip><value>14283957</value><shrsOrPrnAmt><sshPrnamt>237947</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>237646</Sole><Shared>0</Shared><None>301</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES SILVER TR</nameOfIssuer><titleOfClass>ISHARES</titleOfClass><cusip>46428Q109</cusip><value>1946190</value><shrsOrPrnAmt><sshPrnamt>59317</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>59317</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE MSCI EAFE</titleOfClass><cusip>46432F842</cusip><value>18741176</value><shrsOrPrnAmt><sshPrnamt>224499</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>224499</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE S&amp;P MCP ETF</titleOfClass><cusip>464287507</cusip><value>9765173</value><shrsOrPrnAmt><sshPrnamt>157452</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>157452</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE S&amp;P SCP ETF</titleOfClass><cusip>464287804</cusip><value>6751061</value><shrsOrPrnAmt><sshPrnamt>61772</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>61772</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE S&amp;P TTL STK</titleOfClass><cusip>464287150</cusip><value>2463534</value><shrsOrPrnAmt><sshPrnamt>18243</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>18243</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE S&amp;P500 ETF</titleOfClass><cusip>464287200</cusip><value>15178521</value><shrsOrPrnAmt><sshPrnamt>24446</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>24146</Sole><Shared>0</Shared><None>300</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>CORE US AGGBD ET</titleOfClass><cusip>464287226</cusip><value>268534</value><shrsOrPrnAmt><sshPrnamt>2707</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2707</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>EAFE GRWTH ETF</titleOfClass><cusip>464288885</cusip><value>688464</value><shrsOrPrnAmt><sshPrnamt>6147</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>6147</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>EAFE VALUE ETF</titleOfClass><cusip>464288877</cusip><value>13369776</value><shrsOrPrnAmt><sshPrnamt>210614</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>210614</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>ESG AW MSCI EAFE</titleOfClass><cusip>46435G516</cusip><value>509892</value><shrsOrPrnAmt><sshPrnamt>5715</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>5715</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>ESG OPTIMIZED</titleOfClass><cusip>464288802</cusip><value>333225</value><shrsOrPrnAmt><sshPrnamt>2629</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2629</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>GL CLEAN ENE ETF</titleOfClass><cusip>464288224</cusip><value>416557</value><shrsOrPrnAmt><sshPrnamt>31774</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>31774</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>IBDS DEC28 ETF</titleOfClass><cusip>46435U515</cusip><value>2446293</value><shrsOrPrnAmt><sshPrnamt>96235</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>96235</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>IBOND DEC 2030</titleOfClass><cusip>46436E593</cusip><value>1002832</value><shrsOrPrnAmt><sshPrnamt>50546</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>50546</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>IBONDS 25 TRM TS</titleOfClass><cusip>46436E866</cusip><value>1775546</value><shrsOrPrnAmt><sshPrnamt>76008</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>73209</Sole><Shared>0</Shared><None>2799</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>IBONDS 26 TRM TS</titleOfClass><cusip>46436E858</cusip><value>1886932</value><shrsOrPrnAmt><sshPrnamt>82291</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>79436</Sole><Shared>0</Shared><None>2855</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>IBONDS 27 ETF</titleOfClass><cusip>46435UAA9</cusip><value>2525633</value><shrsOrPrnAmt><sshPrnamt>104064</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>104064</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>IBONDS 27 TRM TS</titleOfClass><cusip>46436E841</cusip><value>1896019</value><shrsOrPrnAmt><sshPrnamt>84305</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>83180</Sole><Shared>0</Shared><None>1125</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>IBONDS 28 TRM TS</titleOfClass><cusip>46436E833</cusip><value>1667340</value><shrsOrPrnAmt><sshPrnamt>74568</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>74568</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>IBONDS 29 TRM TS</titleOfClass><cusip>46436E825</cusip><value>1360705</value><shrsOrPrnAmt><sshPrnamt>62076</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>62076</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>IBONDS DEC 2030</titleOfClass><cusip>46436E726</cusip><value>1878300</value><shrsOrPrnAmt><sshPrnamt>85455</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>85455</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>IBONDS DEC 2031</titleOfClass><cusip>46436E460</cusip><value>631133</value><shrsOrPrnAmt><sshPrnamt>30787</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>30787</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>IBONDS DEC 2031</titleOfClass><cusip>46436E486</cusip><value>1145017</value><shrsOrPrnAmt><sshPrnamt>54421</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>54421</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>IBONDS DEC 2032</titleOfClass><cusip>46436E312</cusip><value>1035142</value><shrsOrPrnAmt><sshPrnamt>40939</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>40939</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>IBONDS DEC 2033</titleOfClass><cusip>46436E130</cusip><value>900716</value><shrsOrPrnAmt><sshPrnamt>34770</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>34770</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>IBONDS DEC 2034</titleOfClass><cusip>46438G653</cusip><value>272927</value><shrsOrPrnAmt><sshPrnamt>10445</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>10445</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>IBONDS DEC 29</titleOfClass><cusip>46436E205</cusip><value>1865816</value><shrsOrPrnAmt><sshPrnamt>79975</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>79975</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>IBONDS DEC2026</titleOfClass><cusip>46435GAA0</cusip><value>2787440</value><shrsOrPrnAmt><sshPrnamt>114946</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>114946</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>IBONDS DEC25 ETF</titleOfClass><cusip>46434VBD1</cusip><value>2858559</value><shrsOrPrnAmt><sshPrnamt>113525</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>113525</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>ISHARES BIOTECH</titleOfClass><cusip>464287556</cusip><value>4697822</value><shrsOrPrnAmt><sshPrnamt>37134</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>37134</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>MSCI EAFE ETF</titleOfClass><cusip>464287465</cusip><value>2318955</value><shrsOrPrnAmt><sshPrnamt>25942</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>25942</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>MSCI USA MIN VOL</titleOfClass><cusip>46429B697</cusip><value>579647</value><shrsOrPrnAmt><sshPrnamt>6175</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>6175</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>PFD AND INCM SEC</titleOfClass><cusip>464288687</cusip><value>317752</value><shrsOrPrnAmt><sshPrnamt>10357</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>10357</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUS 1000 ETF</titleOfClass><cusip>464287622</cusip><value>2063566</value><shrsOrPrnAmt><sshPrnamt>6077</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>6077</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUS 1000 GRW ETF</titleOfClass><cusip>464287614</cusip><value>6070644</value><shrsOrPrnAmt><sshPrnamt>14298</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>13399</Sole><Shared>0</Shared><None>899</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUS 1000 VAL ETF</titleOfClass><cusip>464287598</cusip><value>7555935</value><shrsOrPrnAmt><sshPrnamt>38902</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>37053</Sole><Shared>0</Shared><None>1849</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUS MD CP GR ETF</titleOfClass><cusip>464287481</cusip><value>806978</value><shrsOrPrnAmt><sshPrnamt>5819</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>4735</Sole><Shared>0</Shared><None>1084</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUS MDCP VAL ETF</titleOfClass><cusip>464287473</cusip><value>208120</value><shrsOrPrnAmt><sshPrnamt>1575</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1575</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUS MID CAP ETF</titleOfClass><cusip>464287499</cusip><value>367511</value><shrsOrPrnAmt><sshPrnamt>3996</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3162</Sole><Shared>0</Shared><None>834</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>RUSSELL 2000 ETF</titleOfClass><cusip>464287655</cusip><value>2304852</value><shrsOrPrnAmt><sshPrnamt>10681</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>9945</Sole><Shared>0</Shared><None>736</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>S&amp;P 500 GRWT ETF</titleOfClass><cusip>464287309</cusip><value>10702710</value><shrsOrPrnAmt><sshPrnamt>97209</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>97209</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>S&amp;P 500 VAL ETF</titleOfClass><cusip>464287408</cusip><value>13898660</value><shrsOrPrnAmt><sshPrnamt>71122</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>71122</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>S&amp;P MC 400GR ETF</titleOfClass><cusip>464287606</cusip><value>8092488</value><shrsOrPrnAmt><sshPrnamt>88948</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>86984</Sole><Shared>0</Shared><None>1964</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>S&amp;P MC 400VL ETF</titleOfClass><cusip>464287705</cusip><value>6344843</value><shrsOrPrnAmt><sshPrnamt>51342</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>51342</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>S&amp;P SML 600 GWT</titleOfClass><cusip>464287887</cusip><value>2754725</value><shrsOrPrnAmt><sshPrnamt>20706</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>19872</Sole><Shared>0</Shared><None>834</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>SELECT DIVID ETF</titleOfClass><cusip>464287168</cusip><value>1080409</value><shrsOrPrnAmt><sshPrnamt>8135</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>8135</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>SP SMCP600VL ETF</titleOfClass><cusip>464287879</cusip><value>2119833</value><shrsOrPrnAmt><sshPrnamt>21307</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>21307</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>U.S. TECH ETF</titleOfClass><cusip>464287721</cusip><value>396961</value><shrsOrPrnAmt><sshPrnamt>2291</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2291</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>478160104</cusip><value>22240858</value><shrsOrPrnAmt><sshPrnamt>145603</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>144553</Sole><Shared>0</Shared><None>1050</None></votingAuthority></infoTable><infoTable><nameOfIssuer>JOHNSON CTLS INTL PLC</nameOfIssuer><titleOfClass>SHS</titleOfClass><cusip>G51502105</cusip><value>226660</value><shrsOrPrnAmt><sshPrnamt>2146</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2146</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>JPMORGAN CHASE &amp; CO.</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>46625H100</cusip><value>114704630</value><shrsOrPrnAmt><sshPrnamt>395656</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>391316</Sole><Shared>0</Shared><None>4340</None></votingAuthority></infoTable><infoTable><nameOfIssuer>KADANT INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>48282T104</cusip><value>202215</value><shrsOrPrnAmt><sshPrnamt>637</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>637</None></votingAuthority></infoTable><infoTable><nameOfIssuer>KIMBERLY-CLARK CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>494368103</cusip><value>58097024</value><shrsOrPrnAmt><sshPrnamt>450644</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>310020</Sole><Shared>0</Shared><None>140624</None></votingAuthority></infoTable><infoTable><nameOfIssuer>KINDER MORGAN INC DEL</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>49456B101</cusip><value>603464</value><shrsOrPrnAmt><sshPrnamt>20526</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>19815</Sole><Shared>0</Shared><None>711</None></votingAuthority></infoTable><infoTable><nameOfIssuer>KINROSS GOLD CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>496902404</cusip><value>165584</value><shrsOrPrnAmt><sshPrnamt>10594</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>10594</None></votingAuthority></infoTable><infoTable><nameOfIssuer>KLA CORP</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>482480100</cusip><value>489074</value><shrsOrPrnAmt><sshPrnamt>546</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>546</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>KRAFT HEINZ CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>500754106</cusip><value>268373</value><shrsOrPrnAmt><sshPrnamt>10394</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>10394</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>L3HARRIS TECHNOLOGIES INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>502431109</cusip><value>490642</value><shrsOrPrnAmt><sshPrnamt>1956</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1658</Sole><Shared>0</Shared><None>298</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LAM RESEARCH CORP</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>512807306</cusip><value>94254516</value><shrsOrPrnAmt><sshPrnamt>968302</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>967227</Sole><Shared>0</Shared><None>1075</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>539830109</cusip><value>640522</value><shrsOrPrnAmt><sshPrnamt>1383</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1183</Sole><Shared>0</Shared><None>200</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LOWES COS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>548661107</cusip><value>33469311</value><shrsOrPrnAmt><sshPrnamt>150851</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>150200</Sole><Shared>0</Shared><None>651</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MANITOWOC CO INC</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>563571405</cusip><value>214761</value><shrsOrPrnAmt><sshPrnamt>17867</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>4888</Sole><Shared>0</Shared><None>12979</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MARATHON PETE CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>56585A102</cusip><value>402484</value><shrsOrPrnAmt><sshPrnamt>2423</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2423</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MASTERCARD INCORPORATED</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>57636Q104</cusip><value>32126109</value><shrsOrPrnAmt><sshPrnamt>57170</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>56669</Sole><Shared>0</Shared><None>501</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MCDONALDS CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>580135101</cusip><value>29032347</value><shrsOrPrnAmt><sshPrnamt>99368</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>98832</Sole><Shared>0</Shared><None>536</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MEDTRONIC PLC</nameOfIssuer><titleOfClass>SHS</titleOfClass><cusip>G5960L103</cusip><value>15614935</value><shrsOrPrnAmt><sshPrnamt>179132</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>179060</Sole><Shared>0</Shared><None>72</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MERCK &amp; CO INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>58933Y105</cusip><value>8347500</value><shrsOrPrnAmt><sshPrnamt>105451</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>104906</Sole><Shared>0</Shared><None>545</None></votingAuthority></infoTable><infoTable><nameOfIssuer>META PLATFORMS INC</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>30303M102</cusip><value>55954602</value><shrsOrPrnAmt><sshPrnamt>75810</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>75792</Sole><Shared>0</Shared><None>18</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MGE ENERGY INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>55277P104</cusip><value>297158</value><shrsOrPrnAmt><sshPrnamt>3360</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3360</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MICROCHIP TECHNOLOGY INC.</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>595017104</cusip><value>3264815</value><shrsOrPrnAmt><sshPrnamt>46395</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>45620</Sole><Shared>0</Shared><None>775</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MICROSOFT CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>594918104</cusip><value>215995815</value><shrsOrPrnAmt><sshPrnamt>434241</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>429145</Sole><Shared>0</Shared><None>5096</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MICROSTRATEGY INC</nameOfIssuer><titleOfClass>CL A NEW</titleOfClass><cusip>594972408</cusip><value>325405</value><shrsOrPrnAmt><sshPrnamt>805</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>805</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MONDELEZ INTL INC</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>609207105</cusip><value>39344899</value><shrsOrPrnAmt><sshPrnamt>583406</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>583287</Sole><Shared>0</Shared><None>119</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MORGAN STANLEY</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>617446448</cusip><value>388351</value><shrsOrPrnAmt><sshPrnamt>2757</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2757</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NESTLE S A</nameOfIssuer><titleOfClass>SPONSORED ADR</titleOfClass><cusip>641069406</cusip><value>445846</value><shrsOrPrnAmt><sshPrnamt>4502</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3586</Sole><Shared>0</Shared><None>916</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NETFLIX INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>64110L106</cusip><value>9581474</value><shrsOrPrnAmt><sshPrnamt>7155</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>7134</Sole><Shared>0</Shared><None>21</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>65339F101</cusip><value>13071021</value><shrsOrPrnAmt><sshPrnamt>188289</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>185612</Sole><Shared>0</Shared><None>2677</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NICOLET BANKSHARES INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>65406E102</cusip><value>960057</value><shrsOrPrnAmt><sshPrnamt>7775</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3655</Sole><Shared>0</Shared><None>4120</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NIKE INC</nameOfIssuer><titleOfClass>CL B</titleOfClass><cusip>654106103</cusip><value>3385624</value><shrsOrPrnAmt><sshPrnamt>47658</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>47608</Sole><Shared>0</Shared><None>50</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NORTHERN TR CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>665859104</cusip><value>2920606</value><shrsOrPrnAmt><sshPrnamt>23035</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>23035</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>666807102</cusip><value>19849205</value><shrsOrPrnAmt><sshPrnamt>39700</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>39692</Sole><Shared>0</Shared><None>8</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NOVA LTD</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>M7516K103</cusip><value>248230</value><shrsOrPrnAmt><sshPrnamt>902</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>902</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NOVARTIS AG</nameOfIssuer><titleOfClass>SPONSORED ADR</titleOfClass><cusip>66987V109</cusip><value>980301</value><shrsOrPrnAmt><sshPrnamt>8101</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>8036</Sole><Shared>0</Shared><None>65</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NUTRIEN LTD</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>67077M108</cusip><value>264118</value><shrsOrPrnAmt><sshPrnamt>4535</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>4535</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>67066G104</cusip><value>155878463</value><shrsOrPrnAmt><sshPrnamt>986635</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>986380</Sole><Shared>0</Shared><None>255</None></votingAuthority></infoTable><infoTable><nameOfIssuer>OLD DOMINION FREIGHT LINE IN</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>679580100</cusip><value>6780082</value><shrsOrPrnAmt><sshPrnamt>41775</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>41775</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>OLLIES BARGAIN OUTLET HLDGS</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>681116109</cusip><value>251304</value><shrsOrPrnAmt><sshPrnamt>1907</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>1907</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ONEOK INC NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>682680103</cusip><value>2143603</value><shrsOrPrnAmt><sshPrnamt>26260</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>26260</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ORACLE CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>68389X105</cusip><value>1628137</value><shrsOrPrnAmt><sshPrnamt>7447</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>7447</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>OREILLY AUTOMOTIVE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>67103H107</cusip><value>205496</value><shrsOrPrnAmt><sshPrnamt>2280</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2280</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>OSHKOSH CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>688239201</cusip><value>266251</value><shrsOrPrnAmt><sshPrnamt>2345</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2033</Sole><Shared>0</Shared><None>312</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PALO ALTO NETWORKS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>697435105</cusip><value>242293</value><shrsOrPrnAmt><sshPrnamt>1184</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1184</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PARKER-HANNIFIN CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>701094104</cusip><value>1128727</value><shrsOrPrnAmt><sshPrnamt>1616</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>116</Sole><Shared>0</Shared><None>1500</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PAYCHEX INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>704326107</cusip><value>425761</value><shrsOrPrnAmt><sshPrnamt>2927</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2877</Sole><Shared>0</Shared><None>50</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PAYCOM SOFTWARE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>70432V102</cusip><value>20990756</value><shrsOrPrnAmt><sshPrnamt>90712</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>90679</Sole><Shared>0</Shared><None>33</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>70450Y103</cusip><value>333770</value><shrsOrPrnAmt><sshPrnamt>4491</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>4491</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PEPSICO INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>713448108</cusip><value>19048089</value><shrsOrPrnAmt><sshPrnamt>144260</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>143154</Sole><Shared>0</Shared><None>1106</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PFIZER INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>717081103</cusip><value>4053751</value><shrsOrPrnAmt><sshPrnamt>167234</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>165815</Sole><Shared>0</Shared><None>1419</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>718172109</cusip><value>100128152</value><shrsOrPrnAmt><sshPrnamt>549762</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>549665</Sole><Shared>0</Shared><None>97</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PHILLIPS 66</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>718546104</cusip><value>11714424</value><shrsOrPrnAmt><sshPrnamt>98193</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>98193</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PLEXUS CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>729132100</cusip><value>1061236</value><shrsOrPrnAmt><sshPrnamt>7843</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>7515</Sole><Shared>0</Shared><None>328</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PRICE T ROWE GROUP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>74144T108</cusip><value>2174627</value><shrsOrPrnAmt><sshPrnamt>22535</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>22535</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PROCORE TECHNOLOGIES INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>74275K108</cusip><value>249664</value><shrsOrPrnAmt><sshPrnamt>3649</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3649</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>742718109</cusip><value>37234039</value><shrsOrPrnAmt><sshPrnamt>233706</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>231397</Sole><Shared>0</Shared><None>2309</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PRUDENTIAL FINL INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>744320102</cusip><value>5070201</value><shrsOrPrnAmt><sshPrnamt>47191</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>45991</Sole><Shared>0</Shared><None>1200</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PSB HLDGS INC WIS</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>69360N108</cusip><value>357346</value><shrsOrPrnAmt><sshPrnamt>14958</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>14958</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>QUALCOMM INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>747525103</cusip><value>209745</value><shrsOrPrnAmt><sshPrnamt>1317</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1317</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RBC BEARINGS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>75524B104</cusip><value>267051</value><shrsOrPrnAmt><sshPrnamt>694</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>51</Sole><Shared>0</Shared><None>643</None></votingAuthority></infoTable><infoTable><nameOfIssuer>REALTY INCOME CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>756109104</cusip><value>574659</value><shrsOrPrnAmt><sshPrnamt>9975</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>9975</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>REGAL REXNORD CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>758750103</cusip><value>384868</value><shrsOrPrnAmt><sshPrnamt>2655</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2655</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RLI CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>749607107</cusip><value>318706</value><shrsOrPrnAmt><sshPrnamt>4413</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3275</Sole><Shared>0</Shared><None>1138</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ROCHE HLDGS AG BASEL</nameOfIssuer><titleOfClass>SPONSORED ADR</titleOfClass><cusip>771195104</cusip><value>1476024</value><shrsOrPrnAmt><sshPrnamt>36375</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>36375</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ROCKWELL AUTOMATION INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>773903109</cusip><value>385981</value><shrsOrPrnAmt><sshPrnamt>1162</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>732</Sole><Shared>0</Shared><None>430</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RTX CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>75513E101</cusip><value>50867526</value><shrsOrPrnAmt><sshPrnamt>348360</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>347982</Sole><Shared>0</Shared><None>378</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SALESFORCE INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>79466L302</cusip><value>24761070</value><shrsOrPrnAmt><sshPrnamt>90803</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>90803</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer><titleOfClass>COM STK</titleOfClass><cusip>806857108</cusip><value>1222039</value><shrsOrPrnAmt><sshPrnamt>36155</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>36155</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHNEIDER NATIONAL INC</nameOfIssuer><titleOfClass>CL B</titleOfClass><cusip>80689H102</cusip><value>2778578</value><shrsOrPrnAmt><sshPrnamt>115055</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>28612</Sole><Shared>0</Shared><None>86443</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHWAB CHARLES CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>808513105</cusip><value>44043736</value><shrsOrPrnAmt><sshPrnamt>482724</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>482724</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer><titleOfClass>1000 INDEX ETF</titleOfClass><cusip>808524722</cusip><value>472289</value><shrsOrPrnAmt><sshPrnamt>15838</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>15838</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer><titleOfClass>SHT TM US TRES</titleOfClass><cusip>808524862</cusip><value>6034927</value><shrsOrPrnAmt><sshPrnamt>247536</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>247536</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer><titleOfClass>US LCAP GR ETF</titleOfClass><cusip>808524300</cusip><value>785719</value><shrsOrPrnAmt><sshPrnamt>26899</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>26899</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer><titleOfClass>US LCAP VA ETF</titleOfClass><cusip>808524409</cusip><value>372050</value><shrsOrPrnAmt><sshPrnamt>13446</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>13446</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer><titleOfClass>US LRG CAP ETF</titleOfClass><cusip>808524201</cusip><value>513875</value><shrsOrPrnAmt><sshPrnamt>21026</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>21026</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>COMMUNICATION</titleOfClass><cusip>81369Y852</cusip><value>1495977</value><shrsOrPrnAmt><sshPrnamt>13784</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>13784</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>ENERGY</titleOfClass><cusip>81369Y506</cusip><value>4010664</value><shrsOrPrnAmt><sshPrnamt>47290</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>47290</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>FINANCIAL</titleOfClass><cusip>81369Y605</cusip><value>3174145</value><shrsOrPrnAmt><sshPrnamt>60610</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>60610</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>INDL</titleOfClass><cusip>81369Y704</cusip><value>2702271</value><shrsOrPrnAmt><sshPrnamt>18318</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>18318</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>RL EST SEL SEC</titleOfClass><cusip>81369Y860</cusip><value>1044156</value><shrsOrPrnAmt><sshPrnamt>25209</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>24989</Sole><Shared>0</Shared><None>220</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>SBI CONS DISCR</titleOfClass><cusip>81369Y407</cusip><value>3861084</value><shrsOrPrnAmt><sshPrnamt>17766</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>17766</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>SBI CONS STPLS</titleOfClass><cusip>81369Y308</cusip><value>4087527</value><shrsOrPrnAmt><sshPrnamt>50482</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>48522</Sole><Shared>0</Shared><None>1960</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>SBI HEALTHCARE</titleOfClass><cusip>81369Y209</cusip><value>3030753</value><shrsOrPrnAmt><sshPrnamt>22485</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>22485</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>SBI INT-UTILS</titleOfClass><cusip>81369Y886</cusip><value>3137785</value><shrsOrPrnAmt><sshPrnamt>38425</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>38273</Sole><Shared>0</Shared><None>152</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>SBI MATERIALS</titleOfClass><cusip>81369Y100</cusip><value>734618</value><shrsOrPrnAmt><sshPrnamt>8366</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>8366</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>TECHNOLOGY</titleOfClass><cusip>81369Y803</cusip><value>21481500</value><shrsOrPrnAmt><sshPrnamt>84830</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>84830</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SEMPRA</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>816851109</cusip><value>348542</value><shrsOrPrnAmt><sshPrnamt>4600</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>4600</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SERVICENOW INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>81762P102</cusip><value>75138254</value><shrsOrPrnAmt><sshPrnamt>73086</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>72876</Sole><Shared>0</Shared><None>210</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SHIFT4 PMTS INC</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>82452J109</cusip><value>315169</value><shrsOrPrnAmt><sshPrnamt>3180</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>0</Sole><Shared>0</Shared><None>3180</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SOUTHERN CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>842587107</cusip><value>8857003</value><shrsOrPrnAmt><sshPrnamt>96450</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>96450</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR GOLD TR</nameOfIssuer><titleOfClass>GOLD SHS</titleOfClass><cusip>78463V107</cusip><value>8715088</value><shrsOrPrnAmt><sshPrnamt>28590</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>28340</Sole><Shared>0</Shared><None>250</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer><titleOfClass>TR UNIT</titleOfClass><cusip>78462F103</cusip><value>37714799</value><shrsOrPrnAmt><sshPrnamt>61042</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>60996</Sole><Shared>0</Shared><None>46</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer><titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass><cusip>78467Y107</cusip><value>4834340</value><shrsOrPrnAmt><sshPrnamt>8534</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>8534</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer><titleOfClass>S&amp;P 600 SMCP VAL</titleOfClass><cusip>78464A300</cusip><value>295670</value><shrsOrPrnAmt><sshPrnamt>3707</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>3707</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer><titleOfClass>S&amp;P BIOTECH</titleOfClass><cusip>78464A870</cusip><value>421367</value><shrsOrPrnAmt><sshPrnamt>5081</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>5081</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR SERIES TRUST</nameOfIssuer><titleOfClass>S&amp;P DIVID ETF</titleOfClass><cusip>78464A763</cusip><value>14572107</value><shrsOrPrnAmt><sshPrnamt>107361</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>107361</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>STARBUCKS CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>855244109</cusip><value>7589437</value><shrsOrPrnAmt><sshPrnamt>82827</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>82064</Sole><Shared>0</Shared><None>763</None></votingAuthority></infoTable><infoTable><nameOfIssuer>STRYKER CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>863667101</cusip><value>9134304</value><shrsOrPrnAmt><sshPrnamt>23088</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>23088</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SYSCO CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>871829107</cusip><value>13135587</value><shrsOrPrnAmt><sshPrnamt>173430</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>173366</Sole><Shared>0</Shared><None>64</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TARGET CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>87612E106</cusip><value>556780</value><shrsOrPrnAmt><sshPrnamt>5644</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>5644</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TESLA INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>88160R101</cusip><value>1660726</value><shrsOrPrnAmt><sshPrnamt>5228</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>4115</Sole><Shared>0</Shared><None>1113</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>882508104</cusip><value>6957552</value><shrsOrPrnAmt><sshPrnamt>33511</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>33511</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>THE CIGNA GROUP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>125523100</cusip><value>38623975</value><shrsOrPrnAmt><sshPrnamt>116837</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>116712</Sole><Shared>0</Shared><None>125</None></votingAuthority></infoTable><infoTable><nameOfIssuer>THERMO FISHER SCIENTIFIC INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>883556102</cusip><value>18008505</value><shrsOrPrnAmt><sshPrnamt>44415</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>43469</Sole><Shared>0</Shared><None>946</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TJX COS INC NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>872540109</cusip><value>4113204</value><shrsOrPrnAmt><sshPrnamt>33308</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>33308</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>T-MOBILE US INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>872590104</cusip><value>6171648</value><shrsOrPrnAmt><sshPrnamt>25903</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>25903</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TRAVELERS COMPANIES INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>89417E109</cusip><value>731454</value><shrsOrPrnAmt><sshPrnamt>2734</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2734</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TREX CO INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>89531P105</cusip><value>541135</value><shrsOrPrnAmt><sshPrnamt>9951</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>7443</Sole><Shared>0</Shared><None>2508</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TRUIST FINL CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>89832Q109</cusip><value>5694326</value><shrsOrPrnAmt><sshPrnamt>132457</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>132457</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UBER TECHNOLOGIES INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>90353T100</cusip><value>45664471</value><shrsOrPrnAmt><sshPrnamt>489437</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>489437</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UNION PAC CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>907818108</cusip><value>19749146</value><shrsOrPrnAmt><sshPrnamt>85836</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>85629</Sole><Shared>0</Shared><None>207</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UNITED PARCEL SERVICE INC</nameOfIssuer><titleOfClass>CL B</titleOfClass><cusip>911312106</cusip><value>4705115</value><shrsOrPrnAmt><sshPrnamt>46613</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>46308</Sole><Shared>0</Shared><None>305</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>91324P102</cusip><value>16928739</value><shrsOrPrnAmt><sshPrnamt>54264</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>53139</Sole><Shared>0</Shared><None>1125</None></votingAuthority></infoTable><infoTable><nameOfIssuer>US BANCORP DEL</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>902973304</cusip><value>6898904</value><shrsOrPrnAmt><sshPrnamt>152462</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>138441</Sole><Shared>0</Shared><None>14021</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>91913Y100</cusip><value>213727</value><shrsOrPrnAmt><sshPrnamt>1590</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1590</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANECK ETF TRUST</nameOfIssuer><titleOfClass>GOLD MINERS ETF</titleOfClass><cusip>92189F106</cusip><value>9126481</value><shrsOrPrnAmt><sshPrnamt>175307</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>175307</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer><titleOfClass>INTERMED TERM</titleOfClass><cusip>921937819</cusip><value>13957394</value><shrsOrPrnAmt><sshPrnamt>180468</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>174463</Sole><Shared>0</Shared><None>6005</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer><titleOfClass>SHORT TRM BOND</titleOfClass><cusip>921937827</cusip><value>26775864</value><shrsOrPrnAmt><sshPrnamt>340227</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>337612</Sole><Shared>0</Shared><None>2615</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD BD INDEX FDS</nameOfIssuer><titleOfClass>TOTAL BND MRKT</titleOfClass><cusip>921937835</cusip><value>12610021</value><shrsOrPrnAmt><sshPrnamt>171262</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>171262</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD CHARLOTTE FDS</nameOfIssuer><titleOfClass>TOTAL INT BD ETF</titleOfClass><cusip>92203J407</cusip><value>553076</value><shrsOrPrnAmt><sshPrnamt>11171</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>11171</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>EXTEND MKT ETF</titleOfClass><cusip>922908652</cusip><value>388117</value><shrsOrPrnAmt><sshPrnamt>2014</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>2014</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>GROWTH ETF</titleOfClass><cusip>922908736</cusip><value>24941014</value><shrsOrPrnAmt><sshPrnamt>56891</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>56891</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>MCAP GR IDXVIP</titleOfClass><cusip>922908538</cusip><value>7957232</value><shrsOrPrnAmt><sshPrnamt>27980</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>27480</Sole><Shared>0</Shared><None>500</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>MCAP VL IDXVIP</titleOfClass><cusip>922908512</cusip><value>7229167</value><shrsOrPrnAmt><sshPrnamt>43957</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>42982</Sole><Shared>0</Shared><None>975</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>MID CAP ETF</titleOfClass><cusip>922908629</cusip><value>48408910</value><shrsOrPrnAmt><sshPrnamt>172994</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>172994</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>REAL ESTATE ETF</titleOfClass><cusip>922908553</cusip><value>8104637</value><shrsOrPrnAmt><sshPrnamt>91002</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>90817</Sole><Shared>0</Shared><None>185</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>S&amp;P 500 ETF SHS</titleOfClass><cusip>922908363</cusip><value>39595099</value><shrsOrPrnAmt><sshPrnamt>69706</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>68869</Sole><Shared>0</Shared><None>837</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>SM CP VAL ETF</titleOfClass><cusip>922908611</cusip><value>4590340</value><shrsOrPrnAmt><sshPrnamt>23539</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>23539</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>SMALL CP ETF</titleOfClass><cusip>922908751</cusip><value>22282755</value><shrsOrPrnAmt><sshPrnamt>94028</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>93465</Sole><Shared>0</Shared><None>563</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>SML CP GRW ETF</titleOfClass><cusip>922908595</cusip><value>5582278</value><shrsOrPrnAmt><sshPrnamt>20157</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>20157</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>TOTAL STK MKT</titleOfClass><cusip>922908769</cusip><value>15883077</value><shrsOrPrnAmt><sshPrnamt>52259</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>52259</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer><titleOfClass>VALUE ETF</titleOfClass><cusip>922908744</cusip><value>16959263</value><shrsOrPrnAmt><sshPrnamt>95956</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>95956</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer><titleOfClass>ALLWRLD EX US</titleOfClass><cusip>922042775</cusip><value>17380469</value><shrsOrPrnAmt><sshPrnamt>258561</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>258561</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INTL EQUITY INDEX F</nameOfIssuer><titleOfClass>FTSE EMR MKT ETF</titleOfClass><cusip>922042858</cusip><value>10444566</value><shrsOrPrnAmt><sshPrnamt>211172</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>207747</Sole><Shared>0</Shared><None>3425</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD SPECIALIZED FUNDS</nameOfIssuer><titleOfClass>DIV APP ETF</titleOfClass><cusip>921908844</cusip><value>20169409</value><shrsOrPrnAmt><sshPrnamt>98546</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>98371</Sole><Shared>0</Shared><None>175</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD TAX-MANAGED FDS</nameOfIssuer><titleOfClass>VAN FTSE DEV MKT</titleOfClass><cusip>921943858</cusip><value>9137162</value><shrsOrPrnAmt><sshPrnamt>160273</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>145974</Sole><Shared>0</Shared><None>14299</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer><titleOfClass>HIGH DIV YLD</titleOfClass><cusip>921946406</cusip><value>10668265</value><shrsOrPrnAmt><sshPrnamt>80026</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>73149</Sole><Shared>0</Shared><None>6877</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer><titleOfClass>HEALTH CAR ETF</titleOfClass><cusip>92204A504</cusip><value>321848</value><shrsOrPrnAmt><sshPrnamt>1296</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>1296</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD WORLD FD</nameOfIssuer><titleOfClass>INF TECH ETF</titleOfClass><cusip>92204A702</cusip><value>4353769</value><shrsOrPrnAmt><sshPrnamt>6564</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>6564</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VERALTO CORP</nameOfIssuer><titleOfClass>COM SHS</titleOfClass><cusip>92338C103</cusip><value>1980134</value><shrsOrPrnAmt><sshPrnamt>19615</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>19127</Sole><Shared>0</Shared><None>488</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>92343V104</cusip><value>5347090</value><shrsOrPrnAmt><sshPrnamt>123575</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>123575</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VERTEX PHARMACEUTICALS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>92532F100</cusip><value>3375951</value><shrsOrPrnAmt><sshPrnamt>7583</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>7583</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VISA INC</nameOfIssuer><titleOfClass>COM CL A</titleOfClass><cusip>92826C839</cusip><value>4993777</value><shrsOrPrnAmt><sshPrnamt>14065</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>13756</Sole><Shared>0</Shared><None>309</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WALMART INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>931142103</cusip><value>11278335</value><shrsOrPrnAmt><sshPrnamt>115344</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>111243</Sole><Shared>0</Shared><None>4101</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WASTE MGMT INC DEL</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>94106L109</cusip><value>14133066</value><shrsOrPrnAmt><sshPrnamt>61765</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>61153</Sole><Shared>0</Shared><None>612</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>92939U106</cusip><value>2499341</value><shrsOrPrnAmt><sshPrnamt>23986</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>23561</Sole><Shared>0</Shared><None>425</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WELLNESS CTR USA INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>94973A103</cusip><value>6</value><shrsOrPrnAmt><sshPrnamt>12500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>12500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WELLS FARGO CO NEW</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>949746101</cusip><value>4154461</value><shrsOrPrnAmt><sshPrnamt>51853</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>50353</Sole><Shared>0</Shared><None>1500</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WELLTOWER INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>95040Q104</cusip><value>722992</value><shrsOrPrnAmt><sshPrnamt>4703</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>4703</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WEST RED LAKE GOLD MINES LTD</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>95556L101</cusip><value>129080</value><shrsOrPrnAmt><sshPrnamt>204080</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>204080</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WEYERHAEUSER CO MTN BE</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>962166104</cusip><value>1473860</value><shrsOrPrnAmt><sshPrnamt>57371</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>56372</Sole><Shared>0</Shared><None>999</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WISDOMTREE TR</nameOfIssuer><titleOfClass>US LARGECAP DIVD</titleOfClass><cusip>97717W307</cusip><value>472797</value><shrsOrPrnAmt><sshPrnamt>5756</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>5756</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WOODSIDE ENERGY GROUP LTD</nameOfIssuer><titleOfClass>SPONSORED ADR</titleOfClass><cusip>980228308</cusip><value>1361141</value><shrsOrPrnAmt><sshPrnamt>88214</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>88214</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WOODWARD INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>980745103</cusip><value>15169600</value><shrsOrPrnAmt><sshPrnamt>61894</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>23635</Sole><Shared>0</Shared><None>38259</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WP CAREY INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>92936U109</cusip><value>1372796</value><shrsOrPrnAmt><sshPrnamt>22007</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>22007</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>XCEL ENERGY INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>98389B100</cusip><value>19624784</value><shrsOrPrnAmt><sshPrnamt>288176</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>288080</Sole><Shared>0</Shared><None>96</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ZIMMER BIOMET HOLDINGS INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>98956P102</cusip><value>1137023</value><shrsOrPrnAmt><sshPrnamt>12466</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>12466</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ZOETIS INC</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>98978V103</cusip><value>7001530</value><shrsOrPrnAmt><sshPrnamt>44896</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>DFND</investmentDiscretion><otherManager>1</otherManager><votingAuthority><Sole>44896</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable></informationTable><!-- Other Managers: 1|Associated Trust Company, National Association|028-20327||| --><!-- tableEntryCount=321 tableValueTotal=3528155745 -->
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
