-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 Pi3mZ4DXwKcFZV4maenzf/9bmhkfmsUKkMjrp56hi7/tPe0Q1ew2hNwZ6OlorACH
 YS9IXK9ZHznhZGB6lf39/A==

<SEC-DOCUMENT>/in/edgar/work/20001102/0000890566-00-001514/0000890566-00-001514.txt : 20001106
<SEC-HEADER>0000890566-00-001514.hdr.sgml : 20001106
ACCESSION NUMBER:		0000890566-00-001514
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20001102
ITEM INFORMATION:		
ITEM INFORMATION:		
FILED AS OF DATE:		20001102

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			INTERNATIONAL BANCSHARES CORP
		CENTRAL INDEX KEY:			0000315709
		STANDARD INDUSTRIAL CLASSIFICATION:	 [6022
]		IRS NUMBER:				742157138
		STATE OF INCORPORATION:			TX
		FISCAL YEAR END:			1231
</COMPANY-DATA>

		FILING VALUES:
			FORM TYPE:		8-K
			SEC ACT:		
			SEC FILE NUMBER:	000-09439
			FILM NUMBER:		752159
</FILING-VALUES>

			BUSINESS ADDRESS:	
				STREET 1:		12OO SAN BERNARDO AVE
				STREET 2:		PO BOX 1359
				CITY:			LAREDO
				STATE:			TX
				ZIP:			78040-1359
				BUSINESS PHONE:		9567227611
</BUSINESS-ADDRESS>

				MAIL ADDRESS:	
					STREET 1:		P O BOX 1359
					STREET 2:		1200 SAN BERNARDO
					CITY:			LAREDO
					STATE:			TX
					ZIP:			78040
</MAIL-ADDRESS>
</FILER>
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>0001.txt
<TEXT>

                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                  ------------


                                    FORM 8-K

                                 CURRENT REPORT

                     ---------------------------------------


                       PURSUANT TO SECTION 13 OR 15 (D) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

       DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): NOVEMBER 2, 2000


                      INTERNATIONAL BANCSHARES CORPORATION
             (EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)


                          COMMISSION FILE NUMBER 0-9439


                TEXAS                                    74-2157138
  ------------------------------------------      -------------------------
      (STATE OR OTHER JURISDICTION                     (I.R.S. EMPLOYER
    OF INCORPORATION OR ORGANIZATION)                 IDENTIFICATION NO.)





      1200 SAN BERNARDO, LAREDO, TEXAS                  78040-1359
  ------------------------------------------      -------------------------
   (ADDRESS OF PRINCIPAL EXECUTIVE OFFICES)             (ZIP CODE)


       (REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE) (956) 722-7611



                                      NONE
                        ---------------------------------
          (FORMER NAME OR FORMER ADDRESS, IF CHANGED SINCE LAST REPORT)
<PAGE>
ITEM 5.     OTHER EVENTS

      ON NOVEMBER 2, 2000, INTERNATIONAL BANCSHARES CORPORATION ISSUED A NEWS
RELEASE ANNOUNCING THIRD QUARTER 2000 EARNINGS, ATTACHED HERETO AND FILED
HEREWITH AS EXHIBIT 99 AND IS INCORPORATED HEREIN BY REFERENCE.

ITEM 7.     FINANCIAL STATEMENTS AND EXHIBITS

      C.    EXHIBITS

            THE FOLLOWING EXHIBIT IS FILED AS PART OF THIS REPORT:

            (99)  NEWS RELEASE OF INTERNATIONAL BANCSHARES
                  CORPORATION DATED NOVEMBER 2, 2000.

                                       2
<PAGE>
                                   SIGNATURES

      PURSUANT TO THE REQUIREMENTS OF THE SECURITIES EXCHANGE ACT OF 1934, THE
REGISTRANT HAS DULY CAUSED THIS REPORT TO BE SIGNED ON ITS BEHALF BY THE
UNDERSIGNED HEREUNTO DULY AUTHORIZED.


                        INTERNATIONAL BANCSHARES CORPORATION
                        (REGISTRANT)


                        BY: /s/ DENNIS E. NIXON
                            ----------------------------------
                                DENNIS E. NIXON, PRESIDENT
                                AND CHIEF EXECUTIVE OFFICER

DATE:  NOVEMBER 2, 2000

                                       3
<PAGE>
                                  EXHIBIT INDEX


        EXHIBIT                                            PAGE
        NUMBER                   DESCRIPTION              NUMBER
        -------        -----------------------------     ---------
          99           NEWS RELEASE OF INTERNATIONAL         5
                       BANCSHARES CORPORATION DATED
                       NOVEMBER 2, 2000.

                                       4
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>2
<FILENAME>0002.txt
<TEXT>

Contact:

Dennis E. Nixon
Chairman & CEO
International Bancshares Corporation
(956) 722-7611

Katie Brickman Harvey
Taylor West Advertising
(210) 826-8899

FOR IMMEDIATE RELEASE:

    INTERNATIONAL BANCSHARES CORPORATION REPORTS THIRD QUARTER 2000 EARNINGS

LAREDO, Texas---(BUSINESS WIRE)--November 2, 2000--International Bancshares
Corporation (NASDAQ:IBOC) today reported earnings for the third quarter of 2000
of $18.7 million or $.88 per share - basic ($.87 per share - diluted) compared
to $17.9 million or $.83 per share - basic ($.81 per share diluted) in the
corresponding 1999 period. Earnings for the first nine months of 2000 were $59.0
million or $3.06 per share - basic ($3.02 per share diluted) compared to $49.8
million or $2.53 per share - basic ($2.48 per share diluted) in the
corresponding 1999 period. The per share data is fully adjusted for stock
dividends, the most recent of which was a 25% dividend declared on May 18, 2000.

      Dennis E. Nixon, CEO and Chairman of the Board, stated that the Company's
third quarter earnings represent a 5% increase over the corresponding 1999
period and continues the pattern of strong earnings reports released this year.

      "I'm extremely pleased with the results for the third quarter, especially
when compared to the very strong results reported in 1999, which were favorably
affected by the sale of a portion of the bank's credit card portfolio," he said.
"The Company's year to date 2000 performance is 18% ahead of 1999, reflecting
very favorably on IBC's commitment to superior earnings. "In terms of earnings
per share, these earnings results translate into a 7% increase in diluted
earnings per share for the third quarter, and a 22% increase for the first nine
months, truly demonstrating that IBC is `doing more' for each shareholder."

      Income before goodwill charges, which excludes the amortization of core
deposit intangibles and goodwill, increased 5% to $19.6 million or $.92 per
share - basic ($.91 per share - diluted) for the third quarter of 2000 compared
to $18.8 million or $.87 - per share - basic ($.85 per share - diluted) in the
corresponding 1999 period, which resulted in a 7% increase in diluted earnings
per share.

      Total assets at September 30, 2000, were $5.8 billion compared to $5.3
billion at September 30, 1999. Total loans at September 30, 2000, were $2.2
billion compared to $1.8 billion at September 30, 1999. Deposits at September
30, 2000, were $3.7 billion compared to $3.4 billion at September 30, 1999.


      IBC is a $5.8 billion multi-bank holding company headquartered in Laredo,
Texas, with 95 facilities and 202 ATM's serving 28 communities

                                       5
<PAGE>
including Houston, San Antonio, Corpus Christi, McAllen, Brownsville, Port
Lavaca, Zapata and throughout the Rio Grande Valley and the Texas Gulf Coast.

"Safe Harbor" statement under the Private Securities Litigation Reform Act of
1995: The statements contained in this release which are not historical facts
contain forward looking information with respect to plans, projections or future
performance of IBC and its subsidiaries, the occurrence of which involve certain
risks and uncertainties detailed in IBC's filings with the Securities and
Exchange Commission.

Copies of IBC's SEC filings and Annual Report (as an exhibit to the 10-K) may be
downloaded from the Internet at no charge from FreeEDGAR, a real-time access to
SEC filings site located at HTTP://WWW.FREEEDGAR.COM.

                                        6
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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