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Capital Requirements (Tables) | 12 Months Ended
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Dec. 31, 2014
Capital Requirements |
Schedule of the Company's and the bank subsidiaries' actual capital amounts and ratios |
|  | Actual |  | For Capital Adequacy Purposes |  | To Be Well-Capitalized Under Prompt Corrective Action Provisions |
|  | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio |
|  |  |  |  |  | (greater than or equal to) |  | (greater than or equal to) |  | (greater than or equal to) |  | (greater than or equal to) |
|  | (Dollars in Thousands) |
As of December 31, 2014: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total Capital (to Risk Weighted Assets): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 1,524,998 |  |  | 20.24 | % | $ | 602,847 |  |  | 8.00 | % |  | N/A |  |  | N/A |
International Bank of Commerce, Laredo |  |  | 1,131,528 |  |  | 17.31 |  |  | 523,006 |  |  | 8.00 |  | $ | 653,757 |  |  | 10.00 | %
International Bank of Commerce, Brownsville |  |  | 151,489 |  |  | 28.60 |  |  | 42,381 |  |  | 8.00 |  |  | 52,976 |  |  | 10.00 |
International Bank of Commerce, Zapata |  |  | 60,946 |  |  | 33.83 |  |  | 14,412 |  |  | 8.00 |  |  | 18,041 |  |  | 10.00 |
Commerce Bank |  |  | 68,291 |  |  | 37.42 |  |  | 14,600 |  |  | 8.00 |  |  | 18,251 |  |  | 10.00 |
Tier 1 Capital (to Risk Weighted Assets): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 1,457,068 |  |  | 19.34 | % | $ | 301,424 |  |  | 4.00 | % |  | N/A |  |  | N/A |
International Bank of Commerce, Laredo |  |  | 1,071,360 |  |  | 16.39 |  |  | 261,503 |  |  | 4.00 |  | $ | 392,254 |  |  | 6.00 | %
International Bank of Commerce, Brownsville |  |  | 145,584 |  |  | 27.48 |  |  | 21,190 |  |  | 4.00 |  |  | 31,785 |  |  | 6.00 |
International Bank of Commerce, Zapata |  |  | 60,035 |  |  | 33.33 |  |  | 7,206 |  |  | 4.00 |  |  | 10,809 |  |  | 6.00 |
Commerce Bank |  |  | 67,347 |  |  | 36.90 |  |  | 7,300 |  |  | 4.00 |  |  | 10,950 |  |  | 6.00 |
Tier 1 Capital (to Average Assets): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 1,457,068 |  |  | 12.33 | % | $ | 472,864 |  |  | 4.00 | % | $ | N/A |  |  | N/A |
International Bank of Commerce, Laredo |  |  | 1,071,360 |  |  | 11.22 |  |  | 381,804 |  |  | 4.00 |  |  | 477,255 |  |  | 5.00 | %
International Bank of Commerce, Brownsville |  |  | 145,584 |  |  | 13.96 |  |  | 41,717 |  |  | 4.00 |  |  | 52,146 |  |  | 5.00 |
International Bank of Commerce, Zapata |  |  | 60,035 |  |  | 10.88 |  |  | 22,081 |  |  | 4.00 |  |  | 27,602 |  |  | 5.00 |
Commerce Bank |  |  | 67,347 |  |  | 12.04 |  |  | 22,373 |  |  | 4.00 |  |  | 27,966 |  |  | 5.00 |
|  | Actual |  | For Capital Adequacy Purposes |  | To Be Well-Capitalized Under Prompt Corrective Action Provisions |
|  | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio |
|  |  |  |  |  | (greater than or equal to) |  | (greater than or equal to) |  | (greater than or equal to) |  | (greater than or equal to) |
|  | (Dollars in Thousands) |
As of December 31, 2013: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total Capital (to Risk Weighted Assets): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 1,442,837 |  |  | 20.36 | % | $ | 566,870 |  |  | 8.00 | % |  | N/A |  |  | N/A |
International Bank of Commerce, Laredo |  |  | 1,035,189 |  |  | 16.96 |  |  | 488,303 |  |  | 8.00 |  | $ | 610,378 |  |  | 10.00 | %
International Bank of Commerce, Brownsville |  |  | 143,879 |  |  | 27.63 |  |  | 41,652 |  |  | 8.00 |  |  | 52,065 |  |  | 10.00 |
International Bank of Commerce, Zapata |  |  | 57,675 |  |  | 32.65 |  |  | 14,130 |  |  | 8.00 |  |  | 17,663 |  |  | 10.00 |
Commerce Bank |  |  | 64,585 |  |  | 36.45 |  |  | 14,175 |  |  | 8.00 |  |  | 17,719 |  |  | 10.00 |
Tier 1 Capital (to Risk Weighted Assets): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 1,369,657 |  |  | 19.33 | % | $ | 283,435 |  |  | 4.00 | % |  | N/A |  |  | N/A |
International Bank of Commerce, Laredo |  |  | 969,731 |  |  | 15.89 |  |  | 244,151 |  |  | 4.00 |  | $ | 366,227 |  |  | 6.00 | %
International Bank of Commerce, Brownsville |  |  | 138,467 |  |  | 26.60 |  |  | 20,826 |  |  | 4.00 |  |  | 31,239 |  |  | 6.00 |
International Bank of Commerce, Zapata |  |  | 56,459 |  |  | 31.96 |  |  | 7,065 |  |  | 4.00 |  |  | 10,598 |  |  | 6.00 |
Commerce Bank |  |  | 63,491 |  |  | 35.83 |  |  | 7,087 |  |  | 4.00 |  |  | 10,631 |  |  | 6.00 |
Tier 1 Capital (to Average Assets): |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 1,369,657 |  |  | 11.61 | % | $ | 472,044 |  |  | 4.00 | % | $ | N/A |  |  | N/A |
International Bank of Commerce, Laredo |  |  | 969,731 |  |  | 10.09 |  |  | 384,497 |  |  | 4.00 |  |  | 480,622 |  |  | 5.00 | %
International Bank of Commerce, Brownsville |  |  | 138,467 |  |  | 13.33 |  |  | 41,553 |  |  | 4.00 |  |  | 51,942 |  |  | 5.00 |
International Bank of Commerce, Zapata |  |  | 56,459 |  |  | 10.64 |  |  | 21,219 |  |  | 4.00 |  |  | 26,523 |  |  | 5.00 |
Commerce Bank |  |  | 63,491 |  |  | 11.88 |  |  | 21,372 |  |  | 4.00 |  |  | 26,715 |  |  | 5.00 |

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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1H -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=35709795&loc=d3e65071-112826 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958568-112826 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958570-112826 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1G -URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958577-112826 + Details
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