<SEC-DOCUMENT>0001558370-16-003597.txt : 20160226
<SEC-HEADER>0001558370-16-003597.hdr.sgml : 20160226
<ACCEPTANCE-DATETIME>20160226120318
ACCESSION NUMBER:		0001558370-16-003597
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20160226
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20160226
DATE AS OF CHANGE:		20160226

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			INTERNATIONAL BANCSHARES CORP
		CENTRAL INDEX KEY:			0000315709
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				742157138
		STATE OF INCORPORATION:			TX
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-09439
		FILM NUMBER:		161459697

	BUSINESS ADDRESS:	
		STREET 1:		12OO SAN BERNARDO AVE
		STREET 2:		PO BOX 1359
		CITY:			LAREDO
		STATE:			TX
		ZIP:			78040-1359
		BUSINESS PHONE:		9567227611

	MAIL ADDRESS:	
		STREET 1:		P O BOX 1359
		STREET 2:		1200 SAN BERNARDO
		CITY:			LAREDO
		STATE:			TX
		ZIP:			78040
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>iboc-20160226x8k.htm
<DESCRIPTION>8-K
<TEXT>
<!--HTML document created with Merrill Bridge  6.1.177.0-->
<!--Created on: 2/26/2016 10:48:38 AM-->
<html>
	<head>
		<title>
			iboc_Current Folio_8K
		</title>
	</head>
	<body><div style="margin-left:5.88235294117647%;margin-right:5.88235294117647%;"></div><div style="margin-left:5.88235294117647%;margin-right:5.88235294117647%;">
		<p style="margin:0pt;border-top:3pt double #000000 ;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<a name="_GoBack"></a><font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 12pt;">
			<font style="display:inline;font-weight:bold;font-size:12pt;">UNITED STATES</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 12pt;">
			<font style="display:inline;font-weight:bold;font-size:12pt;">SECURITIES AND EXCHANGE COMMISSION</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-weight:bold;">Washington</font><font style="display:inline;font-weight:bold;">, &nbsp;</font><font style="display:inline;font-weight:bold;">D.C.</font><font style="display:inline;font-weight:bold;"> &nbsp;20549</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 18pt;">
			<font style="display:inline;font-weight:bold;font-size:18pt;">FORM 8</font><font style="display:inline;font-weight:bold;font-size:18pt;">&#8209;K</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 15pt;">
			<font style="display:inline;font-weight:bold;font-size:15pt;">CURRENT REPORT</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 12pt;">
			<font style="display:inline;font-weight:bold;font-size:12pt;">Pursuant to Section 13 or 15 (d) of</font><font style="display:inline;font-weight:bold;font-size:12pt;">&nbsp;</font><font style="display:inline;font-weight:bold;font-size:12pt;">The Securities Exchange Act of 1934</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">Date of Report (Date of earliest event reported):</font><font style="display:inline;font-weight:bold;">&nbsp;</font><font style="display:inline;">February 26</font><font style="display:inline;">, 20</font><font style="display:inline;">1</font><font style="display:inline;">6</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 18pt;">
			<font style="display:inline;font-weight:bold;font-size:18pt;">INTERNATIONAL BANCSHARES CORPORATION</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 9pt;">
			<font style="display:inline;font-size:9pt;">(Exact </font><font style="display:inline;font-size:9pt;">n</font><font style="display:inline;font-size:9pt;">ame of </font><font style="display:inline;font-size:9pt;">r</font><font style="display:inline;font-size:9pt;">egistrant as </font><font style="display:inline;font-size:9pt;">s</font><font style="display:inline;font-size:9pt;">pecified in its </font><font style="display:inline;font-size:9pt;">c</font><font style="display:inline;font-size:9pt;">harter)</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<div style="width:100%;"><table cellpadding="0" cellspacing="0" align="center" style="border-collapse:collapse;width: 100.00%;margin-left:0pt;">
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:30.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-weight:bold;">Texas</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:30.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-weight:bold;">000-9439</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:30.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-weight:bold;">74</font><font style="display:inline;font-weight:bold;">&#8209;2157138</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;width:30.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">(State or other jurisdiction</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:30.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">(Commission File</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;width:30.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">(IRS Employer</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:30.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">of incorporation</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:05.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:30.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">Number)</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:05.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:30.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">Identification No.)</font></p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<div style="width:100%;"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width: 100.00%;margin-left:0pt;">
			<tr>
				<td valign="top" style="width:15.00%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						<font style="display:inline;font-size:1pt;">&nbsp;</font></p>
				</td>
				<td valign="top" style="width:35.00%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:10.00%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:35.00%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:05.00%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;width:15.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:35.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-weight:bold;">1200 San Bernardo, Laredo, Texas</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:10.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:35.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-weight:bold;">78040</font><font style="display:inline;font-weight:bold;">&#8209;1359</font></p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;width:05.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:15.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:35.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">(Address of principal executive offices)</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:10.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:35.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">(Zip Code)</font></p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:05.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">Registrant's telephone number, including area code</font><font style="display:inline;font-weight:bold;">&nbsp;</font><font style="display:inline;font-weight:bold;"> &nbsp; &nbsp;</font><font style="display:inline;font-weight:bold;">(956) 722</font><font style="display:inline;font-weight:bold;">&#8209;7611</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 12pt;">
			<font style="display:inline;font-weight:bold;font-size:12pt;">None</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">(Former name or former address, if changed since last report)</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below):</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&#x2610;</font><font style="display:inline;"> Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&#x2610;</font><font style="display:inline;"> Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&#x2610;</font><font style="display:inline;"> Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&#x2610;</font><font style="display:inline;"> Pre-commencement communications pursuant to Rule 13e-4</font><font style="display:inline;"> (c ) </font><font style="display:inline;"> under the E</font><font style="display:inline;">xchange Act (17 CFR 240.13e-4 (</font><font style="display:inline;">c))</font>
		</p>
		<p style="margin:0pt;border-bottom:3pt double #000000 ;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
			&nbsp;
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-weight:bold;"></font></p></div><div style="margin-left:5.88235294117647%;margin-right:5.88235294117647%;">
		<p><font size="1"> </font></p></div><div style="margin-left:5.88235294117647%;margin-right:5.88235294117647%;"><hr align="center" style='background-color:#000000; border-width:0; color:#000000; height:2pt; lineheight:0; width:100%;'></hr><p style="page-break-after:always">&nbsp;</p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;"><font style="display:inline;font-weight:bold;">Item </font><font style="display:inline;font-weight:bold;">2</font><font style="display:inline;font-weight:bold;">.</font><font style="display:inline;font-weight:bold;">02 </font><font style="display:inline;font-weight:bold;">Re</font><font style="display:inline;font-weight:bold;">sults of Operations and Financial Condition</font><font style="display:inline;font-weight:bold;">.</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 8pt;">
			<font style="display:inline;font-size:8pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman,Times,serif;font-size: 10pt;">
			<font style="display:inline;font-size:10pt;">On </font><font style="display:inline;font-size:10pt;">February 26</font><font style="display:inline;font-size:10pt;">,</font><font style="display:inline;font-size:10pt;">&nbsp;</font><font style="display:inline;font-size:10pt;">20</font><font style="display:inline;font-size:10pt;">1</font><font style="display:inline;font-size:10pt;">6</font><font style="display:inline;font-size:10pt;">, International Bancshares Corporation i</font><font style="display:inline;font-size:10pt;">ssued a news release announcing</font><font style="display:inline;font-size:10pt;">&nbsp;</font><font style="display:inline;font-size:10pt;">fourth quarter and year to date </font><font style="display:inline;font-size:10pt;">earnings </font><font style="display:inline;font-size:10pt;">for the period ended </font><font style="display:inline;font-size:10pt;">December 31</font><font style="display:inline;font-size:10pt;">, 2015</font><font style="display:inline;font-size:10pt;">.&nbsp;&nbsp;The news release, attached hereto and filed herewith as Exhibit&nbsp;99, is incorporated herein by reference.&nbsp; </font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman,Times,serif;font-size: 8pt;">
			<font style="display:inline;font-size:8pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;font-family:Times New Roman,Times,serif;font-size: 10pt;">
			<font style="display:inline;font-size:10pt;">All of the information furnished in Item&nbsp;2.02 of this report</font><font style="display:inline;font-size:10pt;">, including </font><font style="display:inline;font-size:10pt;">the accompanying exhibits</font><font style="display:inline;font-size:10pt;">, &nbsp;</font><font style="display:inline;font-size:10pt;">is</font><font style="display:inline;font-size:10pt;"> also intended to be included under </font><font style="display:inline;font-size:10pt;">&#x201C;</font><font style="display:inline;font-size:10pt;">Item 7.01 &#x2013; Regulation Fair Disclosure&#x201D; and shall not be deemed &#x201C;filed&#x201D; for the purposes of Section 18 of the Securities and Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended.</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 8pt;">
			<font style="display:inline;font-size:8pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 8pt;">
			<font style="display:inline;font-size:8pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-weight:bold;">Item 9.01 Financial Statements and Exhibits</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 8pt;">
			<font style="display:inline;font-size:8pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">(d)&nbsp;&nbsp;&nbsp;Exhibits:</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 8pt;">
			<font style="display:inline;font-size:8pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">99 &#x2013; News Release of International Bancshares Corporation dated </font><font style="display:inline;">February 26</font><font style="display:inline;">, 201</font><font style="display:inline;">6</font><font style="display:inline;">.</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 12pt;">
			<font style="display:inline;font-weight:bold;font-size:12pt;"></font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-weight:bold;"></font></p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;">
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:24pt 0pt 0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">

			<font style="display:inline;">2</font><font style="display:inline;"></font><font style="display:inline;"></font><font style="display:inline;"></font><font style="display:inline;"></font>

		</p>

</div></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><hr align="center" style='background-color:#000000; border-width:0; color:#000000; height:2pt; lineheight:0; width:100%;'></hr><p style="page-break-after:always">&nbsp;</p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><div style="width:100%">

		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">

			&nbsp;

		</p>

</div></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;"><font style="display:inline;font-weight:bold;">SIGNATURES</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 8pt;">
			<font style="display:inline;font-size:8pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 11pt;">
			<font style="display:inline;font-size:11pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 144pt;text-indent:180pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 11pt;">
			<font style="display:inline;font-size:11pt;">&nbsp;</font>
		</p>
		<div style="width:100%;"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width: 100.00%;margin-left:0pt;">
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:45.90%;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:45.00%;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;width:50.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="top" style="border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;width:45.00%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-weight:bold;">INTERNATIONAL BANCSHARES CORPORATION</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;width:50.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;width:45.00%;padding:0pt;">
					<p style="margin:0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;width:50.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;width:45.00%;padding:0pt;">
					<p style="margin:0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;width:50.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">By:</font></p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;width:45.00%;border-bottom:1pt solid #000000 ;padding:0pt;">
					<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">/s/ Dennis E. Nixon</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;width:50.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;width:45.00%;border-top:1pt solid #000000 ;padding:0pt;">
					<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">DENNIS E. NIXON, President</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:50.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:05.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:45.00%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">and Chief Executive Officer</font></p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">Date: </font><font style="display:inline;">February 26</font><font style="display:inline;">, 20</font><font style="display:inline;">1</font><font style="display:inline;">6</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 12pt;">
			<font style="display:inline;font-weight:bold;font-size:12pt;"></font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-weight:bold;"></font></p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;">
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:24pt 0pt 0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">

			<font style="display:inline;">3</font><font style="display:inline;"></font><font style="display:inline;"></font><font style="display:inline;"></font><font style="display:inline;"></font>

		</p>

</div></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><hr align="center" style='background-color:#000000; border-width:0; color:#000000; height:2pt; lineheight:0; width:100%;'></hr><p style="page-break-after:always">&nbsp;</p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><div style="width:100%">

		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">

			&nbsp;

		</p>

</div></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;"><font style="display:inline;font-weight:bold;">EXHIBIT INDEX</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 8pt;">
			<font style="display:inline;font-size:8pt;">&nbsp;</font>
		</p>
		<div style="width:100%;"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width: 100.00%;margin-left:0pt;">
			<tr>
				<td valign="top" style="width:06.48%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size: 9pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;font-size:9pt;">Ary 26</font></p>
				</td>
				<td valign="top" style="width:93.52%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:06.48%;padding:0pt 6.5pt">
					<p style="margin:0pt 3.2pt 0pt 0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">99</font></p>
				</td>
				<td valign="top" style="width:93.52%;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">News Release of International Bancshares Corporation dated </font><font style="display:inline;">February 26, 2016</font><font style="display:inline;">.</font></p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;">
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:24pt 0pt 0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">

			<font style="display:inline;">4</font><font style="display:inline;"></font><font style="display:inline;"></font><font style="display:inline;"></font><font style="display:inline;"></font>

		</p>

</div></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><hr align="center" style='background-color:#000000; border-width:0; color:#000000; height:2pt; lineheight:0; width:100%;'></hr></div>
	</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>2
<FILENAME>iboc-20160226xex99.htm
<DESCRIPTION>EX-99
<TEXT>
<!--HTML document created with Merrill Bridge  6.1.177.0-->
<!--Created on: 2/26/2016 10:48:43 AM-->
<html>
	<head>
		<title>
			iboc_Ex_99
		</title>
	</head>
	<body><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;">
		<p style="margin:0pt;text-align:right;font-weight:bold;line-height:100%;font-family:Times New (WE);font-size: 12pt;">
			<a name="_GoBack"></a><font style="display:inline;font-family:Times New Roman,Times,serif;">EXHIBIT 99</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<div style="width:100%;"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width: 100.00%;margin-left:0pt;">
			<tr>
				<td valign="top" style="width:10.18%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:02.78%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:46.58%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="top" style="width:40.46%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:10.18%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Contact:</font></p>
				</td>
				<td valign="bottom" style="width:02.78%;padding:0pt;">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="top" style="width:46.58%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Judith Wawroski</font></p>
				</td>
				<td valign="top" style="width:40.46%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:10.18%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:02.78%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="top" style="width:46.58%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">International Bancshares Corporation</font></p>
				</td>
				<td valign="top" style="width:40.46%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:10.18%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:02.78%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="top" style="width:46.58%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">(956) 722-7611</font></p>
				</td>
				<td valign="top" style="width:40.46%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 12pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;font-size:12pt;">FOR IMMEDIATE RELEASE:</font>
		</p>
		<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;text-decoration:underline;">IBC </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;text-decoration:underline;">Reports </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;text-decoration:underline;">2015 Earnings</font>
		</p>
		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-indent:36pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;">LAREDO, Texas&#x2014;(BUSINESS WIRE)&#x2014;</font><font style="display:inline;font-family:Times New Roman,Times,serif;">February 26</font><font style="display:inline;font-family:Times New Roman,Times,serif;">, 201</font><font style="display:inline;font-family:Times New Roman,Times,serif;">6</font><font style="display:inline;font-family:Times New Roman,Times,serif;">&#x2014;</font><font style="display:inline;font-family:Times New Roman,Times,serif;">International Bancshares Corporation (NASDAQ:IBOC), one of the largest independent bank holding companies in Texas, today reported annual net income available to common shareholders for 2015 of </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$136.7</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> million or </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$2.0</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">5</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> diluted earnings per common share ($</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">2.0</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">6</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> per share basic) compared to </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$153.2</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> million or $</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">2.2</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">8</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> diluted earnings per common share ($</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">2</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">.2</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">9</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> per share basic), which represents a </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">10.8</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> percent decrease in net income and a </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">10.1</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> percent decrease in diluted earnings per share over the corresponding period in 2014.&nbsp;&nbsp;Net income available to common shareholders for the three months ended December 31, 2015 was $</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">35.0</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> million or </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$.52</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> diluted earnings per common share (</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$.53</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> per share basic), compared to </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$38.6</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> million or </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$.57</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> diluted earnings per common share (</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$.58</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> per share basic), representing a decrease of </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">9.</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">3</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> percent in net income available to common shareholders and a </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">8</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">.</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">8</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> percent decrease in diluted earnings per share.&nbsp; </font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:normal;text-indent:36.35pt;border-bottom:1pt none #D9D9D9 ;font-family:DOGCEN+92taadobojinzao,Bold;font-size: 10pt;">
			<font style="display:inline;font-size:10pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:normal;text-indent:36.35pt;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:DOGCEN+92taadobojinzao,Bold;font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">Net income </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">for the year ended December 31, 2015 was negatively impacted by an increase in the provision for probable loan losses during the period as a result of an increase in the portion of the allowance for probable loan losses calculated based on actual historical loss experience in the commercial loan category of the Company&#x2019;s loan portfolio, resulting in an increase of 69.2</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;"> percent</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;"> in the provision charged to expense.&nbsp;&nbsp;Non-interest </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">income </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">for the period also decreased, primarily as a result of infrequent transactions that occurred in 2014, </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">including</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;"> the sale of an equity investment by a merchant banking company in which the Company holds a 50</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;"> percent</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;"> interest, the sale of property originally held by the bank subsidiaries,</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">&nbsp;</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">the discount recorded in connection with the buy-back of </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">a portion of the outstanding capital securities issued by one of the statutory business trusts formed by the Company</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">, a decrease in overdraft </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">income </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">due to a decrease in volume</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;"> and gains on sales of investments of $5.0</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">&nbsp;</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">million, after tax.&nbsp; </font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:normal;text-indent:36.35pt;border-top:1pt none #D9D9D9 ;font-family:DOGCEN+92taadobojinzao,Bold;font-size: 10pt;">
			<font style="display:inline;font-size:10pt;">&nbsp;</font>
		</p>
		<div style="width:100%;"><table cellpadding="0" cellspacing="0" align="center" style="border-collapse:collapse;margin-left:0pt;">
			<tr>
				<td valign="bottom" style="width:172.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						<font style="display:inline;font-size:1pt;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:08.25pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:09.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td colspan="7" valign="bottom" style="width:172.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">International Bancshares Corporation and Subsidiaries</font></p>
				</td>
			</tr>
			<tr>
				<td colspan="7" valign="bottom" style="width:172.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">Consolidated Financial Summary</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:172.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:08.25pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:09.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:172.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:08.25pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td colspan="5" valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">Years Ended</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:172.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:08.25pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td colspan="5" valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">December 31,</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:172.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:08.25pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">2015</font></p>
				</td>
				<td valign="bottom" style="width:09.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">2014</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:172.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:08.25pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td colspan="4" valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New (WE);font-size: 8pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;font-size:8pt;">(Dollars in thousands, except per share data)</font></p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:172.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:08.25pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:09.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:172.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Interest income</font></p>
				</td>
				<td valign="bottom" style="width:08.25pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">$</font></p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;;font-family:Times New Roman,Times,serif;font-size:10pt;padding-right:3pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>396,754
				</td>
				<td valign="bottom" style="width:09.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">$</font></p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;;font-family:Times New Roman,Times,serif;font-size:10pt;padding-right:3pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>393,599
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:172.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Interest expense</font></p>
				</td>
				<td valign="bottom" style="width:08.25pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;;font-family:Times New Roman,Times,serif;font-size:10pt;padding-right:3pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>44,317
				</td>
				<td valign="bottom" style="width:09.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;;font-family:Times New Roman,Times,serif;font-size:10pt;padding-right:3pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>46,543
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:172.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Net interest income</font></p>
				</td>
				<td valign="bottom" style="width:08.25pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;;font-family:Times New Roman,Times,serif;font-size:10pt;padding-right:3pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>352,437
				</td>
				<td valign="bottom" style="width:09.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;;font-family:Times New Roman,Times,serif;font-size:10pt;padding-right:3pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>347,056
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:172.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Provision for probable loan losses</font></p>
				</td>
				<td valign="bottom" style="width:08.25pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;;font-family:Times New Roman,Times,serif;font-size:10pt;padding-right:3pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>24,405
				</td>
				<td valign="bottom" style="width:09.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;;font-family:Times New Roman,Times,serif;font-size:10pt;padding-right:3pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>14,423
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:172.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Non-interest income</font></p>
				</td>
				<td valign="bottom" style="width:08.25pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;;font-family:Times New Roman,Times,serif;font-size:10pt;padding-right:3pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>155,734
				</td>
				<td valign="bottom" style="width:09.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;;font-family:Times New Roman,Times,serif;font-size:10pt;padding-right:3pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>178,348
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:172.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Non-interest expense</font></p>
				</td>
				<td valign="bottom" style="width:08.25pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;;font-family:Times New Roman,Times,serif;font-size:10pt;padding-right:3pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>276,924
				</td>
				<td valign="bottom" style="width:09.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;;font-family:Times New Roman,Times,serif;font-size:10pt;padding-right:3pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>281,043
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:172.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Income before income taxes</font></p>
				</td>
				<td valign="bottom" style="width:08.25pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;;font-family:Times New Roman,Times,serif;font-size:10pt;padding-right:3pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>206,842
				</td>
				<td valign="bottom" style="width:09.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;;font-family:Times New Roman,Times,serif;font-size:10pt;padding-right:3pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>229,938
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:172.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Income taxes</font></p>
				</td>
				<td valign="bottom" style="width:08.25pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;;font-family:Times New Roman,Times,serif;font-size:10pt;padding-right:3pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>70,116
				</td>
				<td valign="bottom" style="width:09.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt solid #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;;font-family:Times New Roman,Times,serif;font-size:10pt;padding-right:3pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>76,787
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:172.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Net income</font></p>
				</td>
				<td valign="bottom" style="width:08.25pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">$</font></p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:2pt double #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;;font-family:Times New Roman,Times,serif;font-size:10pt;padding-right:3pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>136,726
				</td>
				<td valign="bottom" style="width:09.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">$</font></p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:2pt double #000000 ;border-right:1pt none #D9D9D9 ;background-color: #auto;;font-family:Times New Roman,Times,serif;font-size:10pt;padding-right:3pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>153,151
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:172.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:08.25pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:09.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:172.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Net income per common share</font></p>
				</td>
				<td valign="bottom" style="width:08.25pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:09.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:172.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;font-style:italic;">Basic</font></p>
				</td>
				<td valign="bottom" style="width:08.25pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">$</font></p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;;font-family:Times New Roman,Times,serif;font-size:10pt;padding-right:3pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>2.06
				</td>
				<td valign="bottom" style="width:09.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">$</font></p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;;font-family:Times New Roman,Times,serif;font-size:10pt;padding-right:3pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>2.29
				</td>
			</tr>
			<tr>
				<td valign="bottom" style="width:172.50pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;font-style:italic;">Diluted</font></p>
				</td>
				<td valign="bottom" style="width:08.25pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">$</font></p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;;font-family:Times New Roman,Times,serif;font-size:10pt;padding-right:3pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>2.05
				</td>
				<td valign="bottom" style="width:09.00pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						&nbsp;</p>
				</td>
				<td valign="bottom" style="width:12.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">$</font></p>
				</td>
				<td valign="bottom" style="width:51.75pt;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;background-color: #auto;;font-family:Times New Roman,Times,serif;font-size:10pt;padding-right:3pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>2.28
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt 0pt 10pt;line-height:normal;text-indent:36.35pt;font-family:DOGCEN+92taadobojinzao,Bold;font-size: 10pt;">
			<font style="display:inline;font-size:10pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;"></font></p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;">
		<p><font size="1"> </font></p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><hr align="center" style='background-color:#000000; border-width:0; color:#000000; height:2pt; lineheight:0; width:100%;'></hr><p style="page-break-after:always">&nbsp;</p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;"><font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:normal;text-indent:36pt;border-bottom:1pt none #D9D9D9 ;font-family:DOGCEN+92taadobojinzao,Bold;font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">&#x201C;I&#x2019;m pleased with the Company&#x2019;s earnings for 2015.&nbsp;&nbsp;The Company remains committed to achieving superior earnings, especially in light of the continued regulatory challenges facing the industry, as well as the continued difficult economic environment across the United States and overseas.&nbsp;&nbsp;The Company continues to maintain strong liquidity, focused expense control, sound credit underwriting standards and a healthy investment strategy.&nbsp; </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">We continue to achieve earnings that exceed the majority of our peers based on Bank Holding Company Performance Reports compiled by the Federal Financial Institutions Examination Council, and are confident in the strength of our balance sheet and our strong capital position</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">,&#x201D; said Dennis E. Nixon, President and CEO. </font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:normal;text-indent:36.35pt;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:DOGCEN+92taadobojinzao,Bold;font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">Total assets at </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">December 31</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">, 2015 were </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;font-size:10pt;">$</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;font-size:10pt;">1</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;font-size:10pt;">1</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;font-size:10pt;">.</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;font-size:10pt;">8</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;font-size:10pt;">&nbsp;</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">billion compared to </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;font-size:10pt;">$12.2</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;"> billion at December 31, 2014.&nbsp;&nbsp;Net loans were </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;font-size:10pt;">$5.</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;font-size:10pt;">9</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;font-size:10pt;">&nbsp;</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">billion at </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">December 31</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">, 2015 compared to </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;font-size:10pt;">$5.6</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;"> billion at December 31, 2014. Deposits were </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;font-size:10pt;">$8.</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;font-size:10pt;">5</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;"> billion at </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">December 31</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">, 2015 and $</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;font-size:10pt;">8.4</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;"> billion at December 31, 2014. </font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:normal;text-indent:36.35pt;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:DOGCEN+92taadobojinzao,Bold;font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">IBC is a multi-bank financial holding company headquartered in Laredo, Texas, with 2</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">0</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">7</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;"> facilities a</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;">nd more than 320 ATMs serving 87</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-size:10pt;"> communities in Texas and Oklahoma. </font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:normal;border-top:1pt none #D9D9D9 ;font-family:DOGCEN+92taadobojinzao,Bold;font-size: 9pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;font-size:9pt;">&#x201C;Safe Harbor&#x201D; statement under the Private Securities Litigation Reform Act of 1995: The statements contained in this release which are not historical facts contain forward looking information with respect to future developments or events, expectations, plans, projections or future performance of IBC and its subsidiaries, the occurrence of which involve certain risks and uncertainties, including those detailed in IBC&#x2019;s filings with the Securities and Exchange Commission. </font>
		</p>
		<p style="margin:0pt 0pt 10pt;line-height:normal;font-family:DOGCEN+92taadobojinzao,Bold;font-size: 9pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;font-size:9pt;">Copies of IBC&#x2019;s SEC filings and Annual Report (as an exhibit to the 10-K) may be downloaded from the SEC filings site located at http://www.sec.gov/edgar.shtml </font>
		</p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;">
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">

			<font style="display:inline;">2</font><font style="display:inline;"></font><font style="display:inline;"></font><font style="display:inline;"></font><font style="display:inline;"></font>

		</p>

		<p style="margin:0pt;line-height:12pt;font-family:Times New (WE);font-size: 10pt;">

			&nbsp;

		</p>

		<p style="margin:0pt;border-top:1pt solid #FFFFFF ;border-left:1pt solid #FFFFFF ;border-bottom:1pt solid #FFFFFF ;border-right:1pt solid #FFFFFF ;text-align:center;line-height:100%;font-family:Times New (WE);font-size: 10pt;">

			&nbsp;

		</p>

		<p style="margin:0pt 0pt 0pt 18pt;text-align:center;line-height:100%;font-family:Times New (WE);font-size: 10pt;">

			&nbsp;

		</p>

		<p style="margin:0pt -18pt 0pt 18pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">

			&nbsp;

		</p>

</div></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><hr align="center" style='background-color:#000000; border-width:0; color:#000000; height:2pt; lineheight:0; width:100%;'></hr></div>
	</body>
</html>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
