<SEC-DOCUMENT>0001558370-18-001243.txt : 20180228
<SEC-HEADER>0001558370-18-001243.hdr.sgml : 20180228
<ACCEPTANCE-DATETIME>20180228141152
ACCESSION NUMBER:		0001558370-18-001243
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20180228
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20180228
DATE AS OF CHANGE:		20180228

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			INTERNATIONAL BANCSHARES CORP
		CENTRAL INDEX KEY:			0000315709
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				742157138
		STATE OF INCORPORATION:			TX
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-09439
		FILM NUMBER:		18650018

	BUSINESS ADDRESS:	
		STREET 1:		12OO SAN BERNARDO AVE
		STREET 2:		PO BOX 1359
		CITY:			LAREDO
		STATE:			TX
		ZIP:			78040-1359
		BUSINESS PHONE:		9567227611

	MAIL ADDRESS:	
		STREET 1:		P O BOX 1359
		STREET 2:		1200 SAN BERNARDO
		CITY:			LAREDO
		STATE:			TX
		ZIP:			78040
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>f8-k.htm
<DESCRIPTION>8-K
<TEXT>
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		<title>
			iboc_Current Folio_8K
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	<body><div style="margin-left:5.88235294117647%;margin-right:5.88235294117647%;"></div><div style="margin-left:5.88235294117647%;margin-right:5.88235294117647%;">
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			<font style="display:inline;">&nbsp;</font>
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		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 12pt;">
			<font style="display:inline;font-weight:bold;font-size:12pt;">UNITED STATES</font>
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		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 12pt;">
			<font style="display:inline;font-weight:bold;font-size:12pt;">SECURITIES AND EXCHANGE COMMISSION</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-weight:bold;">Washington, &nbsp;D.C. &nbsp;20549</font>
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			<font style="display:inline;">&nbsp;</font>
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			<font style="display:inline;">&nbsp;</font>
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		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 18pt;">
			<font style="display:inline;font-weight:bold;font-size:18pt;">FORM 8&#8209;K</font>
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		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
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		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 15pt;">
			<font style="display:inline;font-weight:bold;font-size:15pt;">CURRENT REPORT</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 12pt;">
			<font style="display:inline;font-weight:bold;font-size:12pt;">Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">Date of Report (Date of earliest event reported):</font><font style="display:inline;font-weight:bold;">&nbsp;</font><font style="display:inline;">February 28, 2018</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
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			<font style="display:inline;">&nbsp;</font>
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		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 18pt;">
			<font style="display:inline;font-weight:bold;font-size:18pt;">INTERNATIONAL BANCSHARES CORPORATION</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 9pt;">
			<font style="display:inline;font-size:9pt;">(Exact name of registrant as specified in its charter)</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
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		<div style="width:100%;"><table cellpadding="0" cellspacing="0" align="center" style="border-collapse:collapse;width: 100.00%;margin-left:0pt;">
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					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-weight:bold;">Texas</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;padding:0pt 6.5pt">
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						<font style="display:inline;">&nbsp;</font></p>
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					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-weight:bold;">000-9439</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;padding:0pt 6.5pt">
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						<font style="display:inline;">&nbsp;</font></p>
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					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-weight:bold;">74&#8209;2157138</font></p>
				</td>
			</tr>
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					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">(State or other jurisdiction</font></p>
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					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
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					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">(Commission File</font></p>
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					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">(IRS Employer</font></p>
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					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">of incorporation</font></p>
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						<font style="display:inline;">&nbsp;</font></p>
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					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">Number)</font></p>
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						<font style="display:inline;">&nbsp;</font></p>
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					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">Identification No.)</font></p>
				</td>
			</tr>
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		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
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						<font style="display:inline;font-size:1pt;">&nbsp;</font></p>
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					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						<font style="display:inline;font-size:1pt;">&nbsp;</font></p>
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				<td valign="top" style="width:05.00%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						<font style="display:inline;font-size:1pt;">&nbsp;</font></p>
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				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;width:15.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
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				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:35.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-weight:bold;">1200 San Bernardo, Laredo, Texas</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:10.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
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				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:35.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-weight:bold;">78040&#8209;1359</font></p>
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					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
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					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
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					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">(Address of principal executive offices)</font></p>
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				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:10.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
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					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">(Zip Code)</font></p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:05.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">Registrant's telephone number, including area code</font><font style="display:inline;font-weight:bold;"> &nbsp;&nbsp;(956) 722&#8209;7611</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 12pt;">
			<font style="display:inline;font-weight:bold;font-size:12pt;">None</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">(Former name or former address, if changed since last report)</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below):</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&#x2610; Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&#x2610; Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&#x2610; Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&#x2610; Pre-commencement communications pursuant to Rule 13e-4 (c )&nbsp;&nbsp;under the Exchange Act (17 CFR 240.13e-4 (c))</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#xA7;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#xA7;240.12b-2 of this chapter).</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;">Emerging growth company </font><font style="display:inline;color:#000000;">&#x25FB;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font>
		</p>
		<p style="margin:0pt;color:#000000;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. </font><font style="display:inline;color:#000000;">&#x25FB;</font>
		</p>
		<p style="margin:0pt;border-bottom:3pt double #000000 ;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
			&nbsp;
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;"></font></p></div><div style="margin-left:5.88235294117647%;margin-right:5.88235294117647%;">
		<p><font size="1"> </font></p></div><div style="margin-left:5.88235294117647%;margin-right:5.88235294117647%;"><hr align="center" style='background-color:#000000; border-width:0; color:#000000; height:2pt; lineheight:0; width:100%;'></hr><p style="page-break-after:always">&nbsp;</p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;"><font style="display:inline;"></font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-weight:bold;">Item 2.02 Results of Operations and Financial Condition.</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 8pt;">
			<font style="display:inline;font-size:8pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman,Times,serif;font-size: 10pt;">
			<font style="display:inline;font-size:10pt;">On February 28, 2018, International Bancshares Corporation issued a news release announcing fourth quarter and year to date earnings for the period ended&nbsp;December 31, 2017.&nbsp;&nbsp;The news release, attached hereto and filed herewith as Exhibit&nbsp;99, is incorporated herein by reference.&nbsp; </font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman,Times,serif;font-size: 8pt;">
			<font style="display:inline;font-size:8pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;font-family:Times New Roman,Times,serif;font-size: 10pt;">
			<font style="display:inline;font-size:10pt;">All of the information furnished in Item&nbsp;2.02 of this report, including the accompanying exhibits, is also intended to be included under &#x201C;Item 7.01 &#x2013; Regulation Fair Disclosure&#x201D; and shall not be deemed &#x201C;filed&#x201D; for the purposes of Section 18 of the Securities and Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended.</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 8pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;font-size:8pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 8pt;">
			<font style="display:inline;font-size:8pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-weight:bold;">Item 9.01 Financial Statements and Exhibits</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 8pt;">
			<font style="display:inline;font-size:8pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">(d)&nbsp;&nbsp;&nbsp;Exhibits:</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 8pt;">
			<font style="display:inline;font-size:8pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">99 &#x2013; News Release of International Bancshares Corporation dated February 28, 2018.</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 12pt;">
			<font style="display:inline;font-weight:bold;font-size:12pt;"></font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;"></font></p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;">
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:24pt 0pt 0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">

			<font style="display:inline;">2</font>

		</p>

</div></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><hr align="center" style='background-color:#000000; border-width:0; color:#000000; height:2pt; lineheight:0; width:100%;'></hr><p style="page-break-after:always">&nbsp;</p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><div style="width:100%">

		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">

			&nbsp;

		</p>

</div></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;"><font style="display:inline;"></font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-weight:bold;">EXHIBIT INDEX</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 8pt;">
			<font style="display:inline;font-size:8pt;">&nbsp;</font>
		</p>
		<div style="width:100%;"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width: 100.00%;margin-left:0pt;">
			<tr>
				<td valign="top" style="width:06.48%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size: 9pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;font-size:9pt;">Ary 26</font></p>
				</td>
				<td valign="top" style="width:93.52%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						<font style="display:inline;font-size:1pt;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:06.48%;padding:0pt 6.5pt">
					<p style="margin:0pt 3.2pt 0pt 0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">99</font></p>
				</td>
				<td valign="top" style="width:93.52%;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
						<a href="ex-99.htm"><font style="display:inline;">News Release of International Bancshares Corporation dated February 28, 2018.</a></font></p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 12pt;">
			<font style="display:inline;font-weight:bold;font-size:12pt;"></font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;"></font></p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;">
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:24pt 0pt 0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">

			<font style="display:inline;">3</font>

		</p>

</div></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><hr align="center" style='background-color:#000000; border-width:0; color:#000000; height:2pt; lineheight:0; width:100%;'></hr><p style="page-break-after:always">&nbsp;</p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><div style="width:100%">

		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">

			&nbsp;

		</p>

</div></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;"><font style="display:inline;"></font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-weight:bold;">SIGNATURES</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 8pt;">
			<font style="display:inline;font-size:8pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 11pt;">
			<font style="display:inline;font-size:11pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 144pt;text-indent:180pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 11pt;">
			<font style="display:inline;font-size:11pt;">&nbsp;</font>
		</p>
		<div style="width:100%;"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width: 100.00%;margin-left:0pt;">
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:45.90%;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:45.00%;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;width:50.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="top" style="border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;width:45.00%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-weight:bold;">INTERNATIONAL BANCSHARES CORPORATION</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;width:50.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;width:45.00%;padding:0pt;">
					<p style="margin:0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;width:50.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;width:45.00%;padding:0pt;">
					<p style="margin:0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;width:50.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">By:</font></p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;width:45.00%;border-bottom:1pt solid #000000 ;padding:0pt;">
					<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">/s/ Dennis E. Nixon</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;width:50.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;width:45.00%;border-top:1pt solid #000000 ;padding:0pt;">
					<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">DENNIS E. NIXON, President</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:50.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:05.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:45.00%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">and Chief Executive Officer</font></p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">Date: February 28, 2018</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 12pt;">
			<font style="display:inline;font-size:12pt;">&nbsp;</font>
		</p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;">
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:24pt 0pt 0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">

			<font style="display:inline;">4</font>

		</p>

</div></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><hr align="center" style='background-color:#000000; border-width:0; color:#000000; height:2pt; lineheight:0; width:100%;'></hr></div>
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<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>2
<FILENAME>ex-99.htm
<DESCRIPTION>EX-99
<TEXT>
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			<font style="display:inline;font-family:Times New Roman,Times,serif;">EXHIBIT 99</font>
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						<font style="display:inline;font-family:Times New Roman,Times,serif;">Contact:</font></p>
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					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Judith Wawroski</font></p>
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Treasurer</font></p>
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					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">International Bancshares Corporation</font></p>
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						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
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					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">(956) 722-7611</font></p>
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			<font style="display:inline;">&nbsp;</font>
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			<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;font-size:12pt;">FOR IMMEDIATE RELEASE:</font>
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			<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font>
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			<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font>
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		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;text-decoration:underline;">IBC Reports Exceptional 2017 Earnings</font>
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			<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font>
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		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;">LAREDO, Texas&#x2014;(BUSINESS WIRE)&#x2014; February 28, 2018&#x2014;International Bancshares Corporation (NASDAQ:IBOC), one of the largest independent bank holding companies in Texas, today reported annual net income for 2017 of </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$157.4 </font><font style="display:inline;font-family:Times New Roman,Times,serif;">million or </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$2.36 </font><font style="display:inline;font-family:Times New Roman,Times,serif;">diluted earnings per common share ($</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">2.38 </font><font style="display:inline;font-family:Times New Roman,Times,serif;">per share basic) compared to </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$133.9 </font><font style="display:inline;font-family:Times New Roman,Times,serif;">million or $</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">2.02 </font><font style="display:inline;font-family:Times New Roman,Times,serif;">diluted earnings per common share ($</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">2.03 </font><font style="display:inline;font-family:Times New Roman,Times,serif;">per share basic), which represents a </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">17.6 </font><font style="display:inline;font-family:Times New Roman,Times,serif;">percent increase in net income and a </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">16.8 </font><font style="display:inline;font-family:Times New Roman,Times,serif;">percent increase in diluted earnings per share over the corresponding period in 2016. Net income for the three months ended December 31, 2017 was $</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">45.2 </font><font style="display:inline;font-family:Times New Roman,Times,serif;">million or </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$.68&nbsp;</font><font style="display:inline;font-family:Times New Roman,Times,serif;">diluted earnings per common share (</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$.69&nbsp;</font><font style="display:inline;font-family:Times New Roman,Times,serif;">per share basic), compared to </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$35.5 </font><font style="display:inline;font-family:Times New Roman,Times,serif;">million or </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$.53 </font><font style="display:inline;font-family:Times New Roman,Times,serif;">diluted earnings per common share (</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$.54 </font><font style="display:inline;font-family:Times New Roman,Times,serif;">per share basic) for the same period in 2016, representing an increase of </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">27.3 </font><font style="display:inline;font-family:Times New Roman,Times,serif;">percent in net income and a </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">28.3 </font><font style="display:inline;font-family:Times New Roman,Times,serif;">percent increase in diluted earnings per share.</font>
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			<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font>
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		<p style="margin:0pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;color:#000000;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;color:#000000;">Net income for the year ended December 31, 2017 was positively impacted by a decrease in the provision for probable loan losses compared to 2016 and a tax refund received in the second quarter of 2017.&nbsp;&nbsp;The provision for probable loan losses decreased as a result of a decrease in the historical loss experience in the commercial category of the allowance for probable loan loss calculation.&nbsp;&nbsp;Net income was also positively impacted by a tax refund of $4.9 million received in the second quarter as a result of an amended tax return for the 2012 tax year.&nbsp;&nbsp;Net income for the year ended December 31, 2017 was negatively impacted by a charge of $5.8 million, $3.7 million after tax, taken by the lead bank subsidiary in connection with the termination of its outstanding long-term repurchase agreements in order to help manage its long-term funding costs, recorded in the first quarter of 2017.</font>
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			<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font>
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		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">International Bancshares Corporation and Subsidiaries</font>
		</p>
		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">Consolidated Financial Summary</font>
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			<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font>
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						<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">&nbsp;</font></p>
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				<td colspan="5" valign="bottom" style="width:47.66%;padding:0pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">Years&nbsp;Ended<br />December&nbsp;31,</font></p>
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				<td valign="bottom" style="width:00.40%;padding:0pt;">
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						<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">&nbsp;</font></p>
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				<td valign="bottom" style="width:00.56%;padding:0pt;">
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						<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">&nbsp;</font></p>
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				<td colspan="2" valign="bottom" style="width:21.30%;padding:0pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">2017</font></p>
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				<td valign="bottom" style="width:03.48%;padding:0pt;">
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						<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">&nbsp;</font></p>
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				<td colspan="2" valign="bottom" style="width:22.88%;padding:0pt;">
					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">2016</font></p>
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				<td valign="bottom" style="width:00.40%;padding:0pt;">
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						<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">&nbsp;</font></p>
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					<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">(Dollars&nbsp;in&nbsp;thousands,&nbsp;except&nbsp;per&nbsp;share&nbsp;data)<br /></font></p>
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						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
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						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
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				<td colspan="2" valign="bottom" style="width:21.30%;padding:0pt;">
					<p style="margin:0pt;text-align:right;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
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				<td valign="bottom" style="width:03.48%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
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				<td colspan="2" valign="bottom" style="width:22.88%;padding:0pt;">
					<p style="margin:0pt;text-align:right;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
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				<td valign="bottom" style="width:00.40%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
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				<td valign="top" style="width:51.38%;padding:0pt;">
					<p style="margin:0pt 0pt 0pt 10pt;text-indent: -10pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Interest income</font></p>
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				<td valign="bottom" style="width:00.56%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:01.82%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">$</font></p>
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				<td valign="bottom" style="width:19.48%;;font-family:Times New Roman,Times,serif;font-size:10pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>415,136
				</td>
				<td valign="bottom" style="width:03.48%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:02.52%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">$</font></p>
				</td>
				<td valign="bottom" style="width:20.36%;;font-family:Times New Roman,Times,serif;font-size:10pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>387,914
				</td>
				<td valign="bottom" style="width:00.40%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:51.38%;padding:0pt;">
					<p style="margin:0pt 0pt 0pt 10pt;text-indent: -10pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Interest expense</font></p>
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				<td valign="bottom" style="width:00.56%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:21.30%;;font-family:Times New Roman,Times,serif;font-size:10pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>(38,931)
				</td>
				<td valign="bottom" style="width:03.48%;padding:0pt 0pt 0.4pt 0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
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				<td colspan="2" valign="bottom" style="width:22.88%;;font-family:Times New Roman,Times,serif;font-size:10pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>(43,129)
				</td>
				<td valign="bottom" style="width:00.40%;padding:0pt 0pt 0.4pt 0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:51.38%;padding:0pt;">
					<p style="margin:0pt 0pt 0pt 10pt;text-indent: -10pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Net interest income</font></p>
				</td>
				<td valign="bottom" style="width:00.56%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:21.30%;;font-family:Times New Roman,Times,serif;font-size:10pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>376,205
				</td>
				<td valign="bottom" style="width:03.48%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:22.88%;;font-family:Times New Roman,Times,serif;font-size:10pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>344,785
				</td>
				<td valign="bottom" style="width:00.40%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:51.38%;padding:0pt;">
					<p style="margin:0pt 0pt 0pt 10pt;text-indent: -10pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Provision for probable loan losses</font></p>
				</td>
				<td valign="bottom" style="width:00.56%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:21.30%;;font-family:Times New Roman,Times,serif;font-size:10pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>(11,221)
				</td>
				<td valign="bottom" style="width:03.48%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:22.88%;;font-family:Times New Roman,Times,serif;font-size:10pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>(19,859)
				</td>
				<td valign="bottom" style="width:00.40%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:51.38%;padding:0pt;">
					<p style="margin:0pt 0pt 0pt 10pt;text-indent: -10pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Non-interest income</font></p>
				</td>
				<td valign="bottom" style="width:00.56%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:21.30%;;font-family:Times New Roman,Times,serif;font-size:10pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>150,406
				</td>
				<td valign="bottom" style="width:03.48%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:22.88%;;font-family:Times New Roman,Times,serif;font-size:10pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>161,702
				</td>
				<td valign="bottom" style="width:00.40%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:51.38%;padding:0pt;">
					<p style="margin:0pt 0pt 0pt 10pt;text-indent: -10pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Non-interest expense</font></p>
				</td>
				<td valign="bottom" style="width:00.56%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:21.30%;;font-family:Times New Roman,Times,serif;font-size:10pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>(293,748)
				</td>
				<td valign="bottom" style="width:03.48%;padding:0pt 0pt 0.4pt 0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:22.88%;;font-family:Times New Roman,Times,serif;font-size:10pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>(289,625)
				</td>
				<td valign="bottom" style="width:00.40%;padding:0pt 0pt 0.4pt 0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:51.38%;padding:0pt;">
					<p style="margin:0pt 0pt 0pt 10pt;text-indent: -10pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:00.56%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:21.30%;padding:0pt;">
					<p style="margin:0pt;text-align:right;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:03.48%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:22.88%;padding:0pt;">
					<p style="margin:0pt;text-align:right;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:00.40%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:51.38%;padding:0pt;">
					<p style="margin:0pt 0pt 0pt 10pt;text-indent: -10pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Income before income taxes</font></p>
				</td>
				<td valign="bottom" style="width:00.56%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:21.30%;;font-family:Times New Roman,Times,serif;font-size:10pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>221,642
				</td>
				<td valign="bottom" style="width:03.48%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:22.88%;;font-family:Times New Roman,Times,serif;font-size:10pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>197,003
				</td>
				<td valign="bottom" style="width:00.40%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:51.38%;padding:0pt;">
					<p style="margin:0pt 0pt 0pt 10pt;text-indent: -10pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Income taxes</font></p>
				</td>
				<td valign="bottom" style="width:00.56%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:21.30%;;font-family:Times New Roman,Times,serif;font-size:10pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>(64,206)
				</td>
				<td valign="bottom" style="width:03.48%;padding:0pt 0pt 0.4pt 0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:22.88%;;font-family:Times New Roman,Times,serif;font-size:10pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>(63,071)
				</td>
				<td valign="bottom" style="width:00.40%;padding:0pt 0pt 0.4pt 0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:51.38%;padding:0pt;">
					<p style="margin:0pt 0pt 0pt 10pt;text-indent: -10pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Net income</font></p>
				</td>
				<td valign="bottom" style="width:00.56%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:01.82%;padding:0pt;">
					<p style="margin:0pt;text-align:right;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">$ &nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:19.48%;;font-family:Times New Roman,Times,serif;font-size:10pt;border-bottom:2pt double #000000 ;text-align:right;" nowrap="nowrap"><div style="float:left"></div>157,436
				</td>
				<td valign="bottom" style="width:03.48%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:02.52%;padding:0pt;">
					<p style="margin:0pt;text-align:right;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">$&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:20.36%;;font-family:Times New Roman,Times,serif;font-size:10pt;border-bottom:2pt double #000000 ;text-align:right;" nowrap="nowrap"><div style="float:left"></div>133,932
				</td>
				<td valign="bottom" style="width:00.40%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:51.38%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:00.56%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:21.30%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:03.48%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:22.88%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:00.40%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:51.38%;padding:0pt;">
					<p style="margin:0pt 0pt 0pt 10pt;text-indent: -10pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:00.56%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:21.30%;padding:0pt;">
					<p style="margin:0pt;text-align:right;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:03.48%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:22.88%;padding:0pt;">
					<p style="margin:0pt;text-align:right;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:00.40%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:51.38%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:00.56%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:21.30%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:03.48%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:22.88%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:00.40%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:51.38%;padding:0pt;">
					<p style="margin:0pt 0pt 0pt 10pt;text-indent: -10pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">Net income per common share</font></p>
				</td>
				<td valign="bottom" style="width:00.56%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:21.30%;padding:0pt;">
					<p style="margin:0pt;text-align:right;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:03.48%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="bottom" style="width:22.88%;padding:0pt;">
					<p style="margin:0pt;text-align:right;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:00.40%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:51.38%;padding:0pt;">
					<p style="margin:0pt 0pt 0pt 10pt;text-indent: -10pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;font-style:italic;">Basic</font></p>
				</td>
				<td valign="bottom" style="width:00.56%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:01.82%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">$</font></p>
				</td>
				<td valign="bottom" style="width:19.48%;;font-family:Times New Roman,Times,serif;font-size:10pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>2.38
				</td>
				<td valign="bottom" style="width:03.48%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:02.52%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">$</font></p>
				</td>
				<td valign="bottom" style="width:20.36%;;font-family:Times New Roman,Times,serif;font-size:10pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>2.03
				</td>
				<td valign="bottom" style="width:00.40%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="width:51.38%;padding:0pt;">
					<p style="margin:0pt 0pt 0pt 10pt;text-indent: -10pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;font-style:italic;">Diluted</font></p>
				</td>
				<td valign="bottom" style="width:00.56%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:01.82%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">$</font></p>
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				<td valign="bottom" style="width:19.48%;;font-family:Times New Roman,Times,serif;font-size:10pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>2.36
				</td>
				<td valign="bottom" style="width:03.48%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
				<td valign="bottom" style="width:02.52%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">$</font></p>
				</td>
				<td valign="bottom" style="width:20.36%;;font-family:Times New Roman,Times,serif;font-size:10pt;text-align:right;" nowrap="nowrap"><div style="float:left"></div>2.02
				</td>
				<td valign="bottom" style="width:00.40%;padding:0pt;">
					<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font></p>
				</td>
			</tr>
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		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;"></font></p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;">
		<p><font size="1"> </font></p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><hr align="center" style='background-color:#000000; border-width:0; color:#000000; height:2pt; lineheight:0; width:100%;'></hr><p style="page-break-after:always">&nbsp;</p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;"><font style="display:inline;"></font>
		</p>
		<p style="margin:0pt;text-indent:36pt;border-bottom:1pt none #D9D9D9 ;font-family:Times New Roman,Times,serif;line-height:100%;font-size: 10pt;">
			<font style="display:inline;font-size:10pt;">&#x201C;I&#x2019;m pleased with the Company&#x2019;s exceptional earnings success for the quarter and year ended December 31, 2017.&nbsp;&nbsp;We have a proven track record of success and continue to achieve earnings that exceed the majority of our peers based on Bank Holding Company Performance Reports compiled by the Federal Financial Institutions Examination Council, and are confident in the strength of our balance sheet and our strong capital position,&#x201D; said Dennis E. Nixon, President and CEO.&nbsp;&nbsp; </font>
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		<p style="margin:0pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;border-top:1pt none #D9D9D9 ;font-family:Times New Roman,Times,serif;line-height:100%;font-size: 10pt;">
			<font style="display:inline;font-size:10pt;">&nbsp;</font>
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		<p style="margin:0pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;line-height:100%;font-family:Times New (WE);font-size: 12pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;font-size:12pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-indent:36pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;">Total assets at December&nbsp;31, 2017 were </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$12.2</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> billion compared to </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$11.8</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> billion at December 31, 2016.&nbsp; Total net loans were </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$6.3</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> billion at December&nbsp;31, 2017 compared to </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$5.9</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> billion at December&nbsp;31, 2016. Deposits were </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$8.5</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> billion at December&nbsp;31, 2017 compared to </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$8.6</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> billion at December&nbsp;31, 2016.</font>
		</p>
		<p style="margin:0pt;text-indent:36pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font>
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		<p style="margin:0pt;text-indent:36pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;">IBC is a multi-bank financial holding company headquartered in Laredo, Texas, with 192 facilities and 294 ATMs serving 87 communities in Texas and Oklahoma.</font>
		</p>
		<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 8pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;font-size:8pt;">&#x201C;Safe Harbor&#x201D; statement under the Private Securities Litigation Reform Act of 1995: The statements contained in this release which are not historical facts contain forward looking information with respect to plans, projections or future performance of IBC and its subsidiaries, the occurrence of which involve certain risks and uncertainties detailed in IBC&#x2019;s filings with the Securities and Exchange Commission.</font>
		</p>
		<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 8pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;font-size:8pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;line-height:100%;font-family:Times New (WE);font-size: 8pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;font-size:8pt;">Copies of IBC&#x2019;s SEC filings and Annual Report (as an exhibit to the 10-K) may be downloaded from the SEC filings site located at http://www.sec.gov/edgar.shtml.</font>
		</p>
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			<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font>
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			<font style="display:inline;font-family:Times New Roman,Times,serif;font-size:8pt;">&nbsp;</font>
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			<font style="display:inline;">&nbsp;</font>
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		<p style="margin:0pt;text-align:center;line-height:100%;font-family:Times New (WE);font-size: 10pt;">

			<font style="display:inline;">2</font>

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