<SEC-DOCUMENT>0001558370-18-008744.txt : 20181107
<SEC-HEADER>0001558370-18-008744.hdr.sgml : 20181107
<ACCEPTANCE-DATETIME>20181107130500
ACCESSION NUMBER:		0001558370-18-008744
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20181107
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20181107
DATE AS OF CHANGE:		20181107

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			INTERNATIONAL BANCSHARES CORP
		CENTRAL INDEX KEY:			0000315709
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				742157138
		STATE OF INCORPORATION:			TX
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-09439
		FILM NUMBER:		181165482

	BUSINESS ADDRESS:	
		STREET 1:		12OO SAN BERNARDO AVE
		STREET 2:		PO BOX 1359
		CITY:			LAREDO
		STATE:			TX
		ZIP:			78040-1359
		BUSINESS PHONE:		9567227611

	MAIL ADDRESS:	
		STREET 1:		P O BOX 1359
		STREET 2:		1200 SAN BERNARDO
		CITY:			LAREDO
		STATE:			TX
		ZIP:			78040
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>f8-k.htm
<DESCRIPTION>8-K
<TEXT>
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		<title>
			iboc_Current Folio_8K
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	<body><div style="margin-left:5.88235294117647%;margin-right:5.88235294117647%;"></div><div style="margin-left:5.88235294117647%;margin-right:5.88235294117647%;">
		<p style="margin:0pt;border-top:3pt double #000000 ;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
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		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 12pt;">
			<font style="display:inline;font-weight:bold;font-size:12pt;">UNITED STATES</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 12pt;">
			<font style="display:inline;font-weight:bold;font-size:12pt;">SECURITIES AND EXCHANGE COMMISSION</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-weight:bold;">Washington, &nbsp;D.C. &nbsp;20549</font>
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			<font style="display:inline;">&nbsp;</font>
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			<font style="display:inline;">&nbsp;</font>
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		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 18pt;">
			<font style="display:inline;font-weight:bold;font-size:18pt;">FORM 8&#8209;K</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 15pt;">
			<font style="display:inline;font-weight:bold;font-size:15pt;">CURRENT REPORT</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 12pt;">
			<font style="display:inline;font-weight:bold;font-size:12pt;">Pursuant to Section 13 or 15 (d) of The Securities Exchange Act of 1934</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">Date of Report (Date of earliest event reported):</font><font style="display:inline;font-weight:bold;">&nbsp;</font><font style="display:inline;">November 7, 2018</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
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		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 18pt;">
			<font style="display:inline;font-weight:bold;font-size:18pt;">INTERNATIONAL BANCSHARES CORPORATION</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 9pt;">
			<font style="display:inline;font-size:9pt;">(Exact name of registrant as specified in its charter)</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
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		<div style="width:100%;"><table cellpadding="0" cellspacing="0" align="center" style="border-collapse:collapse;width: 100.00%;">
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					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-weight:bold;">Texas</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
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					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-weight:bold;">000-9439</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
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				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:30.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-weight:bold;">74&#8209;2157138</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;width:30.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">(State or other jurisdiction</font></p>
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					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
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				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:30.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">(Commission File</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
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					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">(IRS Employer</font></p>
				</td>
			</tr>
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:30.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">of incorporation</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:05.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
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					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">Number)</font></p>
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					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
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					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">Identification No.)</font></p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
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		<div style="width:100%;"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width: 100.00%;">
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				<td valign="top" style="width:15.00%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
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						<font style="display:inline;font-size:1pt;">&nbsp;</font></p>
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				<td valign="top" style="width:10.00%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						<font style="display:inline;font-size:1pt;">&nbsp;</font></p>
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				<td valign="top" style="width:35.00%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						<font style="display:inline;font-size:1pt;">&nbsp;</font></p>
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				<td valign="top" style="width:05.00%;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;height:1.00pt;padding:0pt 6.5pt">
					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						<font style="display:inline;font-size:1pt;">&nbsp;</font></p>
				</td>
			</tr>
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				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;width:15.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:35.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-weight:bold;">1200 San Bernardo, Laredo, Texas</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:10.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
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				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:35.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-weight:bold;">78040&#8209;1359</font></p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;width:05.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
			</tr>
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				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:15.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
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				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:35.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">(Address of principal executive offices)</font></p>
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				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:10.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:35.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">(Zip Code)</font></p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:05.00%;padding:0pt 6.5pt">
					<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">Registrant's telephone number, including area code</font><font style="display:inline;font-weight:bold;"> &nbsp;&nbsp;(956) 722&#8209;7611</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 12pt;">
			<font style="display:inline;font-weight:bold;font-size:12pt;">None</font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">(Former name or former address, if changed since last report)</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.below):</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&#x2610; Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&#x2610; Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&#x2610; Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&#x2610; Pre-commencement communications pursuant to Rule 13e-4 (c )&nbsp;&nbsp;under the Exchange Act (17 CFR 240.13e-4 (c))</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#xA7;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (&#xA7;240.12b-2 of this chapter).</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;">Emerging growth company </font><font style="display:inline;color:#000000;">&#x25FB;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;">&nbsp;</font>
		</p>
		<p style="margin:0pt;color:#000000;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-family:Times New Roman,Times,serif;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. </font><font style="display:inline;color:#000000;">&#x25FB;</font>
		</p>
		<p style="margin:0pt;border-bottom:3pt double #000000 ;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
			&nbsp;
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;"></font></p></div><div style="margin-left:5.88235294117647%;margin-right:5.88235294117647%;">
		<p><font size="1"> </font></p></div><div style="margin-left:5.88235294117647%;margin-right:5.88235294117647%;"><hr align="center" style='background-color:#000000; border-width:0; color:#000000; height:2pt; lineheight:0; width:100%;'></hr><p style="page-break-after:always">&nbsp;</p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;"><font style="display:inline;"></font>
		</p>
		<p style="margin:52pt 0pt 0pt;line-height:11.25pt;text-indent:7.2pt;vertical-align:baseline;color:#000000;font-family:Times New (WE);font-size: 10pt;">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:21.8pt;"><font style="display:inline;font-weight:bold;color:#000000;">Item 2.02</font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:left">Results of Operations and Financial Condition.</font></font>
		</p>
		<p style="margin:11.35pt 7.2pt 0pt;line-height:11.5pt;text-align:justify;text-justify:inter-ideograph;vertical-align:baseline;color:#000000;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;color:#000000;">On November 7, 2018, International Bancshares Corporation issued a news release announcing net income for the three and nine months ended September 30, 2018.&nbsp;&nbsp;The news release, attached hereto and filed herewith as Exhibit 99, is incorporated by reference.</font>
		</p>
		<p style="margin:11.35pt 7.2pt 0pt;line-height:11.5pt;text-align:justify;text-justify:inter-ideograph;vertical-align:baseline;color:#000000;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;color:#000000;">All of the information furnished in Item 2.02 of this report, including the accompanying exhibits, is also intended to be included under &#x201C;Item 7.01 &#x2013; Regulation Fair Disclosure&#x201D; and shall not be deemed &#x201C;filed&#x201D; for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended, is not subject to the liabilities of that section and shall not be incorporated by reference in any filing under the Securities Act of 1933, as amended.</font>
		</p>
		<p style="margin:11.65pt 0pt 0pt 7.2pt;line-height:11.25pt;text-align:justify;text-justify:inter-ideograph;vertical-align:baseline;color:#000000;font-family:Times New (WE);font-size: 10pt;">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:19.8pt;"><font style="display:inline;font-weight:bold;color:#000000;">Item 9.01.</font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:left">Financial Statements and Exhibits</font></font>
		</p>
		<p style="margin:11.7pt 0pt 0pt 7.2pt;line-height:11.5pt;vertical-align:baseline;color:#000000;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;color:#000000;">(d) Exhibits</font>
		</p>
		<p style="margin:11.5pt 0pt 0pt 43.2pt;line-height:11.5pt;vertical-align:baseline;color:#000000;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;color:#000000;">99 - The following exhibit is being furnished with this Current Report on Form 8-K.</font>
		</p>
		<p style="margin:0pt;color:#000000;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-weight:bold;color:#000000;"></font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;"></font></p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;">
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:24pt 0pt 0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">

			<font style="display:inline;">2</font>

		</p>

</div></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><hr align="center" style='background-color:#000000; border-width:0; color:#000000; height:2pt; lineheight:0; width:100%;'></hr><p style="page-break-after:always">&nbsp;</p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><div style="width:100%">

		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">

			&nbsp;

		</p>

</div></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;"><font style="display:inline;"></font>
		</p>
		<p style="margin:23.2pt 0pt 0pt;line-height:11.25pt;text-align:center;vertical-align:baseline;color:#000000;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-weight:bold;color:#000000;">EXHIBIT INDEX</font>
		</p>
		<p style="margin:11.8pt 0pt 0pt 43.2pt;line-height:10.95pt;vertical-align:baseline;color:#000000;font-family:Times New (WE);font-size: 10pt;">
			<font style="text-indent:0pt;margin-left:0pt; padding-right:25pt;"><font style="display:inline;color:#000000;">Exhibit Number</font><font style="text-indent:0pt;margin-left:0pt; padding-right:4pt;text-align:left"></font><font style="display:inline;color:#000000;;font-size: 10pt;font-family:Times New (WE);text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font>Description</font>
		</p>
		<p style="margin:11.8pt 0pt 0pt 43.2pt;line-height:10.95pt;vertical-align:baseline;color:#000000;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 12pt 108pt;text-indent: -64.8pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">99<font style="display:inline;;font-size: 10pt;font-family:Times New (WE);text-indent:0pt;margin-left:0pt;padding:0pt 58pt 0pt 0pt;"></font><font style="display:inline;;font-size: 10pt;font-family:Times New (WE);text-indent:0pt;margin-left:0pt;padding:0pt 58pt 0pt 0pt;"></font><a href="ex-99.htm">News Release of International Bancshares Corporation dated May 8, 2018</a></font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-weight:bold;"></font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;"></font></p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;">
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:24pt 0pt 0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">

			<font style="display:inline;">3</font>

		</p>

</div></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><hr align="center" style='background-color:#000000; border-width:0; color:#000000; height:2pt; lineheight:0; width:100%;'></hr><p style="page-break-after:always">&nbsp;</p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><div style="width:100%">

		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">

			&nbsp;

		</p>

</div></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;"><font style="display:inline;"></font>
		</p>
		<p style="margin:0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;font-weight:bold;">SIGNATURES</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 8pt;">
			<font style="display:inline;font-size:8pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt;text-indent:36pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</font>
		</p>
		<p style="margin:0pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 11pt;">
			<font style="display:inline;font-size:11pt;">&nbsp;</font>
		</p>
		<p style="margin:0pt 0pt 0pt 144pt;text-indent:180pt;text-align:justify;text-justify:inter-ideograph;font-family:Times New (WE);font-size: 11pt;">
			<font style="display:inline;font-size:11pt;">&nbsp;</font>
		</p>
		<div style="width:100%;"><table cellpadding="0" cellspacing="0" style="border-collapse:collapse;width: 100.00%;">
			<tr>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:45.90%;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:45.00%;height:1.00pt;padding:0pt;">
					<p style="margin:0pt;font-family:Times New (WE);height:1.00pt;overflow:hidden;font-size:0pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
			</tr>
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				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;width:50.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td colspan="2" valign="top" style="border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;width:45.00%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;font-weight:bold;">INTERNATIONAL BANCSHARES CORPORATION</font></p>
				</td>
			</tr>
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				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;width:50.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
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					<p style="margin:0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
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				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;width:50.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
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				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;width:45.00%;padding:0pt;">
					<p style="margin:0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
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				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;width:50.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">By:</font></p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;width:45.00%;border-bottom:1pt solid #000000 ;padding:0pt;">
					<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">/s/ Dennis E. Nixon</font></p>
				</td>
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					<p style="margin:0pt 36pt 0pt 0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;width:05.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;width:45.00%;border-top:1pt solid #000000 ;padding:0pt;">
					<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">DENNIS E. NIXON, President</font></p>
				</td>
			</tr>
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				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:50.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;text-align:right;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-right:1pt none #D9D9D9 ;border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:05.00%;padding:0pt;">
					<p style="margin:0pt 36pt 0pt 0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">&nbsp;</font></p>
				</td>
				<td valign="top" style="border-left:1pt none #D9D9D9 ;border-top:1pt none #D9D9D9 ;border-right:1pt none #D9D9D9 ;border-bottom:1pt none #D9D9D9 ;width:45.00%;padding:0pt;">
					<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
						<font style="display:inline;">and Chief Executive Officer</font></p>
				</td>
			</tr>
		</table></div>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">&nbsp;</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 10pt;">
			<font style="display:inline;">Date: November 7, 2018</font>
		</p>
		<p style="margin:0pt;font-family:Times New (WE);font-size: 12pt;">
			<font style="display:inline;font-size:12pt;">&nbsp;</font>
		</p></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;">
		<p><font size="1"> </font></p><div style="width:100%">

		<p style="margin:24pt 0pt 0pt;text-align:center;font-family:Times New (WE);font-size: 10pt;">

			<font style="display:inline;">4</font>

		</p>

</div></div><div style="margin-left:10.2941176470588%;margin-right:10.2941176470588%;"><hr align="center" style='background-color:#000000; border-width:0; color:#000000; height:2pt; lineheight:0; width:100%;'></hr></div>
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<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>2
<FILENAME>ex-99.htm
<DESCRIPTION>EX-99
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			iboc_Ex_99
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			<font style="display:inline;font-family:Times New Roman,Times,serif;">EXHIBIT 99</font>
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						<font style="display:inline;font-family:Times New Roman,Times,serif;">(956) 722-7611</font></p>
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			<a name="_Hlk521347651"></a><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;text-decoration:underline;">IBC Reports 40% Increase in Year to Date 2018 Earnings</font>
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			<font style="display:inline;font-family:Times New Roman,Times,serif;">LAREDO, Texas&#x2014;(BUSINESS WIRE)&#x2014; November 7, 2018&#x2014;International Bancshares Corporation (NASDAQ:IBOC), one of the largest independent bank holding companies in Texas (&#x201C;IBC&#x201D;), today reported net income for the nine months ended September 30, 2018 of </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$157.4</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> million or </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$2.36</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> diluted earnings per common share (</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$2.38</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> per share basic) compared to </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$112.2</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> million or </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$1.68</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> diluted earnings per common share (</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$1.70</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> per share basic), which results in an increase of </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">40%</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> in net income and </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">40%</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> in diluted earnings per share over the corresponding period of&nbsp;&nbsp;2017.&nbsp;&nbsp;Net income for the three months ended September 30, 2018 was </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$51.1</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> million or </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$.77</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> diluted earnings per common share (</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$.77</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> per share basic) compared to </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$39.6</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> million or </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$.59</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> diluted per common share (</font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$.60</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> per share basic), which represents a </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">29%</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> increase in net income and a </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">31%</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> increase in diluted earnings per share over the corresponding period of 2017.&nbsp; </font>
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			<font style="display:inline;font-family:Times New Roman,Times,serif;color:#000000;">Net income for the three and nine months ended September 30, 2018 was positively impacted by an increase in net interest income due to a higher volume of loans and an increase in the overall yield of the loan portfolio.&nbsp;&nbsp;Interest expense increased for the same period and can be attributed to an increase in the cost of borrowings expense and the rates paid on deposit liabilities, which have increased as a result of recent Federal Reserve Board actions to raise interest rates. Net income for the same periods was positively impacted by a decrease in the provision for probable loan losses compared to the same periods in 2017 as a result of a decrease in the historical loss experience in the commercial category of the allowance for probable loan losses calculation. Net income for the nine months ended September 30, 2018 was also positively impacted by a decrease in the effective tax rate on IBC&#x2019;s taxable income, arising from the Tax Cut and Jobs Act signed into law on December 22, 2017.&nbsp;&nbsp;As a result of the decrease in corporate tax rates to 21% from 35%, income tax expense decreased by approximately $27.9 million.</font>
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			<a name="_Hlk529279983"></a><a name="_Hlk521347682"></a><font style="display:inline;font-size:10pt;">&#x201C;I continue to be extremely pleased with our exceptional earnings success for the third quarter and year to date as we move through the latter half of 2018.&nbsp; Our focus on continued cost control and improving performance in our core bank operations, has been complemented by the actions taken to reform the tax laws at the end of 2017, which have benefitted IBC and the economy as a whole, including the communities we serve.&nbsp;&nbsp;We have a proven track record of success and continue to achieve earnings that exceed the majority of our peers based on Bank Holding Company Performance Reports compiled by the Federal Financial Institutions Examination Council.&nbsp;&nbsp;We are confident in the strength of our balance sheet and our strong capital position,&#x201D; said Dennis E. Nixon, President and CEO. &nbsp; &nbsp;</font>
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			<a name="_Hlk521347698"></a><font style="display:inline;font-family:Times New Roman,Times,serif;">Total assets at September 30, 2018 were </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$11.8</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> billion compared to </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$12.2</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> billion at December 31, 2017.&nbsp; Total net loans were </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$6.4</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> billion at September 30, 2018 compared to </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$6.3</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> billion at December&nbsp;31, 2017. Deposits were </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$8.6</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> billion at September 30, 2018 compared to </font><font style="display:inline;font-family:Times New Roman,Times,serif;font-weight:bold;">$8.5</font><font style="display:inline;font-family:Times New Roman,Times,serif;"> billion at December&nbsp;31, 2017.</font>
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			<font style="display:inline;font-family:Times New Roman,Times,serif;">IBC is a multi-bank financial holding company headquartered in Laredo, Texas, with 191 facilities and 288 ATMs serving 90 communities in Texas and Oklahoma.</font>
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			<font style="display:inline;font-family:Times New Roman,Times,serif;font-size:8pt;">&#x201C;Safe Harbor&#x201D; statement under the Private Securities Litigation Reform Act of 1995: The statements contained in this release which are not historical facts contain forward looking information with respect to plans, projections or future performance of IBC and its subsidiaries, the occurrence of which involve certain risks and uncertainties detailed in IBC&#x2019;s filings with the Securities and Exchange Commission.</font>
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			<font style="display:inline;font-family:Times New Roman,Times,serif;font-size:8pt;">Copies of IBC&#x2019;s SEC filings and Annual Report (as an exhibit to the 10-K) may be downloaded from the SEC filings site located at http://www.sec.gov/edgar.shtml.</font>
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