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Consolidated Statements of Income - USD ($)
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Interest income:      
Loans, including fees $ 377,579,000 $ 413,611,000 $ 375,173,000
Investment securities:      
Taxable 46,095,000 72,485,000 81,484,000
Tax-exempt 2,434,000 4,885,000 8,141,000
Other interest income 900,000 1,420,000 1,024,000
Total interest income 427,008,000 492,401,000 465,822,000
Interest expense:      
Savings deposits 6,358,000 16,379,000 12,764,000
Time deposits 19,230,000 20,970,000 13,096,000
Securities sold under repurchase agreements 926,000 2,432,000 2,415,000
Other borrowings 8,773,000 12,413,000 17,404,000
Junior subordinated deferrable interest debentures 3,832,000 6,435,000 6,989,000
Total interest expense 39,119,000 58,629,000 52,668,000
Net interest income 387,889,000 433,772,000 413,154,000
Provision for credit losses 45,379,000 18,843,000 6,112,000
Net interest income after provision for credit losses 342,510,000 414,929,000 407,042,000
Other service charges, commissions and fees      
Investment securities transactions, net (5,000) (12,000) (141,000)
Other investments, net 4,920,000 5,985,000 19,897,000
Other income 26,873,000 17,523,000 18,367,000
Total non-interest income 150,579,000 154,826,000 165,042,000
Non-interest expense:      
Employee compensation and benefits 130,039,000 145,929,000 138,532,000
Occupancy 24,909,000 28,635,000 29,097,000
Depreciation of bank premises and equipment 28,318,000 28,270,000 25,873,000
Professional fees 12,546,000 17,661,000 12,601,000
Deposit insurance assessments 1,870,000 1,416,000 3,742,000
Net expense, other real estate owned 9,808,000 6,377,000 4,413,000
Amortization of identified intangible assets 0 0 0
Advertising 4,284,000 7,748,000 7,695,000
Software and software maintenance 19,238,000 19,850,000 17,516,000
Other 50,319,000 53,915,000 60,032,000
Total non-interest expense 281,331,000 309,801,000 299,501,000
Income before income taxes 211,758,000 259,954,000 272,583,000
Provision for income taxes 44,439,000 54,850,000 56,652,000
Net income $ 167,319,000 $ 205,104,000 $ 215,931,000
Basic earnings per common share:      
Weighted average number of shares outstanding (in shares) 63,725,819 65,476,606 66,106,580
Net income (in dollars per share) $ 2.63 $ 3.13 $ 3.27
Fully diluted earnings per common share:      
Weighted average number of shares outstanding (in shares) 63,853,135 65,685,684 66,633,820
Net income (in dollars per share) $ 2.62 $ 3.12 $ 3.24
Services charges on deposit accounts      
Non-interest income:      
Service charges on deposit accounts $ 61,983,000 $ 72,502,000 $ 72,433,000
Other service charges, commissions and fees, Banking      
Other service charges, commissions and fees      
Banking 48,986,000 50,996,000 46,685,000
Other service charges, commissions and fees, Non-banking      
Other service charges, commissions and fees      
Non-banking $ 7,822,000 $ 7,832,000 $ 7,801,000