<SEC-DOCUMENT>0001104659-21-051281.txt : 20210416
<SEC-HEADER>0001104659-21-051281.hdr.sgml : 20210416
<ACCEPTANCE-DATETIME>20210416134203
ACCESSION NUMBER:		0001104659-21-051281
CONFORMED SUBMISSION TYPE:	DEFA14A
PUBLIC DOCUMENT COUNT:		2
FILED AS OF DATE:		20210416
DATE AS OF CHANGE:		20210416

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			INTERNATIONAL BANCSHARES CORP
		CENTRAL INDEX KEY:			0000315709
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				742157138
		STATE OF INCORPORATION:			TX
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEFA14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-09439
		FILM NUMBER:		21830981

	BUSINESS ADDRESS:	
		STREET 1:		12OO SAN BERNARDO AVE
		STREET 2:		PO BOX 1359
		CITY:			LAREDO
		STATE:			TX
		ZIP:			78040-1359
		BUSINESS PHONE:		9567227611

	MAIL ADDRESS:	
		STREET 1:		P O BOX 1359
		STREET 2:		1200 SAN BERNARDO
		CITY:			LAREDO
		STATE:			TX
		ZIP:			78040
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEFA14A
<SEQUENCE>1
<FILENAME>tm219313-4_defa14a.htm
<DESCRIPTION>DEFA14A
<TEXT>
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          <font style="letter-spacing:-0.2pt;">UNITED STATES </font>
          <br >
          <font style="letter-spacing:-0.2pt;">SECURITIES AND EXCHANGE COMMISSION </font>
          <br >
          <font style="letter-spacing:-0.2pt;">Washington, D.C. 20549</font><font style="font-weight:normal;letter-spacing:0.2pt;"> </font>
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        <div style="margin-top:12pt; text-align:center; width:456pt; line-height:16pt;font-weight:bold;font-size:14pt;">
          <font style="letter-spacing:-0.28pt;">SCHEDULE 14A</font><font style="font-weight:normal;letter-spacing:0.28pt;"> </font>
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        <div style="margin-top:5.8pt; text-align:center; width:456pt; line-height:12pt;">
          <font style="letter-spacing:0.2pt;">Proxy Statement Pursuant to Section&#160;14(a) of </font>
          <br >
          <font style="letter-spacing:0.2pt;">the Securities Exchange Act of 1934 (Amendment No. &#8199;&#8199;) </font>
        </div>
        <div style="margin-top:5.8pt; text-align:justify; width:456pt; line-height:12pt;">
          <font style="letter-spacing:0.2pt;">Filed by the Registrant &#9746; </font>
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          <font style="letter-spacing:0.2pt;">Filed by a Party other than the Registrant &#9744; </font>
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          <font style="letter-spacing:0.2pt;">Check the appropriate box: </font>
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          <font style="letter-spacing:0.2pt;">&#9744;</font>
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        <div style=" margin-top:5.8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:20pt;">
          <font style="letter-spacing:0.2pt;">Preliminary Proxy Statement </font>
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          <font style="letter-spacing:0.2pt;">&#9744;</font>
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          <font style="font-weight:bold;letter-spacing:-0.2pt;">Confidential, for Use of the Commission Only (as permitted by Rule&#160;14a-6(e)(2))</font><font style="letter-spacing:0.2pt;"> </font>
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        <div style=" margin-top:5.8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:20pt;">
          <font style="letter-spacing:0.2pt;">Definitive Proxy Statement </font>
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          <font style="letter-spacing:0.2pt;">&#9746;</font>
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        </div>
        <div style=" margin-top:5.8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:20pt;">
          <font style="letter-spacing:0.2pt;">Definitive Additional Materials </font>
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          <font style="letter-spacing:0.2pt;">&#9744;</font>
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        <div style=" margin-top:5.79pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:20pt;">
          <font style="letter-spacing:0.2pt;">Soliciting Material under &#167;240.14a-12 </font>
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        <div style="margin-top:12pt; text-align:center; width:456pt; line-height:12pt;font-weight:bold;">
          <font style="letter-spacing:-0.2pt;">INTERNATIONAL BANCSHARES CORPORATION </font>
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        <div style="margin-top:2.5pt; width:456pt;">
          <div style="margin-left: 0pt; width: 456pt; margin-top: 0pt; font-size: 1pt; line-height: 0pt; border-bottom: 1pt solid #000000; ">&#8203;</div>
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        <div style="margin-top:2pt; text-align:center; width:456pt; line-height:12pt;">
          <font style="letter-spacing:0.2pt;">(Name of Registrant as Specified In Its Charter) </font>
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        <div style="margin-top:26.5pt; width:456pt;">
          <div style="margin-left: 0pt; width: 456pt; margin-top: 0pt; font-size: 1pt; line-height: 0pt; border-bottom: 1pt solid #000000; ">&#8203;</div>
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          <font style="letter-spacing:0.2pt;">(Name of Person(s) Filing Proxy Statement, if other than the Registrant) </font>
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          <font style="letter-spacing:0.2pt;">Payment of Filing Fee (Check the appropriate box): </font>
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          <font style="letter-spacing:0.2pt;">&#9746;</font>
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        <div style=" margin-top:5.8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:20pt;">
          <font style="letter-spacing:0.2pt;">No fee required. </font>
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          <font style="letter-spacing:0.2pt;">&#9744;</font>
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        <div style=" margin-top:5.8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:20pt;">
          <font style="letter-spacing:0.2pt;">Fee computed on table below per Exchange Act Rules 14a-6(i)(1) and 0-11. </font>
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          <font style="letter-spacing:0.2pt;">(1)</font>
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          <font style="letter-spacing:0.2pt;">Title of each class of securities to which transaction applies: </font> <br ><font style="letter-spacing:0.2pt;">&nbsp;&nbsp;&nbsp; </font></div>
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          <font style="letter-spacing:0.2pt;">(2)</font>
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        </div>
        <div style=" margin-top:3pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">
          <font style="letter-spacing:0.2pt;">Aggregate number of securities to which transaction applies: </font> <br ><font style="letter-spacing:0.2pt;">&nbsp;&nbsp;&nbsp; </font></div>
        <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">&#8203;</div>
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          <div style="margin-left: 0pt; width: 416pt; margin-top: 0pt; font-size: 1pt; line-height: 0pt; border-bottom: 1pt solid #000000; ">&#8203;</div>
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          <font style="letter-spacing:0.2pt;">(3)</font>
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          <font style="letter-spacing:0.2pt;">Per unit price or other underlying value of transaction computed pursuant to Exchange Act Rule&#160;0-11 (set forth the amount on which the filing fee is calculated and state how it was determined): &nbsp;&nbsp;&nbsp; </font>
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          <div style="margin-left: 0pt; width: 416pt; margin-top: 0pt; font-size: 1pt; line-height: 0pt; border-bottom: 1pt solid #000000; ">&#8203;</div>
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          <font style="letter-spacing:0.2pt;">(4)</font>
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        <div style=" margin-top:3pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">
          <font style="letter-spacing:0.2pt;">Proposed maximum aggregate value of transaction: </font> <br ><font style="letter-spacing:0.2pt;">&nbsp;&nbsp;&nbsp; </font></div>
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          <div style="margin-left: 0pt; width: 416pt; margin-top: 0pt; font-size: 1pt; line-height: 0pt; border-bottom: 1pt solid #000000; ">&#8203;</div>
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          <font style="letter-spacing:0.2pt;">(5)</font>
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          <font style="letter-spacing:0.2pt;">Total fee paid: </font> <br ><font style="letter-spacing:0.2pt;">&nbsp;&nbsp;&nbsp; </font></div>
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          <div style="margin-left: 0pt; width: 416pt; margin-top: 0pt; font-size: 1pt; line-height: 0pt; border-bottom: 1pt solid #000000; ">&#8203;</div>
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        <div style=" float:left; margin-top:7.8pt; margin-bottom:0pt; text-align:left; width:20pt;white-space:nowrap;">
          <font style="letter-spacing:0.2pt;">&#9744;</font>
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        <div style=" margin-top:7.8pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:20pt;">
          <font style="letter-spacing:0.2pt;">Fee paid previously with preliminary materials. </font>
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        <div style=" float:left; line-height:12pt; margin-top:5.8pt; margin-bottom:0pt; text-align:justify; width:20pt;white-space:nowrap;">
          <font style="letter-spacing:0.2pt;">&#9744;</font>
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          <font style="letter-spacing:0.2pt;">Check box if any part of the fee is offset as provided by Exchange Act Rule&#160;0-11(a)(2) and identify the filing for which the offsetting fee was paid previously. Identify the previous filing by registration statement number, or the Form or Schedule and the date of its filing. </font>
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          <font style="letter-spacing:0.2pt;">(1)</font>
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          <font style="letter-spacing:0.2pt;">Amount Previously Paid: </font> <br ><font style="letter-spacing:0.2pt;">&nbsp;&nbsp;&nbsp; </font></div>
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          <div style="margin-left: 0pt; width: 416pt; margin-top: 0pt; font-size: 1pt; line-height: 0pt; border-bottom: 1pt solid #000000; ">&#8203;</div>
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          <font style="letter-spacing:0.2pt;">(2)</font>
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        <div style=" margin-top:3pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">
          <font style="letter-spacing:0.2pt;">Form, Schedule or Registration Statement No.: </font> <br ><font style="letter-spacing:0.2pt;">&nbsp;&nbsp;&nbsp; </font></div>
        <div style="clear:both; padding:0pt; margin:0pt;font-size:0pt;line-height:0pt;">&#8203;</div>
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          <div style="margin-left: 0pt; width: 416pt; margin-top: 0pt; font-size: 1pt; line-height: 0pt; border-bottom: 1pt solid #000000; ">&#8203;</div>
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          <font style="letter-spacing:0.2pt;">(3)</font>
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        <div style=" margin-top:3pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">
          <font style="letter-spacing:0.2pt;">Filing Party: </font> <br ><font style="letter-spacing:0.2pt;">&nbsp;&nbsp;&nbsp; </font></div>
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          <font style="letter-spacing:0.2pt;">(4)</font>
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        <div style=" margin-top:3pt; margin-bottom:0pt; line-height:12pt; text-align:left; margin-left:40pt;">
          <font style="letter-spacing:0.2pt;">Date Filed: </font> <br ><font style="letter-spacing:0.2pt;">&nbsp;&nbsp;&nbsp; </font></div>
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      <div style="padding:0pt;margin:0pt;font-family:calibri, arial, sans-serif;font-weight:normal;font-style:normal;font-size:8pt;line-height:8pt;">&#8203;</div>
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        <div style="width:541.31pt; line-height:11.5pt;font-size:10pt;">
          <font style="letter-spacing:0.2pt;">&nbsp;&nbsp;&nbsp;</font>
          <br >
          <font style="letter-spacing:0.2pt;">&nbsp;&nbsp;&nbsp;</font>
          <br >
          <font style="letter-spacing:0.2pt;">&nbsp;&nbsp;&nbsp;</font>
          <br >
          <font style="letter-spacing:0.2pt;">&nbsp;&nbsp;&nbsp;</font>
          <br >
          <font style="letter-spacing:0.2pt;">&nbsp;&nbsp;&nbsp;</font>
          <br >
          <font style="letter-spacing:0.2pt;">&nbsp;&nbsp;&nbsp;</font>
          <br >
          <font style="letter-spacing:0.2pt;">&nbsp;&nbsp;&nbsp; </font>
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        <div style="margin-top:4pt; text-align:center; width:541.31pt; line-height:10pt;">
          <font style="letter-spacing:0.19pt;">April&#160;16, 2021 </font>
        </div>
        <div style="margin-top:4pt; text-align:justify; width:541.31pt; line-height:10pt;">
          <font style="letter-spacing:0.19pt;">My Fellow Shareholders: </font>
        </div>
        <div style="text-indent:20pt; margin-top:4pt; text-align:justify; width:541.31pt; line-height:10pt;font-weight:bold;">
          <font style="font-weight:normal;letter-spacing:0.19pt;">Once again, we are preparing for our </font><font style="letter-spacing:-0.19pt;">Annual Shareholders&#8217; Meeting on Monday, </font><font style=" text-decoration:underline #000000 solid;font-style:italic;letter-spacing:-0.19pt;">May&#160;17, 2021, at 5:00 p.m</font><font style="letter-spacing:-0.19pt;">. We are planning to hold our Annual Shareholders&#8217; Meeting in person as we did last year observing CDC best practices. We encourage everyone to arrive no later than 4:30&#160;p.m. to avoid delays in beginning the meeting promptly at 5:00 p.m</font><font style="font-weight:normal;letter-spacing:0.19pt;">. The meeting will be held at the </font><font style=" text-decoration:underline #000000 solid;font-style:italic;letter-spacing:-0.19pt;">IBC Annex Building at 2416&#160;Jacaman&#160;Rd. Laredo, Texas 78041</font><font style="font-weight:normal;letter-spacing:0.19pt;">. W</font><font style="letter-spacing:-0.19pt;">e will celebrate our 55</font><font style=" position:relative; bottom:4pt;font-size:7pt;letter-spacing:-0.14pt;">th</font><font style="letter-spacing:-0.19pt;"> anniversary in September of this year, and vow to continue working hard to achieve another successful 55&#160;years.</font><font style="font-weight:normal;letter-spacing:0.19pt;"> </font>
        </div>
        <div style="text-indent:20pt; margin-top:4pt; text-align:justify; width:541.31pt; line-height:10pt;">
          <font style="letter-spacing:0.19pt;">In preparation for the meeting, I&#8217;m enclosing the Annual Report to Shareholders containing financial statements audited by RSM US LLP, as well as the formal Notice of Annual Meeting of Shareholders, Proxy Statement and a Proxy Card. The Proxy Card has been provided for the purpose of voting on the election of Directors and other issues to be presented at the meeting. </font><font style="font-weight:bold;letter-spacing:-0.19pt;">In order to have a quorum at the meeting, I urge you to complete and sign the Proxy Card and return it in the enclosed self-addressed envelope.</font><font style="letter-spacing:0.19pt;"> </font>
        </div>
        <div style="text-indent:20pt; margin-top:4pt; text-align:justify; width:541.31pt; line-height:10pt;">
          <font style="letter-spacing:0.19pt;">IBC continues to achieve some of the best returns in its history even with the huge challenges we faced with COVID-19 in 2020, because we focused on revenue performance and especially cost controls. As we move forward, excellence must continue to be the objective to sustain our record of being a high-performance bank. You have my commitment to keep that focus. </font>
        </div>
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            <td style="padding:0pt; width:12pt;">&#8203;</td>
            <td style="padding:0pt; width:12pt;">&#8203;</td>
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            <td style="padding:1.257pt 0pt 0.5pt 0pt; min-width:3.75pt; text-align:right; ">$</td>
            <td style="padding:1.257pt 0pt 0.5pt 0pt; min-width:48pt; text-align:right; white-space:nowrap;">205,104,000</td>
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            <td style="padding:0pt; width:0pt;">&#8203;</td>
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            <td style="padding:1.517pt 0pt 0.5pt 0pt; min-width:3.75pt; text-align:right; ">$</td>
            <td style="padding:1.517pt 0pt 0.5pt 0pt; min-width:48pt; text-align:right; white-space:nowrap;">14,029,467,000</td>
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            <td style="padding:0pt; width:12pt;">&#8203;</td>
            <td style="padding:0pt; width:12pt;">&#8203;</td>
            <td style="padding:0pt;padding-left:0pt;width:0pt;">&#8203;</td>
            <td style="padding:1.517pt 0pt 0.5pt 0pt; min-width:3.75pt; text-align:right; ">$</td>
            <td style="padding:1.517pt 0pt 0.5pt 0pt; min-width:48pt; text-align:right; white-space:nowrap;">12,112,894,000</td>
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            <td style="padding:0pt; width:0pt;">&#8203;</td>
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            <td style="padding:1.517pt 0pt 0.5pt 0pt; min-width:48pt; text-align:right; white-space:nowrap;">7.86<font style="position:absolute;">%</font></td>
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            <td style="padding:0pt; width:12pt;">&#8203;</td>
            <td style="padding:0pt; width:12pt;">&#8203;</td>
            <td style="padding:0pt;padding-left:0pt;width:0pt;">&#8203;</td>
            <td style="padding:1.517pt 0pt 0.5pt 0pt; min-width:3.75pt; text-align:right; ">&#8203;</td>
            <td style="padding:1.517pt 0pt 0.5pt 0pt; min-width:48pt; text-align:right; white-space:nowrap;">9.97<font style="position:absolute;">%</font></td>
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            <td style="padding:1.517pt 0pt 0.5pt 0pt; min-width:3.75pt; text-align:right; ">$</td>
            <td style="padding:1.517pt 0pt 0.5pt 0pt; min-width:48pt; text-align:right; white-space:nowrap;">36.14</td>
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            <td style="padding:0pt; width:12pt;">&#8203;</td>
            <td style="padding:0pt;padding-left:0pt;width:0pt;">&#8203;</td>
            <td style="padding:1.517pt 0pt 0.5pt 0pt; min-width:3.75pt; text-align:right; ">$</td>
            <td style="padding:1.517pt 0pt 0.5pt 0pt; min-width:48pt; text-align:right; white-space:nowrap;">33.37</td>
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            <td style="padding:1.517pt 0pt 0.5pt 0pt; min-width:3.75pt; text-align:right; ">$</td>
            <td style="padding:1.517pt 0pt 0.5pt 0pt; min-width:48pt; text-align:right; white-space:nowrap;">2.63</td>
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            <td style="padding:0pt; width:12pt;">&#8203;</td>
            <td style="padding:0pt; width:12pt;">&#8203;</td>
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            <td style="padding:1.517pt 0pt 0.5pt 0pt; min-width:3.75pt; text-align:right; ">$</td>
            <td style="padding:1.517pt 0pt 0.5pt 0pt; min-width:48pt; text-align:right; white-space:nowrap;">3.13</td>
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        <div style="text-indent:20pt; margin-top:11.7pt; text-align:justify; width:541.31pt; line-height:10pt;">
          <font style="letter-spacing:0.19pt;">As I write this letter, the world continues to be immersed in dealing with all the challenges created by COVID-19. The health of the nation is at risk and clearly the economy is being damaged by all the actions mandated by government. Basically, business in America is struggling, especially small business. My hope is that the virus will be arrested, and the people will be able to emerge safely from their homes and start generating economic activity. The consumer represents 70% of the economy, and if the consumer is not engaged, the economy doesn&#8217;t perform and grow. By the time we meet, I hope I can report that our nation has achieved herd immunity by being largely vaccinated so that we can start to see full recovery across all sectors of the economy. </font>
        </div>
        <div style="text-indent:20pt; margin-top:4pt; text-align:justify; width:541.31pt; line-height:10pt;">
          <font style="letter-spacing:0.19pt;">On January&#160;22, 2021, your Board of Directors approved a fifty-five cents ($.55) per share cash dividend payable to all holders of common stock, $1.00 par value, of record on February&#160;5, 2021, which was paid to you on February&#160;17, 2021. Your Board decided to pay the cash dividend earlier than in&#160;years past in an effort to help you financially manage through these troubled times</font><font style="font-weight:bold;letter-spacing:-0.19pt;">. To reduce our cost and improve the dividend payment process, we urge you to select direct deposit to receive your cash dividend.</font><font style="letter-spacing:0.19pt;"> </font>
        </div>
        <div style="text-indent:20pt; margin-top:4pt; text-align:justify; width:541.31pt; line-height:10pt;">
          <font style="letter-spacing:0.19pt;">At the present moment, your health, safety, and wellbeing continue to be among my top priorities. Although we intend to hold our Annual Shareholders&#8217; Meeting in person in Laredo as set forth above, we are actively monitoring developments of the COVID-19 pandemic. We remain both sensitive to the public health and travel concerns of our shareholders and vigilant to our compliance with the government regulations that have been and may yet be imposed. In the event that it becomes necessary or advisable to change the date, time, location, or means of our Annual Shareholders&#8217; Meeting, we will announce that fact and alternative arrangements for the meeting as promptly as practicable. Such alternatives may include hosting the meeting at a different location, postponing the meeting to a later date or time, or conducting the meeting by remote or &#8220;hybrid&#8221; communication means, for example, by live webcast, teleconference, or other virtual-meeting methods. Logistical details of alternative meeting arrangements, including, if applicable, instructions for shareholders regarding their remote access of, participation in, and vote at a virtual meeting, will be issued by press release, filed as additional proxy material with the Securities and Exchange Commission (SEC), and posted on the Investors tab of our website at https://www.ibc.com/investors. </font><font style="font-weight:bold;letter-spacing:-0.19pt;">AS ALWAYS, WE ENCOURAGE YOU TO VOTE YOUR SHARES PRIOR TO THE MEETING BY COMPLETING, SIGNING, AND RETURNING THE PROXY CARD.</font><font style="letter-spacing:0.19pt;"> </font>
        </div>
        <div style="text-indent:20pt; margin-top:4pt; text-align:justify; width:541.31pt; line-height:10pt;">
          <font style="letter-spacing:0.19pt;">If you are planning to attend our Annual Shareholders&#8217; Meeting, please check our public filings with the SEC and our website prior to the meeting date for the most updated information based on the continued threat from COVID-19. Subject to the potential changes detailed above, we plan on having a social time immediately following our business session to provide you an opportunity to visit with your staff and enjoy the evening if government regulations and CDC recommendations permit. Just one last reminder, </font><font style="font-weight:bold;letter-spacing:-0.19pt;">the meeting will begin promptly at 5:00&#160;p.m. and it will be held at the IBC Annex Building on Jacaman Road. Please plan on arriving early in order to be assembled for the start of the meeting.</font><font style="letter-spacing:0.19pt;"> </font>
        </div>
        <div style="margin-left:260pt; margin-top:4pt; text-align:justify; width:281.31pt; line-height:10pt;">
          <font style="letter-spacing:0.19pt;">Sincerely yours, </font>
        </div>
        <div style="position:relative;margin-left:260pt; margin-top:2.7pt; width:281.31pt;">
          <img src="sg_dennisnixon-bw.jpg" alt="[MISSING IMAGE: sg_dennisnixon-bw.jpg]" height="52" width="58" >
        </div>
        <div style="margin-left:260pt; margin-top:6pt; width:281.31pt; line-height:10pt;">
          <font style="letter-spacing:0.19pt;">Dennis E. Nixon </font>
          <br >
          <font style="letter-spacing:0.19pt;">President </font>
        </div>
        <div style="margin-top:4pt; text-align:justify; width:541.31pt; line-height:10pt;">
          <font style="letter-spacing:0.19pt;">Enclosures</font>
        </div>
      </div>
      <hr >
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