Loans individually or collectively evaluated for their impairment and related allowance, by loan class


	December 31, 2021
	Domestic														Foreign
			Commercial
			real estate:
			other		Commercial
			construction &		real estate:		Commercial
			land		farmland &		real estate:		Residential:		Residential:
	Commercial		development		commercial		multifamily		first lien		junior lien		Consumer		Foreign		Total

	(Dollars in Thousands)
Balance at December 31, 2020	$	21,908	$	37,612	$	30,000	$	5,051	$	3,874	$	9,570	$	291	$	753	$	109,059
Losses charge to allowance		(8,083)		(2)		(364)		—		(373)		(25)		(176)		(1)		(9,024)
Recoveries credited to allowance		1,943		—		171		—		60		164		46		—		2,384
Net losses charged to allowance		(6,140)		(2)		(193)		—		(313)		139		(130)		(1)		(6,640)
Provision (credit) charged to operations		7,410		(2,220)		5,847		(1,760)		512		(1,955)		111		10		7,955
Balance at December 31, 2021	$	23,178	$	35,390	$	35,654	$	3,291	$	4,073	$	7,754	$	272	$	762	$	110,374


	December 31, 2020
	Domestic														Foreign
			Commercial
			real estate:
			other		Commercial
			construction &		real estate:		Commercial
			land		farmland &		real estate:		Residential:		Residential:
	Commercial		development		commercial		multifamily		first lien		junior lien		Consumer		Foreign		Total

	(Dollars in Thousands)
Balance at December 31, 2019	$	11,145	$	18,152	$	16,533	$	1,786	$	3,762	$	7,535	$	542	$	823	$	60,278
Adoption of ASU 2016-13		4,247		13,391		(4,292)		(355)		(1,580)		(429)		(225)		(410)		10,347
Losses charge to allowance		(8,936)		(19)		(55)		—		(160)		(124)		(280)		—		(9,574)
Recoveries credited to allowance		2,191		35		117		—		21		186		69		10		2,629
Net losses charged to allowance		(6,745)		16		62		—		(139)		62		(211)		10		(6,945)
Provision (credit) charged to operations		13,261		6,053		17,697		3,620		1,831		2,402		185		330		45,379
Balance at December 31, 2020	$	21,908	$	37,612	$	30,000	$	5,051	$	3,874	$	9,570	$	291	$	753	$	109,059


	December 31, 2019
	Domestic														Foreign
			Commercial
			real estate:
			other		Commercial
			construction &		real estate:		Commercial
			land		farmland &		real estate:		Residential:		Residential:
	Commercial		development		commercial		multifamily		first lien		junior lien		Consumer		Foreign		Total

	(Dollars in Thousands)
Balance at December 31, 2018	$	12,596	$	15,123	$	19,353	$	1,808	$	3,467	$	7,719	$	447	$	871	$	61,384
Losses charge to allowance		(14,412)		(39)		(7,353)		—		(201)		(435)		(487)		(1)		(22,928)
Recoveries credited to allowance		2,196		113		318		—		26		286		40		—		2,979
Net losses charged to allowance		(12,216)		74		(7,035)		—		(175)		(149)		(447)		(1)		(19,949)
Provision (credit) charged to operations		10,765		2,955		4,215		(22)		470		(35)		542		(47)		18,843
Balance at December 31, 2019	$	11,145	$	18,152	$	16,533	$	1,786	$	3,762	$	7,535	$	542	$	823	$	60,278


	December 31, 2021
	Loans Individually				Loans Collectively
	Evaluated For				Evaluated For
	Impairment				Impairment
	Recorded				Recorded
	Investment		Allowance		Investment		Allowance

	(Dollars in Thousands)
Domestic
Commercial	$	298	$	29	$	1,501,554	$	23,149
Commercial real estate: other construction & land development		589		70		1,667,524		35,320
Commercial real estate: farmland & commercial		562		—		2,710,494		35,654
Commercial real estate: multifamily		131		—		284,405		3,291
Residential: first lien		87		—		403,571		4,073
Residential: junior lien		—		—		464,173		7,754
Consumer		—		—		40,966		272
Foreign		—		—		134,797		762

Total	$	1,667	$	99	$	7,207,484	$	110,275


	December 31, 2020
	Loans Individually				Loans Collectively
	Evaluated For				Evaluated For
	Impairment				Impairment
	Recorded				Recorded
	Investment		Allowance		Investment		Allowance

	(Dollars in Thousands)
Domestic
Commercial	$	1,189	$	209	$	1,784,747	$	21,699
Commercial real estate: other construction & land development		17,496		70		1,829,261		37,542
Commercial real estate: farmland & commercial		439		—		2,288,869		30,000
Commercial real estate: multifamily		134		—		440,910		5,051
Residential: first lien		151		—		404,968		3,874
Residential: junior lien		38		—		593,987		9,570
Consumer		—		—		40,595		291
Foreign		—		—		138,970		753

Total	$	19,447	$	279	$	7,522,307	$	108,780

Loans accounted for as trouble debt restructuring, by loan class


	December 31, 2021		December 31, 2020

		(Dollars in Thousands)
Domestic
Residential: first lien	$	2,254	$	4,078
Residential: junior lien		105		521
Consumer		878		989
Foreign		16		233
Total troubled debt restructuring	$	3,253	$	5,821

Summary of the loan portfolio by credit quality indicator, by loan class



		2021	2020		2019		2018		2017		Prior		Total

	(Dollars in Thousands)
Balance at December 31, 2021
Domestic
Commercial
Pass	$	1,041,763	$	167,691	$	77,579	$	58,439	$	37,104	$	5,144	$	1,387,720
Special Review		74,559		497		139		81		—		—		75,276
Watch List - Pass		33,920		—		—		—		—		10		33,930
Watch List - Substandard		3,581		273		716		57		—		1		4,628
Watch List - Doubtful		224		—		—		—		74		—		298
Total Commercial	$	1,154,047	$	168,461	$	78,434	$	58,577	$	37,178	$	5,155	$	1,501,852
Commercial real estate: other construction & land development
Pass	$	966,946	$	312,389	$	308,673	$	37,124	$	16,642	$	2,439	$	1,644,213
Special Review		—		—		211		—		—		—		211
Watch List - Pass		—		23,100		—		—		—		—		23,100
Watch List - Doubtful		485		104		—		—		—		—		589
Total Commercial real estate: other construction & land development	$	967,431	$	335,593	$	308,884	$	37,124	$	16,642	$	2,439	$	1,668,113
Commercial real estate: farmland & commercial
Pass	$	1,001,335	$	680,777	$	288,333	$	417,353	$	96,096	$	97,119	$	2,581,013
Special Review		929		1,292		—		3,448		61		—		5,730
Watch List - Pass		18,790		44,059		—		—		94		1		62,944
Watch List - Substandard		—		54,097		3,899		—		2,355		456		60,807
Watch List - Doubtful		—		224		337		—		—		1		562
Total Commercial real estate: farmland & commercial	$	1,021,054	$	780,449	$	292,569	$	420,801	$	98,606	$	97,577	$	2,711,056
Commercial real estate: multifamily
Pass	$	133,152	$	40,766	$	78,609	$	10,632	$	14,217	$	7,029	$	284,405
Watch List - Doubtful		—		131		—		—		—		—		131
Total Commercial real estate: multifamily	$	133,152	$	40,897	$	78,609	$	10,632	$	14,217	$	7,029	$	284,536
Residential: first lien
Pass	$	128,742	$	52,725	$	57,249	$	49,259	$	29,477	$	85,838	$	403,290
Watch List - Substandard		56		—		103		—		122		—		281
Watch List - Doubtful		—		87		—		—		—		—		87
Total Residential: first lien	$	128,798	$	52,812	$	57,352	$	49,259	$	29,599	$	85,838	$	403,658
Residential: junior lien
Pass	$	130,629	$	123,062	$	59,113	$	30,603	$	40,855	$	79,911	$	464,173
Total Residential: junior lien	$	130,629	$	123,062	$	59,113	$	30,603	$	40,855	$	79,911	$	464,173
Residential: junior lien
Consumer
Pass	$	32,053	$	5,693	$	1,370	$	189	$	9	$	1,652	$	40,966
Total Consumer	$	32,053	$	5,693	$	1,370	$	189	$	9	$	1,652	$	40,966
Foreign
Pass	$	74,811	$	33,360	$	9,223	$	8,852	$	4,790	$	3,761	$	134,797
Total Foreign	$	74,811	$	33,360	$	9,223	$	8,852	$	4,790	$	3,761	$	134,797
Total Loans	$	3,641,975	$	1,540,327	$	885,554	$	616,037	$	241,896	$	283,362	$	7,209,151



		2020	2019		2018		2017		2016		Prior		Total

	(Dollars in Thousands)
Balance at December 31, 2020
Domestic
Commercial
Pass	$	1,168,671	$	240,869	$	145,670	$	85,434	$	13,901	$	10,000	$	1,664,545
Special Review		75,638		—		—		—		—		—		75,638
Watch List - Pass		39,886		11		—		3		—		17		39,917
Watch List - Substandard		3,360		683		289		—		315		—		4,647
Watch List - Doubtful		777		161		92		159		—		—		1,189
Total Commercial	$	1,288,332	$	241,724	$	146,051	$	85,596	$	14,216	$	10,017	$	1,785,936
Commercial
Commercial real estate: other construction & land development
Pass	$	773,165	$	576,707	$	320,308	$	78,174	$	10,534	$	3,343	$	1,762,231
Special Review		20,828		21,650		—		—		—		—		42,478
Watch List - Pass		23,101		1,451		—		—		—		—		24,552
Watch List - Doubtful		16,702		794		—		—		—		—		17,496
Total Commercial real estate: other construction & land development	$	833,796	$	600,602	$	320,308	$	78,174	$	10,534	$	3,343	$	1,846,757
Commercial real estate: farmland & commercial
Pass	$	884,070	$	373,993	$	386,268	$	189,639	$	202,500	$	116,729	$	2,153,199
Special Review		3,041		—		4,758		177		3,218		—		11,194
Watch List - Pass		61,637		942		277		80		—		—		62,936
Watch List - Substandard		53,809		4,986		—		2,269		475		1		61,540
Watch List - Doubtful		—		202		—		—		—		237		439
Total Commercial real estate: farmland & commercial	$	1,002,557	$	380,123	$	391,303	$	192,165	$	206,193	$	116,967	$	2,289,308
Commercial real estate: multifamily
Pass	$	74,577	$	208,356	$	82,818	$	64,110	$	6,801	$	4,248	$	440,910
Watch List - Doubtful		134		—		—		—		—		—		134
Total Commercial real estate: multifamily	$	74,711	$	208,356	$	82,818	$	64,110	$	6,801	$	4,248	$	441,044
Residential: first lien
Pass	$	81,004	$	62,165	$	72,299	$	54,593	$	29,250	$	105,463	$	404,774
Watch List - Pass		—		14		131		—		—		—		145
Watch List - Substandard		—		—		—		—		49		—		49
Watch List - Doubtful		86		—		—		—		—		65		151
Total Residential: first lien	$	81,090	$	62,179	$	72,430	$	54,593	$	29,299	$	105,528	$	405,119
Residential: junior lien
Pass	$	196,308	$	108,276	$	61,636	$	75,056	$	56,705	$	94,454	$	592,435
Special Review		740		—		—		812		—		—		1,552
Watch List- Doubtful		—		—		38		—		—		—		38
Total Residential: junior lien	$	197,048	$	108,276	$	61,674	$	75,868	$	56,705	$	94,454	$	594,025
Consumer
Pass	$	30,910	$	7,159	$	875	$	225	$	55	$	1,371	$	40,595
Total Consumer	$	30,910	$	7,159	$	875	$	225	$	55	$	1,371	$	40,595
Foreign
Pass	$	93,236	$	19,092	$	11,572	$	6,192	$	3,533	$	5,345	$	138,970
Total Foreign	$	93,236	$	19,092	$	11,572	$	6,192	$	3,533	$	5,345	$	138,970
Total Loans	$	3,601,680	$	1,627,511	$	1,087,031	$	556,923	$	327,336	$	341,273	$	7,541,754