XML 98 R83.htm IDEA: XBRL DOCUMENT v3.22.0.1
Capital Requirements (Capital Amounts and Ratios) (Details) - USD ($)
$ in Thousands
Dec. 31, 2021
Dec. 31, 2020
Parent Company    
Capital Requirements    
Common Equity Tier 1 Capital (to Risk Weighted Assets), Actual Amount $ 2,057,928 $ 1,874,641
Common Equity Tier 1 Capital (to Risk Weighted Assets), Actual Ratio (as a percent) 20.47% 19.05%
Total Capital (to Risk Weighted Assets), Actual Amount $ 2,284,579 $ 2,105,360
Total Capital (to Risk Weighted Assets), Actual Ratio (as a percent) 22.73 21.40
Tier 1 Capital (to Risk Weighted Assets), Actual Amount $ 2,170,682 $ 1,992,403
Tier 1 capital (to Risk Weighted Assets), Actual Ratio (as a percent) 21.59 20.25
Tier 1 Capital (to Average Assets), Actual Amount $ 2,170,682 $ 1,992,403
Tier 1 capital (to Average Assets), Actual Ratio (as a percent) 13.94 14.92
Parent Company | Minimum    
Capital Requirements    
Common Equity Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Amount $ 703,710 $ 688,678
Common Equity Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Ratio (as a percent) 7.00% 7.00%
Total Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Amount $ 1,055,565 $ 1,033,017
Total Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Ratio (as a percent) 10.500 10.500
Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Amount $ 854,505 $ 836,252
Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Ratio (as a percent) 8.500 8.500
Tier 1 Capital (to Average Assets), For Capital Adequacy Purposes Amount $ 622,671 $ 534,228
Tier 1 Capital (to Average Assets), For Capital Adequacy Purposes Ratio (as a percent) 4.00 4.00
International Bank of Commerce Laredo    
Capital Requirements    
Common Equity Tier 1 Capital (to Risk Weighted Assets), Actual Amount $ 1,287,687 $ 1,295,437
Common Equity Tier 1 Capital (to Risk Weighted Assets), Actual Ratio (as a percent) 19.74% 18.19%
Total Capital (to Risk Weighted Assets), Actual Amount $ 1,367,487 $ 1,380,685
Total Capital (to Risk Weighted Assets), Actual Ratio (as a percent) 20.97 19.39
Tier 1 Capital (to Risk Weighted Assets), Actual Amount $ 1,287,687 $ 1,295,437
Tier 1 capital (to Risk Weighted Assets), Actual Ratio (as a percent) 19.74 18.19
Tier 1 Capital (to Average Assets), Actual Amount $ 1,287,687 $ 1,295,437
Tier 1 capital (to Average Assets), Actual Ratio (as a percent) 11.14 13.11
International Bank of Commerce Laredo | Minimum    
Capital Requirements    
Common Equity Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Amount $ 456,544 $ 498,492
Common Equity Tier 1 Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 423,934 $ 462,885
Common Equity Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Ratio (as a percent) 7.00% 7.00%
Common Equity Tier 1 Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent) 6.50% 6.50%
Total Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Amount $ 684,816 $ 747,737
Total Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 652,206 $ 712,131
Total Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Ratio (as a percent) 10.500 10.500
Total Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent) 10.00 10.00
Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Amount $ 554,375 $ 605,311
Tier 1 Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 521,764 $ 569,705
Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Ratio (as a percent) 8.500 8.500
Tier 1 Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent) 8.00 8.00
Tier 1 Capital (to Average Assets), For Capital Adequacy Purposes Amount $ 462,225 $ 395,289
Tier 1 Capital (to Average Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 577,781 $ 494,112
Tier 1 Capital (to Average Assets), For Capital Adequacy Purposes Ratio (as a percent) 4.00 4.00
Tier 1 Capital (to Average Assets), To Be well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent) 5.00 5.00
International Bank of Commerce Brownsville    
Capital Requirements    
Common Equity Tier 1 Capital (to Risk Weighted Assets), Actual Amount $ 315,957 $ 189,575
Common Equity Tier 1 Capital (to Risk Weighted Assets), Actual Ratio (as a percent) 19.80% 22.18%
Total Capital (to Risk Weighted Assets), Actual Amount $ 334,495 $ 200,269
Total Capital (to Risk Weighted Assets), Actual Ratio (as a percent) 20.96 23.43
Tier 1 Capital (to Risk Weighted Assets), Actual Amount $ 315,957 $ 189,575
Tier 1 capital (to Risk Weighted Assets), Actual Ratio (as a percent) 19.80 22.18
Tier 1 Capital (to Average Assets), Actual Amount $ 315,957 $ 189,575
Tier 1 capital (to Average Assets), Actual Ratio (as a percent) 20.17 14.55
International Bank of Commerce Brownsville | Minimum    
Capital Requirements    
Common Equity Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Amount $ 111,690 $ 59,843
Common Equity Tier 1 Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 103,712 $ 55,569
Common Equity Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Ratio (as a percent) 7.00% 7.00%
Common Equity Tier 1 Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent) 6.50% 6.50%
Total Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Amount $ 167,535 $ 89,765
Total Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 159,557 $ 85,490
Total Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Ratio (as a percent) 10.500 10.500
Total Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent) 10.00 10.00
Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Amount $ 135,623 $ 72,667
Tier 1 Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 127,645 $ 68,392
Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Ratio (as a percent) 8.500 8.500
Tier 1 Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent) 8.00 8.00
Tier 1 Capital (to Average Assets), For Capital Adequacy Purposes Amount $ 62,663 $ 52,101
Tier 1 Capital (to Average Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 78,329 $ 65,127
Tier 1 Capital (to Average Assets), For Capital Adequacy Purposes Ratio (as a percent) 4.00 4.00
Tier 1 Capital (to Average Assets), To Be well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent) 5.00 5.00
International Bank Of Commerce Oklahoma    
Capital Requirements    
Common Equity Tier 1 Capital (to Risk Weighted Assets), Actual Amount $ 221,567 $ 207,339
Common Equity Tier 1 Capital (to Risk Weighted Assets), Actual Ratio (as a percent) 18.59% 17.45%
Total Capital (to Risk Weighted Assets), Actual Amount $ 232,454 $ 218,657
Total Capital (to Risk Weighted Assets), Actual Ratio (as a percent) 19.50 18.41
Tier 1 Capital (to Risk Weighted Assets), Actual Amount $ 221,567 $ 207,339
Tier 1 capital (to Risk Weighted Assets), Actual Ratio (as a percent) 18.59 17.45
Tier 1 Capital (to Average Assets), Actual Amount $ 221,567 $ 207,339
Tier 1 capital (to Average Assets), Actual Ratio (as a percent) 11.49 12.98
International Bank Of Commerce Oklahoma | Minimum    
Capital Requirements    
Common Equity Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Amount $ 83,452 $ 83,150
Common Equity Tier 1 Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 77,491 $ 77,211
Common Equity Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Ratio (as a percent) 7.00% 7.00%
Common Equity Tier 1 Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent) 6.50% 6.50%
Total Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Amount $ 125,178 $ 124,725
Total Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 119,217 $ 118,786
Total Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Ratio (as a percent) 10.500 10.500
Total Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent) 10.00 10.00
Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Amount $ 101,334 $ 100,968
Tier 1 Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 95,374 $ 95,029
Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Ratio (as a percent) 8.500 8.500
Tier 1 Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent) 8.00 8.00
Tier 1 Capital (to Average Assets), For Capital Adequacy Purposes Amount $ 77,164 $ 63,879
Tier 1 Capital (to Average Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 96,455 $ 79,848
Tier 1 Capital (to Average Assets), For Capital Adequacy Purposes Ratio (as a percent) 4.00 4.00
Tier 1 Capital (to Average Assets), To Be well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent) 5.00 5.00
Commerce Bank    
Capital Requirements    
Common Equity Tier 1 Capital (to Risk Weighted Assets), Actual Amount $ 102,375 $ 93,426
Common Equity Tier 1 Capital (to Risk Weighted Assets), Actual Ratio (as a percent) 46.06% 35.64%
Total Capital (to Risk Weighted Assets), Actual Amount $ 104,996  
Total Capital (to Risk Weighted Assets), Actual Ratio (as a percent) 47.24 36.72
Tier 1 Capital (to Risk Weighted Assets), Actual Amount $ 102,375 $ 96,240
Tier 1 capital (to Risk Weighted Assets), Actual Ratio (as a percent) 46.06 35.64
Tier 1 Capital (to Average Assets), Actual Amount $ 102,375 $ 93,426
Tier 1 capital (to Average Assets), Actual Ratio (as a percent) 16.10 16.69
Commerce Bank | Minimum    
Capital Requirements    
Common Equity Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Amount $ 15,559 $ 18,347
Common Equity Tier 1 Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 14,448 $ 17,037
Common Equity Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Ratio (as a percent) 7.00% 7.00%
Common Equity Tier 1 Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent) 6.50% 6.50%
Total Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Amount $ 23,339 $ 27,521
Total Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 22,227 $ 26,210
Total Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Ratio (as a percent) 10.500 10.500
Total Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent) 10.00 10.00
Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Amount $ 18,893 $ 22,279
Tier 1 Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 17,782 $ 20,968
Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Ratio (as a percent) 8.500 8.500
Tier 1 Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent) 8.00 8.00
Tier 1 Capital (to Average Assets), For Capital Adequacy Purposes Amount $ 25,441 $ 22,394
Tier 1 Capital (to Average Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 31,801 $ 27,993
Tier 1 Capital (to Average Assets), For Capital Adequacy Purposes Ratio (as a percent) 4.00 4.00
Tier 1 Capital (to Average Assets), To Be well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent) 5.00 5.00
International Bank of Commerce Zapata    
Capital Requirements    
Common Equity Tier 1 Capital (to Risk Weighted Assets), Actual Amount $ 75,303 $ 71,369
Common Equity Tier 1 Capital (to Risk Weighted Assets), Actual Ratio (as a percent) 42.25% 34.51%
Total Capital (to Risk Weighted Assets), Actual Amount $ 77,354 $ 73,510
Total Capital (to Risk Weighted Assets), Actual Ratio (as a percent) 43.40 35.55
Tier 1 Capital (to Risk Weighted Assets), Actual Amount $ 75,303 $ 71,369
Tier 1 capital (to Risk Weighted Assets), Actual Ratio (as a percent) 42.25 34.51
Tier 1 Capital (to Average Assets), Actual Amount $ 75,303 $ 71,369
Tier 1 capital (to Average Assets), Actual Ratio (as a percent) 16.15 16.52
International Bank of Commerce Zapata | Minimum    
Capital Requirements    
Common Equity Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Amount $ 12,475 $ 14,476
Common Equity Tier 1 Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 11,584 $ 13,442
Common Equity Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Ratio (as a percent) 7.00% 7.00%
Common Equity Tier 1 Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent) 6.50% 6.50%
Total Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Amount $ 18,713 $ 21,714
Total Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 17,822 $ 20,680
Total Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Ratio (as a percent) 10.500 10.500
Total Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent) 10.00 10.00
Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Amount $ 15,149 $ 17,578
Tier 1 Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 14,258 $ 16,544
Tier 1 Capital (to Risk Weighted Assets), For Capital Adequacy Purposes Ratio (as a percent) 8.500 8.500
Tier 1 Capital (to Risk Weighted Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent) 8.00 8.00
Tier 1 Capital (to Average Assets), For Capital Adequacy Purposes Amount $ 18,651 $ 17,277
Tier 1 Capital (to Average Assets), To Be Well Capitalized Under Prompt Corrective Action Provisions Amount $ 23,314 $ 21,596
Tier 1 Capital (to Average Assets), For Capital Adequacy Purposes Ratio (as a percent) 4.00 4.00
Tier 1 Capital (to Average Assets), To Be well Capitalized Under Prompt Corrective Action Provisions Ratio (as a percent) 5.00 5.00