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Allowance for Credit Losses - By Loan Class (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | Dec. 31, 2023
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at the beginning of the period | $ 142,798 | $ 133,557 | $ 157,069 | $ 125,972 | $ 125,972
Losses charged to allowance | (4,260) | (2,982) | (32,084) | (5,015) |
Recoveries credited to allowance | 1,300 | 1,112 | 1,875 | 2,143 |
Net losses charged to allowance | (2,960) | (1,870) | (30,209) | (2,872) |
Provision (credit) charged to operations | 8,771 | 8,816 | 21,749 | 17,403 |
Balance at the end of the period | 148,609 | 140,503 | 148,609 | 140,503 | 157,069
Commercial, financial and agricultural | Commercial. |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Charge-down due to customer filing bankruptcy |  |  | 25,600 |  |
Impact on credit loss expense due to customer filing bankruptcy |  |  | 4,300 |  |
Commercial, financial and agricultural | Domestic | Commercial. |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at the beginning of the period | 26,676 | 27,788 | 35,550 | 26,728 | 26,728
Losses charged to allowance | (1,979) | (2,792) | (29,720) | (4,763) | (9,664)
Recoveries credited to allowance | 1,234 | 556 | 1,789 | 1,181 |
Net losses charged to allowance | (745) | (2,236) | (27,931) | (3,582) |
Provision (credit) charged to operations | 1,324 | 2,093 | 19,636 | 4,499 |
Balance at the end of the period | 27,255 | 27,645 | 27,255 | 27,645 | 35,550
Commercial, financial and agricultural | Domestic | Commercial real estate: farmland & commercial |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at the beginning of the period | 39,402 | 36,556 | 42,703 | 36,474 | 36,474
Recoveries credited to allowance | 6 | 6 | 10 | 11 |
Net losses charged to allowance | 6 | 6 | 10 | 11 |
Provision (credit) charged to operations | 5,480 | 2,126 | 2,175 | 2,203 |
Balance at the end of the period | 44,888 | 38,688 | 44,888 | 38,688 | 42,703
Commercial, financial and agricultural | Domestic | Commercial real estate: multifamily |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at the beginning of the period | 3,768 | 3,984 | 5,088 | 3,794 | 3,794
Provision (credit) charged to operations | (240) | 122 | (1,560) | 312 |
Balance at the end of the period | 3,528 | 4,106 | 3,528 | 4,106 | 5,088
Obligations of states and political subdivisions | Domestic | Commercial Real Estate: other construction and land development |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at the beginning of the period | 55,097 | 50,933 | 55,291 | 44,684 | 44,684
Losses charged to allowance | (2,228) |  | (2,228) |  |
Recoveries credited to allowance |  | 526 |  | 837 |
Net losses charged to allowance | (2,228) | 526 | (2,228) | 837 |
Provision (credit) charged to operations | 1,971 | 1,605 | 1,777 | 7,543 |
Balance at the end of the period | 54,840 | 53,064 | 54,840 | 53,064 | 55,291
Real estate - mortgage | Domestic | Residential: first lien |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at the beginning of the period | 5,757 | 4,559 | 5,812 | 4,759 | 4,759
Losses charged to allowance | (1) |  | (46) |  | (43)
Recoveries credited to allowance | 34 | 1 | 36 | 8 |
Net losses charged to allowance | 33 | 1 | (10) | 8 |
Provision (credit) charged to operations | 16 | 532 | 4 | 325 |
Balance at the end of the period | 5,806 | 5,092 | 5,806 | 5,092 | 5,812
Real estate - mortgage | Domestic | Residential Junior Lien |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at the beginning of the period | 10,648 | 8,357 | 11,024 | 8,284 | 8,284
Losses charged to allowance |  | (164) |  | (165) | (298)
Recoveries credited to allowance | 26 | 15 | 35 | 92 |
Net losses charged to allowance | 26 | (149) | 35 | (73) |
Provision (credit) charged to operations | (35) | 2,234 | (420) | 2,231 |
Balance at the end of the period | 10,639 | 10,442 | 10,639 | 10,442 | 11,024
Consumer | Domestic |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at the beginning of the period | 313 | 291 | 318 | 281 | 281
Losses charged to allowance | (52) | (26) | (90) | (87) | (179)
Recoveries credited to allowance |  | 8 | 5 | 14 |
Net losses charged to allowance | (52) | (18) | (85) | (73) |
Provision (credit) charged to operations | 53 | 13 | 81 | 78 |
Balance at the end of the period | 314 | 286 | 314 | 286 | 318
Foreign. | Foreign |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at the beginning of the period | 1,137 | 1,089 | 1,283 | 968 | 968
Provision (credit) charged to operations | 202 | 91 | 56 | 212 |
Balance at the end of the period | $ 1,339 | $ 1,180 | $ 1,339 | $ 1,180 | $ 1,283

X
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