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v3.24.3

Allowance for Credit Losses - By Loan Class (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended | 12 Months Ended
--- | --- | --- | ---
Sep. 30, 2024 | Sep. 30, 2023 | Sep. 30, 2024 | Sep. 30, 2023 | Dec. 31, 2023
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at the beginning of the period | $ 148,609 | $ 140,503 | $ 157,069 | $ 125,972 | $ 125,972
Losses charged to allowance | (2,371) | (2,569) | (34,455) | (7,584) |
Recoveries credited to allowance | 1,259 | 596 | 3,134 | 2,739 |
Net (losses) recoveries charged to allowance | (1,112) | (1,973) | (31,321) | (4,845) |
Credit loss expense | 8,602 | 10,476 | 30,351 | 27,879 |
Balance at the end of the period | 156,099 | 149,006 | 156,099 | 149,006 | 157,069
Commercial, financial and agricultural | Commercial |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Charge-down due to customer filing bankruptcy |  |  | 25,600 |  |
Impact on credit loss expense due to customer filing bankruptcy |  |  | 4,300 |  |
Commercial, financial and agricultural | Domestic | Commercial |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at the beginning of the period | 27,255 | 27,645 | 35,550 | 26,728 | 26,728
Losses charged to allowance | (2,329) | (2,373) | (32,049) | (7,136) | (9,664)
Recoveries credited to allowance | 1,231 | 518 | 3,020 | 1,699 |
Net (losses) recoveries charged to allowance | (1,098) | (1,855) | (29,029) | (5,437) |
Credit loss expense | 3,723 | 8,063 | 23,359 | 12,562 |
Balance at the end of the period | 29,880 | 33,853 | 29,880 | 33,853 | 35,550
Commercial, financial and agricultural | Domestic | Commercial real estate: farmland & commercial |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at the beginning of the period | 44,888 | 38,688 | 42,703 | 36,474 | 36,474
Recoveries credited to allowance | 6 | 6 | 16 | 17 |
Net (losses) recoveries charged to allowance | 6 | 6 | 16 | 17 |
Credit loss expense | (510) | 3,190 | 1,665 | 5,393 |
Balance at the end of the period | 44,384 | 41,884 | 44,384 | 41,884 | 42,703
Commercial, financial and agricultural | Domestic | Commercial Real Estate Multifamily Receivable [Member] |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at the beginning of the period | 3,528 | 4,106 | 5,088 | 3,794 | 3,794
Credit loss expense | 4 | 422 | (1,556) | 734 |
Balance at the end of the period | 3,532 | 4,528 | 3,532 | 4,528 | 5,088
Real estate - construction | Domestic | Commercial Real Estate: other construction and land development |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at the beginning of the period | 54,840 | 53,064 | 55,291 | 44,684 | 44,684
Losses charged to allowance |  |  | (2,228) |  |
Recoveries credited to allowance |  |  |  | 837 |
Net (losses) recoveries charged to allowance |  |  | (2,228) | 837 |
Credit loss expense | 5,182 | (1,967) | 6,959 | 5,576 |
Balance at the end of the period | 60,022 | 51,097 | 60,022 | 51,097 | 55,291
Real estate - mortgage | Domestic | Residential First Lien |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at the beginning of the period | 5,806 | 5,092 | 5,812 | 4,759 | 4,759
Losses charged to allowance |  | (43) | (46) | (43) | (43)
Recoveries credited to allowance | 2 | 7 | 38 | 15 |
Net (losses) recoveries charged to allowance | 2 | (36) | (8) | (28) |
Credit loss expense | 214 | 481 | 218 | 806 |
Balance at the end of the period | 6,022 | 5,537 | 6,022 | 5,537 | 5,812
Real estate - mortgage | Domestic | Residential Junior Lien |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at the beginning of the period | 10,639 | 10,442 | 11,024 | 8,284 | 8,284
Losses charged to allowance |  | (118) |  | (283) | (298)
Recoveries credited to allowance | 13 | 63 | 48 | 155 |
Net (losses) recoveries charged to allowance | 13 | (55) | 48 | (128) |
Credit loss expense | (70) | 206 | (490) | 2,437 |
Balance at the end of the period | 10,582 | 10,593 | 10,582 | 10,593 | 11,024
Consumer | Domestic |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at the beginning of the period | 314 | 286 | 318 | 281 | 281
Losses charged to allowance | (42) | (35) | (132) | (122) | (179)
Recoveries credited to allowance | 6 | 2 | 11 | 16 |
Net (losses) recoveries charged to allowance | (36) | (33) | (121) | (106) |
Credit loss expense | 14 | 45 | 95 | 123 |
Balance at the end of the period | 292 | 298 | 292 | 298 | 318
Foreign | Foreign |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at the beginning of the period | 1,339 | 1,180 | 1,283 | 968 | 968
Recoveries credited to allowance | 1 |  | 1 |  |
Net (losses) recoveries charged to allowance | 1 |  | 1 |  |
Credit loss expense | 45 | 36 | 101 | 248 |
Balance at the end of the period | $ 1,385 | $ 1,216 | $ 1,385 | $ 1,216 | $ 1,283

X
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