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International Operations

12 Months Ended

Dec. 31, 2025

International Operations

International Operations

(12) International Operations

We provide international banking services for our customers through our Subsidiary Banks. Neither we nor our Subsidiary Banks have facilities located outside the United States. International operations are distinguished from domestic operations based upon the domicile of the customer.

Because the resources we employ are common to both international and domestic operations, it is not practical to determine net income generated exclusively from international activities.

A summary of assets attributable to international operations at December 31, 2025 and 2024 are as follows:

​

​	​	​	​	​	​	​	​
​	​	2025		​	2024
​	​	(Dollars in Thousands)
Loans:	​ ​ ​	​	​ ​ ​	​ ​ ​	​	​ ​ ​	​
Commercial	​	$	300,079	​	$	99,836	​
Others	​		92,732	​		86,725	​
​	​		392,811	​		186,561	​
Less allowance for probable credit losses	​		(4,788)	​		(1,346)	​
Net loans	​	$	388,023	​	$	185,215	​
Accrued interest receivable	​	$	1,844	​	$	991	​

​

At December 31, 2025 and December 31, 2024, we had $135,581,000 and $149,543,000, respectively, in outstanding standby and commercial letters of credit to facilitate trade activities.

Revenues directly attributable to international operations were approximately $10,993,000, $8,669,000, and $8,212,000 for the years ended December 31, 2025, 2024, and 2023, respectively.

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- Definition

Disclosure of the international banking services of the entity based on the domicile of the customer.

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