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SEGMENT INFORMATION
 6 Months Ended
Jun. 30, 2014
Segment Reporting [Abstract]  
SEGMENT INFORMATION

(11) SEGMENT INFORMATION

The Company evaluates its performance with an internal profitability measurement system that measures the profitability of its business units on a pre-tax basis. The four principal business units are metropolitan banks, community banks, other financial services and executive, operations and support. Metropolitan and community banks offer traditional banking products such as commercial and retail lending and a full line of deposit accounts. Metropolitan banks consist of banking locations in the metropolitan Oklahoma City and Tulsa areas. Community banks consist of banking locations in communities throughout Oklahoma. Other financial services are specialty product business units including guaranteed small business lending, residential mortgage lending, trust services, securities brokerage, electronic banking and insurance. The executive, operations and support groups represent executive management, operational support and corporate functions that are not allocated to the other business units.

The results of operations and selected financial information for the four business units are as follows:

 

     Metropolitan
Banks		      Community
Banks		      Other
Financial
Services		      Executive,
Operations
& Support		     Eliminations     Consolidated  
     (Dollars in thousands)  

Three Months Ended:

                

June 30, 2014

                

Net interest income (expense)

    $ 15,372       $ 28,955       $ 1,568       $ (406 )    $ —        $ 45,489   

Noninterest income

      3,463         12,973         6,329         15,919        (15,073 )      23,611   

Income before taxes

      7,484         17,692         2,292         7,680        (15,034 )      20,114   

June 30, 2013

                

Net interest income (expense)

    $ 13,943       $ 25,424       $ 1,730       $ (467 )    $ —        $ 40,630   

Noninterest income

      3,116         11,846         6,073         13,792        (13,094 )      21,733   

Income before taxes

      8,108         14,512         2,158         7,643        (13,029 )      19,392   

Six Months Ended:

                

June 30, 2014

                

Net interest income (expense)

    $ 29,159       $ 56,196       $ 2,944       $ (781 )    $ —        $ 87,518   

Noninterest income

      6,876         25,239         13,385         31,874        (30,201 )      47,173   

Income before taxes

      15,274         32,769         5,358         17,359        (30,109 )      40,651   

June 30, 2013

                

Net interest income (expense)

    $ 27,954       $ 50,568       $ 3,295       $ (931 )    $ —        $ 80,886   

Noninterest income

      6,306         23,391         12,975         28,541        (26,945 )      44,268   

Income before taxes

      17,045         28,589         5,395         15,737        (26,827 )      39,939   

Total Assets:

                

June 30, 2014

    $ 2,142,031       $ 4,087,728       $ 116,343       $ 657,743      $ (635,212 )    $ 6,368,633   

December 31, 2013

      2,079,444         3,764,429         103,656         703,294        (611,849 )      6,038,974   

June 30, 2013

      1,945,032         3,590,420         93,047         706,501        (585,334 )      5,749,666   

 

The financial information for each business unit is presented on the basis used internally by management to evaluate performance and allocate resources. The Company utilizes a transfer pricing system to allocate the benefit or cost of funds provided or used by the various business units. Certain services provided by the support group to other business units, such as item processing, are allocated at rates approximating the cost of providing the services. Eliminations are adjustments to consolidate the business units and companies. Capital expenditures are generally charged to the business unit using the asset.