XML 39 R32.htm IDEA: XBRL DOCUMENT v3.25.3
Segment Information (Tables)
9 Months Ended
Sep. 30, 2025
Segment Reporting [Abstract]  
Results of Operations and Selected Financial Information

The results of operations and selected financial information for the six business units are as follows:

 

 

 

BancFirst Metropolitan
Banks

 

 

BancFirst Community
Banks

 

 

Pegasus

 

 

Worthington

 

 

Other
Financial
Services

 

 

Executive, Operations, Support and Eliminations

 

 

Consolidated

 

 

 

(Dollars in thousands)

 

Three Months Ended September 30, 2025

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Interest income

 

$

50,791

 

 

$

111,871

 

 

$

21,634

 

 

$

9,108

 

 

$

2,568

 

 

$

(1,579

)

 

$

194,393

 

Interest expense

 

 

20,212

 

 

 

41,069

 

 

 

8,282

 

 

 

2,673

 

 

 

1,039

 

 

 

(4,497

)

 

 

68,778

 

Total provision for credit losses

 

 

1,299

 

 

 

2,075

 

 

 

370

 

 

 

41

 

 

 

401

 

 

 

252

 

 

 

4,438

 

Noninterest income

 

 

6,347

 

 

 

18,418

 

 

 

457

 

 

 

(66

)

 

 

16,951

 

 

 

7,759

 

 

 

49,866

 

Depreciation and
   amortization

 

 

468

 

 

 

2,672

 

 

 

118

 

 

 

166

 

 

 

137

 

 

 

2,026

 

 

 

5,587

 

Other noninterest expense

 

 

11,858

 

 

 

36,548

 

 

 

5,626

 

 

 

3,625

 

 

 

10,867

 

 

 

17,961

 

 

 

86,485

 

Income before taxes

 

$

23,301

 

 

$

47,925

 

 

$

7,695

 

 

$

2,537

 

 

$

7,075

 

 

$

(9,562

)

 

$

78,971

 

Three Months Ended September 30, 2024

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Interest income

 

$

55,275

 

 

$

106,966

 

 

$

21,331

 

 

$

8,252

 

 

$

2,593

 

 

$

(6,767

)

 

$

187,650

 

Interest expense

 

 

25,061

 

 

 

43,267

 

 

 

8,482

 

 

 

3,577

 

 

 

1,229

 

 

 

(8,923

)

 

 

72,693

 

Total provision for/(benefit
   from) credit losses

 

 

798

 

 

 

791

 

 

 

530

 

 

 

(15

)

 

 

3

 

 

 

924

 

 

 

3,031

 

Noninterest income

 

 

5,692

 

 

 

17,787

 

 

 

394

 

 

 

238

 

 

 

16,241

 

 

 

8,360

 

 

 

48,712

 

Depreciation and
   amortization

 

 

518

 

 

 

2,453

 

 

 

150

 

 

 

159

 

 

 

121

 

 

 

1,967

 

 

 

5,368

 

Other noninterest expense

 

 

11,164

 

 

 

34,748

 

 

 

5,375

 

 

 

3,496

 

 

 

10,694

 

 

 

15,889

 

 

 

81,366

 

Income before taxes

 

$

23,426

 

 

$

43,494

 

 

$

7,188

 

 

$

1,273

 

 

$

6,787

 

 

$

(8,264

)

 

$

73,904

 

 

 

BancFirst Metropolitan
Banks

 

 

BancFirst Community
Banks

 

 

Pegasus

 

 

Worthington

 

 

Other
Financial
Services

 

 

Executive, Operations, Support and Eliminations

 

 

Consolidated

 

 

 

(Dollars in thousands)

 

Nine Months Ended September 30, 2025

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Interest income

 

$

149,462

 

 

$

326,952

 

 

$

61,737

 

 

$

26,764

 

 

$

7,582

 

 

$

(7,201

)

 

$

565,296

 

Interest expense

 

 

60,679

 

 

 

120,633

 

 

 

23,168

 

 

 

8,864

 

 

 

2,997

 

 

 

(13,865

)

 

 

202,476

 

Total provision for
   credit losses

 

 

1,732

 

 

 

3,532

 

 

 

586

 

 

 

384

 

 

 

412

 

 

 

765

 

 

 

7,411

 

Noninterest income

 

 

18,870

 

 

 

54,845

 

 

 

1,633

 

 

 

399

 

 

 

47,784

 

 

 

23,277

 

 

 

146,808

 

Depreciation and
   amortization

 

 

1,334

 

 

 

7,952

 

 

 

413

 

 

 

495

 

 

 

406

 

 

 

6,234

 

 

 

16,834

 

Other noninterest expense

 

 

35,359

 

 

 

107,086

 

 

 

16,851

 

 

 

11,138

 

 

 

34,828

 

 

 

50,354

 

 

 

255,616

 

Income before taxes

 

$

69,228

 

 

$

142,594

 

 

$

22,352

 

 

$

6,282

 

 

$

16,723

 

 

$

(27,412

)

 

$

229,767

 

Capital expenditures

 

$

4,100

 

 

$

11,622

 

 

$

1,268

 

 

$

134

 

 

$

1,088

 

 

$

18,551

 

 

$

36,763

 

September 30, 2025

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans held for investment

 

$

2,562,711

 

 

$

4,145,827

 

 

$

927,560

 

 

$

483,611

 

 

$

100,805

 

 

$

57,733

 

 

$

8,278,247

 

Total assets

 

$

3,567,836

 

 

$

8,102,009

 

 

$

1,607,512

 

 

$

642,205

 

 

$

15,696

 

 

$

262,882

 

 

$

14,198,140

 

Total deposits

 

$

2,899,907

 

 

$

7,465,883

 

 

$

1,360,582

 

 

$

550,622

 

 

$

 

 

$

(158,607

)

 

$

12,118,387

 

Nine Months Ended September 30, 2024

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Interest income

 

$

159,079

 

 

$

308,459

 

 

$

59,728

 

 

$

23,594

 

 

$

7,265

 

 

$

(20,367

)

 

$

537,758

 

Interest expense

 

 

71,533

 

 

 

123,039

 

 

 

24,649

 

 

 

10,068

 

 

 

3,779

 

 

 

(26,267

)

 

 

206,801

 

Total provision for
   credit losses

 

 

2,503

 

 

 

3,283

 

 

 

3,390

 

 

 

174

 

 

 

71

 

 

 

983

 

 

 

10,404

 

Noninterest income

 

 

16,423

 

 

 

50,591

 

 

 

1,053

 

 

 

709

 

 

 

44,917

 

 

 

23,863

 

 

 

137,556

 

Depreciation and
   amortization

 

 

1,601

 

 

 

7,374

 

 

 

482

 

 

 

479

 

 

 

366

 

 

 

5,899

 

 

 

16,201

 

Other noninterest expense

 

 

32,899

 

 

 

100,801

 

 

 

15,815

 

 

 

10,896

 

 

 

30,705

 

 

 

47,512

 

 

 

238,628

 

Income before taxes

 

$

66,966

 

 

$

124,553

 

 

$

16,445

 

 

$

2,686

 

 

$

17,261

 

 

$

(24,631

)

 

$

203,280

 

Capital expenditures

 

$

3,421

 

 

$

7,535

 

 

$

383

 

 

$

4,720

 

 

$

196

 

 

$

5,253

 

 

$

21,508

 

September 30, 2024

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Loans held for investment

 

$

2,624,448

 

 

$

4,046,879

 

 

$

870,081

 

 

$

442,417

 

 

$

98,355

 

 

$

98,181

 

 

$

8,180,361

 

Total assets

 

$

3,484,436

 

 

$

7,672,481

 

 

$

1,506,885

 

 

$

627,105

 

 

$

93,819

 

 

$

(71,244

)

 

$

13,313,482

 

Total deposits

 

$

2,679,414

 

 

$

7,062,544

 

 

$

1,295,341

 

 

$

540,390

 

 

$

 

 

$

(103,337

)

 

$

11,474,352