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Consolidated Statements of Comprehensive Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
INTEREST INCOME        
Loans, including fees $ 143,506 $ 144,024 $ 419,827 $ 413,860
Securities:        
Taxable 6,515 8,341 20,408 26,454
Tax-exempt 9 18 44 56
Federal funds sold 0 1 1 25
Interest-bearing deposits with banks 44,363 35,266 125,016 97,363
Total interest income 194,393 187,650 565,296 537,758
INTEREST EXPENSE        
Deposits 67,648 71,615 199,227 203,507
Short-term borrowings 100 48 158 203
Subordinated debt 1,030 1,030 3,091 3,091
Total interest expense 68,778 72,693 202,476 206,801
Net interest income 125,615 114,957 362,820 330,957
Provision for credit losses on loans 4,222 3,031 6,922 10,404
Provision for off-balance sheet credit exposures 216 0 489 0
Total provision for credit losses 4,438 3,031 7,411 10,404
Net interest income after provision for credit losses 121,177 111,926 355,409 320,553
NONINTEREST INCOME        
Securities transactions 492 (308) (581) (258)
Sales of loans 916 721 2,382 1,945
Insurance commissions 8,954 9,391 27,284 25,514
Cash management 10,338 9,189 30,962 26,989
Gain/(loss) on sale of other assets 57 (63) 1,055 (67)
Other 5,128 6,387 15,846 15,752
Total noninterest income 49,866 48,712 146,808 137,556
NONINTEREST EXPENSE        
Salaries and employee benefits 57,681 54,215 167,421 157,671
Occupancy, net 6,434 5,776 18,224 16,215
Depreciation 4,725 4,482 14,224 13,542
Amortization of intangible assets 862 886 2,610 2,659
Data processing services 2,901 2,720 8,778 8,032
Net expense from other real estate owned 2,778 2,751 8,377 6,609
Marketing and business promotion 2,126 2,168 6,912 6,670
Deposit insurance 1,736 1,645 5,136 4,697
Other 12,829 12,091 40,768 38,734
Total noninterest expense 92,072 86,734 272,450 254,829
Income before taxes 78,971 73,904 229,767 203,280
Income tax expense 16,317 15,001 48,654 43,402
Net income $ 62,654 $ 58,903 $ 181,113 $ 159,878
NET INCOME PER COMMON SHARE        
Basic $ 1.88 $ 1.78 $ 5.44 $ 4.84
Diluted $ 1.85 $ 1.75 $ 5.36 $ 4.76
OTHER COMPREHENSIVE GAIN        
Unrealized income on debt securities, net of tax expense of $1,478, $7,387, $6,227 and $7,922, respectively $ 4,765 $ 23,844 $ 20,062 $ 25,645
Other comprehensive income, net of tax expense of $1,478, $7,387, $6,227 and $7,922, respectively 4,765 23,844 20,062 25,645
Comprehensive income 67,419 82,747 201,175 185,523
Trust Revenue [Member]        
NONINTEREST INCOME        
Revenue 5,850 5,672 17,184 16,250
Service Charges on Deposits [Member]        
NONINTEREST INCOME        
Revenue $ 18,131 $ 17,723 $ 52,676 $ 51,431