<SEC-DOCUMENT>0001140361-21-021237.txt : 20210616
<SEC-HEADER>0001140361-21-021237.hdr.sgml : 20210616
<ACCEPTANCE-DATETIME>20210616164828
ACCESSION NUMBER:		0001140361-21-021237
CONFORMED SUBMISSION TYPE:	305B2
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20210616
DATE AS OF CHANGE:		20210616
EFFECTIVENESS DATE:		20210616

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ALGONQUIN POWER & UTILITIES CORP.
		CENTRAL INDEX KEY:			0001174169
		STANDARD INDUSTRIAL CLASSIFICATION:	ELECTRIC SERVICES [4911]
		IRS NUMBER:				000000000
		STATE OF INCORPORATION:			A6
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		305B2
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-236975
		FILM NUMBER:		211022061

	BUSINESS ADDRESS:	
		STREET 1:		354 DAVIS ROAD
		CITY:			OAKVILLE
		STATE:			A6
		ZIP:			L6J2X1
		BUSINESS PHONE:		0000000000

	MAIL ADDRESS:	
		STREET 1:		354 DAVIS ROAD
		CITY:			OAKVILLE
		STATE:			A6
		ZIP:			L6J2X1

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ALGONQUIN POWER INCOME FUND
		DATE OF NAME CHANGE:	20020523
</SEC-HEADER>
<DOCUMENT>
<TYPE>305B2
<SEQUENCE>1
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<DESCRIPTION>305B2
<TEXT>
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        <div style="text-align: right;">Registration No. 333-236975</div>
        <hr align="center" style="border: none; border-bottom: 1px solid black; border-top: 4px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;"> </div>
      <div style="text-align: center; font-size: 10pt;"> <font style="font-size: 14pt;">UNITED STATES<br>
          SECURITIES AND EXCHANGE COMMISSION</font><br>
        <font style="font-size: 12pt;">Washington, D.C.&#160; 20549</font><br>
        <br>
        <font style="font-size: 18pt;">FORM T-1</font></div>
      <div style="text-align: center; font-size: 10pt;">STATEMENT OF ELIGIBILITY<br>
        UNDER THE TRUST INDENTURE ACT OF 1939 OF A<br>
        CORPORATION DESIGNATED TO ACT AS TRUSTEE</div>
      <div style="text-align: center; font-size: 10pt;"> <br>
      </div>
      <div style="text-align: center; font-size: 10pt;">CHECK IF AN APPLICATION TO DETERMINE<br>
        ELIGIBILITY OF A TRUSTEE PURSUANT TO<br>
        SECTION 305(b)(2)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#9746;</div>
      <div style="text-align: center; font-size: 10pt;"> <br>
      </div>
      <div style="text-align: center; font-size: 10pt;"><u> </u>
        <hr noshade="noshade" align="center" style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 21%; color: #000000;"></div>
      <div style="text-align: center; font-size: 10pt;"> <br>
      </div>
      <div style="text-align: center; font-size: 10pt;">THE BANK OF NEW YORK MELLON<br>
        TRUST COMPANY, N.A.<br>
        (Exact name of trustee as specified in its charter)</div>
      <div> <br>
      </div>
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            <td style="width: 49%; vertical-align: bottom;">
              <div style="font-size: 10pt;">(Jurisdiction of incorporation<br>
                if not a U.S. national bank)</div>
            </td>
            <td colspan="1" style="width: 2%; vertical-align: top;">&#160;</td>
            <td style="width: 49%; vertical-align: top;">
              <div style="font-size: 10pt;">95-3571558<br>
                (I.R.S. employer<br>
                identification no.)</div>
            </td>
          </tr>
          <tr>
            <td style="width: 49%; vertical-align: top;" rowspan="1">&#160;</td>
            <td colspan="1" style="width: 2%; vertical-align: top;" rowspan="1">&#160;</td>
            <td style="width: 49%; vertical-align: top;" rowspan="1">&#160;</td>
          </tr>
          <tr>
            <td style="width: 49%; vertical-align: top;">
              <div style="font-size: 10pt;">400 South Hope Street<br>
                Suite 500</div>
              <div style="font-size: 10pt;">Los Angeles, California</div>
              <div style="font-size: 10pt;">(Address of principal executive offices)</div>
            </td>
            <td colspan="1" style="width: 2%; vertical-align: top;">&#160;</td>
            <td style="width: 49%; vertical-align: top;">
              <div style="font-size: 10pt;"><br>
                <br>
                90071<br>
                (Zip code)</div>
            </td>
          </tr>

      </table>
      <div style="text-align: center; font-size: 10pt;"><br>
        <hr noshade="noshade" align="center" style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 21%; color: #000000;">&#160;<br>
      </div>
      <div style="text-align: center; font-size: 10pt;"><font style="font-size: 24pt;">ALGONQUIN POWER &amp; UTILITIES CORP.</font><br>
        (Exact name of obligor as specified in its charter)</div>
      <div> <br>
      </div>
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            <td style="width: 49%; vertical-align: top;">
              <div style="font-size: 10pt;">Ontario, Canada<br>
                (State or other jurisdiction of<br>
                incorporation or organization)</div>
            </td>
            <td colspan="1" style="vertical-align: top; width: 2%;">&#160;</td>
            <td style="width: 49%; vertical-align: top;">
              <div style="font-size: 10pt;">Not Applicable<br>
                (I.R.S. employer<br>
                identification no.)</div>
            </td>
          </tr>
          <tr>
            <td style="width: 49%; vertical-align: top;" rowspan="1">&#160;</td>
            <td colspan="1" style="vertical-align: top; width: 2%;" rowspan="1">&#160;</td>
            <td style="width: 49%; vertical-align: top;" rowspan="1">&#160;</td>
          </tr>
          <tr>
            <td style="width: 49%; vertical-align: top;">
              <div style="font-size: 10pt;">354 Davis Road<br>
                Oakville, Ontario, Canada LJ6 2X1<br>
                (Address of principal executive offices)</div>
            </td>
            <td colspan="1" style="vertical-align: top; width: 2%;">&#160;</td>
            <td style="width: 49%; vertical-align: top;">
              <div style="font-size: 10pt;"><br>
                <br>
                (Zip code)</div>
            </td>
          </tr>

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        <div style="font-size: 10pt;"> <br>
        </div>
        <div style="font-size: 10pt;"><br>
          <hr noshade="noshade" align="center" style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 21%; color: #000000;"></div>
        <div style="font-size: 10pt;">&#160;</div>
        Debt Securities<font style="font-size: 10pt;"><br>
        </font>(Title of the indenture securities)</div>
      <div><br>
      </div>
      <div>
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      <div style="text-align: justify;"><font style="font-size: 10pt; font-weight: bold;">1.</font><font style="text-indent: 0px; font-size: 5.14pt;" id="TRGRRTFtoHTMLTab">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font><font style="font-size: 10pt; font-weight: bold;">General
          information.&#160; Furnish the following information as to the trustee:</font></div>
      <div style="text-align: justify;"><font style="font-size: 10pt; font-weight: bold;"> <br>
        </font></div>
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            <td style="width: 36pt; vertical-align: top; font-size: 10pt; font-weight: bold;">(a)</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 10pt; font-weight: bold;">Name and address of each examining or supervising authority to which it is subject.</div>
            </td>
          </tr>

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      </div>
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              <td style="width: 50%; vertical-align: middle;">
                <div style="text-align: center; font-size: 10pt;">Name</div>
              </td>
              <td style="width: 30%; vertical-align: middle;">
                <div style="text-align: center; font-size: 10pt;">Address</div>
              </td>
            </tr>

        </table>
      </div>
      <div style="margin-left: 36pt;">
        <table cellspacing="0" cellpadding="0" border="0" align="" style="border-collapse: collapse; width: 80%; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 9pt; text-align: left;">

            <tr>
              <td style="width: 50%; vertical-align: top;">
                <div style="font-size: 10pt;">Comptroller of the Currency</div>
                <div style="font-size: 10pt;">United States Department of the Treasury</div>
              </td>
              <td style="width: 30%; vertical-align: top;">
                <div style="font-size: 10pt;">Washington, DC 20219</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;" rowspan="1">&#160;</td>
              <td style="width: 30%; vertical-align: top;" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">
                <div style="font-size: 10pt;">Federal Reserve Bank</div>
              </td>
              <td style="width: 30%; vertical-align: top;">
                <div style="font-size: 10pt;">San Francisco, CA 94105</div>
              </td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;" rowspan="1">&#160;</td>
              <td style="width: 30%; vertical-align: top;" rowspan="1">&#160;</td>
            </tr>
            <tr>
              <td style="width: 50%; vertical-align: top;">
                <div><font style="font-size: 10pt;">Federal Deposit Insurance Corporation</font> <br>
                </div>
              </td>
              <td style="width: 30%; vertical-align: top;">
                <div style="font-size: 10pt;">Washington, DC 20429</div>
              </td>
            </tr>

        </table>
      </div>
      <div> <br>
      </div>
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            <td style="width: 36pt; vertical-align: top; font-size: 10pt; font-weight: bold;">&#160;(b)</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 10pt; font-weight: bold;">Whether it is authorized to exercise corporate trust powers.</div>
            </td>
          </tr>

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      <div style="text-align: justify; margin-left: 36pt; font-size: 10pt;"> <br>
      </div>
      <div style="text-align: justify; margin-left: 36pt; font-size: 10pt;">Yes.</div>
      <div style="text-align: justify; margin-left: 36pt; font-size: 10pt;"> <br>
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            <td style="width: 36pt; vertical-align: top; font-size: 10pt; font-weight: bold;">2.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 10pt; font-weight: bold;">Affiliations with Obligor.</div>
            </td>
          </tr>

      </table>
      <div style="text-align: justify; margin-left: 36pt; font-size: 10pt;"><font style="font-weight: bold;"> <br>
        </font></div>
      <div style="text-align: justify; margin-left: 36pt; font-size: 10pt;"><font style="font-weight: bold;">If the obligor is an affiliate of the trustee, describe each</font>&#160;<font style="font-weight: bold;">such affiliation.</font></div>
      <div style="text-align: justify; margin-left: 36pt; font-size: 10pt;"><font style="font-weight: bold;"> <br>
        </font></div>
      <div style="text-align: justify; margin-left: 36pt; font-size: 10pt;">None.</div>
      <div style="text-align: justify; margin-left: 36pt; font-size: 10pt;"> <br>
      </div>
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            <td style="width: 36pt; vertical-align: top; font-size: 10pt; font-weight: bold;">16.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 10pt; font-weight: bold;">List of Exhibits.</div>
            </td>
          </tr>

      </table>
      <div style="text-align: justify; margin-left: 36pt; font-size: 10pt; font-weight: bold;"> <br>
      </div>
      <div style="text-align: justify; margin-left: 36pt; font-size: 10pt; font-weight: bold;">Exhibits identified in parentheses below, on file with the Commission, are incorporated herein by reference as an exhibit hereto, pursuant to Rule 7a&#8209;29 under
        the Trust Indenture Act of 1939 (the "Act").</div>
      <div style="text-align: justify; margin-left: 36pt; font-size: 10pt; font-weight: bold;"> <br>
      </div>
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            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 36pt; vertical-align: top; font-size: 10pt;">1.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 10pt;">A copy of the articles of association of The Bank of New York Mellon Trust Company, N.A., formerly known as The Bank of New York Trust Company, N.A. (Exhibit 1 to Form T-1 filed with Registration Statement No.
                333-121948 and Exhibit 1 to Form T-1 filed with Registration Statement<font style="color: rgb(0, 0, 0);"> No. 333-152875).</font></div>
            </td>
          </tr>

      </table>
      <div> <br>
      </div>
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            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 36pt; vertical-align: top; font-size: 10pt;">2.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 10pt;">A copy of certificate of authority of the trustee to commence business. (Exhibit 2 to Form T-1 filed with Registration Statement No.<br>
                333-121948).</div>
            </td>
          </tr>

      </table>
      <div> <br>
      </div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 9pt; width: 100%; text-align: left; color: rgb(0, 0, 0);" class="DSPFListTable" id="z52fc6a40464443c18073e1341072d2e1">

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            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 36pt; vertical-align: top; font-size: 10pt;">3.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 10pt;">A copy of the authorization of the trustee to exercise corporate trust powers (Exhibit 3 to Form T-1 filed with Registration Statement<font style="color: rgb(0, 0, 0);"> No.</font><br>
                <font style="color: rgb(0, 0, 0);">333-152875).</font></div>
            </td>
          </tr>

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      <div> <br>
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      <div style="clear: both; margin-top: 9pt; margin-bottom: 9pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">- 2 -</font></div>
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            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 36pt; vertical-align: top; font-size: 10pt;">4.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 10pt;">A copy of the existing by-laws of the trustee (Exhibit 4 to Form T-1 filed with Registration Statement<font style="color: rgb(0, 0, 0);"> No. 333-229762)</font>.</div>
            </td>
          </tr>

      </table>
      <div> <br>
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            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 36pt; vertical-align: top; font-size: 10pt;">6.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 10pt;">The consent of the trustee required by Section 321(b) of the Act (Exhibit 6 to Form T-1 filed with Registration Statement<font style="color: rgb(0, 0, 0);"> No. 333-152875).</font></div>
            </td>
          </tr>

      </table>
      <div> <br>
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      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 9pt; width: 100%; text-align: left; color: rgb(0, 0, 0);" class="DSPFListTable" id="z8916406302c3469f95bae320b86460cb">

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            <td style="width: 36pt;"><br>
            </td>
            <td style="width: 36pt; vertical-align: top; font-size: 10pt;">7.</td>
            <td style="width: auto; vertical-align: top; text-align: justify;">
              <div style="font-size: 10pt;">A copy of the latest report of condition of the Trustee published pursuant to law or to the requirements of its supervising or examining authority.</div>
            </td>
          </tr>

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      <div> <br>
      </div>
      <div style="clear: both; margin-top: 9pt; margin-bottom: 9pt;" id="DSPFPageBreakArea">
        <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">- 3 -</font></div>
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      <div style="text-align: center; font-size: 10pt;">SIGNATURE</div>
      <div style="text-align: center; font-size: 10pt;"> <br>
      </div>
      <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;">Pursuant to the requirements of the Act, the Trustee, The Bank of New York Mellon Trust Company, N.A., a banking association organized and existing under the laws of the United
        States of America, has duly caused this statement of eligibility to be signed on its behalf by the undersigned, thereunto duly authorized, all in the City of Chicago, and State of Illinois, on the 14th day of June, 2021.</div>
      <div style="text-align: justify; text-indent: 36pt; font-size: 10pt;"> <br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 9pt; width: 100%; border-collapse: collapse; text-align: left; color: rgb(0, 0, 0);" id="za1c55bfb6b74490ebbbdc4586c6981cf">

          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td rowspan="1" colspan="3" style="vertical-align: top;">
              <div style="text-align: justify; font-size: 10pt;">THE&#160;BANK&#160;OF&#160;NEW&#160;YORK MELLON TRUST COMPANY, N.A.</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 50%; vertical-align: top;">&#160;</td>
            <td rowspan="1" colspan="3" style="vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
            <td colspan="1" style="width: 3%; vertical-align: top; padding-bottom: 2px;">By:</td>
            <td nowrap="nowrap" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);" rowspan="1" colspan="2">
              <div style="text-align: justify; font-size: 10pt;">/s/ Lawrence M. Kusch</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: justify; font-size: 10pt;">Name:&#160;&#160; <br>
              </div>
            </td>
            <td style="width: 42%; vertical-align: top;">Lawrence M. Kusch</td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">&#160;</td>
            <td colspan="1" style="width: 3%; vertical-align: top;">&#160;</td>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: justify; font-size: 10pt;">Title:&#160; &#160;&#160; <br>
              </div>
            </td>
            <td style="width: 42%; vertical-align: top;">Vice President</td>
          </tr>

      </table>
      <div><br>
      </div>
      <div><br>
      </div>
    </div>
    <div>
      <div style="clear: both; margin-top: 9pt; margin-bottom: 9pt;" id="DSPFPageBreakArea">
        <div style="page-break-after: always;" id="DSPFPageBreak">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      </div>
      <div>
        <div>
          <div>
            <div style="text-align: right; font-size: 10pt; font-weight: bold;">EXHIBIT 7</div>
            <div><br>
            </div>
            <div style="text-align: center; font-size: 10pt;">Consolidated Report of Condition of</div>
            <div style="text-align: center; font-size: 10pt;">THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A.</div>
            <div style="text-align: center; font-size: 10pt;">of 400 South Hope Street, Suite 500, Los Angeles, CA 90071</div>
            <div><br>
            </div>
            <div style="text-indent: 36pt; font-size: 10pt;">At the close of business March 31, 2021, published in accordance with Federal regulatory authority instructions.</div>
            <div><br>
            </div>
            <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 9pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">

                <tr>
                  <td style="vertical-align: bottom;">
                    <div style="font-size: 10pt;"><u>ASSETS</u></div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: top;">
                    <div style="font-size: 10pt;">Dollar amounts</div>
                    <div style="font-size: 10pt;"><u>in thousands</u></div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top;">
                    <div style="font-size: 10pt;">
                      <div>Cash and balances due from depository institutions:</div>
                    </div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt; margin-left: 9pt;">Noninterest-bearing balances and currency and coin</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">3,196</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%;">
                    <div style="font-size: 10pt; margin-left: 9pt;">Interest-bearing balances</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="font-size: 10pt;">364,009</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">Securities:</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%;">
                    <div style="font-size: 10pt; margin-left: 9pt;">Held-to-maturity securities</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="font-size: 10pt;">0</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt; margin-left: 9pt;">Available-for-sale debt securities</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">76,836</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%;">
                    <div style="font-size: 10pt; margin-left: 9pt;">Equity securities with readily determinable fair values not held for trading</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="font-size: 10pt;">0</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">
                      <div>Federal funds sold and securities purchased under agreements to resell:</div>
                    </div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%;">
                    <div style="font-size: 10pt; margin-left: 9pt;">Federal funds sold in domestic offices</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="font-size: 10pt;">0</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt; margin-left: 9pt;">Securities purchased under agreements to resell</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">0</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%;">
                    <div style="font-size: 10pt;">Loans and lease financing receivables:</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt; margin-left: 9pt;">Loans and leases held for sale</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">0</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%;">
                    <div style="font-size: 10pt; margin-left: 9pt;">Loans and leases, held for investment</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="font-size: 10pt;">0</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt; margin-left: 9pt;">LESS: Allowance for loan and</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%;">
                    <div style="font-size: 10pt; margin-left: 9pt;">lease losses</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="font-size: 10pt;">0</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">
                      <div style="text-indent: -9pt; margin-left: 18pt;">Loans and leases held for investment, net of allowance</div>
                    </div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">0</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%;">
                    <div style="font-size: 10pt;">Trading assets</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="font-size: 10pt;">0</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">Premises and fixed assets (including capitalized leases)&#160; . .</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">21,614</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%;">
                    <div style="font-size: 10pt;">Other real estate owned</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="font-size: 10pt;">0</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">Investments in unconsolidated subsidiaries and associated companies</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">0</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%;">
                    <div style="font-size: 10pt;">Direct and indirect investments in real estate ventures..</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="font-size: 10pt;">0</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">Intangible assets</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">856,313</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 2px;">
                    <div style="font-size: 10pt;">Other assets</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="font-size: 10pt;">97,933</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 4px;">
                    <div style="font-size: 10pt;">Total assets</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">
                    <div style="font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                    <div style="font-size: 10pt;">1,419,901</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>
                </tr>

            </table>
            <div><br>
            </div>
            <div id="DSPFPageBreakArea" style="clear: both; margin-top: 9pt; margin-bottom: 9pt;">
              <div id="DSPFPageNumberArea" style="text-align: center;"><font id="DSPFPageNumber" style="font-size: 8pt; font-weight: normal; font-style: normal;">1</font></div>
              <div id="DSPFPageBreak" style="page-break-after: always;">
                <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
            </div>
            <div style="font-size: 10pt;"><u>LIABILITIES</u></div>
            <div><br>
            </div>
            <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 9pt; text-align: left; color: rgb(0, 0, 0); width: 100%;">

                <tr>
                  <td valign="bottom" style="vertical-align: top;">
                    <div style="font-size: 10pt;">Deposits:</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; padding-bottom: 1px;">&#160;</td>
                  <td valign="bottom" colspan="2" style="vertical-align: top;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; padding-bottom: 1px;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt; margin-left: 9pt;">In domestic offices</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">1,450</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 1px;">
                    <div style="font-size: 10pt; margin-left: 18pt;">Noninterest-bearing</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="font-size: 10pt;">1,450</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt; margin-left: 18pt;">Interest-bearing</div>
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                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">0</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">Federal funds purchased and securities</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
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                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%;">
                    <div style="font-size: 10pt; margin-left: 18pt;">sold under agreements to repurchase:</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt; margin-left: 18pt;">Federal funds purchased in domestic offices</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">0</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 1px;">
                    <div style="font-size: 10pt; margin-left: 18pt;">Securities sold under agreements to repurchase</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="font-size: 10pt;">0</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">Trading liabilities</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">0</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%;">
                    <div style="font-size: 10pt;">Other borrowed money:</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">
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                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">0</div>
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                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%;">
                    <div style="font-size: 10pt;">Not applicable</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">Not applicable</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
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                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 1px;">
                    <div style="font-size: 10pt;">Subordinated notes and debentures</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="font-size: 10pt;">0</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">Other liabilities</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">267,635</div>
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                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
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                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 1px;">
                    <div style="font-size: 10pt;">Total liabilities</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="font-size: 10pt;">269,085</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
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                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">Not applicable</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;"><u>EQUITY CAPITAL</u></div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">Perpetual preferred stock and related surplus</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">0</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 1px;">
                    <div style="font-size: 10pt;">Common stock</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="font-size: 10pt;">1,000</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">Surplus (exclude all surplus related to preferred stock)</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">324,510</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%;">
                    <div style="font-size: 10pt;">Not available</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt; margin-left: 9pt;">Retained earnings</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">824,290</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 1px;">
                    <div style="font-size: 10pt; margin-left: 9pt;">Accumulated other comprehensive income</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="font-size: 10pt;">1,016</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">Other equity capital components</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">0</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%;">
                    <div style="font-size: 10pt;">Not available</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt; margin-left: 9pt;">Total bank equity capital</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">1,150,816</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 1px;">
                    <div style="font-size: 10pt; margin-left: 9pt;">Noncontrolling (minority) interests in consolidated subsidiaries</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%;">
                    <div style="font-size: 10pt;">0</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 1px;">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">Total equity capital</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
                    <div style="font-size: 10pt;">1,150,816</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255);">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 88%; padding-bottom: 4px;">
                    <div style="font-size: 10pt;">Total liabilities and equity capital</div>
                  </td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; width: 1%; border-bottom: 4px double rgb(0, 0, 0);">&#160;</td>
                  <td valign="bottom" colspan="1" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 4px double rgb(0, 0, 0);">
                    <div style="font-size: 10pt;">1,419,901</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" colspan="1" style="vertical-align: bottom; width: 1%; padding-bottom: 4px;">&#160;</td>
                </tr>

            </table>
            <div><br>
            </div>
            <div style="text-indent: 36pt; font-size: 10pt;">I, Matthew J. McNulty, CFO of the above-named bank do hereby declare that the Reports of Condition and Income (including the supporting schedules) for this report date have been prepared in
              conformance with the instructions issued by the appropriate Federal regulatory authority and are true to the best of my knowledge and belief.</div>
            <div><br>
            </div>
            <div style="text-indent: 36pt;"><font style="font-size: 10pt;">Matthew J. McNulty</font><font style="text-indent: 0px; font-size: 5.14pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; </font><font style="font-size: 10pt;">)<font style="text-indent: 0px; font-size: 5.14pt;">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;</font>CFO</font></div>
            <div><br>
            </div>
            <div style="text-indent: 36pt; font-size: 10pt;">We, the undersigned directors (trustees), attest to the correctness of the Report of Condition (including the supporting schedules) for this report date and declare that it has been examined by
              us and to the best of our knowledge and belief has been prepared in conformance with the instructions issued by the appropriate Federal regulatory authority and is true and correct.</div>
            <div><br>
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            <div style="margin-left: 36pt;">
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                      <div style="font-size: 10pt;">Antonio I. Portuondo, President</div>
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                      <div style="font-size: 10pt;">)</div>
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                    <td style="width: 54%; vertical-align: top;">&#160;</td>
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                      <div style="font-size: 10pt;">Michael P. Scott, Managing Director</div>
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                      <div style="font-size: 10pt;">)</div>
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                      <div style="font-size: 10pt;">Directors (Trustees)</div>
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                      <div style="font-size: 10pt;">Kevin P. Caffrey, Managing Director</div>
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                    <td style="width: 6%; vertical-align: top;">
                      <div style="font-size: 10pt;">)</div>
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                    <td style="width: 54%; vertical-align: top;">&#160;</td>
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