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Loans and advances to customers (Details - Breakdown of balance of loans and advances to customers) - BRL (R$) R$ in Thousands | Dec. 31, 2021 | Dec. 31, 2020
--- | --- | ---
Disclosure of detailed information about financial instruments [line items] |  |
Gross balance | R$ 33,406,040 | R$ 19,515,659
Carrying amount | 17,216,362 | 8,790,058
Business loans |  |
Disclosure of detailed information about financial instruments [line items] |  |
Gross balance | 3,017,158 |
Real Estate Loans |  |
Disclosure of detailed information about financial instruments [line items] |  |
Gross balance | 5,121,411 | 3,471,354
Loans and advances to customers |  |
Disclosure of detailed information about financial instruments [line items] |  |
Gross balance | 17,216,362 | 8,790,058
Provision for expected loss | (680,932) | (282,355)
Carrying amount | 16,535,429 | 8,507,703
Loans and advances to customers | Payroll Card |  |
Disclosure of detailed information about financial instruments [line items] |  |
Gross balance | 65,263 | 67,732
Provision for expected loss | (6,756) | (5,890)
Carrying amount | 58,507 | 61,842
Loans and advances to customers | Multiple Card |  |
Disclosure of detailed information about financial instruments [line items] |  |
Gross balance | 4,798,318 | 1,904,642
Provision for expected loss | (417,740) | (163,993)
Carrying amount | 4,380,578 | 1,740,649
Loans and advances to customers | Overdraft protection agreement |  |
Disclosure of detailed information about financial instruments [line items] |  |
Gross balance | 12,862 | 20,193
Provision for expected loss | (9,745) | (645)
Carrying amount | 3,117 | 19,548
Loans and advances to customers | Checking account overdraft |  |
Disclosure of detailed information about financial instruments [line items] |  |
Gross balance | 33,234 | 14,232
Provision for expected loss | (29,467) | (455)
Carrying amount | 3,767 | 13,775
Loans and advances to customers | Payroll loans and personal credit |  |
Disclosure of detailed information about financial instruments [line items] |  |
Gross balance | 3,467,924 | 1,551,399
Provision for expected loss | (95,539) | (38,900)
Carrying amount | 3,372,385 | 1,512,499
Loans and advances to customers | Business loans |  |
Disclosure of detailed information about financial instruments [line items] |  |
Gross balance | 3,017,158 | 1,582,868
Provision for expected loss | (16,018) | (5,803)
Carrying amount | 3,001,140 | 1,577,066
Loans and advances to customers | Real Estate Loans |  |
Disclosure of detailed information about financial instruments [line items] |  |
Gross balance | 5,121,411 | 3,471,354
Provision for expected loss | (79,991) | (60,994)
Carrying amount | 5,041,420 | 3,410,362
Loans and advances to customers | Rural loans |  |
Disclosure of detailed information about financial instruments [line items] |  |
Gross balance | R$ 700,192 | 177,637
Provision for expected loss |  | (5,675)
Carrying amount |  | R$ 171,962

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- Definition The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity’s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity’s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity’s own equity instruments. For this purpose the entity’s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity’s own equity instruments. [Refer: Financial instruments, class [member]; Financial liabilities] + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 7 -IssueDate 2021-01-01 -Paragraph 25 -URI http://eifrs.ifrs.org/eifrs/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2021-en-r&anchor=para_25&doctype=Standard -URIDate 2021-03-24 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 7 -IssueDate 2021-01-01 -Paragraph 35H -URI http://eifrs.ifrs.org/eifrs/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2021-en-r&anchor=para_35H&doctype=Standard -URIDate 2021-03-24 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 7 -IssueDate 2021-01-01 -Paragraph 35I -URI http://eifrs.ifrs.org/eifrs/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2021-en-r&anchor=para_35I&doctype=Standard -URIDate 2021-03-24 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Name IFRS -Number 7 -IssueDate 2021-01-01 -Paragraph 35M -URI http://eifrs.ifrs.org/eifrs/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2021-en-r&anchor=para_35M&doctype=Standard -URIDate 2021-03-24 Reference 5: http://www.xbrl.org/2003/role/exampleRef -Name IFRS -Number 7 -IssueDate 2021-01-01 -Paragraph 35N -URI http://eifrs.ifrs.org/eifrs/xifrs-link?type=IFRS&num=7&code=ifrs-tx-2021-en-r&anchor=para_35N&doctype=Standard -URIDate 2021-03-24 + Details
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