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Significant accounting policies (Tables)
12 Months Ended
Dec. 31, 2021
Disclosure of detailed information about business combination [line items]  
Schedule Of Share Of Capital By Subsidiary

At Inter Platform Level(*)

At Banco Inter Level(*)

 

Share in the capital (%)

 

Entity

Branch of Activity

12/31/2021

12/31/2020

 

Direct subsidiary

    

  

    

  

    

  

Inter Holding Financeira S.A.

 

Holding Company

 

100.0

%  

0.0

%

Indirect subsidiaries

 

  

 

  

 

  

Banco Inter S.A.

 

Bank

 

31.4

%  

0.0

%

Inter Distribuidora de Títulos e Valores Mobiliários Ltda.

 

TVM Distributor

 

30.9

%  

98.3

%

Inter Digital Corretora e Consultoria de Seguros Ltda.

 

Insurance broker

 

18.8

%  

60.0

%

Inter Marketplace Ltda.

 

Marketplace

 

31.4

%  

99.9

%

Inter Asset Holding S.A.

 

Asset management

 

22.0

%  

70.0

%

Inter Titulos Fundo de Investimento

 

Investment Fund

 

30.7

%  

96.5

%

BMA Inter Fundo De Investimento Em Direitos Creditórios Multissetorial

 

Investment Fund

 

28.3

%  

81.2

%

TBI Fundo De Investimento Renda Fixa Credito Privado

 

Investment Fund

 

31.4

%  

100.0

%

TBI Fundo De Investimento Crédito Privado Investimento Exterior

 

Investment Fund

 

31.4

%  

0.0

%

IM Designs Desenvolvimento de Software Ltda.

 

Provision services

 

15.7

%  

0.0

%

Acerto Cobrança e Informações Cadastrais S.A.

 

Provision services

 

18.9

%  

0.0

%

Inter Asset Gestão de Recursos Ltda

 

Asset management

 

22.0

%  

0.0

%

Inter Café Ltda.

 

Provision services

 

31.4

%  

0.0

%

Inter Boutiques Ltda.

 

Provision services

 

31.4

%  

0.0

%

Inter Food Ltda.

 

Provision services

 

22

%  

70

%

(*)Variations on the percentages presented above are related to the reorganization stated in Note 1. Interest in share capital presented as of December 31, 2020 consider Banco Inter level as the parent company, while Interest in share capital presented as of December 31, 2021 considers InterPlatform as the parent company .

Schedule Of Selected Financial Information By Subsidiary

Assets

Liabilities

Equity

Ohter comprehensive income

Revenue

Profit/ loss year

 

Dividends paids

12/31/2021

12/31/2020

12/31/2019

12/31/2021

12/31/2020

12/31/2019

12/31/2021

12/31/2020

12/31/2019

12/31/2021

12/31/2020

12/31/2019

2021

2020

2019

2021

2020

2019

 

12/31/2021

12/31/2020

12/31/2019

Direct subsidiary

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

    

Inter Holding Financeira S.A.

 

2,670,530

 

 

 

14,405

 

 

 

2,656,124

 

 

 

 

 

 

19,626

 

 

 

(6,069)

 

 

 

 

Indirect subsidiaries

 

  

 

  

 

  

 

  

 

  

 

  

 

  

 

  

 

  

 

  

 

  

 

  

 

  

 

  

 

  

 

  

 

  

 

  

  

 

  

 

  

Banco Inter S.A.

 

36,433,640

 

19,766,642

 

10,062,373

 

27,945,001

 

16,463,954

 

7,861,356

 

8,488,640

 

3,302,688

 

2,201,017

 

(212,195)

 

37,056

 

1,562

 

3,208,747

 

1,471,926

 

1,102,869

 

34,625

 

(7,197)

 

78,881

(41,491)

 

(39,949)

 

(51,252)

Inter Distribuidora de Títulos e Valores Mobiliários Ltda.

 

368,212

 

75,900

 

43,317

 

317,647

 

46,595

 

11,725

 

50,565

 

29,303

 

31,592

 

 

 

 

87,936

 

36,894

 

21,904

 

21,222

 

(2,254)

 

7,196

 

 

Inter Digital Corretora e Consultoria de Seguros Ltda.

 

124,671

 

81,289

 

11,095

 

69,890

 

45,773

 

4,814

 

54,781

 

35,516

 

6,281

 

 

 

 

88,846

 

43,215

 

20,940

 

64,761

 

29,235

 

11,527

(35,647)

 

 

Inter Marketplace Ltda.

 

231,051

 

69,383

 

4,885

 

90,756

 

47,957

 

14

 

140,295

 

21,426

 

4,871

 

 

 

 

235,551

 

63,998

 

15

 

118,550

 

16,555

 

(130)

 

 

Inter Asset Holding S.A.

 

7,148

 

5,829

 

4,980

 

3,098

 

2,418

 

118

 

4,050

 

3,411

 

4,862

 

 

 

 

8,835

 

5,457

 

10,331

 

6,833

 

3,763

 

(139)

 

 

Inter Titulos Fundo de Investimento

 

50,195

 

49,870

 

56,198

 

304

 

156

 

792

 

49,891

 

49,714

 

55,406

 

 

 

 

21,786

 

24,164

 

11,250

 

2,557

 

(5,136)

 

5,405

 

 

BMA Inter Fundo De Investimento Em Direitos Creditórios Multissetorial

 

389,497

 

170,653

 

 

1,339

 

1,169

 

 

388,158

 

169,484

 

 

 

 

 

42,561

 

7,722

 

 

32,688

 

5,999

 

 

 

TBI Fundo De Investimento Renda Fixa Credito Privado

 

443,843

 

204,835

 

 

154

 

3,239

 

 

443,689

 

201,596

 

 

 

 

 

125,238

 

7,360

 

 

21,508

 

696

 

 

 

TBI Fundo De Investimento Crédito Privado Investimento Exterior

 

14,725

 

 

 

63

 

 

 

14,662

 

 

 

 

 

 

325

 

 

 

(337)

 

 

 

 

IM Designs Desenvolvimento de Software Ltda.

 

6,145

 

 

 

573

 

 

 

5,572

 

 

 

 

 

 

3,777

 

 

 

(125)

 

 

 

 

Acerto Cobrança e Informações Cadastrais S.A.

 

18,862

 

 

 

1,815

 

 

 

17,047

 

 

 

 

 

 

10,220

 

 

 

(4,025)

 

 

 

 

Inter Asset Gestão de Recursos Ltda

 

7,128

 

 

 

3,097

 

 

 

4,031

 

 

 

 

 

 

14,131

 

12,748

 

 

8,182

 

 

 

 

Inter Café Ltda.

 

553

 

 

 

1,187

 

 

 

(634)

 

 

 

 

 

 

2,080

 

 

 

(702)

 

 

 

 

Inter Boutiques Ltda.

2,198

1,822

377

2,202

599

Inter Food Ltda.

2,729

333

2,396

2,266

398

Schedule Of Useful Lives Of Property And Equipment

Description

    

Estimated useful lives

 

Buildings, furniture and equipment

10 years

Data Processing system

5 years

Schedule Of Intangible Assets Useful Lives

Customer relationships

    

5 years

Internally developed software

3 to 5 years

Meu Acerto  
Disclosure of detailed information about business combination [line items]  
Schedule Of Identifiable Assets Acquired And Liabilities Assumed In Business Combination

Financial instruments

    

20,212

Other financial assets

 

2,257

Property and equipment

 

499

Intangible

 

13,208

Loan and onlending liabilities

 

(1,455)

Other liabilities

 

(1,977)

Total identifiable net assets acquired

 

32,755

Schedule Of Goodwill Resulting From Acquisition

Consideration transferred

    

45,000

Interest of non-controlling shareholders, based on the pro-rata interest on the assets acquired and liabilities assumed

 

13,053

Net assets

 

(32,755)

Goodwill

 

25,298

Inter Asset Holding S.A.  
Disclosure of detailed information about business combination [line items]  
Schedule Of Identifiable Assets Acquired And Liabilities Assumed In Business Combination

Cash and cash equivalents

    

2,021

Trade receivables

 

1,628

Other assets

 

1,040

Property and equipment

 

508

Liabilities

 

(2,008)

Customer Relationships

 

13,344

Total identifiable net assets acquired

 

16,533

Schedule Of Goodwill Resulting From Acquisition

Consideration transferred

    

49,000

Non-controlling interest (NCI), based on their proportionate interest in the recognised amounts of the assets and liabilities of Inter Asset Holding

 

4,960

Identifiable Net assets

 

(16,533)

Goodwill

 

37,427