<SEC-DOCUMENT>0001104659-26-031521.txt : 20260318
<SEC-HEADER>0001104659-26-031521.hdr.sgml : 20260318
<ACCEPTANCE-DATETIME>20260318203354
ACCESSION NUMBER:		0001104659-26-031521
CONFORMED SUBMISSION TYPE:	3
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20260318
FILED AS OF DATE:		20260318
DATE AS OF CHANGE:		20260318

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Chen Xiaohuan
		CENTRAL INDEX KEY:			0002114904
		ORGANIZATION NAME:           	

	FILING VALUES:
		FORM TYPE:		3
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-38752
		FILM NUMBER:		26771786

	MAIL ADDRESS:	
		ADDRESS IS A NON US LOCATION: 	YES
		STREET 1:		7/F LUJIAZUI FINANCE PLAZA
		STREET 2:		NO. 1217 DONGFANG ROAD, PUDONG NEW AREA
		CITY:			SHANGHAI
		PROVINCE COUNTRY:   	F4
		ZIP:			200122

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Qfin Holdings, Inc.
		CENTRAL INDEX KEY:			0001741530
		STANDARD INDUSTRIAL CLASSIFICATION:	FINANCE SERVICES [6199]
		ORGANIZATION NAME:           	02 Finance
		EIN:				000000000
		STATE OF INCORPORATION:			E9
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		ADDRESS IS A NON US LOCATION: 	YES
		STREET 1:		7/F LUJIAZUI FINANCE PLAZA
		STREET 2:		NO. 1217 DONGFANG ROAD
		CITY:			PUDONG NEW AREA, SHANGHAI
		PROVINCE COUNTRY:   	F4
		ZIP:			200122
		BUSINESS PHONE:		862161516360

	MAIL ADDRESS:	
		ADDRESS IS A NON US LOCATION: 	YES
		STREET 1:		7/F LUJIAZUI FINANCE PLAZA
		STREET 2:		NO. 1217 DONGFANG ROAD
		CITY:			PUDONG NEW AREA, SHANGHAI
		PROVINCE COUNTRY:   	F4
		ZIP:			200122

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	Qifu Technology, Inc.
		DATE OF NAME CHANGE:	20230419

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	360 DigiTech, Inc.
		DATE OF NAME CHANGE:	20200915

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	360 Finance, Inc.
		DATE OF NAME CHANGE:	20180522
</SEC-HEADER>
<DOCUMENT>
<TYPE>3
<SEQUENCE>1
<FILENAME>tm268415-1_3seq1.xml
<DESCRIPTION>OWNERSHIP DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0607</schemaVersion>

    <documentType>3</documentType>

    <periodOfReport>2026-03-18</periodOfReport>

    <noSecuritiesOwned>0</noSecuritiesOwned>

    <issuer>
        <issuerCik>0001741530</issuerCik>
        <issuerName>Qfin Holdings, Inc.</issuerName>
        <issuerTradingSymbol>QFIN</issuerTradingSymbol>
        <issuerForeignTradingSymbol></issuerForeignTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0002114904</rptOwnerCik>
            <rptOwnerName>Chen Xiaohuan</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerNonUSAddressFlag>true</rptOwnerNonUSAddressFlag>
            <rptOwnerStreet1>8 WONG CHUK HANG ROAD</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>HONG KONG</rptOwnerCity>
            <rptOwnerNonUSStateTerritory></rptOwnerNonUSStateTerritory>
            <rptOwnerCountry>K3</rptOwnerCountry>
            <rptOwnerZipCode>00000</rptOwnerZipCode>
            <rptOwnerStateDescription>HONG KONG</rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle></officerTitle>
            <otherText></otherText>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeHolding>
            <securityTitle>
                <value>American Depositary Shares</value>
                <footnoteId id="F1"/>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>15000</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <derivativeTable>
        <derivativeHolding>
            <securityTitle>
                <value>Call Options (long position; right to buy)</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>22.5</value>
                <footnoteId id="F4"/>
            </conversionOrExercisePrice>
            <exerciseDate>
                <footnoteId id="F2"/>
            </exerciseDate>
            <expirationDate>
                <value>2026-12-18</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>American Depositary Shares</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>94000</value>
                    <footnoteId id="F3"/>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>by TPC Compounder Master Fund</value>
                </natureOfOwnership>
            </ownershipNature>
        </derivativeHolding>
        <derivativeHolding>
            <securityTitle>
                <value>Put Options (short position; obligation to buy)</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>20.0</value>
                <footnoteId id="F4"/>
            </conversionOrExercisePrice>
            <exerciseDate>
                <footnoteId id="F2"/>
            </exerciseDate>
            <expirationDate>
                <value>2026-12-18</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>American Depositary Shares</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>60000</value>
                    <footnoteId id="F3"/>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>by TPC Compounder Master Fund</value>
                </natureOfOwnership>
            </ownershipNature>
        </derivativeHolding>
    </derivativeTable>

    <footnotes>
        <footnote id="F1">Each American depositary shares represents two(2) Class A ordinary shares of the Issuer.</footnote>
        <footnote id="F2">The options are exercisable at any time prior to the Expiration Date.</footnote>
        <footnote id="F3">The reporting person disclaims the beneficial ownership of these American Depositary Shares underlying the option positions owned by TPC Compounder Master Fund except to the extent of the reporting person's pecuniary interest. The reporting person is a co-founder and partner at Twin Peaks Capital Limited, which is the fund manager of TPC Compounder Master Fund.</footnote>
        <footnote id="F4">Represents the exercise price of the American Depositary Shares. Each American Depositary Share represents two Class A ordinary share of the issuer.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>/s/ Chen Xiaohuan</signatureName>
        <signatureDate>2026-03-18</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
