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Unpaid Loss and Loss Adjustment Expense - Historical Claims Duration (Details) | Dec. 31, 2025
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Home and renters |
Short-duration Insurance Contracts, Historical Claims Duration [Line Items] |
Average annual percentage payout in year 1 | 74.00%
Average annual percentage payout in year 2 | 18.00%
Average annual percentage payout in year 3 | 8.00%
Pet |
Short-duration Insurance Contracts, Historical Claims Duration [Line Items] |
Average annual percentage payout in year 1 | 98.00%
Average annual percentage payout in year 2 | 2.00%
Average annual percentage payout in year 3 | 0.00%
Car |
Short-duration Insurance Contracts, Historical Claims Duration [Line Items] |
Average annual percentage payout in year 1 | 54.00%
Average annual percentage payout in year 2 | 25.00%
Average annual percentage payout in year 3 | 21.00%

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- Definition Percentage of average annual payout, after reinsurance, in the first year after a claim is incurred, beginning with the earliest accident year disclosed for short-duration insurance contracts. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 55 -Paragraph 9F -Publisher FASB -URI https://asc.fasb.org/1943274/2147480046/944-40-55-9F Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 4G -Publisher FASB -URI https://asc.fasb.org/1943274/2147480081/944-40-50-4G + Details
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- Definition Percentage of average annual payout, after reinsurance, in the third year after a claim is incurred, beginning with the earliest accident year disclosed for short-duration insurance contracts. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 55 -Paragraph 9F -Publisher FASB -URI https://asc.fasb.org/1943274/2147480046/944-40-55-9F Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 944 -SubTopic 40 -Name Accounting Standards Codification -Section 50 -Paragraph 4G -Publisher FASB -URI https://asc.fasb.org/1943274/2147480081/944-40-50-4G + Details
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