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Reinsurance (Tables)
 12 Months Ended
Dec. 31, 2025
Insurance [Abstract]  
Schedule of Reinsurance recoverable
Amounts recoverable from reinsurers are recognized in a manner consistent with the claims liabilities associated with the reinsurance placement and presented on the balance sheet as reinsurance recoverable. Such balance as of December 31, 2025 and 2024 are presented in the table below ($ in millions).
December 31,
20252024
Reinsurance recoverable on paid losses$19.6 $20.9 
Ceded unpaid loss and LAE133.8 149.5 
Total reinsurance recoverable$153.4 $170.4 
The Company has the following unsecured reinsurance recoverable balances from reinsurers at December 31, 2025 and 2024 with a majority of the reinsurers having A.M. Best rating of A (Excellent) or better ($ in millions):
AM Best
Rating		 December 31,
Reinsurer20252024
A+Hannover Rueck SE$48.9 $104.0 
AMAPFRE Re, Compania De Reaseguros S.A.29.3 34.0 
A+Swiss Reinsurance America Corporation 13.2 26.3 
A+Aviva Insurance Limited8.9 2.7 
NRLloyd's Underwriter Syndicate no. 2791 MAP1.2 2.1 
A++Tokio Marine & Nichido Fire Insurance Company Limited1.2 1.9 
NRLloyd's Underwriter Syndicate no. 1084 CSL0.7 1.1 
A++The Travellers Indemnity Company0.1 0.4 
A+Odyssey Reinsurance Company0.1 0.2 
A+Lloyd's Underwriter Syndicate No. 2001 AML0.1 0.2 
 $103.7 $172.9 
 Other reinsurers0.2 0.4 
 $103.9 $173.3 
Schedule of Impact of reinsurance
The impact of reinsurance treaties on the Company's consolidated statements of operations and comprehensive income (loss) is as follows ($ in millions):
December 31,
202520242023
Premium written:  
Direct$1,142.0 $916.4 $730.9 
Assumed29.3 12.6 7.5 
Ceded(407.8)(513.9)(389.1)
Net premium written$763.5 $415.1 $349.3 
Premium earned:
Direct$1,026.8 $815.9 $667.2 
Assumed24.0 11.4 5.1 
Ceded(514.5)(456.7)(357.1)
Net premium earned$536.3 $370.6 $315.2 
Loss and LAE incurred:
Direct$650.2 $593.3 $563.4 
Assumed21.8 11.7 6.0 
Ceded(325.0)(328.0)(289.0)
Net loss and LAE incurred$347.0 $277.0 $280.4